request->get('data')) ? $request->request->get('data') : ($request->get('data') ? $request->get('data') : '');
//if ($request_data != "") {
// $session_string = (isset($request_data->session_string)) ? explode("|", base64_decode($request_data->session_string)) : ($request->get('user') ? $request->get('user')['session_string'] : '');
/* if (!isset($session_string[0])) {
$data = array();
$data['status'] = 'FAIL';
$data['message'] = 'Invalid Session data';
return $data;
}
if($error = $this->validate_session($session_string))
{
return $error;
}*/
$merchant_id = $parent_merchant = (isset($request_data->merchant_id) && $request_data->merchant_id != "") ? $request_data->merchant_id : ((isset($session_string[0])) ? $session_string[0] : 0);
$user_type = (isset($session_string[5])) ? $session_string[5] : 0;
$from_date = (isset($request_data->from_date) && $request_data->from_date != "" ) ? $request_data->from_date : date('Y-m-d');
$to_date = (isset($request_data->to_date) && $request_data->to_date != "" ) ? $request_data->to_date : date('Y-m-d');
$duration = (isset($request_data->duration) && $request_data->duration != "" ) ? $request_data->duration : "";
$cfuser = 0;
/*if($user_type == "admin"){
$center_id = (isset($request_data->center_id) ) ? $request_data->center_id : 0;
$cfuser = 0;
$userid = (isset($request_data->executive_id) && $request_data->executive_id != "") ? $request_data->executive_id : 0;
}else*/if($user_type == "admin"){
$center_id = (isset($request_data->center_id) && $request_data->center_id != "" ) ? $request_data->center_id : 0;
$cfuser = 0;
$userid = (isset($request_data->executive_id) && $request_data->executive_id != "") ? $request_data->executive_id : 0;
}elseif($user_type == "Merchant"){
$center_id = (isset($request_data->center_id) && $request_data->center_id != "" ) ? $request_data->center_id : 0;
if(strpos($center_id, '_merchant') !== false){
$anchor_merchant_id = $merchant_id = explode('_merchant',$center_id)[0];
$center_id = 0;
}
$cfuser = 0;
$userid = (isset($request_data->executive_id) && $request_data->executive_id != "" ) ? $request_data->executive_id : 0;
}elseif($user_type == "Center"){
$userid = (isset($request_data->executive_id) && $request_data->executive_id != "" ) ? $request_data->executive_id : 0;
$cfuser = 0;
$center_id = (isset($session_string[1])) ? $session_string[1] : 0;
}else{
$center_id = 0;
$userid = (isset($session_string[2])) ? $session_string[2] : 0;
}
if (!isset($anchor_merchant_id)){
$isAnchorMerchant = $this->isAnchorMerchant($parent_merchant);
if (isset($isAnchorMerchant['merchant_ids'])){
$merchant_id = $isAnchorMerchant['merchant_ids'];
}
}
if($duration){
if($duration == 'day'){
$from_date = Carbon::now()->startOfDay()->toDateString();
$to_date = Carbon::now()->endOfDay()->toDateString();
}elseif($duration == 'week'){
$from_date = Carbon::now()->startOfWeek()->toDateString();
$to_date = Carbon::now()->endOfWeek()->toDateString();
}elseif($duration == 'month'){
$from_date = Carbon::now()->startOfMonth()->toDateString();
$to_date = Carbon::now()->endOfMonth()->toDateString();
}
}
$dashboard_request = array();
$dashboard_request['from_date'] = $from_date;
$dashboard_request['to_date'] = $to_date;
$applications = ConsumerApplication::whereIn('state', ['form completed','in-process', 'waiting for documents', 'approved']);
if($merchant_id != 0){
$dashboard_request['merchant_id'] = $merchant_id;
$applications = $applications->where('merchant_id', $merchant_id);
}
if($center_id != 0){
$dashboard_request['center_id'] = $center_id;
$applications = $applications->where('merchant_location_id', $center_id);
}
if($userid != 0){
$dashboard_request['executive_id'] = $userid;
$applications = $applications->where('src_representative_name', $userid);
}
if($cfuser != 0){
$dashboard_request['user_id'] = $cfuser;
$applications = $applications->where('user_id', $cfuser);
}
$applications = $applications->whereNull('is_deleted')->orderBy('created_at', 'desc')
->limit(20)->get(['id']);
$request = new Request($dashboard_request);
$dashboard= (new Dashboard($request));
$applicationsProcessed = $dashboard->getLoanApplicationProcessed();
$applicationsApproved = $dashboard->getLoanApplicationByStatusV1('approved');
// $applicationsAbort = $dashboard->getLoanApplicationByStatusV1('aborted');
// $applicationsRejected = $dashboard->getLoanApplicationByStatusV1('rejected');
$applicationsDisbursementTime = $dashboard->getDisbursement();
$appl = [];
foreach ($applications as $app){
array_push($appl, $app->id);
}
$sorted_applications = ConsumerApplication::whereIn('id', $appl)->orderByRaw("CAST(loan_amount AS UNSIGNED) DESC")->get(['id', 'name', 'loan_amount', 'state']);
$apps = [];
$total_la = 0;
$total_pending_la = 0;
$total_app_ids = array();
foreach ($sorted_applications as $key => $app){
if($key<3){
$apps[$key]['name'] = $app->name;
$apps[$key]['loan_amount'] = number_format($app->loan_amount);
$apps[$key]['status'] = $app->state;
$apps[$key]['application_id'] = base64_encode(json_encode($app->id));
$apps[$key]['doc'] = (new Admin\ConsumerApplicationController)->getOtherRequiredDocument($app);
$total_la += (int)$app->loan_amount;
}
$total_pending_la += $app->loan_amount;
array_push($total_app_ids,$app->id);
}
$dashboard = [
array(
'title1' => 'Applications Sent',
'icon' => 'sent',
'count' => str_replace('.00','',money_format('%!i',$applicationsProcessed['processed_application'])),
'title2' => 'Value of applications Sent',
'value' => '₹'.PWAApplicationForm::getAmountInLac(($applicationsProcessed['value_processed_application'])),
'applications' => base64_encode(json_encode($applicationsProcessed['application_ids']))
),
// array(
// 'title' => 'Value of applications Sent',
// 'count' => '₹'.PWAApplicationForm::getAmountInLac(($applicationsProcessed['value_processed_application'])),
// 'applications' => base64_encode(json_encode($applicationsProcessed['application_ids']))
// ),
array(
'title1' => 'Applications Approved',
'icon' => 'approve',
'count' => str_replace('.00','',money_format('%!i',$applicationsApproved[0])),
'title2' => 'Value of loans approved',
'value' => '₹'.PWAApplicationForm::getAmountInLac($applicationsApproved[1]),
'applications' => base64_encode(json_encode($applicationsApproved[2]))
),
// array(
// 'title' => 'Value of loans approved',
// 'count' => '₹'.PWAApplicationForm::getAmountInLac($applicationsApproved[1]),
// 'applications' => base64_encode(json_encode($applicationsApproved[2]))
// ),
array(
'title1' => 'Applications Disbursed',
'icon' => 'disburse',
'count' => str_replace('.00','',money_format('%!i',$applicationsDisbursementTime[1])),
'title2' => 'Value of loans Disbursed',
'value' => '₹'.PWAApplicationForm::getAmountInLac($applicationsDisbursementTime[3]),
'applications' => base64_encode(json_encode($applicationsDisbursementTime[4]))
),
array(
'title1' => 'Pending Applications',
'icon' => 'pending_app',
'count' => count($total_app_ids),
'title2' => 'Value of open loans',
'value' => '₹'.PWAApplicationForm::getAmountInLac($total_pending_la),
'applications' => base64_encode(json_encode($total_app_ids))
),
// array(
// 'title' => 'Value of loans Disbursed',
// 'count' => '₹'.PWAApplicationForm::getAmountInLac($applicationsDisbursementTime[3]),
// 'applications' => base64_encode(json_encode($applicationsDisbursementTime[4]))
// ),
// array(
// 'title' => 'Applications Rejected',
// 'icon' => 'reject',
// 'count' => str_replace('.00','',money_format('%!i',$applicationsRejected[0])),
// 'applications' => base64_encode(json_encode($applicationsRejected[2]))
// ),
// array(
// 'title' => 'Applications Aborted',
// 'icon' => 'abort',
// 'count' => str_replace('.00','',money_format('%!i',$applicationsAbort[0])),
// 'applications' => base64_encode(json_encode($applicationsAbort[2]))
// )
];
// $apps[] = money_format('%!i',$total_la);
$data['total_loan_amount'] = $apps != [] && !empty($apps) && $total_la > 0 ? number_format($total_la) : 0;
$data['applications'] = $dashboard;
$data['pending_app_ids'] = base64_encode(json_encode($total_app_ids));
$data['pending_app'] = $apps;
$data['status'] = 'OK';
$data['message'] = 'Dashboard';
print_r($data);die;
//}
/*$data = array();
$data['status'] = 'FAIL';
$data['message'] = 'No Data Found';
return $data;*/
}
public function isAnchorMerchant($merchant_id){
$merchants = Merchant::where('anchor_merchant_id',$merchant_id)->get(['id','merchant_name']);
$isAnchorMerchant = false;
$merchantIds[] = $merchant_id;
$merchantList = [];
foreach($merchants as $merchant){
$isAnchorMerchant = true;
$merchantIds[] = $merchant->id;
$merchantList[] = $merchant;
}
if($isAnchorMerchant){
return ['merchant_ids' => $merchantIds, 'anchor_merchant' => $merchantList];
}else {
return ['merchant_ids' => $merchant_id ? [$merchant_id] : 0];
}
}
public function nachregister(){
$status_array = ['disbursed'];
$consumer_application_ids = array();
$application = ConsumerApplication::with('merchant','lender','bank_details','proFormaInvoice','monthlymandate','fullmandate');
$applications = $application->whereNull('is_deleted')->whereIn('consumer_application.state',$status_array)->groupBy('id')->get(['id','name','email','mobile_number','merchant_id','lender_id','state']);
foreach($applications as $application){
if(isset($application->monthlymandate->umrn) && !empty($application->monthlymandate->umrn) && $application->monthlymandate->umrn != "0"){
if(isset($application->monthlymandate->mode)) {
array_push($consumer_application_ids,$application->id);
$staus_log[] = [
'application_id' => $application->id,
'user_id' => 107,
'status' => 'nach registered',
'created_at' => Carbon::now()->toDateTimeString()
];
}
}elseif(isset($application->fullmandate->umrn) && !empty($application->fullmandate->umrn) && $application->fullmandate->umrn != "0"){
if(isset($application->fullmandate->mode)) {
array_push($consumer_application_ids,$application->id);
$staus_log[] = [
'application_id' => $application->id,
'user_id' => 107,
'status' => 'nach registered',
'created_at' => Carbon::now()->toDateTimeString()
];
}
}
}
echo "";
ConsumerApplication::wherein('id',$consumer_application_ids)->update(['state'=>'nach registered']);
StatusLogs::insert($staus_log);
print_r($consumer_application_ids);
exit;
}
public function getIdeaFoirData(){
$csvFile = file(storage_path().'/foir_data.csv');
foreach ($csvFile as $line) {
$data[] = str_getcsv($line);
}
$finalData[] = ['SerialNo','ApplicationID','ProcessDate','LoanType','Status','SCORED_DATE','TS_CREDIT_INSIGHT','FOIR','SCORE'];
unset($data[0]);
$consumerApplication = new ConsumerApplicationController();
foreach ($data as $datum){
try {
$request = new Request();
$request->attributes->add(['application_id' => $datum[1]]);
$response = $consumerApplication->getScoreCard($request);
$foir = $response['foir'];
$score = $response['score'];
$finalData[] = [
'SerialNo' => $datum[0],
'ApplicationID' => $datum[1],
'ProcessDate' => $datum[2],
'LoanType' => $datum[3],
'Status' => $datum[4],
'SCORED_DATE' => $datum[5],
'TS_CREDIT_INSIGHT' => $datum[6],
'FOIR' => $foir,
'SCORE' => $score,
];
}catch (\Exception $e){
$finalData[] = [
'SerialNo' => $datum[0],
'ApplicationID' => $datum[1],
'ProcessDate' => $datum[2],
'LoanType' => $datum[3],
'Status' => $datum[4],
'SCORED_DATE' => $datum[5],
'TS_CREDIT_INSIGHT' => $datum[6],
'FOIR' => 0,
'SCORE' => 0,
];
}
}
$request = new Request(['data'=>$finalData,'sheet'=>'Sheet1']);
return \Maatwebsite\Excel\Facades\Excel::download((new Exporter($request)), 'foir_data.xls');
}
public function getAddress($application){
if(empty($application->permanent_address_line_1)) {
return $application->current_address_line_1 . ', ' . $application->current_address_landmark . ', ' . $application->current_address_state . ', ' . $application->current_address_city;
}else{
return $application->permanent_address_line_1 . ', ' . $application->permanent_address_landmark . ', ' . $application->permanent_address_state . ', ' . $application->permanent_address_city;
}
}
public function arriveUAT(){
$data = array(
'name' => 'Sunil Khorwal',
'phone' => 7874191148,
'email' => 'piyush@creditfair.in',
'loan_amount' => 15000,
'pan_card' => 'DXPXK3435H',
'aadhaar_card' => 34452345333,
'lang' => 'BENGALI',
'offer_id' => 22,
'duration_year' => 1,
'duration_month' => 2,
'product_name' => 'Testing',
'unique_id_number' => '343343434',
'dob' => '1991-12-01',
'gender' => 'F',
'martial_status' => 'M',
'address' => [
[
'type' => 'current',
'address' => 'test',
'state' => 'Maharashtra',
'city' => 'Mumbai',
'pincode' => '400071',
'landmark' => 'Bandra',
'address_status' => 'Rented'
],
[
'type' => 'permanent',
'address' => 'test',
'state' => 'Maharashtra',
'city' => 'Mumbai',
'pincode' => '400071',
'landmark' => 'Bandra',
'address_status' => 'Rented'
],
[
'type' => 'work',
'address' => 'test',
'state' => 'Maharashtra',
'city' => 'Mumbai',
'pincode' => '400071',
'landmark' => 'Bandra',
'address_status' => 'Rented'
]
],
'alternate_number' => '9920820531',
'employment_status' => 'S',
'company_name' => 'Testing',
'monthly_income' => 232323,
);
$plaintext = http_build_query($data);
$key ='545f114ebd7e8acb1c39b4547d55a616';
$cipher = "AES-128-CBC";
$iv = "lksdasfsaskllopl";
$ciphertext_raw = openssl_encrypt($plaintext, $cipher, $key, $options = OPENSSL_RAW_DATA, $iv);
$hmac = hash_hmac('sha256', $ciphertext_raw, $key, $as_binary = true);
return $value = base64_encode($iv . $hmac . $ciphertext_raw);
}
public function uploadMerchantLogoOnS3(){
$merchants = Merchant::whereNotNull('merchant_logo')->get(['id', 'merchant_logo']);
foreach($merchants as $merchant){
try {
if ($merchant->merchant_logo) {
$file_path = '/merchant/' . $merchant->id . '/logo' . $merchant->merchant_logo;
$s3 = Storage::disk('s3');
$s3->put($file_path, file_get_contents('https://creditfair.in' . $merchant->merchant_logo));
Merchant::where('id', $merchant->id)->update(['merchant_logo' => $file_path]);
}
}catch (\Exception $e){
}
}
}
public function getDPDDays(){
$consumers = ConsumerApplication::with('emi_payment.transaction')->whereIn('id', [8153,
6751,
8587,
10751,
10180,
8534,
11554,
11499,
11138,
11587,
11565,
13915,
15620,
15980,
16549,
16959,
17014,
16353,
17354,
17407,
17131,
17458,
17422,
17693,
17844,
18131,
14261,
18244,
17185,
18013,
16827,
18568,
19036,
18422,
19155,
19024,
14037,
19272,
16750,
19726,
19461,
18416,
17607,
19799,
2652,
2753,
3989,
4505,
4984,
5273,
5431,
5522,
5754,
18093,
19173,
19809,
19189,
19852,
18626,
18331,
17270,
20289,
19459,
18803,
20545,
19940,
20425,
17664,
19619,
19740,
20942,
20278,
20245,
19049,
21088,
21242,
16109,
21254,
21183,
20955,
13747,
21494,
19384,
21586,
21624,
10042,
21500,
21378,
21394,
21785,
21555,
21872,
21003,
21155,
19339,
22059,
22323,
21417,
22646,
22005,
22150,
21968,
21726,
22280,
22796,
22830,
23024,
23075,
22862,
22721,
23103,
21742,
23415,
23298,
23138,
22392,
22569,
19865,
23521,
22129,
24361,
23854,
24631,
24517,
24633,
25328,
23208,
25325,
25409,
25509,
24602,
25887,
25761,
25494,
24994,
25300,
24861,
26237,
26014,
25557,
26150,
26030,
26387,
25667,
26388,
25937,
26167,
26492,
26392,
26680,
25114,
21596,
26654,
26658,
26695,
22494,
27049,
26964,
26786,
26503,
23721,
27097,
26482,
26667,
26378,
25474,
26662,
25966,
27282,
26224,
26768,
27048,
27593,
26863,
26180,
21442,
27276,
27286,
27055,
26612,
27424,
27822,
27417,
17628,
25772,
27511,
26145,
27166,
26203,
27684,
27845,
26682,
26643,
28018,
25959,
28461,
24505,
23301,
27671,
27794,
28378,
21379,
28551,
28236,
25511,
28422,
27004,
23909,
27075,
28391,
27844,
29095,
29129,
29325,
28456,
28867,
29518,
29484,
28187,
29395,
28698,
22996,
28183,
27690,
29887,
27924,
28886,
26598,
28342,
28172,
26453,
26736,
29716,
30085,
29347,
29837,
30703,
30067,
30373,
28184,
28592,
28855,
30911,
30915,
28645,
28997,
30889,
30745,
28669,
28691,
19531,
29873,
31734,
31849,
31902,
30979,
22172,
30442,
31917,
32078,
31742,
32018,
31690,
31148,
26971,
32427,
31700,
19164,
32554,
32534,
32424,
32681,
30033,
32555,
30847,
32557,
32256,
32243,
29738,
32935,
32984,
32433,
32982,
33059,
33152,
29863,
31788,
32766,
32536,
33293,
33075,
32904,
31006,
29733,
27919,
32467,
33519,
33048,
29446,
28704,
32957,
33371,
32203,
32830,
33734,
34218,
34377,
32944,
34392,
32222,
34656,
32586,
33790,
34697,
34645,
34758,
34284,
34283,
31924,
32910,
33527,
34563,
32587,
34872,
35108,
34644,
34437,
34871,
34135,
33915,
32682,
34204,
35532,
34800,
30879,
33361,
35613,
34882,
35561,
35156,
35954,
36114,
35060,
35853,
31773,
34514,
35507,
34996,
36210,
35640,
35942,
19234,
36826,
33522,
36745,
35936,
37233,
37216,
37117,
36822,
32527,
35838,
36991,
34721,
37368,
34782,
36930,
34975,
34311,
37784,
37119,
35679,
38160,
38034,
33802,
32650,
34976,
34773,
38290,
36254,
37757,
38391,
38299,
35565,
35417,
35858,
38592,
37494,
38080,
26200,
32653,
36830,
37751,
38248,
39148,
37779,
35680,
39326,
38241,
38250,
35635,
39290,
39292,
39418,
35242,
39032,
38860,
38875,
35087,
31372,
36752,
38117,
39568,
39805,
39145,
39773,
39825,
39869,
40049,
39885,
39264,
39487,
38390,
39709,
39472,
38848,
38128,
40079,
40238,
37151,
34797,
34711,
33274,
38842,
38428,
39862,
38796,
39111,
39219,
36918,
38578,
35386,
36768,
37856,
35460,
40205,
39540,
40378,
38545,
37840,
37561,
38807,
37754,
34883,
38363,
40218,
39283,
37509,
38418,
34206,
40511,
40709,
39205,
40632,
40449,
39681,
36428,
40471,
40878,
39118,
38072,
36825,
32938,
39117,
36779,
40115,
40071,
41130,
40983,
39806,
40350,
40980,
34960,
34387,
38347,
37788,
39201,
37051,
41090,
40977,
40356,
39942,
31907,
38562,
40137,
41121,
40309,
41256,
41372,
40886,
41381,
41489,
41459,
40933,
40821,
40357,
35167,
41694,
39455,
40612,
41412,
41352,
41507,
40663,
41271,
41369,
40180,
40943,
41270,
41477,
41452,
41343,
41787,
39882,
41152,
41356,
38902,
39751,
40676,
40219,
41857,
41830,
41913,
40783,
40883,
34076,
39332,
41355,
42050,
41384,
38401,
40430,
40862,
40495,
41927,
41689,
39747,
40472,
40879,
40774,
41565,
41278,
38814,
39970,
42047,
40865,
40847,
42264,
40958,
39621,
41926,
41797,
40140,
40610,
41476,
41684,
42059,
41155,
42191,
42029,
42299,
40935,
42502,
40919,
42512,
41835,
42651,
39811,
32238,
40540,
42790,
41916,
37120,
42064,
41890,
42887,
42096,
40890,
42067,
40577,
42643,
37381,
39872,
42267,
42934,
42507,
42702,
43058,
42657,
41091,
42474,
41800,
41445,
42326,
41456,
43124,
43145,
43096,
43091,
41598,
42964,
43302,
42227,
41354,
43129,
42930,
42885,
40863,
43516,
41826,
38066,
43257,
42917,
37955,
43501,
42836,
43052,
43139,
43335,
41494,
43260,
39987,
40671,
40584,
43578,
42929,
42514,
43573,
42825,
43585,
42351,
41334,
43656,
42700,
42992,
38756,
43599,
43788,
43357,
43620,
43072,
43559,
38111,
38926,
41197,
40242,
42552,
42321,
40347,
43845,
43538,
43574,
43958,
44025,
43201,
44032,
42081,
5581,
43135,
41887,
43939,
43338,
43596,
42292,
41115,
41674,
43099,
34888,
42692,
42708,
43403,
43565,
43722,
44017,
43267,
43262,
40872,
40190,
43218,
44022,
44303,
44356,
43751,
38269,
44298,
44179,
44225,
41133,
42226,
43511,
42840,
42577,
40243,
43231,
43595,
44466,
39829,
44234,
43804,
42288,
42776,
42984,
44591,
44301,
44182,
44190,
42071,
43528,
40102,
39932,
43235,
44502,
44256,
43799,
44389,
43875,
40067,
43611,
42829,
44673,
44853,
44978,
44900,
40659,
43277,
43243,
42875,
43504,
45114,
44375,
44385,
40727,
42587,
44593,
44921,
45171,
44231,
45004,
44009,
44392,
44647,
44228,
42792,
44090,
45041,
45268,
44333,
43608,
45288,
45426,
44882,
40978,
45325,
43060,
44266,
44651,
45521,
43730,
45406,
44762,
45144,
43543,
45326,
45005,
45580,
45290,
45668,
40536,
45690,
45831,
45350,
45825,
43114,
43345,
44229,
35742,
42695,
45723,
45136,
45769,
45870,
45388,
46013,
44997,
44971,
45182,
45977,
44643,
45459,
40938,
42623,
46040,
45877,
45255,
33829,
44801,
44810,
45964,
45483,
45868,
46095,
43233,
40444,
45920,
45878,
44659,
43864,
45535,
45912,
45703,
45946,
34508,
32202,
43075,
45976,
43957,
46617,
45620,
39491,
46494,
42404,
46591,
46699,
46697,
45587,
39873,
46164,
45582,
46460,
35934,
46012,
46096,
46518,
45965,
42686,
46999,
46513,
44445,
46349,
42185,
43660,
46584,
45815,
45728,
47005,
42591,
46535,
42766,
46230,
43858,
47028,
46993,
46743,
45692,
46231,
46451,
40240,
46536,
46545,
46396,
47180,
45284,
45469,
46367,
46406,
47427,
39612,
39957,
41102,
35556,
47330,
45408,
47512,
46483,
46570,
47168,
47537,
47058,
47496,
47041,
46899,
47338,
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47502,
47706,
47165,
47391,
46888,
47733,
45860,
47748,
47552,
47533,
46142,
47304,
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47065,
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46880,
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47564,
47880,
47921,
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42991,
35177,
43619,
43616,
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38434,
47038,
47864,
47549,
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47726,
47830,
46466,
47042,
46480,
47976,
48119,
45188,
46407,
48123,
47850,
48115,
48030,
47035,
47898,
48217,
47901,
43502,
44254,
46615,
46523,
45022,
42084,
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47262,
43655,
45123,
48240,
48215,
47399,
46485,
48074,
46360,
42027,
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47971,
48238,
47126,
48538,
48541,
47024,
45258,
48568,
44452,
47835,
48274,
48585,
48620,
48513,
48031,
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48652,
46533,
48338,
42014,
48636,
43567,
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48756,
48782,
48365,
48831,
48705,
48929,
48143,
46907,
48803,
47334,
47922,
48726,
48924,
49006,
49127,
49136,
42757,
48209,
48290,
49169,
48749,
49195,
48962,
48589,
46107,
48834,
48411,
48281])->get(['id']);
//$payment_data = EmiPayment::with('transaction')->where('application_id',[17420])->get();
$DPDDays = [];
$PDate = '2021-11-30 23:59:59';//'2021-03-31 23:59:59';
$loanManagement = new LoanManagement();
foreach($consumers as $consumer){
$emiReceived = 0;
$i = 1;
$days = 0;
$emis = [];
foreach($consumer->emi_payment as $payment) {
if(count($payment->transaction)) {
$isReceived = 0;
foreach ($payment->transaction as $transaction) {
/*if(strtotime($transaction->payment_date) > strtotime('2021-03-31 23:59:59')) {
$days = $loanManagement->calculateDelayDays($payment->emi_date, '2021-03-31 23:59:59', $payment->application_id);
}*/
if(strtotime($transaction->payment_date) <= strtotime($PDate)) {
$isReceived = 1;
}
}
if($isReceived) {
$emiReceived++;
}
}
$emis[$i] = $payment->emi_date;
$i++;
}
if(!isset($emis)){
$days = $loanManagement->calculateDelayDays($consumer->emi_payment[0]->emi_date, $PDate, 0);
}
$DPDDays[$consumer->id] = isset($emis[$emiReceived + 1]) ? $days ?? $loanManagement->calculateDelayDays($emis[$emiReceived + 1], $PDate, 0) : 0;
$emisData[$consumer->id] = $emis;
$emisDataRec[$consumer->id] = $emiReceived;
}
return $DPDDays;
}
public function getSantoshji($start_date = '2021-04-01 00:00:00', $last_date = '2022-03-31 23:59:59'){
try {
// ini_set('max_execution_time', -1);
// set_time_limit(0);
// ini_set('memory_limit', '-1');
$dd = [];
/*$apps = DB::select("select id, state from consumer_application where id in (select application_id from status_logs
where status in ('disbursed', 'nach registered') and created_at <= '$__date' group by application_id) and is_deleted is null group by id desc");*/
// $apps = DB::select("select id, state from consumer_application where id in (59791,59735,59042,59320,58686,55181,59150,45141,58786,58125) and is_deleted is null group by id desc");
$apps = DB::select("select id, state from consumer_application where state in ('disbursed', 'nach registered', 'closed', 'cancelled') and is_deleted is null group by id asc");
$ddStatus = [];
foreach ($apps as $app) {
$dd[] = $app->id;
$ddStatus[] = $app->id;
}
$SDate = $start_date;//'2021-03-31 23:59:59';
$FDate = $last_date;//'2021-03-31 23:59:59';
$d = new AccountingController();
$d->raw = true;
$header[] = ['ID', 'principalReceivedTotal', 'pending p os', 'foreclosure', 'after foreclosure p os'];
$ddd = [];
foreach ($dd as $item) {
try {
$v = $d->getLoanScheduleDataV1($item);
$statusLog = StatusLogs::where('application_id', $item)->whereIn('status', ['closed', 'cancelled'])->orderBy('created_at', 'desc')->first();
$isClosed = 0;
if ($statusLog && strtotime($statusLog->created_at) >= strtotime($SDate) && strtotime($statusLog->created_at) <= strtotime($FDate)) {
$isClosed = 1;
}
$principalToBeReceivedTotal = 0;
$principalToBeReceivedMonth = 0;
$monthWiseData = [];
$principalReceivedTotal = 0;
$opening = $closing = $v['summary']['loan_outstanding'];
foreach ($v['schedule'] as $c) {
$receivedOnMonth = 0;
$payment_date = '';
foreach ($c['transaction'] as $transaction) {
if (strtotime($transaction->payment_date) >= strtotime($SDate) && strtotime($transaction->payment_date) <= strtotime($FDate) && !$transaction->refunded_at) {
$receivedOnMonth += $transaction->amount;
$payment_date = $transaction->payment_date;
}
}
//if(strtotime($c['emi_date']) <= strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
$principalToBeReceivedMonth = $c['principal'];
//}
if ($principalToBeReceivedMonth <= $receivedOnMonth) {
$monthWiseData[$c['emi_date']]['principalReceived'] = $principalToBeReceivedMonth;
} else {
$monthWiseData[$c['emi_date']]['principalReceived'] = $receivedOnMonth;//$receivedOnMonth ? $principalToBeReceivedMonth - $receivedOnMonth : 0;
}
$principalReceivedTotal += $monthWiseData[$c['emi_date']]['principalReceived'];
/*if(strtotime($v['schedule'][0]['emi_date']) > strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
}*/
$opening = $closing;
$closing = $opening - $monthWiseData[$c['emi_date']]['principalReceived'];
$ddd[$item][$c['emi_date']] = [
'id' => $item,
'name' => $v['customer_name'],
'opening_balance' => round($opening, 2),
'interest_rate' => round($c['interest'], 2),
'principal' => $monthWiseData[$c['emi_date']]['principalReceived'],
'debit' => $c['interest'],
'credit' => round($monthWiseData[$c['emi_date']]['principalReceived'] + $c['interest'] + $c['bounce_charges'] + $c['delay_penalty'], 2),
'bounce' => $c['bounce_charges'],
'penal' => $c['delay_penalty'],
'payment_date' => $payment_date,
'closing_balance' => $closing,
'status' => $c['payment_status'],
];
}
} catch (\Exception $e) {
}
}
$data [] = ['ID', 'Name', 'Opening balance', 'Principal', 'Debit', 'Credit', 'Bounce Charges', 'Penal Charges', 'Payment Date', 'Closing balance', 'EMI Status'];
foreach ($ddd as $app) {
foreach ($app as $key => $item) {
if (strtotime($key) >= strtotime($SDate) && strtotime($key) <= strtotime($FDate)) {
// $tr .= '| ' . $item['id'] . ' | ' . $item['name'] . ' | ' . $item['opening_balance'] . ' | ' . round($item['principal'], 2) . ' | ' . round($item['debit'], 2) . ' | ' . round($item['credit'], 2) . ' | ' . round($item['bounce'], 2) . ' | ' . round($item['penal'], 2) . ' | ' . $item['payment_date'] . ' | ' . round($item['closing_balance'], 2) . ' | ' . $item['status'] . ' |
';
$data[] = [
'id' => $item['id'],
'name' => $item['name'],
'opening' => $item['opening_balance'],
'principal' => round($item['principal'], 2),
'debit' => round($item['debit'], 2),
'credit' => round($item['credit'], 2),
'bounce' => round($item['bounce'], 2),
'penal' => round($item['penal'], 2),
'payment_date' => $item['payment_date'],
'closing' => round($item['closing_balance'], 2),
'status' => $item['status']
];
}
}
}
$request = new Request(['data' => $data, 'sheet' => 'Sheet1']);
// return \Maatwebsite\Excel\Facades\Excel::download((new Exporter($request)), 'SanthoshJi_audit_report.xlsx');
$file = time() . '_' . Carbon::now()->toDateTimeString() . '_audit_report.xlsx';
Excel::store((new Exporter($request)), $file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Audit Report']
, function ($message) use ($file) {
$message->to(['sarah@creditfair.in'])->subject('Audit Report');
$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink(storage_path() . '/app/' . $file);
// return "| ID | Name | Opening balance | Principal | Debit | Credit | Bounce Charges | Penal Charges | Payment Date | Closing balance | EMI Status |
".$tr."
";
} catch (\Exception $e) {
(new \App\Slack(new Request(['title' => 'Error in sending audit report', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
}
}
public function getPrincipalsOutstandingAdityaNCD($payload){
$month = $payload->month ?? '';
$year = $payload->year ?? '';
$app_ids = $payload->ids ?? '';
set_time_limit(0);
ini_set('memory_limit', '-1');
if($app_ids != ''){
$apps = DB::select("select id, state from consumer_application where id in (".$app_ids.") and is_deleted is null group by id");
}else{
$apps = DB::select("select id, state from consumer_application where lender_id=2 and id in
(select application_id from status_logs where status in ('disbursed', 'nach registered') group by application_id)
and is_deleted is null group by id");
}
$ddStatus = [];
foreach($apps as $app){
$dd[] = $app->id;
$ddStatus[] = $app->id;
}
(new Slack(new Request(['title' => 'NCD', 'fields' => ['file preparing started' => count($dd)], 'group' => Slack::$STAGE_TESTING])))->send();
$FDateE = Carbon::createFromDate($year, $month)->subMonth(1)->endOfMonth()->toDateTimeString();
$FDateS = Carbon::createFromDate($year, $month)->subMonth(1)->startOfMonth()->toDateTimeString();
$FDate1E = Carbon::createFromDate($year, $month)->subMonth(2)->endOfMonth()->toDateTimeString();
$FDate1S = Carbon::createFromDate($year, $month)->subMonth(2)->startOfMonth()->toDateTimeString();
/*$FDateE = '2024-02-31 23:59:59';//'2021-03-31 23:59:59';
$FDateS = '2024-02-01 00:00:00';//'2021-03-01 00:00:00';
$FDate1E = '2024-01-31 23:59:59';//'2021-03-31 23:59:59';
$FDate1S = '2024-01-01 00:00:00';//'2021-03-01 00:00:00';*/
$d = new AccountingController();
$d->raw = true;
$header[] = ['ID', 'no of Installments ', 'Opening Principal O/s', 'Overdue Principal o/s', 'Principal Due during the month', 'Principal Paid during the month', 'Principal Overdue', 'DPD', 'Closing Principal O/s', 'Interest O/S beginning OF Month', 'Interest due during Month', 'Interest paid during Month', 'Interest overdue', 'Prepayment s', 'J2Sec'];
foreach($dd as $item) {
try {
$v = $d->getLoanScheduleDataV1($item);
$statusLog = StatusLogs::where('application_id', $item)->whereIn('status', ['closed', 'cancelled'])->orderBy('created_at','desc')->first();
$isClosed = 0;
if($statusLog && $statusLog->created_at <= $FDateE){
$isClosed = 1;
}
$principalToBeReceivedTotal = 0;
$principalToBeReceivedMonth = 0;
$monthWiseData = [];
$principalReceivedTotal = 0;
$no_of_Installments_remaining = 0;
$OverduePrincipalo_sE2 = 0;
$OverduePrincipalo_sD2 = 0;
$interest_OS_beginning_OF_MonthK2 = 0;
$PrincipalDueduringthemonthF2 = 0;
$PrincipalDueduringthemonthJ2 = 0;
$interest_due_during_MonthL2 = 0;
$interest_due_during_MonthM2 = 0;
$no_of_Installments_remainingC2 = 0;
$principal_Paid_during_the_monthG2 = 0;
$interestToBeReceivedTotal = 0;
$interestToBeReceivedMonth = 0;
$interest_overdueN2 = 0;
$principal_Overdue_H2 = 0;
foreach($v['schedule'] as $vp => $c) {
$receivedOnMonth = 0;
foreach ($c['transaction'] as $transaction) {
if ($transaction->payment_date <= $FDateE && !$transaction->refunded_at) {
$receivedOnMonth += $transaction->amount;
}
}
//if(strtotime($c['emi_date']) <= strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
$principalToBeReceivedMonth = $c['principal'];
$interestToBeReceivedTotal += $c['interest'];
$interestToBeReceivedMonth = $c['interest'];
//}
if($principalToBeReceivedMonth <= $receivedOnMonth){
$monthWiseData[$c['emi_date']]['principalReceived'] = $principalToBeReceivedMonth;
}else{
$monthWiseData[$c['emi_date']]['principalReceived'] = $receivedOnMonth;//$receivedOnMonth ? $principalToBeReceivedMonth - $receivedOnMonth : 0;
}
if($principalToBeReceivedMonth <= $receivedOnMonth) {
if (round($interestToBeReceivedMonth) <= round($receivedOnMonth - $principalToBeReceivedMonth)) {
$monthWiseData[$c['emi_date']]['interestReceived'] = $interestToBeReceivedMonth;
} else {
$monthWiseData[$c['emi_date']]['interestReceived'] = ($receivedOnMonth - $principalToBeReceivedMonth);//$receivedOnMonth ? $principalToBeReceivedMonth - $receivedOnMonth : 0;
}
}
$principalReceivedTotal += $monthWiseData[$c['emi_date']]['principalReceived'];
/*if(strtotime($v['schedule'][0]['emi_date']) > strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
}*/
if($c['emi_date'] > $FDateE){
$no_of_Installments_remainingC2++;
}
if ($c['emi_date'] >= $FDateS && $c['emi_date'] <= $FDateE){
$PrincipalDueduringthemonthF2 = $principalToBeReceivedMonth;
$principal_Paid_during_the_monthG2 = $monthWiseData[$c['emi_date']]['principalReceived'];
$interest_due_during_MonthL2 = $interestToBeReceivedMonth;
$interest_due_during_MonthM2 = $monthWiseData[$c['emi_date']]['interestReceived'] ?? 0;
$PrincipalDueduringthemonthJ2 = $c['principal_outstanding'];//$v['schedule'][$vp + 1]['principal'] ?? 0;
$dueAfterData = isset($v['schedule'][$vp + 1]['principal_outstanding']) ? $v['schedule'][$vp + 1]['principal_outstanding'] : 0;
$interest_overdueN2 = round($interest_due_during_MonthL2) - round($interest_due_during_MonthM2);
$principal_Overdue_H2 = $principalToBeReceivedTotal - $principalReceivedTotal;
}
if($c['emi_date'] >= $FDate1S && $c['emi_date'] <= $FDate1E && !$OverduePrincipalo_sE2){
$OverduePrincipalo_sE2 = $principalToBeReceivedTotal - $principalReceivedTotal;
$OverduePrincipalo_sD2 = $c['principal_outstanding'];//$principalReceivedTotal;
$interest_OS_beginning_OF_MonthK2 = $interestToBeReceivedMonth - $monthWiseData[$c['emi_date']]['interestReceived'];
}
}
$foreclosureAmtReceived = 0;
if(isset($v['foreclosureData'])) {
foreach ($v['foreclosureData'] as $foreclosureAmt) {
if ($foreclosureAmt['payment_date'] <= $FDateE) {
$foreclosureAmtReceived += $foreclosureAmt['amount'];
}
}
}
if($v['schedule'][0]['emi_date'] >= $FDate1S && !$OverduePrincipalo_sD2){
$OverduePrincipalo_sD2 = $principalToBeReceivedTotal;//$principalReceivedTotal;
}
if($v['schedule'][0]['emi_date'] > $FDateE){
$PrincipalDueduringthemonthJ2 = $principalToBeReceivedTotal;//$v['schedule'][0]['principal_outstanding'];
//$PrincipalDueduringthemonthJ2 = $v['schedule'][0]['principal_outstanding'];
}
if($foreclosureAmtReceived && $dueAfterData){
$PrincipalDueduringthemonthJ2 = $foreclosureAmtReceived >= $dueAfterData ? 0 : $dueAfterData - $foreclosureAmtReceived;
}
//future emi payment received
$futureEMIPaymentReceived = 0;
foreach($monthWiseData as $emi_date_r => $_monthWiseData){
if($emi_date_r > $FDateE){
$futureEMIPaymentReceived += $_monthWiseData['principalReceived'] ?? 0;
}
}
if($PrincipalDueduringthemonthJ2 && $futureEMIPaymentReceived){
$PrincipalDueduringthemonthJ2 = $futureEMIPaymentReceived >= $PrincipalDueduringthemonthJ2 ? 0 : $PrincipalDueduringthemonthJ2 - $futureEMIPaymentReceived;
}
//end
//$OverduePrincipalo_sD2 = $principalToBeReceivedTotal - $OverduePrincipalo_sD2;
$dpdDaysCount = $isClosed ? 0 : $this->getDPDReport($item, $FDateE);
$resView[$item] = ['id' => $item, 'principalReceivedTotal' => $principalReceivedTotal, 'pending p os' => $principalToBeReceivedTotal - $principalReceivedTotal, 'foreclosure' => $foreclosureAmtReceived, 'after foreclosure p os' => $isClosed ? 0 : ($foreclosureAmtReceived > ($principalToBeReceivedTotal - $principalReceivedTotal) ? 0 : ($principalToBeReceivedTotal - ($principalReceivedTotal + $foreclosureAmtReceived))), 'no_of_Installments_remaining' => $no_of_Installments_remainingC2, 'OverduePrincipalo_sE2' => $OverduePrincipalo_sE2];
$resView1[$item] = ['id' => $item, 'C2' => $no_of_Installments_remainingC2, 'D2' => $OverduePrincipalo_sD2, 'E2' => $OverduePrincipalo_sE2, 'F2' => $PrincipalDueduringthemonthF2, 'G2' => $principal_Paid_during_the_monthG2, 'H2' => $principal_Overdue_H2, 'I2' => $dpdDaysCount, 'J2' => $PrincipalDueduringthemonthJ2, 'K2' => $interest_OS_beginning_OF_MonthK2, 'L2' => $interest_due_during_MonthL2, 'M2' => $interest_due_during_MonthM2, 'N2' => $interest_overdueN2, 'O2' => $foreclosureAmtReceived, 'J2Sec' => $resView[$item]['after foreclosure p os']];
}catch (\Exception $e){
}
}
(new Slack(new Request(['title' => 'NCD', 'fields' => ['file preparing' => 1], 'group' => Slack::$STAGE_TESTING])))->send();
$resC = [];
foreach($resView1 as $itemd){
$resC[] = $itemd;
}
$response = array_merge($header, $resC);
// $request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
// $file = 'Principal Outstanding_' . Carbon::now()->toDateString() . '.xls';
// Excel::store(new Exporter($request), $file);
$path1 = storage_path()."/NCD".time().".csv";
$file = fopen($path1,"w");
foreach ($response as $line) {
fputcsv($file, $line);
}
fclose($file);
(new Slack(new Request(['title' => 'NCD', 'fields' => ['file saved: sending' => 1], 'group' => Slack::$STAGE_TESTING])))->send();
Mail::send('emails.reminders.basic_reminder',
['body' => 'NCD']
, function ($message) use ($path1) {
$message->to(['sunil@creditfair.in','sarah@creditfair.in','shrenik@creditfair.in', 'suyog@creditfair.in'])->subject('NCD');
$message->attach($path1, ['as' => 'NCD']);
//$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
(new Slack(new Request(['title' => 'NCD', 'fields' => ['file saved: sent' => 1], 'group' => Slack::$STAGE_TESTING])))->send();
//unlink($path1);
}
public function getPrincipalsOutstandingAdityaV2($__date = '2021-03-31 23:59:59', $dpd_report = false, $application = false){
$dd=[];
if(!$dpd_report) {
$apps = DB::select("select id, state from consumer_application where id in (select application_id from status_logs
where status in ('disbursed', 'nach registered') and created_at <= '$__date' group by application_id) and is_deleted is null group by id desc");
//$apps = DB::select("select id, state from consumer_application where id in (8153) and is_deleted is null group by id desc");
$ddStatus = [];
foreach($apps as $app){
$dd[] = $app->id;
$ddStatus[] = $app->id;
}
}else{
$dd[] = $application;
}
$FDate = $__date;//'2021-03-31 23:59:59';
$d = new AccountingController();
$d->raw = true;
$header[] = ['ID', 'principalReceivedTotal', 'pending p os', 'foreclosure', 'after foreclosure p os'];
$resView = [];
foreach($dd as $item) {
try {
$v = $d->getLoanScheduleDataV1($item);
$statusLog = StatusLogs::where('application_id', $item)->whereIn('status', ['closed', 'cancelled'])->orderBy('created_at','desc')->first();
$isClosed = 0;
if($statusLog && strtotime($statusLog->created_at) <= strtotime($FDate)){
$isClosed = 1;
}
$principalToBeReceivedTotal = 0;
$principalToBeReceivedMonth = 0;
$monthWiseData = [];
$principalReceivedTotal = 0;
foreach($v['schedule'] as $c) {
$receivedOnMonth = 0;
foreach ($c['transaction'] as $transaction) {
if (strtotime($transaction->payment_date) <= strtotime($FDate) && !$transaction->refunded_at) {
$receivedOnMonth += $transaction->amount;
}
}
//if(strtotime($c['emi_date']) <= strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
$principalToBeReceivedMonth = $c['principal'];
//}
if($principalToBeReceivedMonth <= $receivedOnMonth){
$monthWiseData[$c['emi_date']]['principalReceived'] = $principalToBeReceivedMonth;
}else{
$monthWiseData[$c['emi_date']]['principalReceived'] = $receivedOnMonth;//$receivedOnMonth ? $principalToBeReceivedMonth - $receivedOnMonth : 0;
}
$principalReceivedTotal += $monthWiseData[$c['emi_date']]['principalReceived'];
/*if(strtotime($v['schedule'][0]['emi_date']) > strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
}*/
}
$foreclosureAmtReceived = 0;
if(isset($v['foreclosureData'])) {
foreach ($v['foreclosureData'] as $foreclosureAmt) {
if (strtotime($foreclosureAmt['payment_date']) <= strtotime($FDate)) {
$foreclosureAmtReceived += $foreclosureAmt['amount'];
}
}
}
$resView[$item] = ['id' => $item, 'principalReceivedTotal' => $principalReceivedTotal, 'pending p os' => $principalToBeReceivedTotal - $principalReceivedTotal, 'foreclosure' => $foreclosureAmtReceived, 'after foreclosure p os' => $isClosed ? 0 : ($foreclosureAmtReceived > ($principalToBeReceivedTotal - $principalReceivedTotal) ? 0 : ($principalToBeReceivedTotal - ($principalReceivedTotal + $foreclosureAmtReceived))), 'interest' => $c['interest']];
}catch (\Exception $e){
}
}
$resC = [];
foreach($resView as $itemd){
$resC[] = $itemd;
}
if($dpd_report){
return $resC;
}
$response = array_merge($header, $resC);
// $request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
// $file = 'Principal Outstanding_' . Carbon::now()->toDateString() . '.xls';
// Excel::store(new Exporter($request), $file);
$path1 = storage_path()."/Principal_Outstanding_".time().".csv";
$file = fopen($path1,"w");
foreach ($response as $line) {
fputcsv($file, $line);
}
fclose($file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Principal Outstanding']
, function ($message) use ($path1) {
$message->to(['sunil@creditfair.in','sarah@creditfair.in'])->subject('Principal Outstanding');
$message->attach($path1, ['as' => 'Principal_Outstanding']);
//$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink($path1);
}
public function getPrincipalsOutstandingforCases(){
$dd=[];
$application_ids = [126418,117336,129500,130548,129654,130733,131992,130932,129334,132073,130844,132292,128625,132473,131099,132754,129909,130338,132671,130309,131711,133288,133171,133091,131661,130873,133305,131950,126750,132796,131193,129764,131656,128972,133476,129010,132882,132443,133533,133148,133884,134029,133578,133973,131043,133993,133935,131903,133963,133958,126508,132295,134387,132597,131673,133851,132563,134216,127028,134418,132214,133961,134290,125670,129576,134534,134969,129718,129998,131178,133129,130765,133784,131856,135758,134190,133127,131994,134452,134279,135899,130139,130897,133150,135354,133016,132501,136325,136068,130944,134932,137270,133010,131388,129327,138145,138310,131483,137303,138225,138341,136126,133535,136059,121037,134778,135669,137740,138117,132096,134242,137574,138407,133783,135802,121396,133586,140562,137180,136060,141415,136882,138860,140865,136440,141331,131385,141513,142025,142252,142334,142231,136282,144227,141460,140853,139584,139087,143332,122799,144270,142639,144578,144539,144607,141495,142493,143478,118137,116863,141931,145188,142629,142672,145233,143938,139107,141581,135434,144530,144821,145825,132335,146444,147054,145938,142097,146001,144107,145664,138866,145498,146724,141462,147693,145384,145309,140440];
// if(!$dpd_report) {
// $apps = DB::select("select id, state from consumer_application where id in (select application_id from status_logs
// where status in ('disbursed', 'nach registered') group by application_id) and is_deleted is null group by id desc");
$apps = DB::select("select id, state from consumer_application where id in (".implode(",",$application_ids).") and is_deleted is null");
$ddStatus = [];
foreach($apps as $app){
$dd[] = $app->id;
$ddStatus[] = $app->id;
}
// }else{
// $dd[] = $application;
// }
$FDate = Carbon::now()->toDateTimeString();//'2021-03-31 23:59:59';
$d = new AccountingController();
$d->raw = true;
$header[] = ['ID', 'principalReceivedTotal', 'pending p os', 'foreclosure', 'after foreclosure p os'];
foreach($dd as $item) {
try {
$v = $d->getLoanScheduleDataV1($item);
$statusLog = StatusLogs::where('application_id', $item)->whereIn('status', ['closed', 'cancelled'])->orderBy('created_at','desc')->first();
$isClosed = 0;
if($statusLog && strtotime($statusLog->created_at) <= strtotime($FDate)){
$isClosed = 1;
}
$principalToBeReceivedTotal = 0;
$principalToBeReceivedMonth = 0;
$monthWiseData = [];
$principalReceivedTotal = 0;
foreach($v['schedule'] as $c) {
$receivedOnMonth = 0;
foreach ($c['transaction'] as $transaction) {
if (strtotime($transaction->payment_date) <= strtotime($FDate) && !$transaction->refunded_at) {
$receivedOnMonth += $transaction->amount;
}
}
//if(strtotime($c['emi_date']) <= strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
$principalToBeReceivedMonth = $c['principal'];
//}
if($principalToBeReceivedMonth <= $receivedOnMonth){
$monthWiseData[$c['emi_date']]['principalReceived'] = $principalToBeReceivedMonth;
}else{
$monthWiseData[$c['emi_date']]['principalReceived'] = $receivedOnMonth;//$receivedOnMonth ? $principalToBeReceivedMonth - $receivedOnMonth : 0;
}
$principalReceivedTotal += $monthWiseData[$c['emi_date']]['principalReceived'];
/*if(strtotime($v['schedule'][0]['emi_date']) > strtotime('2021-03-31 23:59:59')) {
$principalToBeReceivedTotal += $c['principal'];
}*/
}
$foreclosureAmtReceived = 0;
if(isset($v['foreclosureData'])) {
foreach ($v['foreclosureData'] as $foreclosureAmt) {
if (strtotime($foreclosureAmt['payment_date']) <= strtotime($FDate)) {
$foreclosureAmtReceived += $foreclosureAmt['amount'];
}
}
}
$resView[$item] = ['id' => $item, 'principalReceivedTotal' => $principalReceivedTotal, 'pending p os' => $principalToBeReceivedTotal - $principalReceivedTotal, 'foreclosure' => $foreclosureAmtReceived, 'after foreclosure p os' => $isClosed ? 0 : ($foreclosureAmtReceived > ($principalToBeReceivedTotal - $principalReceivedTotal) ? 0 : ($principalToBeReceivedTotal - ($principalReceivedTotal + $foreclosureAmtReceived))), 'interest' => $c['interest']];
}catch (\Exception $e){
}
}
$resC = [];
foreach($resView as $itemd){
$resC[] = $itemd;
}
//
// if($dpd_report){
// return $resC;
// }
$response = array_merge($header, $resC);
// $request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
// $file = 'Principal Outstanding_' . Carbon::now()->toDateString() . '.xls';
// Excel::store(new Exporter($request), $file);
$path1 = storage_path()."/Principal_Outstanding_".time().".csv";
$file = fopen($path1,"w");
foreach ($response as $line) {
fputcsv($file, $line);
}
fclose($file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Principal Outstanding']
, function ($message) use ($path1) {
$message->to(['sunil@creditfair.in','sarah@creditfair.in'])->subject('Principal Outstanding');
$message->attach($path1, ['as' => 'Principal_Outstanding']);
//$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink($path1);
}
public function getPrincipalsOutstandingAdityaV1(){
$apps = DB::select("select id from consumer_application where id in (select application_id from status_logs where status in ('disbursed', 'nach registered') and created_at <= '2021-03-31 23:59:59' group by application_id) and is_deleted is null group by id desc");
foreach($apps as $app){
$dd[] = $app->id;
}
$d = new AccountingController();
$d->raw = true;
$header[] = ['ID', 'Total Principal', 'Received Till 31 March'];
foreach($dd as $item) {
try {
$isFetch = 0;
$res = ['id' => $item, 'principal_outstanding' => 0, 'received' => 0, 'principal' => 0];
$v = $d->getLoanScheduleDataV1($item);
$principalTotal = 0;
$carry = 0;
$receivedTotal = 0;
$principal = 0;
$received = 0;
$priPending =0;
$allS = 1;
foreach($v['schedule'] as $c) {
foreach ($c['transaction'] as $transaction) {
if (strtotime($transaction->payment_date) <= strtotime('2021-03-31 23:59:59')) {
$receivedTotal += $transaction->amount;
$received += $transaction->amount;
}
}
if(strtotime($c['emi_date']) <= strtotime('2021-03-31 23:59:59')) {
$principalTotal += $c['principal'];
$principal = $c['principal'];
if($received <= $c['principal']){
$carry += $c['principal'] - $received;
}
if (strtotime($c['emi_date']) >= strtotime('2021-03-01 00:00:00') && strtotime($c['emi_date']) <= strtotime('2021-03-31 23:59:59')) {
$res = ['id' => $item, 'principal_outstanding' => $c['fore_closure_amount'] + $carry, 'received' => $received];
$isFetch = 1;
}
$received = 0;
}
if($c['payment_status'] == 'pending' && strtotime($c['emi_date']) < strtotime('2021-03-01 00:00:00')){
$priPending += $c['principal'];
}
}
if(isset($received) && $received && isset($res[$item])){
$res['principal_outstanding'] -= $received;
}else if(!$isFetch && isset($v['schedule'][0]['fore_closure_amount'])){
$res['principal_outstanding'] = $v['schedule'][0]['fore_closure_amount'] - $received;
}
if(strtotime($v['schedule'][0]['emi_date']) > strtotime('2021-03-31 23:59:59')){
$res['principal_outstanding'] = $v['schedule'][0]['fore_closure_amount'] - $received;
}
if($priPending){
$res['principal_outstanding'] = $priPending;
}
$isFetch = 0;
if($res){
$res['received'] = $receivedTotal;
}
$res['id'] = $item;
if(strtotime($v['schedule'][0]['emi_date']) > strtotime('2021-03-31 23:59:59')){
$res['principal'] = $v['schedule'][0]['principal'];
}
$resView[$item] = $res;
}catch (\Exception $e){
}
}
$resC = [];
foreach($resView as $itemd){
$resC[] = $itemd;
}
$response = array_merge($header, $resC);
// $request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
// $file = 'Principal Outstanding_' . Carbon::now()->toDateString() . '.xls';
// Excel::store(new Exporter($request), $file);
$path1 = storage_path()."/Principal_Outstanding_".time().".csv";
$file = fopen($path1,"w");
foreach ($response as $line) {
fputcsv($file, $line);
}
fclose($file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Principal Outstanding']
, function ($message) use ($path1) {
$message->to(['sunil@creditfair.in'])->subject('Principal Outstanding');
$message->attach($path1, ['as' => 'Principal_Outstanding']);
//$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink($path1);
}
public function getPrincipalsOutstandingAditya($type){
//$dd = [63292,59528,57524,55987,51792,51484,51432,51008,49649,48979,48770,48587,48092,47999,47844,46902,46469,45017,44523,44487,44456,43835,43699,43651,42791,42234,42150,41900,41845,39727,38505,37520,37003,35927,35815,33622,33620,33419,32593,32181,32111,31908,31863,31550,31320,30854,30737,29890,29872,29866,29650,29478,29208,28860,28683,28633,28561,28545,28476,28449,28285,28193,27977,27827,27778,27599,27486,27464,27450,27355,27267,27205,27066,27057,26868,26791,26753,26676,26301,26295,26238,25785,25694,25637,25250,25109,25075,24963,24859,24827,24709,24593,24560,24504,24494,24418,24403,24355,24181,24072,24026,23971,23964,23903,23893,23887,23855,23849,23778,23705,23503,23495,23479,23093,22842,22837,22827,22793,22576,22476,22415,22345,22326,22205,22031,22007,21779,21692,21484,21203,21184,20701,20288,19861,19405,19402,19338,19105,18769,18659,18559,18273,18222,18149,18016,17921,17544,17506,17420,17298,17290,17145,16972,16825,14222,14182,14148,14143,14084,14047,14033,13915,13886,13861,13840,13813,13786,13724,13702,13676,13608,13581,13572,13526,13506,13490,13485,13413,13384,13350,13349,13335,13269,13259,13193,13166,13142,12893,12878,12707,12693,12667,12630,12619,12594,11683,11633,11537,11529,11524,11513,11460,11456,11441,11408,11407,11402,11395,11373,11349,11337,11302,11286,11270,11262,11135,11128,11115,11105,11093,11051,11041,11023,10995,10971,10942,10932,10895,10867,10865,10794,10772,10771,10762,10748,10735,10709,10689,10674,10652,10648,10615,10612,10600,10587,10586,10569,10557,10556,10540,10523,10521,10510,10415,10387,10370,10367,10364,10312,10285,10268,10220,10160,10134,10124,10109,10101,10071,10062,10028,10026,10020,10013,10005,10001,9973,9967,9954,9912,9886,9865,9860,9857,9852,9802,9798,9742,9707,9706,9642,9636,9611,9603,9578,9543,9504,9483,9477,9468,9450,9430,9409,9404,9392,9342,9341,9336,9281,9267,9261,9229,9214,9151,9137,9103,9040,9035,8997,8995,8945,8930,8919,8900,8890,8877,8843,8796,8770,8718,8662,8638,8612,8576,8547,8357,8239,8217,8151,8076,7984,7958,7883,7871,7869,7824,7811,7810,7783,7774,7771,7726,7721,7673,7670,7613,7580,7570,7529,7523,7486,7472,7433,7376,7362,7360,7348,7323,7319,7282,7279,7273,7237,7224,7222,7193,7155,7086,7082,7039,7017,6992,6985,6975,6957,6934,6931,6928,6924,6914,6854,6848,6842,6839,6813,6805,6775,6730,6702,6691,6649,6635,6551,6526,6513,6510,6509,6460,6441,6433,6389,6376,6331,6324,6317,6300,6294,6282,6248,6245,6232,6216,6208,6168,6157,6078,6062,6054,6052,6025,6007,5988,5978,5927,5876,5859,5854,5850,5806,5790,5773,5765,5731,5640,5586,5583,5508,5491,5474,5438,5401,5260,5242,5210,5169,5120,5106,5073,4990,4969,4948,4939,4914,4895,4881,4774,4738,4736,4651,4643,4641,4457,4425,4415,4405,4372,4336,4302,4275,4239,4182,4180,4169,4140,4138,4137,4126,4108,4104,4070,4065,4059,4036,4030,3985,3968,3958,3927,3921,3914,3912,3893,3884,3881,3845,3786,3784,3778,3742,3673,3654,3650,3619,3609,3604,3592,3574,3559,3555,3541,3518,3499,3481,3405,3403,3339,3326,3323,3301,3293,3284,3255,3240,3235,3223,3197,3191,3189,3178,3176,3169,3163,3140,3128,3113,3068,3047,3001,2986,2965,2959,2940,2920,2910,2875,2819,2807,2801,2788,2777,2754,2735,2707,2606,2592,2566,2522,2518,2330,2307,2295,2278,2274,2273,2269,2239,2236,2217,2212,2194,2193,2160,2159,2147,2145,2094,2067,2064,2059,2055,2043,2035,2016,1951,1943,1942,1940,1887,1872,1740,1723,1689,1683,1671,1616,1495,1257,1242,1217,1215,1011,996,922,881,803,735,662,586,325,124,121,58];
if($type == 1) {
$apps = DB::select("select id,state from consumer_application where id in (select application_id from status_logs where status in ('disbursed', 'nach registered') and created_at <= '2021-03-31 23:59:59' group by application_id) and is_deleted is null group by id desc");
}else {
$apps = DB::select("select id,state from consumer_application where id in (select application_id from emi_payments where emi_date like '%2021-03%' group by application_id) and is_deleted is null");
}
$dd = [];
foreach($apps as $app){
$dd[] = $app->id;
$ddStatus[$app->id] = $app->state;
}
/*$appsNotActive = [];
$logs = StatusLogs::whereIn('application_id', $dd)->where('status',['cancelled', 'cancellation in-process', 'closed'])->where('created_at', '>=','2021-03-01 00:00:00')->where('created_at', '<=','2021-03-01 23:59:59')->get(['application_id']);
foreach($apps as $app){
$appsNotActive[] = $app->id;
}*/
$elements = ConsumerApplicationElement::whereIn('application_id', $dd)->get(['application_id', 'last_emi_date']);
$prZero = [];
foreach($elements as $element){
if(isset($ddStatus[$element->application_id]) && in_array($ddStatus[$element->application_id], ['closed', 'cancelled']) && strtotime($element->last_emi_date) < strtotime('2021-03-31 00:00:00')){
$prZero[] = $element->application_id;
}
}
$res = [];
$d = new AccountingController();
$request = new Request(['job_raw' => true]);
$header[] = ['ID', 'EMI Date', 'Principal', 'Interest', 'Total Pri', 'Total Pri 1', 'Foreclosure Amount','Receivable', 'Received', 'Due'];
foreach($dd as $item){
try {
$total_pri = 0;
$v = $d->getPaymentsV1($request, $item);
if(isset($v['scheduleData'])) {
$scheduleData = $v['scheduleData'];
$schD = [];
foreach ($scheduleData as $scheduleItem) {
$schD[$scheduleItem['emi_date']] = $scheduleItem;
}
}
foreach ($v['paymentsData'] as $c) {
if(1) {
$kk = ['receivable' => ($c->emi_amount + $c->bounce_charges + $c->delay_penalty), 'received' => ((($c->emi_amount + $c->bounce_charges + $c->delay_penalty)) - $c->amount_due), 'due' => $c->amount_due];
$principal = isset($schD[$c->emi_date]['principal']) ? round($schD[$c->emi_date]['principal']) : 0;
$interest = isset($schD[$c->emi_date]['interest']) ? round($schD[$c->emi_date]['interest']) : 0;
if(strtotime($c->emi_date) > strtotime('2021-03-31 23:59:59')){
$total_pri += $principal;
}else{
if ($kk['received'] < $principal){
$total_pri += $principal - $kk['received'];
}
//$total_pri += $principal;
}
$res[] = [
'id' => $c->application_id,
'emi_date' => $c->emi_date,
'principal' => $principal,
'interest' => $interest,
'total_pri' => $total_pri,
'final_tpri' => in_array($c->application_id, $prZero) ? 0 : $total_pri,
'foreclosure_amount_cals' => $v['foreclosure_amount_cals'],
'receivable' => $kk['receivable'],
'received' => $kk['received'],
'due' => $kk['due'],
];
}
}
}catch (\Exception $e){
}
}
$response = array_merge($header, $res);
// $request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
// $file = 'Principal Outstanding_' . Carbon::now()->toDateString() . '.xls';
// Excel::store(new Exporter($request), $file);
$path1 = storage_path()."/Principal_Outstanding_".time().".csv";
$file = fopen($path1,"w");
foreach ($response as $line) {
fputcsv($file, $line);
}
fclose($file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Principal Outstanding']
, function ($message) use ($path1) {
$message->to(['sunil@creditfair.in'])->subject('Principal Outstanding');
$message->attach($path1, ['as' => 'Principal_Outstanding']);
//$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink($path1);
}
function XIRR($values, $dates, $guess = 0.1) {
$x1 = 0.0;
$x2 = $guess;
$f1 = $this->XNPV($x1, $values, $dates);
$f2 = $this->XNPV($x2, $values, $dates);
for ($i = 0; $i < 128; ++$i) {
if (($f1 * $f2) < 0.0) break;
if (abs($f1) < abs($f2)) {
$f1 = $this->XNPV($x1 += 1.6 * ($x1 - $x2), $values, $dates);
} else {
$f2 = $this->XNPV($x2 += 1.6 * ($x2 - $x1), $values, $dates);
}
}
$f = $this->XNPV($x1, $values, $dates);
if ($f < 0.0) {
$rtb = $x1;
$dx = $x2 - $x1;
} else {
$rtb = $x2;
$dx = $x1 - $x2;
}
for ($i = 0; $i < FINANCIAL_MAX_ITERATIONS; ++$i) {
$dx *= 0.5;
$x_mid = $rtb + $dx;
$f_mid = $this->XNPV($x_mid, $values, $dates);
if ($f_mid <= 0.0) $rtb = $x_mid;
if ((abs($f_mid) < FINANCIAL_PRECISION) || (abs($dx) < FINANCIAL_PRECISION)) return $x_mid;
}
}
function XNPV($rate, $values, $dates) {
$valCount = count($values);
$xnpv = 0.0;
for ($i = 0; $i < $valCount; ++$i)
{
$datediff = strtotime($dates[$i]) - strtotime($dates[0]);
$datediff = round($datediff / (60 * 60 * 24));
$xnpv += $values[$i] / pow(1 + $rate,$datediff / 365);
}
return $xnpv;
}
public function getPrincipalsOutstanding(){
$apps = [77803,
77766,
77106,
77012,
76938,
76856,
76655,
76453,
76241,
76063,
76029,
75826,
75654,
75507,
75446,
75150,
75116,
74441,
74272,
74140,
73945,
73667,
73592,
73497,
73157,
72774,
72706,
72680,
71732,
71043,
71036,
70768,
69888,
69847,
69625,
69518,
69154,
68966,
68248,
68223,
68195,
67824,
67734,
67710,
67614,
66712,
66409,
65978,
65683,
65388,
65282,
65126,
64873,
64139,
63318,
63292,
62639,
62629,
61974,
61874,
61216,
60645,
59946,
59870,
57524,
56788,
55987,
55667,
52983,
51792,
51484,
51432,
51314,
51008,
49649,
48979,
48770,
48587,
47999,
47844,
47830,
47126,
46902,
46469,
45017,
44487,
44456,
43835,
43651,
43124,
42791,
42234,
42219,
42150,
41900,
41845,
40226,
40092,
39968,
38505,
37520,
37229,
37003,
35927,
35815,
34627,
34242,
33620,
33419,
33144,
32593,
32111,
31863,
31550,
31320,
30737,
29890,
29872,
29866,
29650,
29478,
28860,
28683,
28633,
28561,
28545,
28285,
28193,
28176,
27977,
27827,
27599,
27464,
27450,
27424,
27355,
27267,
27205,
27095,
26863,
26839,
26793,
26791,
26779,
26753,
26676,
26576,
26301,
26295,
26091,
25785,
25694,
25637,
25545,
25494,
25297,
25250,
25109,
25075,
24963,
24859,
24827,
24709,
24593,
24560,
24504,
24494,
24418,
24403,
24181,
24026,
23964,
23893,
23887,
23855,
23705,
23503,
23495,
23093,
22842,
22837,
22827,
22793,
22576,
22345,
22205,
22031,
21779,
21692,
21671,
21484,
21203,
20701,
20288,
19861,
19405,
19402,
19338,
19232,
19105,
18659,
18559,
18222,
18149,
18016,
17921,
17544,
17506,
17420,
17298,
17290,
17145,
16972,
16825,
14222,
14182,
14148,
14143,
14084,
14033,
13915,
13886,
13861,
13840,
13813,
13786,
13724,
13702,
13676,
13608,
13581,
13572,
13526,
13506,
13490,
13485,
13413,
13350,
13349,
13335,
13269,
13259,
13193,
13166,
13142,
12893,
12878,
12707,
12667,
12630,
12619,
12594,
11683,
11633,
11537,
11529,
11524,
11513,
11460,
11456,
11441,
11408,
11407,
11402,
11395,
11373,
11349,
11337,
11302,
11286,
11270,
11262,
11135,
11128,
11115,
11105,
11093,
11051,
11041,
11023,
10995,
10971,
10942,
10932,
10895,
10867,
10865,
10794,
10772,
10771,
10762,
10748,
10735,
10709,
10689,
10652,
10648,
10615,
10612,
10600,
10587,
10586,
10569,
10557,
10556,
10540,
10523,
10521,
10510,
10415,
10387,
10370,
10367,
10364,
10312,
10285,
10268,
10220,
10160,
10134,
10124,
10109,
10101,
10095,
10062,
10026,
10020,
10013,
10005,
10001,
9973,
9967,
9912,
9865,
9860,
9857,
9852,
9802,
9798,
9742,
9707,
9706,
9642,
9636,
9611,
9603,
9578,
9543,
9483,
9477,
9468,
9450,
9430,
9409,
9404,
9392,
9342,
9341,
9336,
9281,
9267,
9261,
9229,
9214,
9151,
9137,
9103,
9040,
9035,
8997,
8995,
8945,
8930,
8919,
8900,
8890,
8877,
8843,
8796,
8770,
8718,
8662,
8638,
8612,
8576,
8547,
8239,
8217,
8151,
8076,
7984,
7883,
7871,
7869,
7824,
7811,
7810,
7783,
7774,
7771,
7726,
7721,
7673,
7670,
7613,
7580,
7570,
7529,
7523,
7486,
7472,
7433,
7376,
7362,
7360,
7348,
7323,
7319,
7282,
7273,
7237,
7224,
7222,
7193,
7155,
7086,
7082,
7039,
7017,
6992,
6985,
6975,
6934,
6931,
6928,
6924,
6914,
6854,
6848,
6842,
6839,
6813,
6805,
6775,
6730,
6702,
6691,
6649,
6635,
6551,
6526,
6513,
6510,
6509,
6460,
6441,
6433,
6389,
6376,
6324,
6317,
6300,
6294,
6282,
6248,
6245,
6232,
6216,
6208,
6168,
6157,
6078,
6062,
6054,
6052,
6025,
6007,
5988,
5978,
5927,
5876,
5859,
5854,
5850,
5806,
5790,
5773,
5765,
5731,
5640,
5583,
5508,
5491,
5474,
5438,
5401,
5260,
5210,
5169,
5120,
5106,
5073,
4990,
4969,
4948,
4939,
4914,
4895,
4881,
4774,
4738,
4736,
4651,
4643,
4641,
4457,
4425,
4415,
4405,
4372,
4336,
4302,
4275,
4239,
4182,
4180,
4169,
4140,
4138,
4137,
4126,
4108,
4070,
4065,
4059,
4036,
4030,
3985,
3968,
3958,
3927,
3921,
3914,
3912,
3893,
3884,
3881,
3845,
3786,
3778,
3742,
3673,
3654,
3650,
3619,
3609,
3604,
3592,
3574,
3559,
3555,
3541,
3518,
3499,
3481,
3405,
3403,
3339,
3326,
3323,
3301,
3293,
3284,
3255,
3240,
3235,
3223,
3197,
3191,
3189,
3178,
3176,
3169,
3163,
3140,
3128,
3113,
3068,
3047,
3001,
2965,
2959,
2940,
2920,
2910,
2875,
2819,
2807,
2801,
2788,
2777,
2754,
2735,
2707,
2606,
2592,
2566,
2522,
2518,
2330,
2307,
2295,
2278,
2274,
2273,
2269,
2239,
2236,
2217,
2212,
2194,
2193,
2160,
2159,
2147,
2145,
2094,
2067,
2064,
2059,
2055,
2043,
2035,
2016,
1990,
1951,
1943,
1942,
1940,
1887,
1872,
1740,
1723,
1689,
1683,
1671,
1616,
1495,
1257,
1242,
1217,
1215,
1011,
996,
922,
881,
803,
662,
586,
325,
124,
121,
58];
//$apps = DB::select("select id from consumer_application where id in (select application_id from status_logs where status in ('disbursed', 'nach registered') and created_at <= '2021-03-31 23:59:59' group by application_id) and state in ('disbursed', 'nach registered') and is_deleted is null group by id desc");
$dd = [];
foreach($apps as $app){
$dd[] = $app;
}
$res = [];
$d = new AccountingController();
$request = new Request(['job_raw' => true]);
$header[] = ['ID', 'EMI Date', 'EMI Amount', 'Principal', 'Interest', 'Bounce Amount', 'Penal Amount', 'Charges Waived', 'Total Due Amount', 'Amount Due', 'Moratorium'];
foreach($dd as $k => $item){
try {
$v = $d->getPaymentsV1($request, $item);
if(isset($v['scheduleData'])) {
$scheduleData = $v['scheduleData'];
$schD = [];
foreach ($scheduleData as $scheduleItem) {
$schD[$scheduleItem['emi_date']] = $scheduleItem;
}
}
foreach ($v['paymentsData'] as $c) {
if(strtotime($c->emi_date) <= Carbon::now()->endOfDay()->timestamp) {
$kk = ['receivable' => ($c->emi_amount + $c->bounce_charges + $c->delay_penalty), 'received' => ((($c->emi_amount + $c->bounce_charges + $c->delay_penalty)) - $c->amount_due), 'due' => $c->amount_due];
$balance = $kk['received'] - ($c->emi_amount - (is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount));
$breakUp = ['emi_amount' => $c->emi_amount - (is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount), 'bounce_charges' => $c->bounce_charges, 'delay_penalty' => $c->delay_penalty, 'moratorium_amount' => $c->moratorium_amount];
if ($balance >= 0) {
$breakUp['emi_amount'] = 'EMI Paid';
}
if ($c->bounce_charges) {
$balance = $balance - $c->bounce_charges;
if ($balance >= 0) {
$breakUp['bounce_charges'] = 'Bounce Paid';
}
}
if ($c->delay_penalty) {
$balance = $balance - $c->delay_penalty;
if ($balance >= 0) {
$breakUp['delay_penalty'] = 'Penal Paid';
}
}
if ($c->moratorium_amount) {
$balance = $balance - $c->moratorium_amount;
if ($balance >= 0) {
$breakUp['moratorium_amount'] = 'Moratorium Paid';
}
}
$res[] = [
'id' => $c->application_id,
'emi_date' => $c->emi_date,
//'emi_amount' => ($c->emi_amount - (is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount)) - $c->amount_due > $c->amount_due ? 'EMI Paid' : ($c->emi_amount - (is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount)),
'emi_amount' => $breakUp['emi_amount'],
'principal' => isset($schD[$c->emi_date]['principal']) ? round($schD[$c->emi_date]['principal']) : 0,
'interest' => isset($schD[$c->emi_date]['interest']) ? round($schD[$c->emi_date]['interest']) : 0,
//'bounce_charges' => ($c->bounce_charges - (is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount)) - $c->amount_due > ($c->amount_due - ($c->emi_amount - (is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount))) ? 'Bounce Paid' : $c->bounce_charges,
//'delay_penalty' => ($c->delay_penalty - ($c->amount_due - ((is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount)) + $c->bounce_charges)) > ($c->amount_due - ($c->emi_amount - ($c->bounce_charges + (is_null($c->moratorium_amount) ? 0 : $c->moratorium_amount)))) ? 'Penal Paid' : $c->delay_penalty,
'bounce_charges' => $breakUp['bounce_charges'],
'delay_penalty' => $breakUp['delay_penalty'],
'charges_waived' => $c->charges_waived,
'total_amount_due' => $v['application']->application_element->amount_over_due,
'amount_due' => $c->amount_due,
//'moratorium_amount' => $c->moratorium_amount > 0 && $c->payment_status == 'success' ? 'Moratorium Paid' : ($c->moratorium_amount > 0 ? $c->moratorium_amount : 0),
'moratorium_amount' => $breakUp['moratorium_amount'],
];
}
}
}catch (\Exception $e){
}
}
$response = array_merge($header, $res);
$request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
$file = 'Principal Outstanding_' . Carbon::now()->toDateString() . '.xls';
Excel::store(new Exporter($request), $file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Principal Outstanding']
, function ($message) use ($file) {
$message->to(['sunil@creditfair.in', 'imran@creditfair.in'])->subject('Principal Outstanding');
$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink(file_get_contents(storage_path() . '/app/' . $file));
}
public function getAutoDecisionRulesData($id = false, $iteration=false){
$securedLoansList = ['Personal Loan','Credit Card','Business Loan','Education Loan','Consumer Loan'];
if($id){
$applicationIds = [$id];
$applications = ConsumerApplication::with('creditReport','foir','finBitDataBorrower','emi', 'equifax_report')
->whereIn('id', $applicationIds)->whereNull('is_deleted')
->get(['id','monthly_income','dob','current_address_pincode','employee_status']);
}else{
if(isset($iteration)){
$limit = 10000;
$skip = $limit;
$applications = ConsumerApplication::with('creditReport','foir','finBitDataBorrower','emi', 'equifax_report')
->whereNull('is_deleted')->orderBy('created_at', 'desc')->skip($skip*$iteration)->limit($limit)
->get(['id','monthly_income','dob','current_address_pincode','employee_status']);
}else{
(new \App\Slack(new Request(['title' => 'Iteration not defined'])))->send();
}
}
$request = new Request();
$response = [];
foreach (array_chunk((array)$applications, 1000) as $applicationItems){
foreach ($applicationItems[0] as $application) {
$negativeArea = NegativeArea::where('pincode', $application->current_address_pincode)->first(['level']);
$negativeAreaStatus = false;
if (isset($negativeArea->level)) {
$negativeAreaStatus = true;
}
$exceptionStatus = true;
$approvalStatus = true;
$rejectionStatus = $this->runRejectionRules($application, $securedLoansList);
if (!$rejectionStatus) {
$exceptionStatus = $this->runExceptionRules($application, $securedLoansList, $negativeAreaStatus, $request);
if (!$exceptionStatus) {
$approvalStatus = $this->runApprovalRules($application, $securedLoansList, $negativeAreaStatus, $request);
}
}
$response[$application->id] = ['messages' => $this->decisionMessageBug, 'Rejection' => $rejectionStatus, 'Exception' => $exceptionStatus, 'Approval' => $approvalStatus];
$this->decisionMessageBug = [];
}
}
return $response;
}
public function exportAutoDecisionRulesData($iteration){
try {
$decisionData = $this->getAutoDecisionRulesData($id=false, $iteration);
$header[] = ['Application Id', 'Messages', 'Status'];
$response = [];
foreach ($decisionData as $id => $data) {
foreach ($data['messages'] as $key => $apMessages) {
$response[] = [
'application id' => $id,
'messages' => $key.': '.$apMessages[0],
'status' => $data['Rejection'] == true ? 'Rejected' : ($data['Exception'] == true ? 'Exception' : ($data['Approval'] == false ? 'Approved' : '-')),
];
}
}
$response = array_merge($header, $response);
$request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
$file = 'Auto Decision Rules Data_' . Carbon::now()->toDateString() . '.xls';
Excel::store(new Exporter($request), $file);
$mail_ids = ['shraddha@creditfair.in', 'shrenik@creditfair.in', 'pratik@creditfair.in', 'sunil@creditfair.in', 'sarah@creditfair.in'];
Mail::send('emails.reminders.basic_reminder',
['body' => 'Auto-decision Rules Data ']
, function ($message) use ($file, $mail_ids) {
$message->to($mail_ids)->subject('Auto-decision Rules Data');
// $message->cc([]);
$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
(new \App\Slack(new Request(['title' => 'Exported Auto Decision Data', 'fields' => ['application_count' => count($decisionData)]])))->send();
return true;
}catch (\Exception $e){
(new \App\Slack(new Request(['title' => 'Error while Exporting Auto Decision Data', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
}
}
public function runApprovalRules($application, $securedLoansList, $negativeAreaStatus, Request $request){
$age = Carbon::parse($application->dob)->age;
if ($age <= 21 || $age >= 60){
$this->decisionMessageBug['Approval'][] = 'Age is '. $age;
return true;
}
if(!in_array($application->employee_status, ['SALARIED'])){
$this->decisionMessageBug['Approval'][] = 'Employment is '. $application->employee_status;
return true;
}
if($application->monthly_income <= 25000){
$this->decisionMessageBug['Approval'][] = 'Income is '. $application->monthly_income;
return true;
}
$score = count($application->creditReport) > 0 && $application->creditReport[0]->applicant_type == 1 ? $application->creditReport[0]->Score : (count($application->creditReport) > 0 && $application->creditReport[1]->applicant_type == 1 ? $application->creditReport[1]->Score : 0);
if($score <= 750){
$this->decisionMessageBug['Approval'][] = 'Score is '. $score;
return true;
}
if(!$application->creditReport){
$this->decisionMessageBug['Approval'][] = 'Credit Report is missing';
return true;
}
$dpdAmount = count($application->creditReport) > 0 && $application->creditReport[0]->applicant_type == 1 ? $application->creditReport[0]->TotalPastDue : (count($application->creditReport) > 0 && $application->creditReport[1]->applicant_type == 1 ? $application->creditReport[1]->TotalPastDue : 0);
$enquiryPast30Days = $application->equifax_report ? $application->equifax_report->EnquiryPast30Days : 0;
if($enquiryPast30Days > 0){
$this->decisionMessageBug['Approval'][] = 'Enquiry Past 30 Days is '. $enquiryPast30Days;
return true;
}
if($negativeAreaStatus){
$this->decisionMessageBug['Approval'][] = 'Current address is in negative area';
return true;
}
if($dpdAmount){
$this->decisionMessageBug['Approval'][] = 'DPD is greater than '. $dpdAmount;
return true;
}
$gradeController = new GradeController($request);
$outstanding = 0;
$outstandingCC = 0;
$loanDisbursement = false;
$approvedAmount = 0;
foreach ($application->foir as $foir) {
if($foir->AccountType != 'Credit Fair EMI') {
if ($foir->applicant_type == 1) {
$gradeController->setFOIRAttributes($foir);
}
if (in_array($foir->AccountType, $securedLoansList)) {
$outstanding += $foir->Balance;
}
if (in_array($foir->AccountType, ['Credit Card'])) {
$outstandingCC += $foir->Balance;
}
if (strtotime($foir->DateOpened) >= Carbon::now()->subDay(90)->timestamp) {
$loanDisbursement = true;
}
/*if ($foir->AccountType == 'Personal Loan' && $foir->ApprovedAmount <= 10000) {
$this->decisionMessageBug['Approval'][] = 'If any PL taken for LV <= 10,000';
return true;
}*/
if ($foir->DateClosed && strtotime($foir->DateOpened) <= Carbon::now()->subYear(2)->timestamp) {
$approvedAmount += $foir->ApprovedAmount;
}
}
}
$gradeController->getFOIRCalculation($application);
$foir = round($gradeController->foirNAIncludingCFEMI);
$cfFoir = round($gradeController->foirIncludingCFEMI);
if($foir > 75){
$this->decisionMessageBug['Approval'][] = 'FOIR is '.$foir;
return true;
}
if($cfFoir > 35){
$this->decisionMessageBug['Approval'][] = 'CF FOIR is '.$cfFoir;
return true;
}
if(($approvedAmount * 50 /100) < $application->approved_amount){
$this->decisionMessageBug['Approval'][] = 'Closed LV of 50% + of LV in last 2 year';
return true;
}
if($loanDisbursement){
$this->decisionMessageBug['Approval'][] = 'Loan disbursed in last 90 days';
return true;
}
$Indebtedness = $outstanding / $application->monthly_income;
$IndebtednessCC = $outstandingCC / $application->monthly_income;
if($IndebtednessCC >= 12){
$this->decisionMessageBug['Approval'][] = 'Less than 12x';
return true;
}
if($Indebtedness >= 12){
$this->decisionMessageBug['Approval'][] = 'Indebtedness is less than 12x';
return true;
}
if(!$application->finBitDataBorrower){
$this->decisionMessageBug['Approval'][] = 'No Finbit';
return true;
}
if($application->finBitDataBorrower && $application->emi && $application->finBitDataBorrower->average_balance < $application->emi->emi){
$this->decisionMessageBug['Approval'][] = 'Less than 1x of EMI (ABB)';
return true;
}
return false;
}
public function runExceptionRules($application, $securedLoansList, $negativeAreaStatus, Request $request){
$age = Carbon::parse($application->dob)->age;
if ($age >= 18 && $age <= 21){
$this->decisionMessageBug['Exception'][] = 'Age is '. $age;
return true;
}else if ($age >= 60 && $age <= 65){
$this->decisionMessageBug['Exception'][] = 'Age is '. $age;
return true;
}
if($negativeAreaStatus){
$this->decisionMessageBug['Exception'][] = 'Current address is in negative area';
return true;
}
if(in_array($application->employee_status, ['Self Employed - Professional', 'Self Employed - Business'])){
$this->decisionMessageBug['Exception'][] = 'Employment is '. $application->employee_status;
return true;
}
if($application->monthly_income >= 15000 && $application->monthly_income <= 25000){
$this->decisionMessageBug['Exception'][] = 'Income is '. $application->monthly_income;
return true;
}
$score = count($application->creditReport) > 0 && $application->creditReport[0]->applicant_type == 1 ? $application->creditReport[0]->Score : (count($application->creditReport) > 0 && $application->creditReport[1]->applicant_type == 1 ? $application->creditReport[1]->Score : 0);
if($score >= 625 && $score <= 749){
$this->decisionMessageBug['Exception'][] = 'Score is '. $score;
return true;
}
if(!$application->creditReport){
$this->decisionMessageBug['Exception'][] = 'Credit Report is missing';
return true;
}
$dpdAmount = count($application->creditReport) > 0 && $application->creditReport[0]->applicant_type == 1 ? $application->creditReport[0]->TotalPastDue : (count($application->creditReport) > 0 && $application->creditReport[1]->applicant_type == 1 ? $application->creditReport[1]->TotalPastDue : 0);
$enquiryPast30Days = $application->equifax_report ? $application->equifax_report->EnquiryPast30Days : 0;
if($enquiryPast30Days > 0){
$this->decisionMessageBug['Exception'][] = 'Enquiry Past 30 Days is '. $enquiryPast30Days;
return true;
}
if($dpdAmount > 5000){
$this->decisionMessageBug['Exception'][] = 'DPD is greater than '. $dpdAmount;
return true;
}
$gradeController = new GradeController($request);
$outstanding = 0;
$outstandingCC = 0;
$loanDisbursement = false;
foreach ($application->foir as $foir) {
if($foir->AccountType != 'Credit Fair EMI' && $foir->isOpened) {
if ($foir->applicant_type == 1) {
$gradeController->setFOIRAttributes($foir);
}
if (in_array($foir->AccountType, $securedLoansList)) {
$outstanding += $foir->Balance;
}
if (in_array($foir->AccountType, ['Credit Card'])) {
$outstandingCC += $foir->Balance;
}
if (strtotime($foir->DateOpened) >= Carbon::now()->subDay(90)->timestamp) {
$loanDisbursement = true;
}
if ($foir->AccountType == 'Personal Loan' && $foir->ApprovedAmount <= 10000) {
$this->decisionMessageBug['Exception'][] = 'If any PL taken for LV <= 10,000';
return true;
}
}
}
$gradeController->getFOIRCalculation($application);
$foir = round($gradeController->foirNAIncludingCFEMI);
$cfFoir = round($gradeController->foirIncludingCFEMI);
if($foir > 75){
$this->decisionMessageBug['Exception'][] = 'FOIR is '.$foir;
return true;
}
if($cfFoir > 35){
$this->decisionMessageBug['Exception'][] = 'CF FOIR is '.$cfFoir;
return true;
}
if($loanDisbursement){
$this->decisionMessageBug['Exception'][] = 'Loan disbursed in last 90 days';
return true;
}
$Indebtedness = $outstanding / $application->monthly_income;
$IndebtednessCC = $outstandingCC / $application->monthly_income;
if($IndebtednessCC >= 2 && $IndebtednessCC <= 5){
$this->decisionMessageBug['Exception'][] = '2x - 5x of monthly income';
return true;
}
if($Indebtedness >= 12 && $Indebtedness <= 18){
$this->decisionMessageBug['Exception'][] = 'Indebtedness is 12x - 18x';
return true;
}
if(!$application->finBitDataBorrower){
$this->decisionMessageBug['Exception'][] = 'No Finbit';
return true;
}
if($application->finBitDataBorrower && $application->emi && $application->finBitDataBorrower->average_balance < $application->emi->emi){
$this->decisionMessageBug['Exception'][] = 'Less than 1x of EMI (ABB)';
return true;
}
return false;
}
public function runRejectionRules($application, $securedLoansList){
$age = Carbon::parse($application->dob)->age;
if($age < 18 || $age > 65){
$this->decisionMessageBug['Rejection'][] = 'Age is '. $age;
return true;
}
if($application->monthly_income < 15000){
$this->decisionMessageBug['Rejection'][] = 'Income is '. $application->monthly_income;
return true;
}
$score = count($application->creditReport) > 0 && $application->creditReport[0]->applicant_type == 1 ? $application->creditReport[0]->Score : (count($application->creditReport) > 1 && $application->creditReport[1]->applicant_type == 1 ? $application->creditReport[1]->Score : 0);
if($score < 625){
$this->decisionMessageBug['Rejection'][] = 'Score is '. $score;
return true;
}
$NoOfActiveAccounts = count($application->creditReport) > 0 && $application->creditReport[0]->applicant_type == 1 ? $application->creditReport[0]->NoOfActiveAccounts : (count($application->creditReport) > 1 && $application->creditReport[1]->applicant_type == 1 ? $application->creditReport[1]->NoOfActiveAccounts : 0);
$hasWriteOffSettled = 0;
$outstanding = 0;
$hasDPD = false;
foreach ($application->foir as $foir) {
if($foir->AccountType != 'Credit Fair EMI' && $foir->isOpened) {
$foirData = json_decode($foir->dpd, 1);
$dpdAmount = $foir->PastDueAmount;
if ($dpdAmount > 5000 && $foir->AccountType == 'Personal Loan') {
$hasDPD = $dpdAmount;
break;
}
if ($foirData) {
$_caseType = array_keys($foirData);
if ($_caseType) {
foreach ($_caseType as $type) {
if (in_array($type, ['PWOS', 'SET'])) {
$hasWriteOffSettled++;
}
}
}
}
if (in_array($foir->AccountType, $securedLoansList)) {
$outstanding += $foir->Balance;
}
}
}
if($hasDPD){
$this->decisionMessageBug['Rejection'][] = 'DPD is '. $hasDPD;
return true;
}
$Indebtedness = $application->monthly_income > 0 ? $outstanding / $application->monthly_income : 0;
$more_than_50Percentage_of_tradelines = $NoOfActiveAccounts > 0 && (($hasWriteOffSettled / $NoOfActiveAccounts) * 100) > 50;
if($more_than_50Percentage_of_tradelines){
$this->decisionMessageBug['Rejection'][] = 'More than 50% of trade-lines (Settled / written off)';
return true;
}
if($Indebtedness >= 18){
$this->decisionMessageBug['Rejection'][] = 'Indebtedness is greater than equal to 18';
return true;
}
return false;
}
public function generateSubventionInvoice($invoice){
$application = ConsumerApplication::with('application_element','proFormaInvoice','lender')->where('id', $invoice->application_id)->first(['id', 'name', 'merchant_id', 'lender_id']);
$request = new Request();
$request->request->add([
'type' => 'Merchant Disbursed',
'bot' => true,
'test_bot' => 1
]);
$document = (new ConsumerDocument($request));
if(1) {
$invoice = Invoices::where('id',$invoice->id)->first();
$center_name = isset($application->application_element->merchant_center->name) ? $application->application_element->merchant_center->name : '';
$center_address = isset($application->application_element->merchant_center->location) ? $application->application_element->merchant_center->location : '';
$center_gst_number = isset($application->application_element->merchant_center->gst_number) ? $application->application_element->merchant_center->gst_number : '';
$merchant_gst_number = isset($application->proFormaInvoice->gst_number) ? $application->proFormaInvoice->gst_number : '';
$official_merchant_name = (isset($application->merchant->merchant_name) ? $application->merchant->merchant_name : '');
$merchant_address = isset($application->merchant->address) ? ucwords(strtolower($application->merchant->address)) : '';
$getGSTDetailsSubvention = [];
if($invoice->igst) {
$getGSTDetailsSubvention[] = ['tax_type' => 18, 'taxes' => 'IGST', 'gst_amount' => $invoice->igst > 0 ? $invoice->igst : ($invoice->amount * 0.18) , 'net_amount' => $invoice->net_amount];
}
if($invoice->cgst) {
$getGSTDetailsSubvention[] = ['tax_type' => 9, 'taxes' => 'CGST', 'gst_amount' => $invoice->cgst > 0 ? $invoice->cgst : ($invoice->amount * 0.09), 'net_amount' => $invoice->net_amount];
}
if($invoice->sgst) {
$getGSTDetailsSubvention[] = ['tax_type' => 9, 'taxes' => 'SGST', 'gst_amount' => $invoice->sgst > 0 ? $invoice->sgst : ($invoice->amount * 0.09), 'net_amount' => $invoice->net_amount];
}
// if($application->lender->name == "Aditya Birla Finance Limited") {
// $application->lender = Lenders::where('name', 'K. M. Global Credit Private Limited')->first();
// }
$documentDetails = [
'invoice_number' => $invoice->invoice_id,
'total_subvention' => $invoice->amount,
'invoice_date' => date('Y-m-d',strtotime($invoice->created_at)),
'net_amount' => $invoice->net_amount,
'loan_application_no' => $application->proFormaInvoice->loan_application_no,
'customer_name' => $application->name,
'lender' => $application->lender,
'user' => [
'center_gst_number' => $center_gst_number,
'disbursed_date' => $document->getDisbursedDate($application->id),
'center_name' => $center_name,
'invoice' => $invoice,
'center_address' => $center_address,
'customer_name' => $application->name,
'proFormaInvoice' => $application->proFormaInvoice,
'official_merchant_name' => $official_merchant_name,
'merchant_address' => $merchant_address,
'merchant_gst_number' => $merchant_gst_number,
'getGSTDetailsSubvention' => $getGSTDetailsSubvention,
]
];
$data = [
'txt' => view('admin.documents.subvention_fee_invoice', $documentDetails),
'test_bot' => 1
];
$request->request->add($data);
(new ConsumerApplicationController())->uploadToS3($document, $request, $application->id);
}
}
public function generateSubvention(){
$application = ConsumerApplication::with('application_element','proFormaInvoice','lender')->whereIn('id', [44853])->first(['id', 'name', 'merchant_id', 'lender_id']);
$request = new Request();
$request->request->add([
'type' => 'Merchant Disbursed',
'bot' => true,
]);
$document = (new ConsumerDocument($request));
if(1) {
$invoice = Invoices::where('application_id',$application->id)->where('type','subvention_invoice')->first();
$center_name = isset($application->application_element->merchant_center->name) ? $application->application_element->merchant_center->name : '';
$center_address = isset($application->application_element->merchant_center->location) ? $application->application_element->merchant_center->location : '';
$center_gst_number = isset($application->application_element->merchant_center->gst_number) ? $application->application_element->merchant_center->gst_number : '';
$merchant_gst_number = isset($application->proFormaInvoice->gst_number) ? $application->proFormaInvoice->gst_number : '';
$official_merchant_name = (isset($application->merchant->merchant_name) ? $application->merchant->merchant_name : '');
$merchant_address = isset($application->merchant->address) ? ucwords(strtolower($application->merchant->address)) : '';
$documentDetails = [
'invoice_number' => $invoice->invoice_id,
'total_subvention' => $invoice->amount,
'invoice_date' => date('Y-m-d',strtotime($invoice->created_at)),
'net_amount' => $invoice->net_amount,
'loan_application_no' => $application->proFormaInvoice->loan_application_no,
'customer_name' => $application->name,
'lender' => $application->lender,
'user' => [
'center_gst_number' => $center_gst_number,
'disbursed_date' => $document->getDisbursedDate($application->id),
'center_name' => $center_name,
'invoice' => $invoice,
'center_address' => $center_address,
'customer_name' => $application->name,
'proFormaInvoice' => $application->proFormaInvoice,
'official_merchant_name' => $official_merchant_name,
'merchant_address' => $merchant_address,
'merchant_gst_number' => $merchant_gst_number,
'getGSTDetailsSubvention' => [
['tax_type' => 18, 'taxes' => 'IGST', 'gst_amount' => $invoice->igst, 'net_amount' => $invoice->amount],
['tax_type' => 9, 'taxes' => 'CGST', 'gst_amount' => $invoice->cgst, 'net_amount' => $invoice->amount],
['tax_type' => 9, 'taxes' => 'SGST', 'gst_amount' => $invoice->sgst, 'net_amount' => $invoice->amount],
],
]
];
$data = [
'txt' => view('admin.documents.subvention_fee_invoice', $documentDetails)
];
$request->request->add($data);
(new ConsumerApplicationController())->uploadToS3($document, $request, $application->id);
}
}
public function generateInvoice(){
try {
$request = new Request();
$request->request->add([
'type' => 'Welcome Letter',
'bot' => true
]);
$document = (new ConsumerDocument($request));
$invoices = Invoices::whereIn('application_id',[43218,44022,44303,44356,41102,43751,38269,44298,39968,43699,44179])->where('type','processing_invoice')->get();
foreach ($invoices as $invoice) {
$gstDetails = $document->getDocument($invoice->application_id); //759
$pdf = App::make('snappy.pdf.wrapper');
$gstDetails['invoice_id'] = $invoice->invoice_id;
$path = $pdf->loadView('admin.documents.processing_fee_invoice', $gstDetails)->setOption('encoding', 'UTF-8')->setPaper('a4')->setOrientation('portrait');
$document->uploadToS3('Processing Fee Invoice', $invoice->application_id, $path->output());
}
// $document->uploadToS3('Processing Fee Invoice', 735, $path->output());
}catch (\Exception $e){
return 'Exception occurred while generating invoice';
}
}
public function generateProcessingInvoice($invoice){
try {
$request = new Request();
$request->request->add([
'type' => 'Welcome Letter',
'test_bot' => 1,
'bot' => true
]);
$document = (new ConsumerDocument($request));
$gstDetails = $document->getDocument($invoice->application_id); //759
$pdf = App::make('snappy.pdf.wrapper');
$gstDetails['invoice_id'] = $invoice->invoice_id;
$path = $pdf->loadView('admin.documents.processing_fee_invoice', $gstDetails)->setOption('encoding', 'UTF-8')->setPaper('a4')->setOrientation('portrait');
$document->uploadToS3('Processing Fee Invoice', $invoice->application_id, $path->output());
// $document->uploadToS3('Processing Fee Invoice', 735, $path->output());
}catch (\Exception $e){
return 'Exception occurred while generating processed invoice';
}
}
public function resetInvoiceIds(){
$isInvoiceExist = $invoiceExist = Invoices::where('lender_id', 5);
if($isInvoiceExist->count() > 1){
$invoices = $invoiceExist->get();
$isInvoiceExist->update(['deleted_at' => Carbon::now()->toDateTimeString()]);
foreach($invoices as $invoice){
(new ConsumerApplicationController())->generateInvoice($invoice->application_id);
(new ConsumerApplicationController())->generateInvoiceSubvention($invoice->application_id);
}
}
return 'true';
}
public function cancelRazorPayLink(){
$data = DB::select("select * from online_payments where emi_date = '2019-03-05' and status = 'issued'");
$consumerController = new ConsumerApplicationController();
foreach ($data as $item){
$app = ConsumerApplication::find($item->application_id);
$consumerController->cancelraazorpaylink(['payment_id'=>$item->payment_id,'lender_id'=>$app->lender_id]);
}
}
public function sendProforma(){
//return phpinfo();
/*(new ConsumerApplicationController())->sendProForma(990);
return ;*/
try {
$request = new Request();
$request->request->add([
'type' => 'Welcome Letter',
'bot' => true
]);
$document = (new ConsumerDocument($request));
$invoices = Invoices::where('id',115)->get();
$id = 87;
foreach ($invoices as $invoice) {
$gstDetails = $document->getDocument($invoice->application_id); //759
$pdf = App::make('snappy.pdf.wrapper');
$concatstring = "";
if (strlen($id) < 7) {
$diff = 7 - strlen($id);
for ($i = 0; $i < $diff; $i++) {
$concatstring = $concatstring . "0";
}
}
$in = 'CF-2'.$concatstring.$id.'-18-19';
$gstDetails['invoice_id'] = $in;
$path = $pdf->loadView('admin.documents.processing_fee_invoice', $gstDetails)->setOption('encoding', 'UTF-8')->setPaper('a4')->setOrientation('portrait');
$document->uploadToS3('Processing Fee Invoice', $invoice->application_id, $path->output());
Invoices::where('id',$invoice->id)->where('application_id',$invoice->application_id)->update(['invoice_id'=>$in]);
$id++;
}
// $document->uploadToS3('Processing Fee Invoice', 735, $path->output());
}catch (\Exception $e){
return 'Exception occurred while sending proforma invoice';
}
}
public function getNachStatusAndCourierStatusFile(){
$applications = ConsumerApplication::whereHas('logs', function($query){
$query->where('status','disbursed');
})->whereIn('state',['disbursed','nach register'])->whereNull('is_deleted')->groupBy('id')->get(['id','name','email']);
$courier = new CouriersController(new Request());
$response[] = ['ID','Name','Email','Nach Status','Courier Status'];
foreach($applications as $application){
$courierData = $courier->getCourier($application->id, 2);
$courierStatus = '';
if(isset($courierData[1]) && $courierData[1]){
$courierStatus = 'Courier Received';
}elseif(isset($courierData[0]) && $courierData[0]){
$courierStatus = 'Couriered';
}elseif(!isset($courierData[0])){
$courierStatus = 'Courier Not Sent';
}
$nach_status = 0;
$mandates = Mandate::where('consumer_application_id',$application->id)->get(['id','status']);
if(isset($mandates[0])){
foreach ($mandates as $mandate){
if(!empty($mandate->umrn)){
$nach_status = 1;
break;
}else{
$nach_status = ($mandate->status == 1) ? 0 : $mandate->status;
}
}
}else{
$nach_status = 0;
}
$statusView = [1=>'Active',2=>'Submitted',3=>'Pending',4=>'Rejected',0=>'Inactive'];;
$response[] = [
'id' => $application->id,
'name' => $application->name,
'email' => $application->email,
'nach_status' => isset($statusView[$nach_status]) ? $statusView[$nach_status] : 'Mandate Not Created',
'courier_status' => $courierStatus
];
}
$request = new Request(['data'=>$response,'sheet'=>'Sheet1']);
return Excel::download((new Exporter($request)), 'data.xls');
}
public function setReminders(){
$ids = [278,
416,
711,
857,
922,
1071,
1099,
1158,
1185,
324,
347,
596,
676,
692,
700,
726,
735,
742,
760,
828,
836,
886,
1029,
1074,
1085,
1115,
1125,
1128,
1137,
1138,
1142,
1196,
61,
197,
1024,
1033,
1131,
1135,
1193,
1206,
1248];
return count($ids);
//return Mandate::whereIn('consumer_application_id',$ids)->get();
foreach ($ids as $id) {
$t = JobProvider::where('application_id', $id)->orderBy('available_at','asc')->first();
$view = json_decode($t->payload,1);
$payload = [
"id"=> $view['id'],
"offer_id"=> $view['offer_id'],
"emi_id"=> $view['emi_id'],
"emi_date"=> "2019-02-18",
"amount"=> $view['amount']
];
$payloads[] = [
'payload' => json_encode($payload),
'from' => 'emiDueReminder',
'application_id' => $id,
'available_at' => '2019-02-16 10:00:00',
'created_at' => Carbon::now()->toDateTimeString(),
'is_available' => 1
];
}
JobProvider::insert($payloads);
return $payloads;
}
public function sendreminders(){
$ids = [
[325,1888],
[478,3750],
[566,3750],
[662,9083],
[674,2917],
[771,5556],
[885,5000],
[951,4444],
[974,6667],
[1153,8583],
[1168,5556],
[1176,1250],
[1242,6667],
[1280,3917],
[1282,5000],
[1664,4458],
[1673,3388],
[1689,2417],
[1702,3125],
[1710,7000],
[1719,2750],
[1740,6577],
[1759,1750],
[1788,2175],
[1823,1333],
[1909,5000],
[1961,6125],
[1965,3536],
[2094,5638],
[2159,5178],
[2163,1500],
[2197,1438],
[2210,5000],
[2236,9458],
[2239,10240],
[2259,6114],
[2278,5638],
[2285,2927],
[2304,6906],
[2305,2063],
[2339,5350],
[2422,7000],
[2450,6107],
[2522,3039],
[2529,1250],
[101,9100],
[121,9042],
[1852,2125]
];
try {
$consumerApplication = (new ConsumerApplicationController());
foreach ($ids as $item) {
$application = ConsumerApplication::where('id', $item[0])->whereIn('state', ['disbursed', 'nach registered'])->first(['email', 'mobile_number', 'state']);
if(isset($application->email)) {
$data = $consumerApplication->getDetails($item[0]);
$razorpaydata['amount'] = $item[1];
$razorpaydata['email'] = "";
$razorpaydata['lender_id'] = $data['lender_id'];
$razorpaydata['id'] = $item[0];
$razorpaydata['purpose'] = 'emi';
$razorpaydata['emi_date'] = '2019-05-05';
$rajorpay_link = $consumerApplication->getrazorpaylink($razorpaydata);
$view['body'] = view('emails.reminders.emi_due_reminder_with_payment_link', ['data' => $data, 'consumerEmi' => ['amount'=>$item[1],'emi_date'=>'05 May, 2019'],'rajorpay_link'=>$rajorpay_link])->render();
$view['subject'] = 'EMI of Rs ' . $item[1] . ' due on 05 May, 2019.';
$view['sms'] = 'Dear ' . $data['name'] . ',
An installment of Rs '.$item[1].' for your purchase from ' . $data['merchant_name'] . ' is due on 05 May, 2019 for your loan application no. ' . (isset($data['proFormaInvoice']->loan_application_no) ? $data['proFormaInvoice']->loan_application_no : '______________') . 'Since your Auto Debit i.e. NACH mandate has not yet been registered, please pay the EMI using '.$rajorpay_link.' .
You can reach us on +91-9967235047 or ops@creditfair.in if you have any questions.
Best Regards,
Team Credit Fair';
//$view['body'] = view('emails.reminders.emi_due_reminder', ['data' => $data, 'consumerEmi' => ['amount' => $item[1]], 'emi_date' => '05 Mar, 2019'])->render();
//$view['subject'] = 'EMI of Rs ' . money_format('%!i', $item[1]) . ' due on 05 Mar, 2019. (Please Ignore Previous Email)';
//$view['sms'] = 'Dear ' . $data['name'] . ',
EMI of Rs ' . money_format('%!i', $item[1]) . ' will be debited on 05 Mar, 2019 for your loan application no. ' . (isset($data['proFormaInvoice']->loan_application_no) ? $data['proFormaInvoice']->loan_application_no : '______________') . '. Please ensure balance in your ' . $data['bank']->bank_name . ' account number ending with ' . str_repeat('X', strlen(substr($data['bank']->account_number, 0, -4))) . substr($data['bank']->account_number, -4) . ' at least one day before.
Please note that it would take 3 working days to update payment in our system post debit from your account.
Best Regards,
Team Credit Fair';
$view['sms'] = str_replace('
', "\n", $view['sms']);
$view['sms'] = str_replace('
', "\n", $view['sms']);
if (isset($application->email) && !empty($application->email)) {
\Mail::send('emails.blank',
['body' => $view['body']]
, function ($message) use ($application, $view) {
$message->to($application->email)->subject($view['subject']);
//$message->cc(_env('NOTIFY_EMAIL', ''));
});
}
if (isset($application->mobile_number) && !empty($application->mobile_number) && isset($view['sms'])) {
$mobile = '91' . $application->mobile_number;
send_sms($mobile, ['message'=>$view['sms'],'id'=>$item[0],'id_type'=>'application_id']);
}
$sent[] = $item[0];
}
}
}catch (\Exception $e){
return [$e, $sent];
}
}
public function emiReminderTesting(){
return (new AdvanceReminders())->handle();
}
public function getIdeaData(){
$applicationDocument = new ConsumerDocument(new Request());
$applications = ConsumerApplication::whereNull('is_deleted')->get();
$data[] = ['APPLICATION ID','DISBURSED DATE','APPLICATION DATE','MOBILE','LOAN TYPE','STATUS'];
foreach($applications as $application){
$data[] = [
'application_id' => $application->id,
'disbursed_date' => $applicationDocument->getDisbursedDate($application->id),
'application_date' => ($application->state == 'rejected') ? $application->created_at : '',
'mobile_number' => $application->mobile_number,
'type_of_loan' => 'Personal Loan',
'status' => $application->state
];
}
$request = new Request(['data'=>$data,'sheet'=>'Application Data']);
return Excel::download((new Exporter($request)), 'Application_data'.Carbon::now()->toDateTimeString().'.xls');
}
// public function emiReminder()
// {
//
// $data = ['1664',
// '991',
// '1703',
// '1168',
// '1712',
// '1740',
// '1732',
// '1823',
// '1829',
// '662',
// '1310',
// '1702',
// '812',
// '1063',
// '1153',
// '1350',
// '1705',
// '1776',
// '1777',
// '1843',
// '1986',
// '1742',
// '1656',
// '1788',
// '1176',
// '1643',
// '1696',
// '1909',
// '313',
// '1280',
// '546',
// '1743',
// '1514',
// '1861',
// '478',
// '566',
// '567',
// '771',
// '882',
// '885',
// '907',
// '951',
// '1255',
// '1282',
// '1291',
// '1371',
// '1563',
// '1602',
// '1704',
// '1709',
// '1718',
// '1751',
// '1806',
// '1807',
// '1853',
// '1968',
// '2001',
// '2283',
// '1395',
// '1617',
// '1416',
// '1673',
// '1667',
// '1683',
// '1943',
// '1944',
// '325',
// '1723',
// '1249',
// '1887',
// '1965',
// '974',
// '1242',
// '1847',
// '1408',
// '674',
// '1716',
// '1719',
// '1721',
// '1839',
// '1838',
// '1648',
// '1852',
// '1810',
// '1910',
// '1018',
// '1640',
// '1660',
// '1682',
// '1687',
// '1688',
// '1689',
// '1756',
// '1766',
// '1836',
// '1848',
// '1961',
// '1962',
// '1973',
// '2052'];
//
//
// foreach ($data as $item) {
// $reminder = new ConsumerApplicationController();
// $data = $reminder->getTemplateReminders(5, $item, $payload);
// $data = $data->getData();
// if (isset($data->error)) {
// $this->sendOps($data->error, $job);
// } else {
// $this->sendEmail($data, $job);
// $id[] = $job->id;
// }
// }
// }
public function updateData(){
//$data = [['SH100012','Priyanka Vijay Pathari','421301'],['CF100005','Amit Jadhav','422103'],['CF100005','Jyoti Jadhav','411015'],['IF100008','SNEHAL PRABHAKAR TITURKAR','444606'],['IF100002','Mamta Rajesh Lumar','560032'],['FL100001','Virendra Sharma','560032'],['IF100014','Gazala Asif Hussain',''],['IF100016','Shaila Yadav','713324'],['OF1000011','BIRUDHARAJU SWAPNIKA','500047'],['OF1000011','BIRUDHARAJU UMA DEVI','500047'],['IF100022','Bindu Deepak Gautam','231217'],['IF100021','Diksha Singh','110059'],['IF100026','Rajni Lalit Sharma','249401'],['IF100022','Sangeeta Jangale','425502'],['SH100016','Anuja Prasanna Abhyankar','400601'],['SH100016','Prasanna Abhyankar','400601'],['IF100023','Ragini Sushant Kumar Gupta','201310'],['IF100024','Kiran Tejas Merchant','400064'],['IF100027','Reena Ramkrishna Gharde','440009'],['IF100028','Santosh Kumar Yadav','700027'],['IF100028','Shardha Santosh Kumar Yadav','700027'],['IF100028','Manisha',''],['IF100028','Neha Arora','560064']];
$data = [['IF0000061','Sheetal Sharma',''],['MG000011','Stay Vista Private Limited',''],['CF100005','Jyoti Jadhav','744405487133'],['IF100009','Punita Devi','716950086994'],['IF100002','Mamta Rajesh Lumar',''],['IF0000094','Archana Tiwari','647993610837'],['IF100011','Syeda Arif Zeba','906220333739'],['IF100012','Ketan Patil',''],['MG000011','Stay Vista Private Limited',''],['MG000011','Stay Vista Private Limited',''],['SH100014','Renuka Naik','994989545019'],['IF100014','Gazala Asif Hussain','543993539963'],['IF100016','Sonam Chauhan','823869858212'],['IF100019','Sneha Manish Taywade','379545729940'],['SH100015','Kanika Mutreja','480423960341'],['IF100017','Meena Vijay Ghogare','234929459031'],['IF100020','Manisha Hemant Pradhan',''],['IF100022','Bindu Deepak Gautam',''],['IF100021','Diksha Singh','521263686229'],['IF100026','Rajni Lalit Sharma',''],['IF100022','Sangeeta Jangale',''],['AV100002','Meherbanu Khan','317281843924'],['IF100023','Ragini Sushant Kumar Gupta',''],['IF100025','Chin Thapa','507870721518'],['IF100025','Lila Thapa',''],['IF100027','Reena Ramkrishna Gharde',''],['SE1000011','OM CHANDRA DIXIT',''],['IF100028','Shardha Santosh Kumar Yadav','370063706562'],['IF100028','Manisha',''],['IF100028','Neha Arora',''],['IF0000357','Sumitra Samir Shah',''],['SH0000374','Ananya Joshi',''],['IF0000375','Ragini Kumari',''],['IF0000391','Babita Kumari',''],['IF0000408','Annu A Rai',''],['IF0000499','Manju Sanjeev Tiwari',''],['SH0000520','Chetan Shah','545550210982'],['SH0000521','Rohan Patil',''],['MF0000546','T K SOUJANYA',''],['IF0000560','Nilima',''],['IF0000593','Sajara Khatoon Reyaz Alam Khalifa',''],['EL0000662','MAHESH KUMAR L',''],['0000678','ASHWINI ASHOK KORADE',''],['IF0000734','Laxmi Pandey',''],['IF0000767','Priya Biwas',''],['CB0000771','Deepak Kumar',''],['IF0000844','Nisha Devi',''],['IF0000946','Arpita Singh',''],['CB0000979','RENJINI P R',''],['IF0000982','KRISHNA KUMARI',''],['IF0001071','SHIRISHA.P',''],['CB0001131','Shikha',''],['IF0001142','Medha Mannu',''],['AM0001149','Bhagya Bhaskaran',''],['IF0001169','Komal Grover',''],['CB0001185','Sherin Ali','']];
echo "";
foreach($data as $details){
if($details[2] != "") {
$application = ProFormaInvoice::with('consumner')->where('loan_application_no',$details[0])->first();
//print_r($application);
//exit;
if($application->consumner->name == $details[1]){
//echo "Applicant_".$application->consumner->id."_".$application->consumner->co_applicant_dob;
//echo "
";
if($application->consumner->aadhaar_card == "") {
//ConsumerApplication::where('id', $application->consumner->id)->update(['aadhaar_card' => $details[2]]);
echo "Applicant_".$application->consumner->id."_Current_"."$details[0]";
echo "
";
}
// if($application->consumner->permanent_address_pincode == "" && $application->consumner->permanent_address_line_1 != "") {
// //ConsumerApplication::where('id', $application->consumner->id)->update(['permanent_address_pincode' => $details[2]]);
// echo "Applicant_".$application->consumner->id."_permanent";
// echo "
";
// }
}elseif($application->consumner->co_applicant_name == $details[1]) {
//echo "Co - Applicant"."_".$application->consumner->co_applicant_dob;
//echo "
";
if($application->consumner->co_applicant_aadhaar_card == "") {
//ConsumerApplication::where('id', $application->consumner->id)->update(['co_applicant_aadhaar_card' => $details[2]]);
echo "Co - Applicant_".$application->consumner->id."_".$details[0];
echo "
";
}
}
//exit;
}
}
}
public function approvalLogicFromOLD(Request $request){
if($request->has('custom_grade_id')) {
$custom_grade_id = $request->get('custom_grade_id');
$applications = ConsumerApplication::with('merchant')->where('created_at','>=','2019-05-20 00:00:00')->where('created_at','<=','2019-05-26 23:59:00')->whereNull('is_deleted')->get();
$approvalData[] = ['Grade Status', 'Negative Profile', 'guarantor' ,'Duplicate','loan_amount','tenure','monthly_income','score','is_credit_card','ageAtLastEMI','age','credit_limit_five_times','AccountType','foir','cf_foir','aboveThreeYear','threeYear','pastDues','termLoan','caseType','Approval Status','Name', 'Merchant Name', 'Auto Reject'];
foreach ($applications as $application) {
if($application->merchant) {
try {
$grade = new GradeController($request);
$__grade = $grade->ApprovalCheck($application->id);
// $_grade = $__grade->getOutput();
if ($__grade) {
$_grade = ['status'=>'Approved'];
}else{
$_grade = ['status'=>'Not Approved'];
}
$_grade = array_merge($_grade,['name'=>$application->name, 'merchant_name'=>$application->merchant->merchant_name, 'reject' => $this->autoRejectOLD($_grade)]);
$approvalData[] = $_grade;
}catch (\Exception $e){
var_dump($e);
}
}
}
$request = new Request(['data'=>$approvalData,'sheet'=>'Sheet1']);
return Excel::download((new Exporter($request)), 'NEW Approval Logic testing '.Carbon::now()->toDateTimeString().'_Grade_ID_'.$custom_grade_id.'.xls');
}
return 'Grade not found';
}
public function approvalLogicV1(){
set_time_limit(0);
ini_set('memory_limit', '-1');
//if($request->has('custom_grade_id')) {
if (Carbon::now()->isMonday()) {
$from_date = Carbon::now()->subWeek()->startOfWeek()->toDateString();
$to_date = Carbon::now()->subWeek()->endOfWeek()->toDateString();
}else{
$from_date = Carbon::now()->startOfWeek()->toDateString();
$to_date = Carbon::now()->endOfWeek()->toDateString();
}
if (Input::has('day')){
$from_date = Carbon::now()->startOfDay()->toDateTimeString();
$to_date = Carbon::now()->endOfDay()->toDateTimeString();
}
$custom_grade_id =1;
$applications = ConsumerApplication::with('merchant','creditReport')->where('created_at','>=',$from_date)->where('created_at','<=',$to_date)->whereNull('is_deleted')->get();
//$approvalData[] = ['Grade Status', 'Negative Profile', 'guarantor' ,'Duplicate','loan_amount','tenure','monthly_income','score','is_credit_card','ageAtLastEMI','age','credit_limit_five_times','AccountType','foir','cf_foir','aboveThreeYear','threeYear','
//
//Dues','termLoan','caseType','rejected','downpayment','address_status','negative_area','Auto Approval','Address Status','Downpayment','Negative Area','Approval Status','Name', 'Merchant Name', 'Auto Reject','Credit Score'];
$i = 0;
foreach ($applications as $application) {
if($application->merchant && $application->merchant->status == 'active' && $application->merchant->is_guest_active == 1) {
try {
$grade = new GradeController(new Request());
$__grade = $grade->ApprovalCheckV1($application->id);
// $_grade = $__grade->getOutput();
// if (empty(array_filter($_grade))) {
if ($__grade) {
// $_grade = array_merge($_grade,['status'=>'Approved']);
$_grade = ['status'=>'Approved'];
}else{
// $_grade = array_merge($_grade,['status'=>'Not Approved']);
$_grade = ['status'=>'Not Approved'];
}
$_grade = array_merge($_grade,['name'=>$application->name, 'merchant_name'=>$application->merchant->merchant_name, 'reject' => $this->autoRejectOLD($_grade),'credit_score'=>(isset($application->creditReport[0]) ? $application->creditReport[0]->Score : 0)]);
if (!$i)
$approvalData[] = array_keys($_grade);
$approvalData[] = $_grade;
$i = 1;
}catch (\Exception $e){
var_dump($e);
}
}
}
if (!isset($approvalData))
$approvalData = [];
$autoApprovalRuleData = $this->autoApprovalRuleData($from_date, $to_date);
$preApprovalData = $this->preApprovalData($from_date, $to_date);
$request = new Request([
'sheet' => ['Auto Decision','Auto Document Rule','Pre-Approval'],
'data' => [$approvalData, $autoApprovalRuleData, $preApprovalData]
]);
return Excel::download((new ExporterMultipleSheet($request)), 'Weekly Report '.Carbon::now()->toDateTimeString().'_Grade_ID_'.$custom_grade_id.'.xls');
//}
// return 'Grade not found';
}
public function preApprovalData($from_date, $to_date){
$data = PreApprovalLog::with('application.activeMerchant')->where('created_at','>=',$from_date)->where('created_at','<=',$to_date)->get();
$preApprovalData = [];
$i = 0;
foreach ($data as $item) {
if (isset($item->application) && $item->application && isset($item->application->activeMerchant) && $item->application->activeMerchant) {
if (!$i)
$preApprovalData[] = array_keys($item->toArray());
$preApprovalData[] = array_values($item->toArray());
$i = 1;
}
}
return $preApprovalData;
}
public function autoApprovalRuleData($from_date, $to_date){
$data = DocumentRuleLog::with('application.activeMerchant')->where('created_at','>=',$from_date)->where('created_at','<=',$to_date)->get();
$autoApprovalRuleData = [];
$i = 0;
foreach ($data as $item) {
if (isset($item->application) && $item->application && isset($item->application->activeMerchant) && $item->application->activeMerchant){
if (!$i)
$autoApprovalRuleData[] = array_keys($item->toArray());
$autoApprovalRuleData[] = array_values($item->toArray());
$i = 1;
}
}
return $autoApprovalRuleData;
}
public function autoRejectOLD($check_approval){
if((isset($check_approval['score']) && $check_approval['score'] > 10 && $check_approval['score'] < 580) || (isset($check_approval['pastDues']) && $check_approval['pastDues'] > 5000)){
return true;
}
return false;
}
public function approvalLogic(Request $request){
if($request->has('custom_grade_id')) {
$custom_grade_id = $request->get('custom_grade_id');
$applications = ConsumerApplication::with('merchant')->whereNull('is_deleted')->get();
$approvalData[] = ['Grade Status', 'guarantor','loan_amount','tenure','monthly_income','score','is_credit_card','ageAtLastEMI','age','credit_limit_five_times','AccountType','foir','cf_foir','aboveThreeYear','threeYear','pastDues','termLoan','caseType','rejected','Approval Status','Merchant','Name','Auto Reject','Created At'];
foreach ($applications as $application) {
if($application->merchant) {
try {
$grade = new GradeController($request);
$__grade = $grade->testingApprovalCheck($application->id);
// $_grade = $__grade->getOutput();
// unset($_grade['negativeProfile']);
// unset($_grade['checkDuplicates']);
if ($__grade) {
$_grade = ['status'=>'Approved'];
}else{
$_grade = ['status'=>'Not Approved'];
}
$_grade = array_merge($_grade,['merchant_name'=>$application->merchant->merchant_name,'name'=>$application->name,'auto_reject'=>$grade->autoReject($__grade, $application->id),'created_at' => $application->created_at]);
$approvalData[] = $_grade;
}catch (\Exception $e){
var_dump($e);
}
}
}
$request = new Request(['data'=>$approvalData,'sheet'=>'Sheet1']);
return Excel::download((new Exporter($request)), 'NEW Approval Logic testing '.Carbon::now()->toDateTimeString().'_Grade_ID_'.$custom_grade_id.'.xls');
}
return 'Grade not found';
}
public function setDefaultAttributes(Request $request){
$defaults = ["max_application_count"=>10,
"a_tier_1_first"=>50,
"a_tier_1_second"=>100,
"a_tier_2_first"=>25,
"a_tier_2_second"=>50,
"a_tier_3_first"=>0,
"a_tier_3_second"=>25,
"d_tier_1_first"=>0,
"d_tier_1_second"=>3,
"d_tier_2_first"=>3,
"d_tier_2_second"=>6,
"d_tier_3_first"=>6,
"d_tier_3_second"=>100,
"av_tier_1_first"=>100000,
"av_tier_1_second"=>200000,
"av_tier_2_first"=>50000,
"av_tier_2_second"=>100000,
"av_tier_3_first"=>0,
"av_tier_3_second"=>50000,
"avd_tier_1_first"=>50000,
"avd_tier_1_second"=>200000,
"avd_tier_2_first"=>25000,
"avd_tier_2_second"=>50000,
"avd_tier_3_first"=>0,
"avd_tier_3_second"=>25000,
"n_tier_1_first"=>40,
"n_tier_1_second"=>100,
"n_tier_2_first"=>20,
"n_tier_2_second"=>40,
"n_tier_3_first"=>0,
"n_tier_3_second"=>20];
if (!$request->all()){
$request->merge($defaults);
}
return $request;
}
public function getMerchantWiseCustomerAppData(Request $request){
$request = $this->setDefaultAttributes($request);
$applications = ConsumerApplication::leftJoin('merchant as m','m.id','=','merchant_id')
->leftJoin('consumer_application_element as e','e.application_id','=','consumer_application.id')
->leftJoin('emi_calculation as ec','ec.application_id','=','consumer_application.id')
->leftJoin('merchant_location as ml','ml.id','=','e.center_id')
->leftJoin('credit_report as c','c.application_id','=','consumer_application.id')
->whereNull('is_deleted')
/*->whereIn('category_id',[6,7])*/
->get(['m.merchant_name','ml.phone as contact_number','m.contact_number as merchant_contact_number','m.address','consumer_application.id','m.id as merchant_id','e.center_id','ml.name as center','c.Score','consumer_application.state','consumer_application.approved_amount','consumer_application.loan_amount', 'ec.emi_date','ec.upfront_from_credit_fair']);
//$applicationController = new ConsumerApplicationController();
$data = [];
foreach ($applications as $application){
$_center_id = ($application->center_id) ? $application->center_id : 0;
$data[$application->merchant_id][$_center_id][] = $application;
}
$response = [];
$account = new AccountingController();
foreach ($data as $merchant_id => $_application) {
foreach ($_application as $center_id => $application) {
$score = 0;
$scoreCount = 0;
$approved = 0;
$approvedAmount = 0;
$loanAmount = 0;
$disbursedAmount = 0;
$disbursed = 0;
$delayApp = 0;
$delayAppBy15Days = 0;
$disbursedIDs = [];
$oneToSixApp = 0;
$disbursed_loan_amount = 0;
$total_cash_paid_by_customer = 0;
$first_emi_came_due = 0;
$netDisbursedAmount = 0;
//calculate -1 to 6 application
foreach ($application as $item) {
if(strtotime($item->emi_date) <= Carbon::now()->timestamp){
$first_emi_came_due++;
}
if ($item->Score >= -1 && $item->Score <= 6) {
$oneToSixApp++;
}
if ($item->Score > 6) {
$scoreCount++;
$score += $item->Score;
}
$emi_generated = false;
if ($item->state == 'approved') {
$approved++;
$approvedAmount += $item->approved_amount;
$emi_generated = true;
} else if (in_array($item->state, ['closed', 'nach registered', 'disbursed', 'cancelled'])) {
$disbursed++;
$emi_generated = true;
$disbursedIDs[] = $item->id;
$disbursed_loan_amount += $item->approved_amount;
$netDisbursedAmount += $item->upfront_from_credit_fair;
}
$loanAmount += ($item->loan_amount) ? $item->loan_amount : 0;
if ($emi_generated) {
try {
$accountData = $account->viewloanschedule($item->id, 1);
$delay = 0;
$delayedHappened = false;
foreach ($accountData['schedule'] as $schedule) {
$delay += $schedule['delay_penalty'];
if (isset($schedule['transaction'])) {
foreach ($schedule['transaction'] as $transaction) {
if ($transaction) {
$total_cash_paid_by_customer += $transaction->amount;
}
}
}
if ($schedule['delay_penalty'] > 0 && $schedule['delay_penalty'] <= 15) {
$delayedHappened = true;
}
}
if ($delayedHappened){
$delayAppBy15Days++;
}
if ($delay > 0) {
$delayApp++;
}
} catch (\Exception $e) {
}
}
}
$disbursedData = ApplicationEMICalculation::whereIn('application_id', $disbursedIDs)->get();
foreach ($disbursedData as $item) {
$disbursedAmount += $item->upfront_from_credit_fair;
}
$approval_rate = (count($application)) ? round((($approved+$disbursed)/count($application)) * 100) : 0;
$delayedTheEMI = ($delayAppBy15Days) ? round(($delayAppBy15Days/$first_emi_came_due) * 100) : 0;
$average_loan_amount = (count($application)) ? round($loanAmount/count($application)) : 0;
$average_disbursement_value = ($disbursed) ? round($disbursed_loan_amount / $disbursed) : 0;
$net_disbursement_to_cash_repaid = ($netDisbursedAmount) ? round(($total_cash_paid_by_customer / $netDisbursedAmount) * 100) : 0;
/*$approval_rate_tier = ($approval_rate > 50) ? 1 : (($approval_rate > 25 && $approval_rate < 50) ? 2 : (($approval_rate < 25) ? 3 : 3));
$delayed_the_emi_tier = ($delayedTheEMI < 3) ? 1 : (($delayedTheEMI > 3 && $delayedTheEMI < 6) ? 2 : (($delayedTheEMI > 6) ? 3 : 3));
$average_loan_amount_tier = ($average_loan_amount > 100000) ? 1 : (($average_loan_amount > 50000 && $average_loan_amount < 100000) ? 2 : (($average_loan_amount < 50000) ? 3 : 3));*/
$approval_rate_tier = (in_array($approval_rate, range($request->get('a_tier_1_first'), $request->get('a_tier_1_second')))) ? 1 : ((in_array($approval_rate, range($request->get('a_tier_2_first'), $request->get('a_tier_2_second')))) ? 2 : ((in_array($approval_rate, range($request->get('a_tier_3_first'), $request->get('a_tier_3_second')))) ? 3 : 3));
$delayed_the_emi_tier = (in_array($delayedTheEMI, range($request->get('d_tier_1_first'), $request->get('d_tier_1_second')))) ? 1 : ((in_array($delayedTheEMI, range($request->get('d_tier_2_first'), $request->get('d_tier_2_second')))) ? 2 : ((in_array($delayedTheEMI, range($request->get('d_tier_3_first'), $request->get('d_tier_3_second')))) ? 3 : 3));
$average_loan_amount_tier = (in_array($average_loan_amount, range($request->get('av_tier_1_first'), $request->get('av_tier_1_second')))) ? 1 : ((in_array($average_loan_amount, range($request->get('av_tier_2_first'), $request->get('av_tier_2_second')))) ? 2 : ((in_array($average_loan_amount, range($request->get('av_tier_3_first'), $request->get('av_tier_3_second')))) ? 3 : 3));
$average_disbursement_value_tier = (in_array($average_disbursement_value, range($request->get('avd_tier_1_first'), $request->get('avd_tier_1_second')))) ? 1 : ((in_array($average_disbursement_value, range($request->get('avd_tier_2_first'), $request->get('avd_tier_2_second')))) ? 2 : ((in_array($average_disbursement_value, range($request->get('avd_tier_3_first'), $request->get('avd_tier_3_second')))) ? 3 : 3));
$net_disbursement_to_cash_repaid_tier = (in_array($net_disbursement_to_cash_repaid, range($request->get('n_tier_1_first'), $request->get('n_tier_1_second')))) ? 1 : ((in_array($net_disbursement_to_cash_repaid, range($request->get('n_tier_2_first'), $request->get('n_tier_2_second')))) ? 2 : ((in_array($net_disbursement_to_cash_repaid, range($request->get('n_tier_3_first'), $request->get('n_tier_3_second')))) ? 3 : 3));
$tierArray = [$approval_rate_tier, $delayed_the_emi_tier, $average_loan_amount_tier, $average_disbursement_value_tier, $net_disbursement_to_cash_repaid_tier];
/*$negativeAreaData = [];
$pincode = new \stdClass();
$pincode->current_address_pincode = $application
$negativeAreaData['consumer_applications'] = $pincode;
$negativeArea = $applicationController->getNegativeAreaList($negativeAreaData);*/
$response[$merchant_id][$center_id] = [
'merchant_name' => $application[0]->merchant_name,
'merchant_mobile' => ($application[0]->contact_number) ? $application[0]->contact_number : $application[0]->merchant_contact_number,
'center_name' => ($application[0]->center) ? $application[0]->center : '',
'total_application_count' => count($application),
'average_score' => ($score) ? $score / $scoreCount : 0,
'new_to_credit' => $oneToSixApp,
'first_emi_came_due' => $first_emi_came_due,
'address' => $application[0]->address,
'approved' => $approved,
'disbursed' => $disbursed,
'no_of_application_delayed_the_emi' => $delayApp,
'no_of_application_delayed_over_15_days' => $delayAppBy15Days,
'approvedAmount' => $approvedAmount,
'loanAmount' => $loanAmount,
'ds_loan' => $disbursed_loan_amount,
'net_disbursement_amount' => $disbursedAmount,
'total_cash_paid_by_customer' => $total_cash_paid_by_customer,
'approval_rate' => round($approval_rate,2).'%',
'delayed_the_emi' => round($delayedTheEMI,2).'%',
'average_loan_amount' => $average_loan_amount,
'average_disbursement_value' => $average_disbursement_value,
'net_disbursement_to_cash_repaid' => round($net_disbursement_to_cash_repaid,2).'%',
'approval_rate_tier' => 'Tier '.$approval_rate_tier,
'delayed_the_emi_tier' => 'Tier '.$delayed_the_emi_tier,
'average_loan_amount_tier' => 'Tier '.$average_loan_amount_tier,
'average_disbursement_value_tier' => 'Tier '.$average_disbursement_value_tier,
'net_disbursement_to_cash_repaid_tier' => 'Tier '.$net_disbursement_to_cash_repaid_tier,
'tier' => (count($application) > $request->get('max_application_count')) ? 'Tier '.max($tierArray) : 'Tier 3',
];
}
}
$paymentData = array();
if ($request->has('export')) {
$paymentData[] = ['Merchant Name', 'Center/Merchant Number', 'Center Name', 'Total Application Count', 'Average Score', 'New to Credit', 'First EMI Came Due', 'Address', 'Current Approved Cases', 'Total Disbursed Cases', 'No of Application Delayed The EMI', 'No of Application Delayed The EMI (In 15 Days)', 'Approved Amount', 'Loan Amount', 'Disbursed loan amount (including advance EMI)', 'Net Disbursement Amount', 'Total Cash Paid', 'Approval Rate (%)', 'Delay EMI (%)', 'Average Loan Amount (%)','Average Disbursement Value','Net Disbursement To Cash Repaid', 'Approval Rate Tier', 'Delay EMI Tier', 'Average Loan Amount Tier', 'Tier'];
}
foreach ($response as $_item){
foreach ($_item as $item) {
$paymentData[] = $item;
}
}
$file = time().'_'.Carbon::now()->toDateTimeString().'Merchant_wise_data_final.xlsx';
$requestData = new Request(['data' => $paymentData, 'sheet' => 'Sheet1']);
Excel::store((new Exporter($requestData)), $file);
Mail::send('emails.reminders.basic_reminder',
['body'=>'Merchant Wise Data']
, function ($message) use ($file) {
$message->to(['piyush@creditfiar.in','imran@creditfiar.in'])->subject('Merchant Wise Data');
//$message->cc(['imran@creditfair.in']);
$message->attachData(file_get_contents(storage_path().'/app/'.$file), 'Merchant Wise Data '.Carbon::now()->toDateTimeString().'.xlsx');
});
return true;
if ($request->has('export')) {
$requestData = new Request(['data' => $paymentData, 'sheet' => 'Sheet1']);
return Excel::download((new Exporter($requestData)), 'Merchant_wise_data_final.xls');
}else{
$data = ['from_date' => Carbon::now()->toDateString(), 'to_date' => Carbon::now()->toDateString(), 'payments' => $paymentData, 'export_query' => http_build_query($request->all())];
$data = array_merge($data,$request->all());
return view('admin.merchant_wise_data',$data);
}
}
public function sendRejectCommunication(){
$applications = BulkPayments::where('created_at','>=','2020-06-18 19:18:02')->where('execution_status','like','%rejected%')->get();
foreach ($applications as $application){
$payload = json_decode($application->payload);
$payload = $payload->item;
$mandate = Mandate::where('umrn', $payload[22])->first(['consumer_application_id']);
if(isset($mandate->consumer_application_id)) {
(new LoanManagement())->overDueReminder($mandate->consumer_application_id,1,1,1,0,'rejected',0);
}
}
return 4;
}
public function getApplicationWiseData(){
ConsumerApplication::$isCFFoirNotInclude = true;
$applications = ConsumerApplication::whereHas('logs', function($query){
$query->where('status','approved');
})->with('merchant','foir')->where('created_at','>=','2019-01-01 00:00:00')->where('created_at','<=',Carbon::now()->endOfDay()->toDateTimeString())->whereNull('is_deleted')->whereNotIn('state',['aborted','rejected','cancelled'])->get();
$response = [];
foreach ($applications as $application){
$score = CreditReport::where('application_id',$application->id)->first(['Score']);
$credit_limit = 0;
$total_existing_emi= 0;
foreach ($application->foir as $item) {
if ($item->applicant_type == 1) {
if ($item->isOpened == 1) {
if ($item->cc_loan === 0) {
$credit_limit += $item->Balance;
} else if ($item->Balance > 0 || $item->created_by > 0) {
$total_existing_emi += $item->InstallmentAmount;
}
}
}
}
$response[] = [
'name' => $application->name,
'mobile_number' => $application->mobile_number,
'merchant_name' => $application->merchant->merchant_name,
'score' => isset($score->Score) ? $score->Score : '',
'foir' => $this->getFOIRCalculation($application->monthly_income,$credit_limit, $total_existing_emi, $application->id)
];
}
$request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
return Excel::download((new Exporter($request)), 'ApplicationWiseDataJanToTillDate.xls');
}
public function getFOIRCalculation($income ,$credit_limit, $total_existing_emi, $id){
$creditFairEMI = FOIR::where('application_id',$id)->where('AccountType', 'Credit Fair EMI')->where('InstallmentAmount','>',0)->first(['InstallmentAmount']);
if($income > 0) {
$total_credit_card_limit_five = ($credit_limit * 5) / 100;
$total_monthly_payment = $total_existing_emi + $total_credit_card_limit_five;
if(isset($creditFairEMI->InstallmentAmount)){
$total_monthly_payment += $creditFairEMI->InstallmentAmount;
}
return round(($total_monthly_payment / $income) * 100);
}
return 0;
}
public function sendWhatsAppMessage(){
$lists = (new CSV())->read(storage_path().'/good_customers.csv');
foreach ($lists as $list){
$this->sendNotificationOnWhatsApp($list[1], $list[0]);
}
}
public function sendNotificationOnWhatsApp($phone, $name){
$message = "Dear $name,
Haven't seen you in long!
Come check out Credit fair's easy EMI options over various segments.
Click on the link below to know more.
https://bit.ly/2wFeYCq
Regards,
Credit Fair.";
$message = str_replace('
',"\n",$message);
$message = trim(str_replace('
',"\n",$message));
return sendWhatsAppMessage($phone, $message);
}
public function updateMerchantPincode(){
$merchants = Merchant::whereNull('deleted_at')->get();
$response = [];
foreach ($merchants as $merchant){
preg_match_all('!\d+!', $merchant->address, $matches);
foreach ($matches as $match){
foreach ($match as $check) {
if ($check && strlen($check) == 6) {
$response[] = [$merchant->id, $check];
}
}
}
}
foreach ($response as $item){
Merchant::where('id',$item[0])->update(['pincode' => $item[1]]);
}
return $response;
}
public function TallyEntryForOLDApplication(){
$applications = ConsumerApplication::whereHas('logs', function($query){
$query->where('status','disbursed')->where('created_at','>=','2020-03-13 00:00:00')->where('created_at','<=','2020-04-13 23:59:59');
})->whereNull('is_deleted')->where('lender_id',2)->whereIn('state',['disbursed','closed','nach registered'])->orderBy('created_at','desc')->get();
//$applications = ConsumerApplication::whereNull('is_deleted')->whereIn('id',[2531,2532,2533])->where('lender_id',2)->whereIn('state',['disbursed','closed','nach registered'])->orderBy('created_at','desc')->get();
foreach ($applications as $application){
if (isset($application->logs) && $application->logs) {
$disbursed_date = Tally::getDisbursedDate($application->id);
TallyJobs::saveTally(['id' => $application->id, 'emi_date' => date('Y-m-d', strtotime($disbursed_date)), 'type' => 'LEDGER']);
}
}
}
public function creditLineTesting(){
$applications = ConsumerApplication::with('emi')->where('created_at','>=','2020-01-03 00:00:00')->whereNull('is_deleted')->get();
$response[] = ['ID','Sanction By ML','EMI By ML','Sanction By Foir','EMI By Foir','Flag','Approved','EMI','Error'];
foreach ($applications as $application){
$max_loan_amount_to_sanction_basis_ml = 0;
$eligible_emi_amount_ml = 0;
$alert_flag = 0;
$max_loan_amount_to_sanction_basis_foir = 0;
$eligible_emi_amount_basis_foir = 0;
try {
$creditLine = new CreditLine(new Request(['id' => $application->id]));
$creditLimit = $creditLine->getCreditData();
$max_loan_amount_to_sanction_basis_ml = $creditLimit['max_loan_amount_to_sanction_basis_ml'];
$eligible_emi_amount_ml = $creditLimit['eligible_emi_amount_ml'];
$alert_flag = $creditLimit['alert_flag'];
$max_loan_amount_to_sanction_basis_foir = $creditLimit['max_loan_amount_to_sanction_basis_foir'];
$eligible_emi_amount_basis_foir = $creditLimit['eligible_emi_amount_basis_foir'];
} catch (\Exception $e) {
$creditLimit = 'Exception occurred - Credit Limit Error Code';
}
$response[] = [
'id' => $application->id,
'sanction_by_ml' => $max_loan_amount_to_sanction_basis_ml,
'emi_by_ml' => $eligible_emi_amount_ml,
'sanction_by_foir' => $max_loan_amount_to_sanction_basis_foir,
'emi_by_foir' => $eligible_emi_amount_basis_foir,
'flag' => $alert_flag,
'approved' => $application->approved_amount,
'emi' => $application->emi ? $application->emi->emi : 0,
'error' => $creditLimit
];
}
$request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
return Excel::download((new Exporter($request)), 'ApplicationWiseDataJanToTillDate.xls');
}
public function createUsers(){
$applications = ConsumerApplication::whereNull('is_deleted')->whereNull('user_id')->get();
foreach ($applications as $application) {
$user = User::where('mobile_number',$application->mobile_number)->first(['id']);
if(!isset($user->id)) {
$userSave = new User();
$code = (new MerchantController())->getReferralCode();
$userSave->fill([
'name' => $application->name,
'email' => $application->email,
'mobile_number' => $application->mobile_number,
'user_type' => 1,
'code' => $code
]);
$userSave->save();
ConsumerApplication::where('id', $application->id)->update(['user_id' => $userSave->id]);
}else{
ConsumerApplication::where('id', $application->id)->update(['user_id' => $user->id]);
}
}
return count($applications);
}
public function creditLineTestingV1(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$applications = ConsumerApplication::with('emi')->where('created_at','>=','2020-01-03 00:00:00')->whereNull('is_deleted')->get();
$response[] = ['ID','Sanction Amount By ML','EMI Amount By ML','Sanction Amount By Foir','EMI Amount By Foir','Flag','Approved Amount','EMI Amount','Status','Error'];
foreach ($applications as $application){
$max_loan_amount_to_sanction_basis_ml = 0;
$eligible_emi_amount_ml = 0;
$alert_flag = 0;
$max_loan_amount_to_sanction_basis_foir = 0;
$eligible_emi_amount_basis_foir = 0;
$error = '';
try {
$creditLine = new CreditLine(new Request(['id' => $application->id]));
$creditLimit = $creditLine->getCreditData();
$max_loan_amount_to_sanction_basis_ml = $creditLimit['max_loan_amount_to_sanction_basis_ml'];
$eligible_emi_amount_ml = $creditLimit['eligible_emi_amount_ml'];
$alert_flag = $creditLimit['alert_flag'];
$max_loan_amount_to_sanction_basis_foir = $creditLimit['max_loan_amount_to_sanction_basis_foir'];
$eligible_emi_amount_basis_foir = $creditLimit['eligible_emi_amount_basis_foir'];
} catch (\Exception $e) {
$error = 'Exception occurred - Credit Limit Error Code';
}
$response[] = [
'id' => $application->id,
'sanction_by_ml' => $max_loan_amount_to_sanction_basis_ml,
'emi_by_ml' => $eligible_emi_amount_ml,
'sanction_by_foir' => $max_loan_amount_to_sanction_basis_foir,
'emi_by_foir' => $eligible_emi_amount_basis_foir,
'flag' => $alert_flag,
'approved' => $application->approved_amount,
'emi' => $application->emi ? $application->emi->emi : 0,
'state' => $application->state,
'error' => $error
];
}
$request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
//return Excel::download((new Exporter($request)), 'Credit Line Analysis.xls');
Excel::store((new Exporter($request)), 'Credit Line Analysis_'.time().'_'.Carbon::now()->toDateString().'.xls');
}
public function getPaymentDataTally($id, $emiIds = []){
$payment_data = EmiPayment::with('transaction')->whereIn('id',$emiIds)->where('application_id',$id)->get();
$emiPaymentIds = [];
$response = [];
foreach ($payment_data as $emi_payment){
if ($emi_payment->transaction) {
$amount_received = 0;
$emiPaymentIds[$emi_payment->emi_date] = $emi_payment->id;
foreach ($emi_payment->transaction as $transaction) {
$amount_received = $amount_received + $transaction->amount;
}
if (!isset($response[$emi_payment->emi_date]['emi_amount'])) {
$response[$emi_payment->emi_date]['emi_amount'] = 0;
$response[$emi_payment->emi_date]['bounce_charges'] = 0;
$response[$emi_payment->emi_date]['penal_interest'] = 0;
}
if ($amount_received > $emi_payment->emi_amount) {
$response[$emi_payment->emi_date]['emi_amount'] += $emi_payment->emi_amount;
$amount_received = $amount_received - $emi_payment->emi_amount;
if ($amount_received > $emi_payment->bounce_charges) {
$response[$emi_payment->emi_date]['bounce_charges'] += $emi_payment->bounce_charges;
$amount_received = $amount_received - $emi_payment->bounce_charges;
if ($amount_received > 0) {
$response[$emi_payment->emi_date]['penal_interest'] += $emi_payment->delay_penalty;
}
} else {
$response[$emi_payment->emi_date]['bounce_charges'] += $amount_received;
}
} else {
$response[$emi_payment->emi_date]['emi_amount'] += $amount_received;
}
}
}
return ['response' => $response, 'emiPaymentIds' => $emiPaymentIds];
}
public function apologiesEmail(){
$query = "select * from emi_payments where id in (3955,
3956,
3957,
3958,
3959,
3960,
3961,
3962,
3963,
3964,
3965,
3966,
3967,
3968,
3969,
3970,
3971,
3972,
3973,
3974,
3975,
3976,
3977,
3978,
3979,
3980,
3981,
3982
) and payment_status = 'pending_from_bank'";
$data = DB::select($query);
foreach ($data as $item){
$application = ConsumerApplication::find($item->application_id);
$loan_application_no = ProFormaInvoice::where('application_id',$item->application_id)->first(['loan_application_no']);
$view = ['email' => $application->email, 'phone' => $application->mobile_number, 'amount' => $item->emi_amount];
$name = $application->name;
if ($application->co_applicant_name){
$name .= ' & '.$application->co_applicant_name;
}
$body = 'Dear '.$name.',
We\'v not received payment of Rs '.$item->emi_amount.' for your loan ID '.$loan_application_no->loan_application_no.' on 2019-06-06.
Please disregard the previous message as it was sent in error. We haven\'t received a confirmation on the payment status from the bank. We will confirm once we do.';
if ($view['email']) {
\Mail::send('emails.reminders.basic_reminder',
['body' => $body]
, function ($message) use ($view) {
$message->to($view['email'])->subject('Please disregard: Payment Received - Rs ' . $view['amount']);
$message->cc(_env('NOTIFY_EMAIL', ''));
});
}
if ($view['phone']) {
send_sms($view['phone'], ['message' => $body, 'id' => $item->application_id, 'id_type' => 'application_id']);
}
}
}
public function TallyEMIEntryOLDApplication(){
/*$applications = ConsumerApplication::WhereHas('emi',function ($query){
$query->where('emi_date','<=',Carbon::now()->toDateTimeString());
})->whereNull('is_deleted')->whereIn('state',['disbursed','closed','nach registered'])->where('lender_id',2)->orderBy('created_at','desc')->get();*/
//$applications = ConsumerApplication::whereNull('is_deleted')->whereIn('state',['disbursed','closed','nach registered'])->where('lender_id',2)->orderBy('created_at','desc')->get();
$applications = DB::select("select tally_jobs_new.application_id as id from tally_jobs_new
left join emi_calculation on emi_calculation.application_id = tally_jobs_new.application_id
where is_available = 2 and available_at >= '2020-05-07 00:00:00'");
$idsData = [];
foreach ($applications as $application_key){
$idsData[] = $application_key->id;
}
//$applications = TallyJobs::where('is_available',0)->groupBy('application_id')->get(['application_id as id']);
$applications = PaymentTransaction::where('payment_reconciliation_date','>=','2020-03-01 00:00:00')->where('payment_reconciliation_date','<=','2020-04-31 00:00:00')->whereIn('application_id', $idsData)->get(['application_id as id','emi_payment_id']);
$arrIds = [];
$emiIds = [];
foreach ($applications as $applicationItem){
if (!in_array($applicationItem->id, $arrIds)) {
$arrIds[] = $applicationItem->id;
}
if (!in_array($applicationItem->emi_payment_id, $emiIds)) {
$emiIds[] = $applicationItem->emi_payment_id;
}
}
$consumerApplication = ConsumerApplication::whereIn('id',$arrIds)->whereIn('state',['disbursed','nach registered','closed'])->get(['id']);
foreach ($consumerApplication as $application){
$tally = $this->getPaymentDataTally($application->id, $emiIds);
if ($tally['response']) {
foreach ($tally['response'] as $key=>$value) {
TallyJobs::saveTally(['tally' => [$key=>$value], 'id' => $application->id, 'emiPaymentID' => $tally['emiPaymentIds'][$key], 'emi_date' => $key, 'type' => 'EMI']);
}
}
}
}
public function getInvoiceFromS3(){
$applications = StatusLogs::whereIn('status',['disbursed'])->where('created_at','>=',Carbon::now()->subMonth(4)->startOfMonth()->toDateTimeString())->where('created_at','<=',Carbon::now()->subMonth(1)->endOfMonth()->toDateTimeString())->get();
foreach ($applications as $index=>$applicationCheck){
$application = ConsumerApplication::where('id',$applicationCheck->application_id)->whereIn('state',['disbursed','nach registered','closed'])->whereNull('is_deleted')->first();
if(isset($application->id)) {
return (new ConsumerApplicationController())->viewFile($application->id, 'Processing Fee Invoice.pdf');
}
}
}
public function getAllInvoice(){
$merchantInvoice = [];
$customerInvoice = [];
$invoicesIds = [];
$invoicesIdsData = [];
$data = [];
$applications = StatusLogs::whereIn('status',['disbursed'])->where('created_at','>=',Carbon::now()->subMonth(4)->startOfMonth()->toDateTimeString())->where('created_at','<=',Carbon::now()->subMonth(1)->endOfMonth()->toDateTimeString())->get();
foreach ($applications as $index=>$applicationCheck){
$application = ConsumerApplication::where('id',$applicationCheck->application_id)->whereIn('state',['disbursed','nach registered','closed'])->whereNull('is_deleted')->first();
if(isset($application->id)) {
$invoices = Invoices::where('application_id', $application->id)->get(['id', 'application_id', 'invoice_id', 'type', 'created_at', 'net_amount', 'amount']);
foreach ($invoices as $invoice) {
if (isset($invoice->id)) {
$applicationData = ConsumerApplication::with('merchant')->where('id', $invoice->application_id)->first(['id', 'merchant_id', 'permanent_address_state']);
if ($invoice->type != 'processing_invoice') {
$merchantInvoice[] = ['invoice_id' => $invoice->invoice_id, 'gst' => $applicationData->merchant->gst_number, 'created_at' => $invoice->created_at, 'state' => $applicationData->merchant->state, 'invoice_value' => $invoice->net_amount, 'taxable_amount' => $invoice->amount];
} else {
$customerInvoice[] = ['state' => $applicationData->permanent_address_state, 'taxable_amount' => $invoice->amount, 'invoice_id' => $invoice->invoice_id];
}
$invoicesIdsData[(int)substr(explode('-', $invoice->invoice_id)[1], 1)] = $invoice->invoice_id;
$invoicesIds[] = (int)substr(explode('-', $invoice->invoice_id)[1], 1);
} else {
$data[] = $application->id;
}
}
}else{
$data[] = $applications[$index]->application_id;
}
}
$arr2 = range(min($invoicesIds),max($invoicesIds));
$missing = array_diff($invoicesIds,$arr2);
$excelData = [['Details Required for GSTR 1'],['FOR B2B']];
$excelData = array_merge($excelData,[['INVOICE NO.','GST NO.','INVOICE DATE','STATE','INVOICE VALUE','TAXABLE AMOUNT']]);
$excelData = array_merge($excelData,$merchantInvoice);
$excelData = array_merge($excelData,[['FOR B2C']]);
$excelData = array_merge($excelData,[['STATE','TAXABLE VALUE']]);
$excelData = array_merge($excelData,$customerInvoice);
$excelData = array_merge($excelData,[['TOTAL NO. OF INVOICE ISSUED', count($invoicesIds)]]);
$excelData = array_merge($excelData,[['SERIAL']]);
$excelData = array_merge($excelData,[['FROM','TO','CANCELLED']]);
$excelData = array_merge($excelData,[[$invoicesIdsData[min($invoicesIds)],$invoicesIdsData[max($invoicesIds)], count($missing)]]);
$excelData = array_merge($excelData,[['Not Generated Invoice', count($data)]]);
$request = new Request(['data' => $excelData, 'sheet' => 'Sheet1']);
return Excel::download((new Exporter($request)), 'data_file.xls');
}
//Markytics
public function merchantDataFormat($event){
$data[] = ['Application ID', 'Customer Name', 'Date of Birth', 'Loan Amount', 'Approved Amount', 'Purpose', 'Tenure', 'Interest', 'Address', 'City', 'State', 'Pincode', 'Employment Type', 'Monthly Income', 'Merchant ID', 'Merchant Name', 'Category', 'Average Ticket Size', 'Account Holder Name', 'Account Type', 'Bank Name', 'Account Status','Score', 'Total Accounts', 'Active Accounts', 'Active Credit Card Limit', 'sanctionAmount', 'TotalPastDue', 'Final Score', 'First EMI Date', 'Total Due Amount', 'EMI PAID', 'Total Paid',/* 'Average Monthly Balance Month 1', 'Average Monthly Balance Month 2',*/ 'Average Monthly Balance Month 3', /*'Average Monthly Balance Month 4', 'Average Monthly Balance Month 5', 'Average Monthly Balance Month 6',*/ 'Total EMI Monthly', 'DPD in last 6 months', 'DPD in last 12 months','Sanction Amount','Total Repayment Made By Customer','Total Number of Bounce','Total DPD','Sum of DPD Days','Total No. Of Debit Txn', 'Total Amount of Debit Txn','Total No. Of Credit txn', 'Total Amount of Credit txn', 'No of Cheque and ECS/Nach bounce', 'No of Cheque and ECS/Nach bounce total amount','Co-Applicant Name','Co-Applicant Email','Co-Applicant Mobile Number','Co-Applicant Gender','Co-Applicant DOB','Co-Applicant Pan Card','Co-Applicant Aadhaar Card', 'Co-Applicant Address', 'Co-Applicant Landmark','Co-Applicant City','Co-Applicant State','Co-Applicant Pincode','Co-Applicant Address Status','Co-Applicant Monthly Income','Co-Applicant Relationship','Co-Applicant Company Name','Co-Applicant Employee Status','Subvention Amount','CGST','SGST','IGST','Sanction Amount','Existing EMIs in Bureau Data','Foir all Cases'];
ConsumerApplication::$isCFFoirNotInclude = true;
$applications = ConsumerApplication::with('merchant.merchant_category','emi','bank_details','creditReport','foir')->whereNull('is_deleted')->get();
$request = new Request();
$finbit = new FinBit(new Request());
if (!$finbit->token)
$finbit = new FinBit(new Request());
try{
foreach ($applications as $application){
$event->comment("Processing ".$application->id);
$bank_validation = ($application->bank_details && $application->bank_details->karza_response) ? json_decode($application->bank_details->karza_response) : 'Account Not Validated';
$account_status = (!isset($bank_validation->result->bankResponse)) ? 'InActive' : ($bank_validation->result->bankTxnStatus ? 'Active' : 'Inactive');
if($bank_validation == 'Account Not Validated'){
$account_status = $bank_validation;
}
$statements = ConsumerApplicationFiles::where('consumer_application_id', $application->id)->whereNotNull('accountUID')->where('file_type','bank_statement')->orderBy('created_at','desc')->first();
$DPDs = (new ConsumerApplicationController())->getDPD($application->id);
$six = 0;
$twelve = 0;
if ($DPDs) {
foreach ($DPDs as $datum) {
if (is_array($datum)) {
foreach ($datum as $item) {
$item = array_values($item);
if (isset($item[0])) {
$six += isset($item[0]['six']) ? $item[0]['six']['dpd'] : 0;
$twelve += isset($item[0]['twelve']) ? $item[0]['twelve']['dpd'] : 0;
}
}
}
}
}
$request->request->add(['raw' => 1]);
$bounced = 0;
$delay_penalty = 0;
$delay_days = 0;
if(in_array($application->state, ['disbursed','nach registered','closed'])) {
$EMIPayment = new PaymentEmi();
$payments = $EMIPayment->getPaymentDueHistory($application->id);
$payments = isset($payments[$application->id]) ? $payments[$application->id] : [];
if ($payments && isset($payments['payment'])) {
foreach ($payments['payment'] as $payment) {
if (isset($payment['bounce_charges']) && $payment['bounce_charges']) {
$bounced++;
}
if (isset($payment['delay_penalty']) && $payment['delay_penalty']) {
$delay_penalty++;
}
if (isset($payment['delay_days']) && $payment['delay_days'] > 0) {
$delay_days = +$payment['delay_days'];
}
}
}
}
$finData = FinBitData::where('application_id', $application->id)->first(['average_balance_three_months']);
$netDebitTxn = 0;
$netCreditTxn = 0;
$ECSNach = 0;
if (isset($statements->accountUID)) {
$netDebitTxn = $this->calculateNetDebitTransaction(6, $statements->accountUID, $finbit->token);
$netCreditTxn = $this->calculateNetCreditTransaction(6, $statements->accountUID, $finbit->token);
$ECSNach = $this->calculateBounceTransactions(6, $statements->accountUID, $finbit->token);
if ($netDebitTxn['response'] || $netCreditTxn['response'] || $ECSNach['response']){
$finBitData = FinBitData::where('finbit_uid',$statements->accountUID)->first(['id']);
if (isset($finBitData->id)) {
$finBitDataUpdate = FinBitData::find($finBitData->id);
if ($netDebitTxn['response'])
$finBitDataUpdate->net_debit_txn = json_encode($netCreditTxn['response']);
if ($netCreditTxn['response'])
$finBitDataUpdate->net_credit_txn = json_encode($netCreditTxn['response']);
if ($ECSNach['response'])
$finBitDataUpdate->ecs_nach_txn = json_encode($ECSNach['response']);
$finBitDataUpdate->save();
}else{
$finBitDataUpdate = new FinBitData();
$finBitDataUpdate->finbit_uid = $statements->accountUID;
$finBitDataUpdate->application_id = $application->id;
if ($netDebitTxn['response'])
$finBitDataUpdate->net_debit_txn = json_encode($netCreditTxn['response']);
if ($netCreditTxn['response'])
$finBitDataUpdate->net_credit_txn = json_encode($netCreditTxn['response']);
if ($ECSNach['response'])
$finBitDataUpdate->ecs_nach_txn = json_encode($ECSNach['response']);
$finBitDataUpdate->save();
}
}
}
$mData = [
'id' => $application->id,
'name' => $application->name,
'date_of_birth' => $application->dob,
'loan_amount' => $application->loan_amount,
'approved_amount' => $application->amount_approved,
'purpose' => $application->merchant && $application->merchant->merchant_category ? $application->merchant->merchant_category->name : '',
'tenure' => $application->tenure,
'interest' => ($application->emi) ? $application->emi->interest_rate : '',
'address' => $application->permanent_address_line_1 ? $application->permanent_address_line_1.' '.$application->permanent_address_landmark.' '.$application->permanent_address_pincode : ($application->current_address_line_1 ? $application->current_address_line_1.' '.$application->current_address_landmark.' '.$application->current_address_pincode : ''),
'city' => ($application->permanent_address_city) ? $application->permanent_address_city : $application->current_address_city,
'state' => ($application->permanent_address_state) ? $application->permanent_address_state : $application->current_address_state,
'pincode' => ($application->permanent_address_pincode) ? $application->permanent_address_pincode : $application->current_address_pincode,
'employee_status' => $application->employee_status,
'monthly_income' => $application->monthly_income,
'merchant_id' => $application->merchant ? $application->merchant->id : '',
'merchant_name' => $application->merchant ? $application->merchant->merchant_name : '',
'category' => $application->merchant ? $application->merchant->merchant_category->name : '',
'avg_ticket_size' => $application->merchant ? $application->merchant->avg_ticket_size : '',
'account_holder_name' => $application->bank_details ? $application->bank_details->name : '',
'account_type' => $application->bank_details ? $application->bank_details->account_type : '',
'bank_name' => $application->bank_details ? $application->bank_details->bank_name : '',
'account_status' => $account_status,
'score' => $application->creditReport && isset($application->creditReport[0]) ? $application->creditReport[0]->Score : '',
'total_account' => $application->foir && isset($application->foir[0]) ? count($application->foir) : '',
'NoOfActiveAccounts' => $application->creditReport && isset($application->creditReport[0]) ? $application->creditReport[0]->NoOfActiveAccounts : '',
'activeCreditCardLimit' => $application->creditReport && isset($application->creditReport[0]) ? $application->creditReport[0]->activeCreditCardLimit : '',
'sanctionAmount' => $application->creditReport && isset($application->creditReport[0]) ? $application->creditReport[0]->sanctionAmount : '',
'TotalPastDue' => $application->creditReport && isset($application->creditReport[0]) ? $application->creditReport[0]->TotalPastDue : '',
'final_score' => $application->creditReport && isset($application->creditReport[0]) ? $application->creditReport[0]->finalCategory : '',
'first_emi_date' => ($application->emi) ? $application->emi->emi_date : '',
'total_due_amount' => isset($payments['amount_pending']) ? $payments['amount_pending'] : '',
'emi_paid' => isset($payments['emi_paid']) ? $payments['emi_paid'] : '',
'total_paid' => isset($payments['amount_paid']) ? $payments['amount_paid'] : '',
/*'average_monthly_one' => 0,
'average_monthly_two' => 0,*/
'average_monthly_three' => isset($finData->average_balance_three_months) ? $finData->average_balance_three_months : 'No Data',
/*'average_monthly_four' => 0,
'average_monthly_five' => 0,
'average_monthly_six' => 0,*/
'total_emi_monthly' => ($application->emi) ? $application->emi->emi : '',
'dpd_in_last_6_months' => $six,
'dpd_in_last_12_months' => $twelve,
'sanction_amount' => $application->approved_amount,
'total_repayment_made_by_customer' => isset($payments['emi_paid']) ? $payments['emi_paid'] : 0,
'total_number_of_bounce' => $bounced,
'total_dpd' => $delay_penalty,
'sum_of_dpd_days' => $delay_days,
'total_debit_transaction' => isset($netDebitTxn) ? $netDebitTxn['total_debit_transaction'] : 0,
'total_debit_transaction_amount' => isset($netDebitTxn) ? $netDebitTxn['total_debit_transaction_amount'] : 0,
'total_credit_transaction' => isset($netCreditTxn) ? $netCreditTxn['total_credit_transaction'] : 0,
'total_credit_transaction_amount' => isset($netCreditTxn) ? $netCreditTxn['total_credit_transaction_amount'] : 0,
'total_bounced_transaction' => isset($ECSNach) ? $ECSNach['total_bounced_transaction'] : 0,
'total_transaction_amount' => isset($ECSNach) ? $ECSNach['total_transaction_amount'] : 0,
];
$mkData = $this->getMarkyticsData($request, $application->id);
$data[] = array_merge($mData,$mkData);
}
}catch (\Exception $e){
}
$file = time().'_'.Carbon::now()->toDateTimeString().'_customer_data.xlsx';
$requestData = new Request(['data' => $data, 'sheet' => 'Sheet1']);
Excel::store((new Exporter($requestData)), $file);
Mail::send('emails.reminders.basic_reminder',
['body'=>'Merchant Wise Data']
, function ($message) use ($file) {
$message->to(['sunil@creditfair.in','ashish@creditfair.in'])->subject('Customer Wise Data - marketing data');
//$message->cc(['imran@creditfair.in']);
$message->attachData(file_get_contents(storage_path().'/app/'.$file), 'Customer Wise Data '.Carbon::now()->toDateTimeString().'.xlsx');
});
if (file_exists(storage_path().'/app/'.$file)){
unlink(storage_path().'/app/'.$file);
}
return true;
}
public function getAverageBalanceFromFinBit(){
//return $this->calculateNetCreditTransaction(6);
/*return $d = json_decode("{\"averageBalanceList\":[{\"netAverageBalance\":89846.77,\"monthAndYear\":\"Jun 2018\",\"dayBalanceMap\":{\"1\":22603.67,\"5\":22603.67,\"10\":22603.67,\"15\":72603.67,\"20\":70253.67,\"25\":60703.67,\"30\":311146.67}},{\"netAverageBalance\":307061.93,\"monthAndYear\":\"Jul 2018\",\"dayBalanceMap\":{\"1\":311146.67,\"5\":311146.67,\"10\":311146.67,\"15\":308936.67,\"20\":302758.67,\"25\":302758.67,\"30\":302758.67}},{\"netAverageBalance\":391056.86,\"monthAndYear\":\"Aug 2018\",\"dayBalanceMap\":{\"1\":302758.67,\"5\":402151.67,\"10\":402151.67,\"15\":393356.67,\"20\":390356.67,\"25\":390356.67,\"30\":379866.67}},{\"netAverageBalance\":359552.26,\"monthAndYear\":\"Sep 2018\",\"dayBalanceMap\":{\"1\":379866.67,\"5\":379866.67,\"10\":329573.67,\"15\":237173.67,\"20\":237155.97,\"25\":220204.05,\"30\":873423.49}},{\"netAverageBalance\":667701.55,\"monthAndYear\":\"Oct 2018\",\"dayBalanceMap\":{\"1\":653544.65,\"5\":646073.05,\"10\":530273.05,\"15\":473126.05,\"20\":828798.05,\"25\":770675.35,\"30\":484273.35}},{\"netAverageBalance\":393337.03,\"monthAndYear\":\"Nov 2018\",\"dayBalanceMap\":{\"1\":479173.35,\"5\":373013.75,\"10\":373013.75,\"15\":365706.75,\"20\":157723.15,\"25\":569634.15,\"30\":-1}}],\"message\":\"Monthly average balance report generated successfully.\",\"status\":\"SUCCESS\"}",1);
$d = $d['averageBalanceList'];
foreach($d as $a){
$netAverageBalance = $a['netAverageBalance'];
$monthAndYear = $a['monthAndYear'];
$data = [
'Opening Balance' => '',
'Total Amount of Debit Transactions' => '',
'Total Amount of Credit Transactions' => '',
'Closing Balance' => '',
'Total Number of Debit Transactions' => '',
'Total Number of Credit Transactions' => '',
'Min Balance' => '',
'Max Balance' => '',
'Average Balance' => '',
'Total Amount of Cash Deposit' => '',
'Total Amount of Cash Withdrawal' => '',
'Total Number of Cash deposit' => '',
'Total Number of Cash Withdraw' => '',
'Total Number of Cheque Deposit' => '',
'Total Amount of Cheque Deposit' => '',
'Total Number of Cheque Issues' => '',
'Total Amount of Cheque Issues' => '',
'Total Number of Debit Internal Transactions' => '',
'Total Number of Credit Internal Transactions' => '',
'Total Amount of Debit Internal Transactions' => '',
'Total Amount of Credit Internal Transactions' => '',
'Total Amount of Credit Card Transactions' => '',
'No.of Penalty Charges' => '',
'Total Amount of Penalty charges' => '',
'No. of EMI / loan payments' => '',
'Total Amount of EMI / loan Payments' => '',
'No of Salary' => '',
'Amount of Salary' => '',
'Total No. of ECS/NACH Issued' => '',
'Total Amount of ECS/NACH Issued' => '',
'Total No. of I/W Cheques Bounced: Insufficient Funds' => '',
'Sum of I/W Bounced Cheque: Insufficient Funds' => '',
'Total Number of Outward Cheque Bounces' => '',
'Inward Cheque Bounced %' => '',
'No. of Bank Charges' => '',
'Amount of Bank Charges' => ''
];
}*/
$files = ConsumerApplicationFiles::whereNotNull('accountUID')->where('file_type','bank_statement')->get();
$finbit = new FinBit(new Request());
$finbit->connect();
$applications = [];
foreach ($files as $file) {
if (!in_array($file->consumer_application_id, $applications)) {
$applications[] = $file->consumer_application_id;
if (strlen($file->accountUID) > 0) {
$url_period = "https://www.fin360.in/bank-account/api/v1/monthlyAverageBalance/" . str_replace("\"",'',$file->accountUID) . ".json?access_token=" . $finbit->token;
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => $url_period,
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_POSTFIELDS => "",
CURLOPT_HTTPHEADER => array(),
));
$response_average_balance = curl_exec($curl);
$err_average_balance = curl_error($curl);
curl_close($curl);
return $response_average_balance;
}
}
}
}
public function getBounceTransactions($accountUID, $token){
if (strlen($accountUID) > 0) {
$url_period = "https://www.fin360.in/bank-account/api/v1/bounceTransactions/" . str_replace("\"",'',$accountUID) . ".json?access_token=" . $token;
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => $url_period,
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_POSTFIELDS => "",
CURLOPT_HTTPHEADER => array(),
));
$response = curl_exec($curl);
$error = curl_error($curl);
curl_close($curl);
return json_decode($response);
}
return false;
}
public function getECSAndNACHInstances($accountUID, $token){
if (strlen($accountUID) > 0) {
$url_period = "https://www.fin360.in/bank-account/api/v1/ecsAndNachInstances/" . str_replace("\"",'',$accountUID) . ".json?access_token=" . $token;
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => $url_period,
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_POSTFIELDS => "",
CURLOPT_HTTPHEADER => array(),
));
$response = curl_exec($curl);
$error = curl_error($curl);
curl_close($curl);
return json_decode($response);
}
return false;
}
public function calculateBounceTransactions($yearFrom, $accountUID, $token){
$total_credit_transaction = 0;
$total_credit_transaction_amount = 0;
if($data = $this->getBounceTransactions($accountUID, $token)) {
if (!isset($data->status) || (isset($data->status) && $data->status != 'NO_DATA')) {
if(isset($data->outwardChequeBounceMonthwise) && $data->outwardChequeBounceMonthwise) {
foreach ($data->outwardChequeBounceMonthwise as $outwardChequeBounceMonthwise) {
foreach ($outwardChequeBounceMonthwise as $outward) {
if (isset($outward->date) && strtotime($outward->date) >= Carbon::now()->subMonth($yearFrom)->startOfMonth()->timestamp) {
$total_credit_transaction++;
$total_credit_transaction_amount += $outward->amount;
}
}
}
}
}
}
return ['total_bounced_transaction' => $total_credit_transaction, 'total_transaction_amount' => $total_credit_transaction_amount, 'response' => $data];
}
public function calculateECSAndNACHInstances($yearFrom, $accountUID, $token){
$total_credit_transaction = 0;
$total_credit_transaction_amount = 0;
if($data = $this->getECSAndNACHInstances($accountUID, $token)) {
if (!isset($data->status) || (isset($data->status) && $data->status != 'NO_DATA')) {
foreach ($data as $item) {
if (isset($item->date) && strtotime($item->date) >= Carbon::now()->subMonth($yearFrom)->startOfMonth()->timestamp) {
$total_credit_transaction += $item->total;
$total_credit_transaction_amount += $item->amount;
}
}
}
}
return ['total_bounced_transaction' => $total_credit_transaction, 'total_transaction_amount' => $total_credit_transaction_amount, 'response' => $data];
}
public function calculateNetCreditTransaction($yearFrom, $accountUID, $token){
$total_bounced_transaction = 0;
$total_transaction_amount = 0;
if($data = $this->getNetCreditTransaction($accountUID, $token)) {
foreach ($data as $item) {
if (isset($item->date) && strtotime($item->date) >= Carbon::now()->subMonth($yearFrom)->startOfMonth()->timestamp) {
$total_bounced_transaction += $item->total;
$total_transaction_amount += $item->amount;
}
}
}
return ['total_credit_transaction' => $total_bounced_transaction, 'total_credit_transaction_amount' => $total_transaction_amount, 'response' => $data];
}
public function getNetCreditTransaction($accountUID, $token){
if (strlen($accountUID) > 0) {
$url_period = "https://www.fin360.in/bank-account/api/v1/netCreditTransaction/" . str_replace("\"",'',$accountUID) . ".json?access_token=" . $token;
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => $url_period,
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_POSTFIELDS => "",
CURLOPT_HTTPHEADER => array(),
));
$response = curl_exec($curl);
$error = curl_error($curl);
curl_close($curl);
return json_decode($response);
}
return false;
}
public function calculateNetDebitTransaction($yearFrom, $accountUID, $token){
$total_debit_transaction = 0;
$total_debit_transaction_amount = 0;
if($data = $this->getNetDebitTransaction($accountUID, $token)) {
foreach ($data as $item) {
if (isset($item->date) && strtotime($item->date) >= Carbon::now()->subMonth($yearFrom)->startOfMonth()->timestamp) {
$total_debit_transaction += $item->total;
$total_debit_transaction_amount += $item->amount;
}
}
}
return ['total_debit_transaction' => $total_debit_transaction, 'total_debit_transaction_amount' => $total_debit_transaction_amount, 'response' => $data];
}
public function getNetDebitTransaction($accountUID, $token){
if (strlen($accountUID) > 0) {
$url_period = "https://www.fin360.in/bank-account/api/v1/netDebitTransaction/" . str_replace("\"",'',$accountUID) . ".json?access_token=" . $token;
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => $url_period,
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => "",
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => "GET",
CURLOPT_POSTFIELDS => "",
CURLOPT_HTTPHEADER => array(),
));
$response = curl_exec($curl);
$error = curl_error($curl);
curl_close($curl);
return json_decode($response);
}
return false;
}
public function invoicesFixes($event){
Excel::import(new InvoiceImport(new Request(['event' => $event])), storage_path().'/final_santosh_ji_invoice.xlsx');
}
public function getDataFromExcel(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/SBI_Excel_File_1607180145_91.xlsx');
}
public function tallySubventionUpload(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/Jan2022-subvention-interest.xlsx');
}
public function tallySubventionUploadCSV(){
$import = new TestImport(new Request(['from' => __FUNCTION__]));
$import->tallySubventionUpload((new CSV())->read(storage_path().'/sub-int entires - May.csv'));
}
public function merchantUserCreation(){
$import = new TestImport(new Request(['from' => __FUNCTION__]));
return $import->merchantUserCreation((new CSV())->read(storage_path().'/merchant_users.csv'));
}
public function tallyBouncePenalUploadCSV(){
$import = new TestImport(new Request(['from' => __FUNCTION__]));
$import->bounce_panel_tally_entries((new CSV())->read(storage_path().'/sub-int entires - May.csv'));
}
public function tokenGenJWT(){
$data['merchant_id'] = 0;
$type = "Executive";
$data['session_expiry'] = strtotime("+90 days");
$user_data = json_decode("{\"id\":40139,\"name\":\"Credit Risk Analysis\",\"user_type\":\"25\",\"code\":\"9e6fe\",\"remember_token\":null,\"email\":\"mohitkokli@markytics.in\",\"center_id\":null,\"mobile_number\":null,\"session_string\":\"MHwwfDQwMTM5fDk0MjM4NjQ1NDN8MTY0MTk4ODgzNHxhZG1pbg==\"}");
$session_string = base64_encode($data['merchant_id']."|0|".$user_data->id."|".$user_data->mobile_number."|".$data['session_expiry']."|".$type);
$userObject = new \stdClass();
$userObject->id = $user_data->id;
$userObject->session_string = $session_string;
$userObject->user_type = $user_data->user_type;
$userObject->center_id = 0;
$userObject->remember_token = $user_data->remember_token;
$userObject->code = $user_data->code;
$userObject->email = $user_data->email;
$userObject->mobile = $user_data->mobile_number;
$userObject->name = $user_data->name;
$JWTAccess = new JWTAccess();
return $data['session_string'] = $JWTAccess->generateAccessToken($userObject);
}
public function sendSMSToMerchants(){
$merchants = Merchant::where('status','active')->where('is_guest_active', 1)->whereNull('deleted_at')->get();
foreach ($merchants as $merchant) {
if ($merchant->contact_number) {
$merchant_content = "Dear $merchant->merchant_name,
Good news! We are now serving our merchants on Sundays too !
Now grow your sales all through the week with Credit Fair's Easy EMI Options. Enjoy your weekends.
Regards
Credit Fair.";
send_sms($merchant->contact_number, $merchant_content);
}
}
}
public function encryptData(){
$applications = ConsumerApplication::with('bank_details','mandateMany','creditReport')->get();
foreach($applications as $application) {
$mandates = [];
foreach ($application->mandateMany as $mandate){
$mandates[] = ['id' => $mandate->id,'umrn' => wall_encrypt($mandate->umrn)];
}
$plainText = [
'account_number' => $application->bank_details ? wall_encrypt($application->bank_details->account_number) : '',
'ifsc_code' => $application->bank_details ? wall_encrypt($application->bank_details->ifsc_code) : '',
'mobile_number' => wall_encrypt($application->mobile_number),
'email' => wall_encrypt($application->email),
'pan' => wall_encrypt($application->pan_card),
'aadhar_card' => wall_encrypt($application->aadhaar_card),
'umrn_no' => $mandates,
'permanent_address_pincode' => wall_encrypt($application->permanent_address_pincode),
'current_address_pincode' => wall_encrypt($application->permanent_address_pincode),
'co_applicant_address_pincode' => wall_encrypt($application->co_applicant_address_pincode),
'work_address_pincode' => wall_encrypt($application->work_address_pincode),
'permanent_address_city' => wall_encrypt($application->permanent_address_city),
'current_address_city' => wall_encrypt($application->current_address_city),
'co_applicant_address_city' => wall_encrypt($application->co_applicant_address_city),
'work_address_city' => wall_encrypt($application->work_address_city),
'permanent_address_state' => wall_encrypt($application->permanent_address_state),
'current_address_state' => wall_encrypt($application->current_address_state),
'co_applicant_address_state' => wall_encrypt($application->co_applicant_address_state),
'work_address_state' => wall_encrypt($application->work_address_state),
'score' => $application->creditReport && isset($application->creditReport[0]) ? wall_encrypt($application->creditReport[0]->Score) : ''
];
return $plainText;
}
}
public function setPreApprovedAndDoc(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/auto_documentation_and_pre_approval.xlsx');
}
/*Bureau Data Report*/
public function getAnalyticsData($event, $type = null){
try {
$creditReport = CreditReport::with('application');
if ($type){
$creditReport = $creditReport->where('application_id', $type);
}
$foirResponse = [];
$creditReport = $creditReport->get();
foreach ($creditReport as $report) {
$file_path = $report->application_id . "/" . $report->application_id . "_response.json";
if ($report->application_id && Equifax::isFileExist($file_path)) {
$is_existing = (new ConsumerApplicationController())->isExistingCustomer($report->application_id);
$CountOFSUBSMADBTLSS = 0;
$equifax = new Equifax(new Request(array('application_id' => $report->application_id, 'applicant_type' => 1, 'request_type' => 'customer')));
$response = $equifax->parseResponse(false);
if (!isset($response['e'])) {
$event->comment('Executed '.$report->id);
$nameInfo = isset($response['IDAndContactInfo']['sch:PersonalInfo']['sch:Name']) ? $response['IDAndContactInfo']['sch:PersonalInfo']['sch:Name'] : '';
$Accounts = $response['Accounts'];
$EnquirySummary = $response['EnquirySummary'];
$historyType = [];
$sixMonthDPD = [];
if ($Accounts) {
foreach ($Accounts as $account) {
$CountOFSUBSMADBTLSSFound = false;
if (isset($account["sch:History48Months"]["sch:Month"]["sch:PaymentStatus"])) {
$historyData = $account["sch:History48Months"]["sch:Month"]["sch:PaymentStatus"];
$history = $account["sch:History48Months"]["sch:Month"];
$date = '01-' . ((explode('-', $history["@key"])[1] == 19) ? explode('-', $history["@key"])[0] . '-2019' : $history["@key"]);
$date = Carbon::parse($date)->toDateTimeString();
if (in_array($historyData, ['SUB', 'SMA', 'DBT', 'LSS'])) {
$CountOFSUBSMADBTLSSFound = true;
}
$historyType[] = $historyData;
if (strtotime($date) >= Carbon::now()->subMonth(6)->startOfDay()->timestamp) {
$sixMonthDPD[] = $historyData;
}
} else if (isset($account["sch:History48Months"]["sch:Month"])) {
foreach ($account["sch:History48Months"]["sch:Month"] as $history) {
$historyData = $history["sch:PaymentStatus"];
$date = '01-' . ((explode('-', $history["@key"])[1] == 19) ? explode('-', $history["@key"])[0] . '-2019' : $history["@key"]);
$date = Carbon::parse($date)->toDateTimeString();
if (in_array($historyData, ['SUB', 'SMA', 'DBT', 'LSS'])) {
$CountOFSUBSMADBTLSSFound = true;
}
$historyType[] = $historyData;
if (strtotime($date) >= Carbon::now()->subMonth(6)->startOfDay()->timestamp) {
$sixMonthDPD[] = $historyData;
}
}
}
if ($CountOFSUBSMADBTLSSFound)
$CountOFSUBSMADBTLSS++;
}
}
$dpdsData = array_count_values($historyType);
$sixMonthdpdsData = array_count_values($sixMonthDPD);
$Lessthan30days = 0;
$Lessthan90days = 0;
$Morethan90days = 0;
$sixMonthdpdsDPD = 0;
if ($sixMonthdpdsData) {
foreach ($sixMonthdpdsData as $dpd => $value) {
if (!in_array($dpd, ['000', '*']) && is_numeric(str_replace('+','',$dpd))) {
if ((int)$dpd) {
$sixMonthdpdsDPD++;
}
}
}
}
if ($dpdsData) {
foreach ($dpdsData as $dpd => $value) {
if (!in_array($dpd, ['000', '*']) && is_numeric(str_replace('+','',$dpd))) {
$_dpd = (int)$dpd;
if ($_dpd < 30) {
$Lessthan30days++;
} else if ($_dpd < 90) {
$Lessthan90days++;
} else if ($_dpd > 90) {
$Morethan90days++;
}
}
}
}
$AverageOpenBalance = isset($response['AccountSummary']['sch:AverageOpenBalance']) ? $response['AccountSummary']['sch:AverageOpenBalance'] : 0;
$NoOfAccounts = isset($response['AccountSummary']['sch:NoOfAccounts']) ? $response['AccountSummary']['sch:NoOfAccounts'] : 0;
$NoOfActiveAccounts = isset($response['AccountSummary']['sch:NoOfActiveAccounts']) ? $response['AccountSummary']['sch:NoOfActiveAccounts'] : 0;
$foirData = FOIR::where('application_id',$report->application_id)->where('AccountType','!=','Credit Card')->get(['ApprovedAmount','AccountType']);
foreach ($foirData as $foirItem){
$foirResponse[] = ['AccountType' => $foirItem->AccountType, 'ApprovedAmount' => $foirItem->ApprovedAmount];
}
$data[] = [
'ID' => $report->application_id,
'Name on Cibil Report' => (isset($nameInfo['sch:FirstName']) ? $nameInfo['sch:FirstName'] : '') . ' ' . (isset($nameInfo['sch:MiddleName']) ? $nameInfo['sch:MiddleName'] : '') . ' ' . (isset($nameInfo['sch:LastName']) ? $nameInfo['sch:LastName'] : ''),
'PAN' => isset($report->PANIdsList) ? $report->PANIdsList : '',
'Cibil Score' => isset($report->Score) ? $report->Score : '',
'Number of Enquires in last 12 Months' => isset($EnquirySummary['sch:Past12Months']) ? $EnquirySummary['sch:Past12Months'] : 0,
'Total Accounts' => isset($response['AccountSummary']['sch:NoOfAccounts']) ? $response['AccountSummary']['sch:NoOfAccounts'] : 0,
'Total Closed Accounts' => $NoOfAccounts - $NoOfActiveAccounts,
'Count of SUB,SMA,DBT,LSS' => $CountOFSUBSMADBTLSS,
'Count of Settled & Written off accounts' => isset($response['AccountSummary']['sch:NoOfWriteOffs']) ? $response['AccountSummary']['sch:NoOfWriteOffs'] : 0,
'Total Sanctioned Amount' => isset($response['AccountSummary']['sch:TotalSanctionAmount']) ? $response['AccountSummary']['sch:TotalSanctionAmount'] : 0,
'Total Outstanding Amount' => isset($response['AccountSummary']['sch:TotalBalanceAmount']) ? $response['AccountSummary']['sch:TotalBalanceAmount'] : 0,
'Total Overdue Amount' => isset($report->TotalPastDue) ? $report->TotalPastDue : 0,
'# DPD in last 6months' => $sixMonthdpdsDPD,
'# DPD in past ( Less than 30 days)' => $Lessthan30days,
'# DPD in past ( Less than 90 days)' => $Lessthan90days,
'# DPD in past ( More than 90 days)' => $Morethan90days,
'AverageOpenBalance' => $AverageOpenBalance,
'is_existing' => $is_existing ? 1 : 0
];
}
}
}
if (isset($data)) {
if ($type)
return $data;
$Bureau_Data_Report = Carbon::now()->toDateTimeString() . 'Bureau_Data_Report.xlsx';
$requestData = new Request(['data' => $data, 'sheet' => 'Sheet1']);
Excel::store((new Exporter($requestData)), $Bureau_Data_Report);
$Bureau_Data_Report_Foir = Carbon::now()->toDateTimeString() . 'Bureau_Data_Report_Foir.xlsx';
$reportFoir = 0;
if (isset($foirResponse) && !empty($foirResponse)) {
$reportFoir = 1;
$requestDataFoir = new Request(['data' => $foirResponse, 'sheet' => 'Sheet1']);
Excel::store((new Exporter($requestDataFoir)), $Bureau_Data_Report_Foir);
}
$event->comment('sending email total:count'. count($data));
Mail::send('emails.reminders.basic_reminder',
['body' => 'Bureau_Data_Report']
, function ($message) use ($Bureau_Data_Report, $Bureau_Data_Report_Foir, $reportFoir) {
$message->to(['sunil@creditfair.in'])->subject('Bureau Data Report');
$message->attachData(file_get_contents(storage_path() . '/app/' . $Bureau_Data_Report), 'Bureau_Data_Report ' . Carbon::now()->toDateTimeString() . '.xlsx');
if ($reportFoir){
$message->attachData(file_get_contents(storage_path() . '/app/' . $Bureau_Data_Report_Foir), 'Bureau_Data_Report_FOIR ' . Carbon::now()->toDateTimeString() . '.xlsx');
}
});
$event->comment('email sent successfully');
}else{
$event->comment('error while sending email');
}
}catch (\Exception $e){
(new Slack(new Request(['title' => 'Job Error', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString(), 'application_id' => 0, 'id_type' => 'application_id']])))->send();
}
}
public function getDataForML($event = array()){
$consumerApplication = new ConsumerApplicationController();
$data = ConsumerApplication::with('creditReport','company')->whereNull('is_deleted')->get();
$views = [];
foreach($data as $item){
$event->comment('Processing '.$item->id);
if($item->loan_amount && $item->employee_status && $item->monthly_income && $item->tenure) {
$grade = new GradeController(new Request());
$foir = $grade->getFOIRByID($item->id, true);
if (round($foir->foirIncludingCFEMI, 2) && round($foir->foirNAIncludingCFEMI, 2)) {
$BureauData = $this->getAnalyticsData($event, $item->id);
$views[] = array(
'id' => $item->id,
'gender' => $item->gender,
'employee_status' => $item->employee_status,
'marital_status' => empty($item->marital_status) ? 'Married' : $item->marital_status,
'house_type' => ($item->permanent_address_status) ? $item->permanent_address_status : ($item->current_address_status ? $item->current_address_status : ''),
'company_score' => ($item->company) && isset($item->company->category) ? $item->company->category : 'CAT D',
'age' => $item->age,
'loan_amount' => $item->loan_amount,
'monthly_income' => $item->monthly_income,
'tenure' => $item->tenure,
'score' => ($item->creditReport) && isset($item->creditReport[0]->Score) ? $item->creditReport[0]->Score : 0,
'foir' => round($foir->foirNAIncludingCFEMI, 2),
'cf_foir' => round($foir->foirIncludingCFEMI, 2),
'dpd_last_six_month' => isset($BureauData[0]) && isset($BureauData[0]['# DPD in last 6months']) ? $BureauData[0]['# DPD in last 6months'] : 0,
'status' => in_array($item->state, $consumerApplication->statusreversearray['approved']) ? 0 : 1
);
}
}
}
$event->comment('Total Data count: '.count($views));
$file = fopen(storage_path()."/customers_latest.csv","w");
foreach ($views as $line) {
fputcsv($file, $line);
}
fclose($file);
return 4;
}
public function getMarkyticsData(Request $request, $single = false){
$data = ConsumerApplication::with('emi','foir')->whereNotNull('co_applicant_name')->whereNull('is_deleted');
if($single){
$data = $data->where('id',$single);
}
$data = $data->get();
$views[] = ['Id','Co-Applicant Name','Co-Applicant Email','Co-Applicant Mobile Number','Co-Applicant Gender','Co-Applicant DOB','Co-Applicant Pan Card','Co-Applicant Aadhaar Card', 'Co-Applicant Address', 'Co-Applicant Landmark','Co-Applicant City','Co-Applicant State','Co-Applicant Pincode','Co-Applicant Address Status','Co-Applicant Monthly Income','Co-Applicant Relationship','Co-Applicant Company Name','Co-Applicant Employee Status','Subvention Amount','CGST','SGST','IGST','Sanction Amount','Existing EMIs in Bureau Data','Foir all Cases','Interest Rate','Tenure'];
foreach($data as $item){
$installment_amount = 0;
if ($item->foir) {
foreach ($item->foir as $foir){
if($foir->cc_loan == 1 && $foir->isOpened == 1 && ($foir->Balance > 0 || $foir->created_by > 0)) {
$installment_amount += $foir->InstallmentAmount;
}
}
}
$grade = new GradeController($request);
$foir = $grade->getFOIRByID($item->id, true);
$views[] = array(
/*'id' => $item->id,*/
'co_applicant_name' => $item->co_applicant_name,
'co_applicant_email' => $item->co_applicant_email,
'co_applicant_mobile_number' => $item->co_applicant_mobile_number,
'co_applicant_gender' => $item->co_applicant_gender,
'co_applicant_dob' => $item->co_applicant_dob,
'co_applicant_pan_card' => $item->co_applicant_pan_card,
'co_applicant_aadhaar_card' => $item->co_applicant_aadhaar_card,
'co_applicant_address_line_1' => $item->co_applicant_address_line_1,
'co_applicant_address_landmark' => $item->co_applicant_address_landmark,
'co_applicant_address_city' => $item->co_applicant_address_city,
'co_applicant_address_state' => $item->co_applicant_address_state,
'co_applicant_address_pincode' => $item->co_applicant_address_pincode,
'co_applicant_address_status' => $item->co_applicant_address_status,
'co_applicant_monthly_income' => $item->co_applicant_monthly_income,
'co_applicant_relationship' => $item->co_applicant_relationship,
'co_applicant_company_name' => $item->co_applicant_company_name,
'co_applicant_employee_status' => $item->co_applicant_employee_status,
'subvention_amount' => ($item->emi) ? ($item->approved_amount * $item->emi->subvention) / 100 : '',
'cgst_subvention' => ($item->emi) ? $item->emi->subvention_cgst : '',
'sgst_subvention' => ($item->emi) ? $item->emi->subvention_sgst : '',
'igst_subvention' => ($item->emi) ? $item->emi->subvention_igst : '',
'approved_amount' => $item->approved_amount,
'Existing emi from bureau data' => $installment_amount,
'Foir for all cases' => $foir->foirIncludingCFEMI,
/*'Interest Rate' => ($item->emi) ? $item->emi->interest_rate : '',
'Tenure of Loan' => $item->tenure,*/
);
if ($single){
return $views[1];
}
}
return array(
/*'id' => $item->id,*/
'co_applicant_name' => '',
'co_applicant_email' => '',
'co_applicant_mobile_number' => '',
'co_applicant_gender' => '',
'co_applicant_dob' => '',
'co_applicant_pan_card' => '',
'co_applicant_aadhaar_card' => '',
'co_applicant_address_line_1' => '',
'co_applicant_address_landmark' => '',
'co_applicant_address_city' => '',
'co_applicant_address_state' => '',
'co_applicant_address_pincode' => '',
'co_applicant_address_status' => '',
'co_applicant_monthly_income' => '',
'co_applicant_relationship' => '',
'co_applicant_company_name' => '',
'co_applicant_employee_status' => '',
'subvention_amount' => '',
'cgst_subvention' => '',
'sgst_subvention' => '',
'igst_subvention' => '',
'approved_amount' => '',
'Existing emi from bureau data' => '',
'Foir for all cases' => '',
/*'Interest Rate' => '',
'Tenure of Loan' => '',*/
);
$Bureau_Data_Report = Carbon::now()->toDateTimeString() . 'Bureau_Data_Report_latest.xlsx';
$requestData = new Request(['data' => $views, 'sheet' => 'Sheet1']);
return Excel::download((new Exporter($requestData)), $Bureau_Data_Report);
}
public function updateUserTypes(){
$types = ['consumer', 'merchant', 'center_head', 'center_executive'];
$users = User::whereIn('user_type',$types)->get(['id']);
foreach ($users as $user){
if ($user->user_type == 'consumer'){
User::where('id',$user->id)->update(['user_type' => 1]);
}else if ($user->user_type == 'merchant'){
User::where('id',$user->id)->update(['user_type' => 2]);
}else if ($user->user_type == 'center_head'){
User::where('id',$user->id)->update(['user_type' => 3]);
}else if ($user->user_type == 'center_executive'){
User::where('id',$user->id)->update(['user_type' => 4]);
}
}
}
public function rejectBulkV1(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/rejection_with_message.xlsx');
}
public function rejectBulk(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/rejectBulk.xlsx');
}
public function ConsumerApplicationEncrypt(){
$encryptable = ConsumerApplication::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = ConsumerApplication::whereNull('is_deleted')->whereNotIn('id',[7,11])->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
ConsumerApplication::where('id', $item->id)->update($res);
}
}
}
public function ConsumerApplicationElementEncrypt(){
$encryptable = ConsumerApplicationElement::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = ConsumerApplicationElement::whereNotNull('id')->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
ConsumerApplicationElement::where('id', $item->id)->update($res);
}
}
}
public function ConsumerApplicationFilesEncrypt(){
$encryptable = ConsumerApplicationFiles::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = ConsumerApplicationFiles::whereNotNull('id')->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
ConsumerApplicationFiles::where('id', $item->id)->update($res);
}
}
}
public function CreditReportEncrypt(){
$encryptable = CreditReport::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = CreditReport::whereNull('is_deleted')->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
CreditReport::where('id', $item->id)->update($res);
}
}
}
public function MerchantEncrypt(){
$encryptable = Merchant::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = Merchant::whereNull('deleted_at')->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
Merchant::where('id', $item->id)->update($res);
}
}
}
public function tallyTesting(){
/*$tally = new Tally(
new Request([
'job' => 1,
'is_auto' => false
]),
new TallyConnector()
);*/
//return $tally->createMasters(6511);
//return (new TallySettlementJobs())->handle();
$data = Settlement::where('id', 297)->first();
$data = json_decode($data->data);
$txt = '';
$names = [];
foreach ($data->data as $item){
if($item->amount == 11083){
$d = 1;
}
$amounts[] = (int)trim($item->amount);
$names[] = $item->application_id;
}
//$myfile = fopen("amt_lt.txt", "w") or die("Unable to open file!");
//fwrite($myfile, $txt);
//fclose($myfile);
//return 4;
//$amounts = file_get_contents(storage_path().'/amt_lt.txt');
$all_amt = [];
$list = simplexml_load_file(storage_path().'/scratch.xml');
$processedAmount = 0;
foreach($list->BODY->IMPORTDATA->REQUESTDATA->TALLYMESSAGE->VOUCHER as $item){
foreach ($item as $key => $data){
if(strpos($key,'ALLLEDGERENTRIES') !== false) {
$amount = (int)$data->AMOUNT;
$all_amt[] = $amount;
if(isset(explode('-',$data->LEDGERNAME)[1])) {
$all_names[] = explode('-', $data->LEDGERNAME)[1];
}
if($amount < 0){
$TOTAL_AMOUNT = $amount;
}else{
$processedAmount += $amount;
}
}else{
$d = 3;
}
}
}
$cc = [];
//$amounts = explode("\n",$txt);
foreach ($all_amt as $itemc) {
if(!in_array(trim($itemc), $amounts)){
$cc[] = $itemc;
}
}
foreach ($names as $dd){
if(!in_array($dd, $all_names)){
$c[] = $dd;
}
}
return 4;
}
public function MerchantLocationEncrypt(){
$encryptable = MerchantLocation::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = MerchantLocation::whereNull('is_deleted')->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
MerchantLocation::where('id', $item->id)->update($res);
}
}
}
public function TelecomDataEncrypt(){
$encryptable = TelecomData::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = TelecomData::whereNull('is_deleted')->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
TelecomData::where('id', $item->id)->update($res);
}
}
}
public function UserEncrypt(){
$encryptable = User::$encryptable;
array_push($encryptable, 'id');
$ConsumerApplication = User::whereNotNull('id')->get($encryptable);
foreach ($ConsumerApplication as $item){
unset($encryptable[array_search('id',$encryptable)]);
$res = [];
foreach ($encryptable as $_item){
if ($item->$_item) {
$res[$_item] = wall_encrypt($item->$_item);
}
}
if ($res) {
User::where('id', $item->id)->update($res);
}
}
}
public function importCustomerDocuments(){
$directory = "/Users/sunilkhorwal/Sites/customer_documents/";
$request = new Request(['test_bot' => true]);
$response = [];
$files2 = scandir($directory, 1);
$name = [];
foreach ($files2 as $item){
if (!in_array($item, ['.','..']) && is_dir($directory.'/'.$item)) {
$files3 = scandir($directory.'/'.$item, 1);
if (count($files3) > 2) {
foreach ($files3 as $item1) {
if (!in_array($item1, ['.','..']) && is_dir($directory.$item.'/'.$item1)) {
$files4 = scandir($directory . $item.'/'.$item1, 1);
if (count($files4) > 2) {
foreach ($files4 as $item2) {
if (!in_array($item2, ['.','..'])) {
if(strpos($item2,'.zip') === false) {
$response[] = ['id' => trim(str_replace('(1)', '', $item1)), 'file' => $item2, 'path' => '/' . $item1 . '/' . $item2, 'user_id' => $item];
}
}
}
}
}
}
}
}
}
$done = $d = [];
$document = new ConsumerDocument($request);
foreach ($response as $item){
if (true){
$ex = substr($item['file'], 0, strrpos( $item['file'], '.'));
if($ex) {
try {
$consumer_application_file = new ConsumerApplicationFiles();
$consumer_application_file->consumer_application_id = $item['id'];
$consumer_application_file->file_type = $ex;
$consumer_application_file->bank_name = '';
$consumer_application_file->password = '';
$consumer_application_file->accounttype = '';
$consumer_application_file->statementtype = '';
$consumer_application_file->statemenfilettype = '';
$consumer_application_file->customer_id = '';
$consumer_application_file->provider = '';
$consumer_application_file->finbit_analysis_date = '';
$consumer_application_file->bp_number = '';
$consumer_application_file->accountUID = '';
$consumer_application_file->file_path = $item['path'];
$consumer_application_file->created_by = 54397;
$consumer_application_file->image_score = '';
$consumer_application_file->m_generated = 1;
$consumer_application_file->applicant_type = 1;
$consumer_application_file->bureau_report_type = '';
$consumer_application_file->bureau_report_score = '';
$consumer_application_file->is_masked = 0;
$consumer_application_file->save();
$done[] = $item;
}catch (\Exception $e){
$d[] = [$item, $e->getMessage(), $e->getLine(), $e->getFile()];
}
}
}else{
$d[] = $item;
}
}
return [$directory, $done, $d];
}
public function importZokoDocuments(){
//Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/zoko_complete_data_latest.xlsx');
$collection = Excel::toCollection(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/zoko_complete_data_latest.xlsx');
$collection = $collection[0];
unset($collection[0]);
$directory = "/Users/sunilkhorwal/Sites/zoko_backup/ceb767af-f50f-48db-a560-fc448c62b50b/";
$request = new Request(['test_bot' => true]);
$files2 = scandir($directory, 1);
$name = [];
foreach ($files2 as $item){
$nameE = explode('.', $item)[0];
$name[$nameE] = trim($item);
}
$document = new ConsumerDocument($request);
foreach ($collection as $item){
if (isset($name[$item[0]]) && file_exists($directory.$name[$item[0]])){
$ids = explode(',', $item[1]);
foreach ($ids as $_id) {
$document->uploadToS3($item[2], (int)$_id, file_get_contents($directory . $name[$item[0]]), '.' . explode('.', $name[$item[0]])[1]);
}
$done[] = $item[0];
}else{
$d[] = $item[0];
}
}
return $directory;
}
public function importDocument(){
$directory = storage_path("/CustomerDocuments");
$request = new Request(['test_bot' => true]);
$files2 = scandir($directory, 1);
$name = [];
foreach ($files2 as $item){
if (!in_array($item, ['..', '.'])){
if(is_dir($directory . '/' . $item)) {
$item1 = scandir($directory . '/' . $item, 1);
foreach ($item1 as $value) {
if (!in_array($value, ['..', '.'])) {
if(is_dir($directory . '/' . $item.'/'.$value)) {
$item2 = scandir($directory . '/' . $item.'/'.$value, 1);
foreach ($item2 as $value1) {
if (!in_array($value1, ['..', '.'])) {
return $item2;
}
}
}
}
}
}
}
}
$document = new ConsumerDocument($request);
foreach ($collection as $item){
if (isset($name[$item[0]]) && file_exists($directory.$name[$item[0]])){
$ids = explode(',', $item[1]);
foreach ($ids as $_id) {
$document->uploadToS3($item[2], (int)$_id, file_get_contents($directory . $name[$item[0]]), '.' . explode('.', $name[$item[0]])[1]);
}
$done[] = $item[0];
}else{
$d[] = $item[0];
}
}
return $directory;
}
public function importMerchantLocation(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/merchant_centre_list.xlsx');
}
public function importMerchantCategoryFile(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/merchant_categorisation.xlsx');
}
public function importMerchantCenterVLCC(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/list_of_centers.xlsx');
}
public function importMerchantCenterVLCCUsers(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/list_of_centers.xlsx');
}
public function generatePanValidationEquifax(){
$applicants = [
6135,
6134,
6120,
6138,
6139,
6140,
6141,
6143,
6131,
6122,
6123,
6124,
6125,
6126,
6127,
6118,
6119,
6101,
6102,
6103,
6105,
6106,
6109,
6107,
6111,
6115,
6112,
6113,
6116,
6117,
6099];
$coapplicant = [
5875,
6119,
6101,
6085
];
$update = [];
foreach ($applicants as $applicant) {
$pan = (new Equifax(new Request(['applicant_type' => 1, 'application_id' => $applicant])))->getPanValidationData();
CreditReport::where('application_id', $applicant)->where('applicant_type', 1)->update(['panValidation' => json_encode($pan)]);
$update++;
}
foreach ($coapplicant as $_applicant) {
$_pan = (new Equifax(new Request(['applicant_type' => 2, 'application_id' => $_applicant])))->getPanValidationData();
CreditReport::where('application_id', $_applicant)->where('applicant_type', 2)->update(['panValidation' => json_encode($_pan)]);
$update++;
}
return $update;
}
public function ImranAuditData(){
$d = ConsumerApplication::with('merchant')->whereHas('logs', function($q){
$q->where('created_at','>=',"2019-10-06 00:00:00")
->where('created_at','<=',"2019-10-15 23:59:59");
})->whereNull('is_deleted')->where('state',['disbursed','nach registered'])
->groupBy('id')->get(['id','merchant_id','name','mobile_number','state','permanent_address_line_1','permanent_address_state','permanent_address_pincode']);
$response = [];
foreach ($d as $item){
$response[] = [
'id' => $item->id,
'name' => $item->name,
'mobile_number' => $item->mobile_number,
'state' => $item->state,
'permanent_address_line_1' => $item->permanent_address_line_1,
'permanent_address_state' => $item->permanent_address_state,
'permanent_address_pincode' => $item->permanent_address_pincode,
'merchant' => $item->merchant ? $item->merchant->merchant_name : '',
];
}
$request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
return Excel::download((new Exporter($request)), 'imran.xls');
}
public function ProcessingFeeEntries(){
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/processing_fee_entries_pending.xlsx');
}
public function uploadNachData(){
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/hdfc_final_expiry_date_update_data.xlsx');
}
public function uploadBankDetails(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/live_bank_list_nach_supported.xlsx');
}
public function uploadPincodeLists(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/new_pincode_list.xlsx');
}
public function getMahimaData(){
ini_set('max_execution_time', 0);
$applications = ConsumerApplication::with('merchant')->whereNull('is_deleted')->get();
foreach ($applications as $application){
if (isset($application->permanent_address_line_1) && $application->permanent_address_line_1 != "") {
$address_line1 = $application->permanent_address_line_1;
$address_state = $application->permanent_address_state;
$address_city = $application->permanent_address_city;
$address_pincode = $application->permanent_address_pincode;
} else {
$address_line1 = $application->current_address_line_1;
$address_state = $application->current_address_state;
$address_city = $application->current_address_city;
$address_pincode = $application->current_address_pincode;
}
$data[] = [
'app_id' => $application->id,
'loan_amount' => $application->loan_amount,
'full_name' => $application->name,
'address' => $address_line1.', '.$address_state.', '.$address_city.' '.$address_pincode,
'city' => $address_city,
'pin code' => $address_pincode,
'state' => $address_state,
'pan number' => $application->pan_card,
'phone number' => $application->mobile_number,
'gender' => $application->gender,
'birthdate' => $application->dob,
'current stage' => $application->state,
'date of login' => $application->created_at,
'merchant name' => ($application->merchant) ? $application->merchant->merchant_name: ''
];
}
$request = new Request(['data'=>$data,'sheet'=>'Sheet1']);
return \Maatwebsite\Excel\Facades\Excel::download((new Exporter($request)), 'mahima_data.xls');
}
public function uploadPendingCollectionReport(){
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/imran_merchant_list_to_set_collection_reminder.xlsx');
}
public function fixMissingReferral(){
$merchant = Merchant::whereNull('code')->get(['id','code']);
foreach ($merchant as $item){
$code = (new MerchantController())->getReferralCode();
Merchant::where('id', $item->id)->update(['code' => $code]);
}
return 4;
}
public function uploadPendingLotusPayEntries(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/lotuspay_sample_file.xlsx');
}
public function uploadCompanyData(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/cat_list.xls');
}
public function uploadPincodeDataForApprover(Request $request){
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__, 'id' => $request->get('id')])), storage_path().'/pincode_1.xlsx');
}
public function sageMakerDataSets(Request $request, $event){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$applicationController = new ConsumerApplicationController();
(new ConsumerApplication())->isAccountOpened(true);
$applications = ConsumerApplication::whereNull('is_deleted')->get();
//$data[] = ['ID','Category','Loan Amount', 'Tenure', 'Monthly Income', 'Score', 'Age', 'FOIR', 'Past Dues', 'Term Loan', 'Case Type', 'Auto Approved', 'Auto Rejected', 'Rejected', 'Rejected Reason', 'Abort', 'Abort Reason', 'Pincode', 'Bank Name', 'Branch Name', 'Industry', 'Marital Status', 'City', 'State','All Documents','Document Received','Pending Documents','Mandatory Document','Account Has DPD (have had even 1 DPD)','Approval Status'];
$data[] = ['ID','Abort', 'Approval Status'];
$termloanarray = ['Auto Loan', 'Housing Loan', 'Personal Loan', 'Consumer Loan', 'Education Loan', 'Loan to Professional', 'Two-wheeler Loan', 'Commercial Vehicle Loan', 'Used Car Loan',
'Business Loan-Priority Sector-Small Business', 'Business Loan - Priority Sector- Agriculture', 'Business Loan - Priority Sector- Others', 'Business Non-Funded Credit Facility',
'Business Non-Funded Credit Facility - Priority', 'Staff Loan'];
$_termLoan = 0;
foreach ($applications as $application) {
try {
/*$event->comment($application->id);
$creditReport = CreditReport::where('application_id', $application->id)->where('applicant_type', 1)->first(['id','Score','TotalPastDue']);
$foirReport = [];
if (isset($creditReport->id)) {
$foirReport = FOIR::where('application_id', $application->id)->where('applicant_type', 1)->get();
}
$bank_details = Bank::where('application_id', $application->id)->first();
$application_element = ConsumerApplicationElement::where('application_id', $application->id)->first();
$logs = StatusLogs::where('application_id', $application->id)->get();
$accountDPD = 0;
$caseTypeData = '';
if ($creditReport && $creditReport->Score < 10) {
$oldloan = 0;
$unsecuredloan = 0;
} else {
$oldloan = 1;
$unsecuredloan = 1;
}*/
/*if (isset($foirReport) && $foirReport) {
foreach ($foirReport as $foir) {
$foirDataCheck = json_decode($foir->dpd, 1);
foreach ($foirDataCheck as $key => $item) {
if (!in_array($key, ['NEW', '*', '000', 'CLSD'])) {
$accountDPD++;
break;
}
}
$caseType = array_keys($foirDataCheck);
if ($caseType) {
foreach ($caseType as $type) {
if (in_array($type, ['PWOS', 'SET'])) {
$caseTypeData = $type;
break;
}
}
}
if ($foir->DateOpened) {
if (!$foir->DateClosed) {
$foir->DateClosed = "";
}
if ($foir->DateClosed) {
$termLoan = GradeController::calculatedifferenceindate($foir->DateOpened, $foir->DateClosed);
} else {
$termLoan = GradeController::calculatedifferenceindate($foir->DateOpened);
}
if ($termLoan > 0 && $oldloan != 0) {
$oldloan = 0;
}
if ((in_array($foir->AccountType, $termloanarray)) && $unsecuredloan != 0) {
$unsecuredloan = 0;
}
}
if ($oldloan == 0 && $unsecuredloan == 0) {
$_termLoan = 0;
} else {
$_termLoan = 1;
}
}
}*/
$logs = StatusLogs::where('application_id', $application->id)->get();
$rejected = false;
$reason = '';
$abort = false;
$abort_reason = '';
$auto_approved = false;
$auto_rejected = false;
if ($application->state == 'aborted') {
$abort = true;
}
foreach ($logs as $log) {
if ($abort && $log->status == 'aborted') {
$abort_reason = $log->reason;
}
if($log->status == 'approved' && $log->user_id == 107){
$auto_approved = true;
}
if($log->status == 'rejected' && $log->user_id == 107){
$auto_rejected = true;
}
}
/*if (count($logs) && $logs[count($logs) - 1]->status == 'rejected') {
$rejected = true;
if ($logs[count($logs) - 1]->reason) {
$reason = $logs[count($logs) - 1]->reason;
}
}*/
/*$foirData = (new GradeController($request))->getFOIRByID($application->id);*/
$status = in_array($application->state, ['form completed', 'incomplete form', 'rejected', 'aborted', 'in-process', 'waiting for documents', 'waiting for decision', 'pre approved']) ? 'No' : 'Yes';
/*$documents = $applicationController->pendingDoc($application, []);
$received = '';
if (isset($documents['document']) && $documents['document'] && isset($documents['docsRequired'])) {
if (isset($documents['document']['Get Pincode Approval']))
unset($documents['document']['Get Pincode Approval']);
if (isset($documents['docsRequired']['Get Pincode Approval']))
unset($documents['docsRequired']['Get Pincode Approval']);
$documents['document'] = array_keys($documents['document']);
$documents['docsRequired'] = array_keys($documents['docsRequired']);
$lists = [];
foreach ($documents['document'] as $d){
$_lists = explode('Or',$d);
foreach ($_lists as $c){
if($c) {
$lists[] = trim($c);
}
}
}
$lists_ = [];
foreach ($documents['docsRequired'] as $p){
$_lists_ = explode('Or',$p);
foreach ($_lists_ as $l){
if($l) {
$lists_[] = trim($l);
}
}
}
$documents['document'] = $lists;
$documents['docsRequired'] = $lists_;
$received = array_diff($documents['document'], $documents['docsRequired']);
if (is_array($received)) {
$received = implode(',', $received);
}
if (is_array($documents['document'])) {
$documents['document'] = str_replace('"','',str_replace('":2','',str_replace('":1','',str_replace('":0','',str_replace('{"','',implode(',', $documents['document']))))));
}
if (is_array($documents['docsRequired'])) {
$documents['docsRequired'] = str_replace('"','',str_replace('":2','',str_replace('":1','',str_replace('":0','',str_replace('{"','',implode(',', $documents['docsRequired']))))));
}
}else if($documents['docsRequired']){
$documents['docsRequired'] = implode(',',array_keys($documents['docsRequired']));
}*/
$data[] =[
'id' => $application->id,
'abort' => $abort,
'abort_reason' => $abort_reason,
'auto_approved' => $auto_approved,
'auto_rejected' => $auto_rejected,
'rejected' => $rejected,
'approval_Status' => $status,
];
/* $data[] = [
'id' => $application->id,
'category' => $application->purpose,
'loan_amount' => $application->loan_amount,
'tenure' => $application->tenure,
'monthly_income' => $application->monthly_income,
'score' => $creditReport ? $creditReport->Score : '',
'age' => $application->Age,
'foir' => $foirData,
'past_dues' => $creditReport ? $creditReport->TotalPastDue : '',
'term_loan' => $_termLoan,
'case_type' => $caseTypeData,
'auto_approved' => $rejected,
'auto_rejected' => $rejected,
'rejected' => $rejected,
'reason' => $reason,
'abort' => $abort,
'abort_reason' => $abort_reason,
'Pin_code' => $application->current_address_pincode,
'bank_name' => isset($bank_details->bank_name) ? $bank_details->bank_name : '',
'branch_name' => isset($bank_details->branch_name) ? $bank_details->branch_name : '',
'industry' => $application_element ? ($application_element->industry == 0 ? 'Services' : ($application_element->industry == 1 ? 'Manufacturing' : ($application_element->industry == 3 ? 'Trading' : ''))) : '',
'marital_status' => $application->marital_status,
'city' => $application->current_address_city,
'state' => $application->current_address_state,
'all_documents' => isset($documents['document']) ? $documents['document'] : '',
'received' => $received,
'pending' => isset($documents['docsRequired']) ? $documents['docsRequired'] : '',
'mandatory' => $application_element ? ucwords(str_replace('_', ' ', $application_element->mandatory_document_list)) : '',
'account_dpd' => $accountDPD,
'approval_Status' => $status,
];*/
}catch (\Exception $e){
$event->comment('Error - '.$e->getMessage().'|'.$e->getLine(),'|'.$e->getFile());
}
}
$request = new Request(['data'=>$data,'sheet'=>'Sheet1']);
//(new Slack(new Request(['title' => 'SageMaker Data is ready', 'fields' => ['Total Rows' => count($data)]])))->send();
return \Maatwebsite\Excel\Facades\Excel::download((new Exporter($request)), Carbon::now()->toDateString().'_sageMakerDataSets.xls');
}
public function getMachineLearningDataSets(){
$applications = ConsumerApplication::with('application_element','creditReport')->whereNull('is_deleted')->where('merchant_id',8)->get();
foreach ($applications as $application) {
if($application->current_address_pincode) {
$negativeArea = NegativeArea::where('pincode', $application->current_address_pincode)->first(['id']);
}
if (!isset($negativeArea->id) && $application->permanent_address_pincode){
$negativeArea = NegativeArea::where('pincode', $application->permanent_address_pincode)->first(['id']);
}
$company = Company::where('id', $application->company_name)->first(['id']);
$data[] = [
'ID' => $application->id,
'Age' => $application->Age,
'Sex' => $application->gender == 'Male' ? 0 : ($application->gender == 'Female' ? 1 : null),
'Martial Status' => !$application->gender ? null : ($application->gender == 'MARRIED' ? 1 : 0),
'Child' => ($application->gender == 'MARRIED' ? ($application->Age > 30 && $application->Age < 40 ? 1 : 2) : 0),
'Negative Area' => isset($negativeArea->id) ? 1 : 0,
'Loan Amount' => $application->loan_amount,
'Tenure' => $application->tenure,
'Monthly Income' => $application->monthly_income,
'Company' => isset($company->id) ? $company->category : 'CAT D',
'Employee Status' => $application->employee_status,
'Negative Profession' => $application->application_element && $application->application_element->negative_profile ? 1 : 0,
'Company Type' => $application->profession_type,
'Industry' => $application->industry,
'Score' => $application->creditReport ? $application->creditReport->Score : null,
'No of Active Accounts' => $application->creditReport ? $application->creditReport->NoOfActiveAccounts : null,
'Past Dues' => $application->creditReport ? $application->creditReport->TotalPastDue : null,
'Foir' => '',
'Average Balance' => '',
'Is Current Rented Is Permanent Rented Has Credit Card' => '',
];
}
}
public function downloadMoratoriumSheet(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/ash_sheet_mora.xlsx');
}
public function sendMoratoriumCommunications(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/copy_of_moratorium_with_amount14.xlsx');
}
public function saveMoratoriumData(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/april_lt_imran.xlsx');
}
public function waiveOffData(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/waiveoff_data.xlsx');
}
public function uploadInvoiceData(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/invoice_update.xlsx');
}
public function allDisbursementAdvices(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$zip = new \ZipArchive();
$zipFileName = 'disbursement_advice_' . Carbon::now()->toDateTimeString() . '.zip';
$res = $zip->open($zipFileName, \ZipArchive::CREATE);
$applications = ConsumerApplication::with('disbursementAdvice','merchant')->whereNull('is_deleted')->whereIn('state',['nach registered','closed','disbursed'])->get();
$notFound = [];
$s3 = Storage::disk('s3');
foreach ($applications as $application) {
try {
if ($application->disbursementAdvice) {
$lists = explode('/', $application->disbursementAdvice->file_path);
$last = isset($lists[count($lists) - 1]) ? $lists[count($lists) - 1] : $application->disbursementAdvice->file_path;
$extension = isset(explode('.', $last)[1]) ? explode('.', $last)[1] : '.pdf';
$content = $s3->get($application->disbursementAdvice->file_path);
if ($res && $content) {
$zip->addFromString($application->merchant->merchant_name . '/' . $application->name . '_' . $application->id . '_disbursement_advice.' . $extension, $content);
}
}
}catch (\Exception $e){
$d = $e;
$notFound[] = $application->id;
}
}
if (true) {
$zip->close();
return response()->download($zipFileName)->deleteFileAfterSend(true);
}
}
public function trelloToLead(){
try {
//$file = Storage::disk('www')->get("1142_response.json");
$file_path = storage_path('leads/home_decor.json');
$myfile = fopen($file_path, "r") or die("Unable to open file!");
$file = fread($myfile, filesize($file_path));
} catch (\Exception $e) {
return false;
}
$no = [];
$data = json_decode($file,1);
$usersData = [
'Aditya Damani' => 26,
'Ashwini Sonavane' => 4,
'Darshan Mehta' => 2020,
'dhananjay' => 4740,
'Himanshu Thakker' => 5063,
'Piyush Bang' => 10,
'Sunil Khorwal' => 27,
'Vinesh Philase' => 17544,
'khushboo' => 13329,
'rohit' => 519,
'suraj jagtap' => 14160
];
foreach ($data['cards'] as $card) {
try {
$status = '';
foreach ($data['lists'] as $list) {
if ($list['id'] == $card['idList']) {
$status = $list['name'];
break;
}
}
if (in_array($status, ['Lead generation','Lead Gen'])) {
$status = 1;
} else if ($status == 'Call/ meeting / follow up') {
$status = 2;
} else if ($status == 'Pricing negotiation') {
$status = 3;
} else if ($status == 'onboarding') {
$status = 4;
} else if ($status == 'agreement signing') {
$status = 4;
} else if ($status == 'Checklist and activation') {
$status = 4;
} else if ($status == 'marketing and training') {
$status = 6;
} else if ($status == 'Pending 1st disbursement') {
$status = 9;
} else if ($status == 'Pending 2nd disbursement') {
$status = 9;
} else if ($status == 'Pending 3rd Disbursement') {
$status = 9;
} else if ($status == 'Successfully Activated') {
$status = 9;
} else if ($status == 'Dead leads') {
$status = 8;
} else if ($status == 'Retargeting') {
$status = 7;
}
$cardDetails = [];
$cardDetailsUp = [];
foreach ($data['actions'] as $action) {
$comment_ = isset($action['data']['text']) ? $action['data']['text'] : '';
if (isset($action['data']['card']) && $action['data']['card']['id'] == $card['id'] && $comment_) {
$comment[] = [
'card_id' => $card['id'],
'comment' => $comment_,
'user_id' => isset($action['memberCreator']['fullName']) ? $usersData[$action['memberCreator']['fullName']] : 107,
'date' => isset($action['date']) ? $action['date'] : '',
];
}
if ($action['type'] == 'createCard') {
$cardDetails[$action['data']['card']['id']] = ['date' => $action['date'], 'created_by' => $usersData[$action['memberCreator']['fullName']]];
}
if ($action['type'] == 'updateCard') {
$cardDetailsUp[$action['data']['card']['id']] = ['date' => $action['date'], 'created_by' => $usersData[$action['memberCreator']['fullName']]];
}
}
$dataItems = [
'firm' => $card['name'],
'sector_id' => 7,
'business' => '',
'address' => '',
'state_id' => 0,
'city' => '',
'pincode' => '',
'monthly_sales_value' => 0,
'monthly_sales_volume' => 0,
'description' => $card['desc'],
'source' => 'trello',
'contacts' => '',
'status' => $status,
'lead_generated_by' => isset($cardDetails[$card['id']]) ? $cardDetails[$card['id']]['created_by'] : (isset($cardDetailsUp[$card['id']]) ? $cardDetailsUp[$card['id']]['created_by'] : 107),
'user_id' => 107,
'created_at' => isset($cardDetails[$card['id']]) ? date('Y-m-d', strtotime($cardDetails[$card['id']]['date'])) : (isset($cardDetailsUp[$card['id']]) ? date('Y-m-d', strtotime($cardDetailsUp[$card['id']]['date'])) : Carbon::now()->toDateTimeString()),
'action_date' => ''
];
$ld = Leads::where('firm', $card['name'])->first(['id']);
if (!isset($ld->id)) {
$id = Leads::insertGetId($dataItems);
if (isset($comment)) {
foreach ($comment as $item) {
$c[] = [
'application_id' => $id,
'user_id' => $item['user_id'],
'comment' => $item['comment'],
'type' => 'lead',
'show_merchant' => 0,
'show_consumer' => 0,
'created_at' => Carbon::now()->toDateString(),
'updated_at' => Carbon::now()->toDateString(),
];
}
if (isset($c)) {
Comments::insert($c);
}
}
$comment = [];
$c =[];
}
} catch (\Exception $e) {
$no[] = $item;
}
}
return $no;
}
public function updateApplicationIdDetails($event){
$applications = ConsumerApplication::whereNull('applicant_id')->whereNull('is_deleted')->get();
foreach ($applications as $application){
$event->comment($application->id);
$consumer = new ConsumerApplication();
$customer = $consumer->saveCustomer($application->toArray());
$flag = false;
$updateApplication = ConsumerApplication::find($application->id);
if (!$updateApplication->applicant_id) {
$updateApplication->applicant_id = $customer->applicant_id;
$flag = true;
}
if (!$updateApplication->co_applicant_id) {
$updateApplication->co_applicant_id = $customer->co_applicant_id;
$flag = true;
}
if($flag) {
$updateApplication->save();
}
}
}
public function updateLastReportedDate(){
$reports = CreditReport::get();
foreach ($reports as $report) {
try {
$equifax = new Equifax(new Request(array("application_id" => $report->application_id, "applicant_type" => 1, "request_type" => 'customer')));
$response = $equifax->parseResponse();
foreach ($response->response['foir'] as $_item) {
$foir = FOIR::where('application_id', $report->application_id)->where('Institution', $_item['Institution'])->where('OwnershipType', $_item['OwnershipType'])->where('ApprovedAmount',$_item['ApprovedAmount'])->where('Balance',$_item['Balance'])->where('InterestRate',$_item['InterestRate'])->first();
if(isset($foir->id)){
FOIR::where('id', $foir->id)->update(['ReportedDate' => $_item['ReportedDate']]);
}
}
}catch (\Exception $e){
}
}
}
public function getDocLegal(){
$applications = [
9791,
9670,
7811,
7193,
5850,
4736,
4415,
4137,
4070,
3604,
3405,
3235,
3139,
2801,
2752,
2159,
1671,
1616,
1217,
7391,
6848,
6513,
6429,
6300,
6208,
4879,
4393,
4336,
4331,
4308,
4126,
3481,
3316,
3293,
2518,
2269,
2239,
2236,
2064,
996,
8718,
4668,
3912,
3784,
3778,
3742,
3555,
3255,
3148,
3037,
2613,
2273,
2217,
2059,
2035,
1975,
1942,
1723,
8661,
7774,
7486,
7444,
6078,
5640,
5508,
4848,
4651,
4275,
4169,
4036,
3921,
3914,
3907,
3894,
3884,
3881,
3845,
3786,
3764,
3673,
3654,
3619,
3592,
3541,
3531,
3502,
3403,
3301,
3284,
3223,
3197,
3189,
3180,
3169,
3083,
3073,
3022,
2951,
2940,
2920,
2910,
2819,
2777,
2735,
2612,
2606,
2592,
2430,
2300,
2295,
2212,
2194,
2193,
2160,
2145,
2135,
2067,
2055,
2043,
2018,
2016,
2000,
1940,
1887,
1740,
1689,
1683,
1664,
1495,
1257,
1242,
1146,
1074,
922,
881,
803,
662,
586,
325,
124
];
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$zip = new \ZipArchive();
$zipFileName = 'sanction_' . Carbon::now()->toDateTimeString() . '.zip';
$res = $zip->open($zipFileName, \ZipArchive::CREATE);
if($res) {
foreach ($applications as $application) {
/* $file = ConsumerApplicationFiles::with('ConsumerApplication')->where('consumer_application_id', $application)->where('file_type', 'sanction_letter')->orderBy('created_at', 'desc')->first(['file_path','consumer_application_id']);
if (isset($file->file_path) && $file->file_path) {
$d = (new ConsumerApplicationController());
$d->isInternal = true;
$content = $d->viewFile($application, ['LEGAL',$file->file_path]);
if ($content) {
$zip->addFile($content, 'Sanction_Letter_' . $file->ConsumerApplication->name . '_' . $application . '_' . '.pdf');
}
}*/
$frontController = new FrontController();
$statement = $frontController->getStatement($application, true);
$_application = ConsumerApplication::where('id', $application)->first(['name']);
if($statement){
$path = time().$application.'.pdf';
$file = fopen($path, "w");
fwrite($file, $statement->output());
fclose($file);
$zip->addFile($path, 'Loan Statement_' . $_application . '_' . $application . '_' . '.pdf');
}
}
}
$zip->close();
return response()->download($zipFileName)->deleteFileAfterSend(true);
}
public function generateEsignLoanAgreement($id){
try {
$vernaculardeclarationarray = array("ENGLISH" => "I have been read out and explained in the language known to me, the contents of the loan documents and all other documents incidental to availing the loan from Pride Financial Services Private Limited and I have signed the said documents after having understood them and by signing the same I do hereby agree to abide by all the general terms and conditions of the loan and the articles of the same.",
"HINDI" => "मुझे ज्ञात भाषा में पढ़ा गया है और समझाया गया है, ऋण दस्तावेजों की सामग्री और प्राइड फाइनेंशियल सर्विसेज प्राइवेट लिमिटेड से ऋण लेने के लिए आकस्मिक अन्य सभी दस्तावेज और मैंने उन्हें समझने के बाद और हस्ताक्षर करके दस्तावेजों पर हस्ताक्षर किए हैं वैसे ही मैं ऋण के सभी सामान्य नियमों और शर्तों और उसके लेखों का पालन करने के लिए सहमत हूं।",
"MARATHI" => "प्राइड फायनान्शियल सर्व्हिसेस प्रायव्हेट लिमिटेडकडून कर्जाचा लाभ घेण्यासाठी मला कर्जदारांच्या कागदपत्रांची सामग्री आणि अन्य सर्व कागदपत्रे वाचून दाखवण्यात आले आहे आणि मी त्यांना समजावून घेतल्याबद्दल आणि त्यावर स्वाक्षरी करून त्या कागदपत्रांवर स्वाक्षरी केली आहे. त्याचप्रमाणे मी याद्वारे कर्जाच्या सर्व सामान्य अटी व शर्ती व त्याच नमुन्याचे पालन करण्यास सहमत आहे.",
"GUJARATI" => "પ્રાઇડ ફાઇનાન્સિયલ સર્વિસીઝ પ્રાઇવેટ લિમિટેડ પાસેથી લોન લેવા માટે લોન દસ્તાવેજોની સામગ્રીઓ અને અન્ય તમામ દસ્તાવેજોને આકસ્મિક રીતે વાંચવામાં અને સમજાવી શકાય છે અને મેં તેમને સમજી લીધેલ હોવાના દસ્તાવેજો પર સહી કરી અને સાઇન ઇન કરીને એ જ રીતે હું લોનના તમામ સામાન્ય નિયમો અને શરતો અને એ જ લેખોના પાલન માટે સહમત છું.",
"BENGALI" => "আমি প্রাইড ফাইন্যান্সিয়াল সার্ভিসেস প্রাইভেট লিমিটেডের কাছ থেকে ঋণ গ্রহণের জন্য ঋণপত্রের বিষয়বস্তু এবং অন্যান্য সকল দস্তাবেজের সামগ্রী সম্পর্কে জানানো ভাষাতে ব্যাখ্যা করেছি এবং ব্যাখ্যা করেছি এবং আমি তাদের বোঝার পর এবং তাদের স্বাক্ষর করার মাধ্যমে এই ডকুমেন্টগুলি সই করেছি। একইভাবে আমি এখান থেকে ঋণের সমস্ত সাধারণ শর্তাবলী এবং একই সাথে নিবন্ধগুলি মেনে চলতে সম্মত হই।",
"PUNJABI" => "ਮੈਨੂੰ ਪ੍ਰਿਡ ਫਾਈਨੈਂਸ਼ੀਅਲ ਸਰਵਿਸਿਜ਼ ਪ੍ਰਾਈਵੇਟ ਲਿਮਟਿਡ ਦੇ ਲੋਨ ਲੈਣ ਲਈ ਲੋਨ ਦੇ ਦਸਤਾਵੇਜ਼ਾਂ ਦੀ ਸਮਗਰੀ ਅਤੇ ਹੋਰ ਦਸਤਾਵੇਜ਼ਾਂ ਦੀ ਜਾਣਕਾਰੀ ਪੜ੍ਹ ਕੇ ਸਮਝਾਇਆ ਗਿਆ ਹੈ ਅਤੇ ਮੈਂ ਉਨ੍ਹਾਂ ਨੂੰ ਸਮਝਣ ਤੋਂ ਬਾਅਦ ਦਸਤਖ਼ਤ ਕੀਤੇ ਹਨ ਅਤੇ ਉਨ੍ਹਾਂ ਨੂੰ ਸਮਝਣ ਤੋਂ ਬਾਅਦ ਦਸਤਖ਼ਤ ਕੀਤੇ ਹਨ. ਉਸੇ ਤਰ੍ਹਾਂ ਮੈਂ ਏਦਾਂ ਸਹਿਮਤ ਹਾਂ ਕਿ ਲੋਨ ਦੇ ਸਾਰੇ ਆਮ ਨਿਯਮਾਂ ਅਤੇ ਸ਼ਰਤਾਂ ਅਤੇ ਇਸ ਦੇ ਲੇਖਾਂ ਦੀ ਪਾਲਣਾ ਕਰਨ ਲਈ ਸਹਿਮਤ ਹਾਂ.",
"TAMIL" => "நான் வாசிக்கப்பட்டு, எனக்குத் தெரிந்த மொழி, கடன் ஆவணங்களின் உள்ளடக்கங்கள் மற்றும் பிரைட் பைனான்சியல் சர்வீசஸ் பிரைவேட் லிமிடில் இருந்து கடன் பெறும் அனைத்து மற்ற ஆவணங்கள் ஆகியவற்றைப் பற்றியும், அவற்றை புரிந்து கொண்டு பின்னர் அந்த ஆவணங்களை கையொப்பமிட்டேன். அதே வேளையில், கடனின் அனைத்து பொது நிபந்தனைகளும் நிபந்தனைகளும் அதனுடன் இணைந்த கட்டுரையுடன் நான் உடன்படுகிறேன்.",
"TELUGU" => "నేను చదివాను మరియు నాకు తెలిసిన భాషలో, రుణ పత్రాల యొక్క విషయాలు మరియు ప్రైడ్ ఫైనాన్షియల్ సర్వీసెస్ ప్రైవేట్ లిమిటెడ్ నుండి రుణం లభించేలా అన్ని ఇతర పత్రాలు మరియు నేను వాటిని అర్థం చేసుకున్న తర్వాత ఆ సంతకాలు సంతకం చేసి మరియు సంతకం చేయడం ద్వారా అదే విధంగానే నేను రుణం మరియు సాధారణ వ్యాసాల అన్ని సాధారణ నిబంధనలు మరియు షరతులకు కట్టుబడి ఉంటాను.",
"KANNADA" => "ಪ್ರೈಡ್ ಫೈನಾನ್ಷಿಯಲ್ ಸರ್ವಿಸಸ್ ಪ್ರೈವೇಟ್ ಲಿಮಿಟೆಡ್ನಿಂದ ಸಾಲವನ್ನು ಪಡೆಯಲು ಸಾಂದರ್ಭಿಕ ಸಾಲದ ದಾಖಲೆಗಳು ಮತ್ತು ಎಲ್ಲಾ ಇತರ ದಾಖಲೆಗಳ ವಿಷಯಗಳ ಬಗ್ಗೆ ನನಗೆ ತಿಳಿದಿರುವ ಭಾಷೆಯಲ್ಲಿ ನಾನು ಓದಿದ್ದೇನೆ ಮತ್ತು ವಿವರಿಸಿದ್ದೇನೆ ಮತ್ತು ಅವುಗಳನ್ನು ಅರ್ಥಮಾಡಿಕೊಂಡ ನಂತರ ನಾನು ತಿಳಿಸಿದ ದಾಖಲೆಗಳನ್ನು ಸಹಿ ಹಾಕಿ ಅದೇ ರೀತಿ ನಾನು ಸಾಲದ ಎಲ್ಲಾ ಸಾಮಾನ್ಯ ನಿಯಮಗಳು ಮತ್ತು ಷರತ್ತುಗಳು ಮತ್ತು ಅದರ ಲೇಖನಗಳ ಅನುಸರಣೆಗೆ ಒಪ್ಪುತ್ತೇನೆ.",
"MALAYALAM" => "ഞാൻ അറിയാവുന്ന ഭാഷയിൽ വായിക്കുകയും വിശദീകരിക്കുകയും ചെയ്തു, വായ്പ രേഖകളുടെ ഉള്ളടക്കം, പ്രൈഡ് ഫിനാൻഷ്യൽ സർവീസസ് പ്രൈവറ്റ് ലിമിറ്റഡിൽ നിന്നുള്ള വായ്പ ലഭിക്കാൻ ഇടയ്ക്കിടെയുള്ള മറ്റ് രേഖകൾ എന്നിവയും അവ മനസ്സിലാക്കി ഞാൻ ഈ പ്രമാണങ്ങളിൽ ഒപ്പിട്ടിട്ടുണ്ട്. ഞാനും അതേ വായ്പയുടെ എല്ലാ പൊതു വ്യവസ്ഥകളും വ്യവസ്ഥകളും ഒരേ വിധത്തിൽ പാലിക്കാൻ സമ്മതിക്കുന്നു.",
"URDU" => "میں پڑھ کر پڑھ کر زبان میں بیان کرتا ہوں، قرض دستاویزات اور دیگر تمام دستاویزات جو فڈ فائنل سروسز نجی لمیٹڈ سے قرض حاصل کرنے کے لۓ واقع ہیں، اور میں نے ان دستاویزات پر دستخط کئے اور ان پر دستخط کرکے دستخط کئے ہیں. اسی طرح میں اس کے ساتھ قرض کے تمام عام شرائط و ضوابط اور اس کے مضامین کی طرف سے رہنا پر اتفاق کرتا ہوں.",
"ODIA" => "ମୋତେ ଜଣାଥିବା ଭାଷାରେ, K ଣ ଦଲିଲର ବିଷୟବସ୍ତୁ ଏବଂ କେଏମ ଗ୍ଲୋବାଲ କ୍ରେଡିଟ ପ୍ରାଇଭେଟ ଲିମିଟେଡରୁ loan ଣ ପାଇବା ପାଇଁ ଘଟୁଥିବା ଅନ୍ୟ ସମସ୍ତ ଦଲିଲରେ ମୋତେ ପ read ଼ାଯାଇଛି ଏବଂ ବ୍ୟାଖ୍ୟା କରାଯାଇଛି ଏବଂ ମୁଁ ସେଗୁଡ଼ିକୁ ବୁ understood ିବା ପରେ ଏବଂ ଦସ୍ତଖତ କରି ଦସ୍ତଖତ କରିଛି | ସମାନ ଭାବରେ ମୁଁ loan ଣର ସମସ୍ତ ସାଧାରଣ ସର୍ତ୍ତାବଳୀ ଏବଂ ସମାନ ଆର୍ଟିକିଲ୍ ମାନିବାକୁ ରାଜି ଅଟେ |"
);
$aggrementgenerate = 0;
$applicant_count = 0;
$consumer_details = ConsumerApplication::where('id', $id)->first();
$applicant_name = $consumer_details['name'];
$co_applicant_name = $consumer_details['co_applicant_name'];
if ($applicant_name != "") {
$applicant_count = $applicant_count + 1;
}
if ($co_applicant_name != "") {
$applicant_count = $applicant_count + 1;
}
$signed_data = DigitalSignDetails::where('application_id', $id)->where('type', 'consumer')->orderBy('applicant', 'asc')->get();
if (count($signed_data) == $applicant_count) {
$signed_data = $this->updateSignedData($vernaculardeclarationarray, $signed_data, $id);
$type = "Loan Agreement Esign";
$request = new Request(['test_bot' => true]);
$request->attributes->add(['type' => $type]);
$consumerDocument = new ConsumerDocument($request);
$viewParameter = ($consumerDocument->getDocument($id));
(new FrontController())->downloadDocument($id, $viewParameter, $signed_data, 1);
return true;
}
} catch (\Exception $e) {
(new Slack(new Request(['title' => 'Loan Agreement Script Error', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString(), 'application_id' => $id, 'id_type' => 'application_id']])))->send();
}
}
public function updateSignedData($vernaculardeclarationarray, $signed_data, $app_id) {
$geolocation = UserGeolocation::where('_id', $app_id)->where('id_type', 'application_id')->orderBy('applicant_type', 'asc')->get();
if (isset($signed_data[0]['applicant'])) {
if (isset($signed_data[0]['isagreementsigned']) && $signed_data[0]['isagreementsigned'] == 1) {
$aggrementgenerate = 1;
}
$signed_data[0]['consent'] = $vernaculardeclarationarray[$signed_data[0]['language']];
if (isset($geolocation[0])) {
$signed_data[0]['latitude'] = $geolocation[0]->latitude;
$signed_data[0]['longitude'] = $geolocation[0]->longitude;
}
}
if (isset($signed_data[1]['applicant'])) {
if (isset($signed_data[1]['isagreementsigned']) && $signed_data[1]['isagreementsigned'] == 1) {
$aggrementgenerate = 1;
}
$signed_data[1]['consent'] = $vernaculardeclarationarray[$signed_data[1]['language']];
if (isset($geolocation[1])) {
$signed_data[1]['latitude'] = $geolocation[1]->latitude;
$signed_data[1]['longitude'] = $geolocation[1]->longitude;
}
}
return $signed_data;
}
public function lotuspayTransactionIdsUpdate(){
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/lotuspay_tr_update.xlsx');
}
public function getFinbitDocumentsExcel(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$error = [];
$applications = ConsumerApplicationFiles::where('created_at','>=','2021-04-21 11:21:03')->get(['consumer_application_id']);
$v = [];
foreach ($applications as $application){
$v[] = $application->consumer_application_id;
}
$files = ConsumerApplicationFiles::where(DB::raw('LENGTH(accountUID)'),'>','3')->whereNotIn('consumer_application_id', $v)->get(['accountUID','bank_name','consumer_application_id']);
$request = new Request(['id']);
$finbit = new FinBit($request);
$p = [];
foreach ($files as $file){
try {
$accountUID = str_replace('"', '', $file->accountUID);
if(!in_array($file->accountUID, $p)) {
$finbit->response = new \stdClass();
$finbit->response->accountUID = $accountUID;
$finbit->getExcel(new Request(['bank_name' => $file->bank_name, 'id' => $file->consumer_application_id]));
$finbit->getFraudReport();
$p[] = $accountUID;
}
}catch (\Exception $e){
$error[] = $file->consumer_application_id;
}
}
return $error;
}
public function reUploadInvoice(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$collection = Excel::toCollection(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/gst_invoice_surbhi.xlsx');
$collection = $collection[0];
unset($collection[0]);
$applications = [];
$d = 0;
foreach ($collection as $statusLog){
try {
$application_id = $statusLog[0];
if (!in_array($application_id, $applications)) {
$applications[] = $application_id;
$invoice_number = $statusLog[2];
$total_subvention = $statusLog[5];
$igst = $statusLog[6] ? $statusLog[6] : 0;
$cgst = $statusLog[7] ? $statusLog[7] : 0;
$sgst = $statusLog[8] ? $statusLog[8] : 0;
$net_amount = $statusLog[9];
$invoice_date = $statusLog[10];
$application = ConsumerApplication::with('application_element','proFormaInvoice','lender')->where('id', $application_id)->first(['id', 'name', 'merchant_id', 'lender_id']);
/*$request = new Request();
$request->request->add([
'type' => 'Welcome Letter',
'bot' => true
]);
$document = (new ConsumerDocument($request));
$processing_fee_invoice_attributes = $document->getDocument($statusLog->application_id);
$pdf = App::make('snappy.pdf.wrapper');
$path = $pdf->loadView('admin.documents.processing_fee_invoice', $processing_fee_invoice_attributes)->setOption('encoding', 'UTF-8')->setPaper('a4')->setOrientation('portrait');
$document->uploadToS3('Processing Fee Invoice', $statusLog->application_id, $path->output());*/
$request = new Request();
$request->request->add([
'type' => 'Merchant Disbursed',
'bot' => true,
]);
$document = (new ConsumerDocument($request));
/*$documentDetails = $document->getDocument($application_id);*/
if(1) {
$center_name = isset($application->application_element->merchant_center->name) ? $application->application_element->merchant_center->name : '';
$center_address = isset($application->application_element->merchant_center->location) ? $application->application_element->merchant_center->location : '';
$center_gst_number = isset($application->application_element->merchant_center->gst_number) ? $application->application_element->merchant_center->gst_number : '';
$merchant_gst_number = isset($application->proFormaInvoice->gst_number) ? $application->proFormaInvoice->gst_number : '';
$official_merchant_name = (isset($application->merchant->merchant_name) ? $application->merchant->merchant_name : '');
$merchant_address = isset($application->merchant->address) ? ucwords(strtolower($application->merchant->address)) : '';
$documentDetails = [
'invoice_number' => $invoice_number,
'total_subvention' => $total_subvention,
'invoice_date' => $invoice_date,
'net_amount' => $net_amount,
'loan_application_no' => $application->proFormaInvoice->loan_application_no,
'customer_name' => $application->name,
'lender' => $application->lender,
'user' => [
'center_gst_number' => $center_gst_number,
'center_name' => $center_name,
'center_address' => $center_address,
'official_merchant_name' => $official_merchant_name,
'merchant_address' => $merchant_address,
'merchant_gst_number' => $merchant_gst_number,
'getGSTDetailsSubvention' => [
['taxes' => 18, 'tax_type' => 'IGST', 'gst_amount' => $igst],
['taxes' => 9, 'tax_type' => 'CGST', 'gst_amount' => $cgst],
['taxes' => 9, 'tax_type' => 'SGST', 'gst_amount' => $sgst],
],
]
];
$data = [
'txt' => view('admin.documents.subvention_fee_invoice', $documentDetails)
];
$request->request->add($data);
(new ConsumerApplicationController())->uploadToS3($document, $request, $application_id);
}
}
}catch (\Exception $e){
if($d == 0){
(new Slack(new Request(['title' => 'Update Invoice E', 'fields' => ['total' => count($applications), 'e' => $e->getMessage(),'l' => $e->getLine(), 'f' => $e->getFile()], 'group' => Slack::$STAGE_TESTING])))->send();
}
$d = 1;
}
}
(new Slack(new Request(['title' => 'Update Invoice', 'fields' => ['total' => count($applications)], 'group' => Slack::$STAGE_TESTING])))->send();
}
public function getImranPaymentData(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$query = "select consumer_application.id, consumer_application.name as customer_name ,email, mobile_number, gender, emi_calculation.tenure, merchant_category.name as _purpose, loan_amount, lender_id, approved_amount, src_merchant_name, pan_card, aadhaar_card, dob, marital_status, current_address_line_1, current_address_state, current_address_city, current_address_pincode, alt_contact_number, employee_status , monthly_income, company.company as _company_name, company_name, company_number, experience, contact_address, co_applicant_name, co_applicant_relationship, co_applicant_dob, co_applicant_gender, co_applicant_pan_card, co_applicant_aadhaar_card, co_applicant_email, co_applicant_mobile_number, co_applicant_address_line_1, co_applicant_address_state, co_applicant_address_pincode, co_applicant_address_city, co_applicant_address_landmark, co_applicant_required, state, consumer_application.created_at as login_date, (select created_at from status_logs where applicant_id = consumer_application.id and status = 'closed' order by created_at desc limit 1) as closed_date, emi_calculation.emi_date as first_emi_date, (select emi_date from emi_payments where emi_payments.application_id = consumer_application.id order by emi_date desc limit 1) as last_emi_date, (select payment_date from payment_transactions where payment_transactions.application_id = consumer_application.id order by payment_date desc limit 1) as last_payment_date, principal_outstanding.principal_outstanding, if(moratorium.id > 1, 'Yes', 'No') as moratorium_avail, (select count(moratorium.id) from moratorium where moratorium.application_id = consumer_application.id and moratorium.stopped_date is null) as number_of_moratorium_avail
from consumer_application
left join emi_calculation on emi_calculation.application_id = consumer_application.id
left join principal_outstanding on principal_outstanding.application_id = consumer_application.id
left join moratorium on moratorium.application_id = consumer_application.id
left join company on company.id = consumer_application.company_name
left join merchant_category on merchant_category.id = consumer_application.purpose
where consumer_application.state in ('disbursed','nach registered','closed') and consumer_application.is_deleted is null and emi_calculation.emi_date <= '2020-02-29 23:59:59'";
$data = DB::select($query);
(new Slack(new Request(['title' => 'Payment data populated', 'fields' => ['total' => count($data)], 'group' => Slack::$STAGE_TESTING])))->send();
//$response = [];
$applications = [];
$i = 0;
$c = 0;
foreach ($data as $keyItem => $item){
try {
if (!in_array($item->id, $applications)) {
$applications[] = $item->id;
$response[$keyItem] = (array)$item;
$response[$keyItem]['mobile_number'] = wall_decrypt($item->mobile_number);
$response[$keyItem]['pan_card'] = wall_decrypt($item->pan_card);
$response[$keyItem]['co_applicant_mobile_number'] = wall_decrypt($item->co_applicant_mobile_number);
$response[$keyItem]['co_applicant_aadhaar_card'] = wall_decrypt($item->co_applicant_aadhaar_card);
$response[$keyItem]['aadhaar_card'] = wall_decrypt($item->aadhaar_card);
$response[$keyItem]['co_applicant_pan_card'] = wall_decrypt($item->co_applicant_pan_card);
$response[$keyItem]['company_number'] = wall_decrypt($item->company_number);
$response[$keyItem]['alt_contact_number'] = wall_decrypt($item->alt_contact_number);
$response[$keyItem]['company_name'] = $item->_company_name ? $item->_company_name : $item->company_name;
unset($response[$keyItem]['_company_name']);
$schedules = (new AccountingController())->viewloanschedule($item->id, 1, 1);
if(isset($schedules['schedule']) && $schedules['schedule']) {
foreach ($schedules['schedule'] as $key => $schedule) {
try {
if (date('Y-m', strtotime($schedule['emi_date'])) == date('Y-m', strtotime('2020-02-29 23:59:59'))) {
$response[$keyItem]['principal_outstanding'] = round($schedule['principal_outstanding'], 2);
break;
}
} catch (\Exception $e) {
if (!$c) {
(new Slack(new Request(['title' => 'Payment Data Error 1', 'fields' => ['message' => $e->getMessage(), 'file' => $e->getFile(), 'line' => $e->getLine()], 'group' => Slack::$STAGE_TESTING])))->send();
$c = 1;
}
}
}
}
}
}catch (\Exception $e){
if(!$i) {
(new Slack(new Request(['title' => 'Payment Data Error 2', 'fields' => ['message' => $e->getMessage(), 'file' => $e->getFile(), 'line' => $e->getLine()], 'group' => Slack::$STAGE_TESTING])))->send();
$i = 1;
}
}
}
$file = time().'_'.Carbon::now()->toDateTimeString().'payment_data_imran_today.xlsx';
$requestData = new Request(['data' => $response, 'sheet' => 'Sheet1']);
Excel::store((new Exporter($requestData)), $file);
(new Slack(new Request(['title' => 'Payment file stored', 'fields' => ['total' => count($data)], 'group' => Slack::$STAGE_TESTING])))->send();
}
public function getAdityaData(){
$applications = ConsumerApplication::whereIn('state',['disbursed','nach registered','closed'])->whereNull('is_deleted')->groupBy('id')->get(['id','merchant_id']);
$i = 0;
(new Slack(new Request(['title' => 'Payment data populated', 'fields' => ['total' => count($applications)], 'group' => Slack::$STAGE_TESTING])))->send();
foreach ($applications as $application) {
try {
$emi = ApplicationEMICalculation::where('application_id', $application->id)->first();
$frequency = $emi ? $emi->payment_frequency : 0;
$payment_frequency_offer = [1 => 12, 2 => 24, 3 => 52, 4 => 365, 5 => 4, 6 => 2, 7 => 1];
$frequecy_multiplier = ($frequency > 0) ? $payment_frequency_offer[$frequency] : 12;
$accountingController = new AccountingController();
$schedule = $accountingController->viewloanschedule($application->id, 1);
$merchant = Merchant::where('id', $application->merchant_id)->first(['is_gst']);
$is_gst = isset($merchant->is_gst) ? $merchant->is_gst : 0;
if (isset($schedule['schedule'][0])) {
$repayable = $emi->upfront_from_customer;
$principal_amount = 0;
$subvention = 0;
$total_interest = 0;
foreach ($schedule['schedule'] as $key => $loan_schedule) {
$repayable = $repayable + $loan_schedule['amount'];
$principal_amount = $principal_amount + $loan_schedule['principal'];
$subvention = $subvention + $loan_schedule['subvention'];
$total_interest = $total_interest + ($loan_schedule['subvention'] + $loan_schedule['interest']);
if ($is_gst == 0 && $subvention > 0) {
$principal = ($principal_amount + $emi->upfront_from_customer) - $subvention;
} else {
$principal = $principal_amount + $emi->upfront_from_customer;
}
}
}
//$interest_rate = ($total_interest) / ($principal_amount + $emi->upfront_from_customer);
$annualized_interest_rate = round(((($repayable - $principal) / $principal) * ($frequecy_multiplier / $emi->remaining_emi)) * 100, 2);
$reducing_balance_rate = $schedule['summary']['annualised_irr'];
$flat_rate = $annualized_interest_rate;
DB::table('irr')->insert(['application_id' => $application->id, 'flat_rate' => $flat_rate, 'reducing_balance_rate' => $reducing_balance_rate, 'created_at' => Carbon::now()->toDateTimeString()]);
}catch (\Exception $e){
if(!$i) {
(new Slack(new Request(['title' => 'Payment Data Error 1', 'fields' => ['message' => $e->getMessage(), 'file' => $e->getFile(), 'line' => $e->getLine()], 'group' => Slack::$STAGE_TESTING])))->send();
$i = 1;
}
}
}
(new Slack(new Request(['title' => 'Payment data stored', 'fields' => ['error' => $i], 'group' => Slack::$STAGE_TESTING])))->send();
}
public function MultiStageIRRFixation(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
/*$disbursementOffersData = DisbursementOffersData::get();
$ids = [];
foreach ($disbursementOffersData as $disbursementOffersItem){
if (!in_array($disbursementOffersItem->offer_id, $ids)) {
$ids[] = $disbursementOffersItem->offer_id;
}
}*/
$applications = ConsumerApplication::with('DisbursementOffersData','emi','emi_payment')->where('id', 5099)->whereNull('is_deleted')->get();
$payment_frequency_offer = [1 => 12, 2 => 24, 3 => 52, 4 => 365, 5 => 4, 6 => 2, 7 => 1];
foreach ($applications as $application){
try {
$gross_exposure = [];
if ($application->DisbursementOffersData && $application->emi) {
$frequecy_multiplier = isset($application->emi) ? $payment_frequency_offer[$application->emi->payment_frequency] : 12;
$emis = [];
foreach ($application->emi_payment as $emi_payments) {
$emiAmount = $emi_payments->emi_amount;
if ($emi_payments->moratorium_amount) {
$emiAmount -= $emi_payments->moratorium_amount;
}
$emis[] = $emiAmount;
}
foreach ($application->DisbursementOffersData as $emiIndex => $item) {
$percentageAmount = ($item->per_disbursement_amount * $application->approved_amount) / 100;
$outflows_from_credit_fair = -(($percentageAmount) - (($percentageAmount) * $application->emi->subvention) / 100);
if ($item->phase == 1 && $application->emi->upfront_from_customer) {
$outflows_from_credit_fair += $application->emi->upfront_from_customer + $application->emi->processing_fee;
} else {
$outflows_from_credit_fair += $emis[$emiIndex];
}
array_push($gross_exposure, $outflows_from_credit_fair);
}
foreach ($emis as $key => $emi) {
if ($key < $emiIndex)
continue;
array_push($gross_exposure, $emis[$emiIndex]);
}
if ($gross_exposure) {
$irr_rate = (Finance::irr($gross_exposure)) * 100;
if ($irr_rate < 0) {
$irr_rate = 0;
}
$annualised_irr = round((pow((($irr_rate/100) + 1), $frequecy_multiplier) - 1) * 100, 2);
ApplicationEMICalculation::where('id', $application->emi->id)
->update(['irr_rate' => $irr_rate, 'annualised_irr' => $annualised_irr]);
}
} else {
$c[] = $application->id;
}
}catch (\Exception $e){
$d[] = $application->id;
}
}
return 4;
}
public function imranPaymentData(){
$data = DB::select("select id from consumer_application where consumer_application.merchant_id = 90 and consumer_application.state in ('disbursed','nach registered') and consumer_application.is_deleted is null");
$ids = [];
foreach ($data as $item) {
$ids[] = $item->id;
}
$data1 = DB::select("SELECT application_id, MAX(p2.payment_date) as payment_date FROM payment_transactions p2 WHERE p2.application_id in (".implode(',',$ids).") group by application_id");
$ids = [];
foreach ($data1 as $item) {
$ids[$item->application_id] = $item->payment_date;
}
$response = [];
foreach ($ids as $id => $date) {
$dd = DB::select("SELECT p1.* FROM payment_transactions p1 WHERE p1.payment_date = '$date' and application_id = '$id'");
foreach ($dd as $p => $cc) {
if (!$p){
$response[] = array_keys((array)$cc);
}
$response[] = (array)$cc;
}
}
$request = new Request(['data' => $response, 'sheet' => 'Sheet1']);
$file = time() . 'imran_data_28' . '.xlsx';
Excel::store((new Exporter($request)), $file);
return $data;
}
public function abortApps(){
$date = Carbon::now()->toDateTimeString();
$users = [35238,
35367,
35389,
35415,
35518,
35568,
35576,
35581,
35586,
35660,
35683,
35686,
35689,
35690,
35700,
35701,
35704,
35706,
35719,
35721,
35724,
35725,
35780,
35782,
35783,
35789,
35796,
35801,
35802,
35808,
35810,
35811,
35821,
35824,
35839,
35887,
35889,
35891,
35897,
35901,
35905,
35909,
35911,
35912,
35920,
35930,
35940,
35943,
35944,
35945,
35951,
35956,
35958,
35972,
35978,
35979,
36001,
36011,
36017,
36023,
36035,
36039,
36040,
36044,
36045,
36046,
36058,
36060,
36070,
36072,
36086,
36096,
36098,
36099,
36105,
36107,
36108,
36110,
36122,
36127,
36128,
36142,
36143,
36144,
36151,
36153,
36169,
36170,
36173,
36176,
36181,
36185,
36189,
36190,
36193,
36195,
36198,
36203,
36205,
36211,
36217,
36221,
36222,
36229,
36230,
36232,
36233,
36240,
36243,
36245,
36248,
36249,
36251,
36253,
36255,
36257,
36258,
36259,
36262,
36264,
36266,
36267,
36268,
36273,
36276,
36278,
36283,
36287,
36291,
36293,
36295,
36296,
36299,
36300,
36303,
36304,
36306,
36308,
36311,
36314,
36319,
36323,
36324,
36325,
36326,
36327,
36330,
36331,
36333,
36334,
36337,
36340,
36346,
36347,
36349,
36358,
36366,
36367,
36371,
36373,
36374,
36377,
36379,
36382,
36384,
36387,
36388,
36389,
36391,
36396,
36399,
36405,
36407,
36408,
36410,
36412,
36422,
36424,
36425,
36430,
36435,
36437,
36438,
36439,
36441,
36443,
36444,
36450,
36457,
36458,
36459,
36463,
36465,
36467,
36474,
36476,
36487,
36488,
36492,
36495,
36496,
36508,
36509,
36514,
36515,
36519,
36522,
36523,
36531,
36532,
36536,
36537,
36542,
36543,
36549,
36552,
36553,
36557,
36560,
36566,
36567,
36569,
36570,
36574,
36575,
36580,
36583,
36584,
36588,
36589,
36592,
36593,
36594,
36597,
36600,
36601,
36602,
36603,
36605,
36606,
36612,
36616,
36620,
36625,
36631,
36636,
36638,
36639,
36641,
36643,
36653,
36654,
36661,
36662,
36664,
36666,
36670,
36672,
36680,
36681,
36682,
36687,
36691,
36693,
36700,
36714,
36725,
36732,
36740,
36750,
36758,
36766,
36777,
36790,
36813,
36824,
36837,
36846,
36847,
36848,
36850,
36851,
36852,
36853,
36856,
36857,
36858,
36860,
36861,
36864,
36865,
36868,
36872,
36877,
36900,
36924,
36925,
36927,
36928,
36929,
36931,
36932,
36935,
36937,
36939,
36941,
36948,
36951,
36952,
36953,
36959,
36961,
36963,
36965,
36970,
36971,
36974,
36975,
36978,
36979,
36983,
36984,
36985,
36986,
36989,
36990,
36994,
36995,
36997,
36998,
36999,
37001,
37002,
37004,
37008,
37009,
37014,
37015,
37021,
37022,
37024,
37026,
37028,
37030,
37032,
37033,
37036,
37038,
37039,
37040,
37045,
37048,
37049,
37050,
37052,
37055,
37056,
37058,
37059,
37062,
37065,
37083,
37085,
37087,
37090,
37093,
37095,
37096,
37099,
37100,
37101,
37103,
37109,
37127,
37133,
37138,
37178,
37179,
37181,
37186,
37188,
37191,
37192,
37193,
37195,
37197,
37198,
37203,
37204,
37212,
37219,
37226,
37228,
37234,
37235,
37238,
37240,
37242,
37243,
37244,
37246,
37247,
37249,
37250,
37251,
37253,
37255,
37256,
37258,
37260,
37261,
37262,
37265,
37267,
37268,
37270,
37271,
37272,
37273,
37275,
37276,
37277,
37279,
37280,
37281,
37283,
37285,
37286,
37289,
37290,
37291,
37292,
37294,
37296,
37314,
37315,
37318,
37323,
37324,
37325,
37326,
37327,
37329,
37331,
37333,
37338,
37341,
37342,
37343,
37344,
37346,
37347,
37351,
37354,
37355,
37356,
37357,
37358,
37359,
37360,
37361,
37362,
37363,
37365,
37366,
37370,
37373,
37375,
37376,
37377,
37384,
37387,
37393,
37394,
37397,
37400,
37402,
37405,
37410,
37420,
37421,
37423,
37424,
37426,
37429,
37430,
37431,
37432,
37434,
37435,
37440,
37441,
37443,
37444,
37445,
37446,
37447,
37451,
37452,
37454,
37455,
37457,
37458,
37460,
37461,
37463,
37464,
37465,
37466,
37467,
37468,
37469,
37470,
37471,
37472,
37473,
37474,
37475,
37479,
37480,
37481,
37482,
37484,
37496,
37498,
37507,
37510,
37512,
37534,
37541,
37546,
37548,
37549,
37550,
37551,
37552,
37555,
37560,
37566,
37568,
37571,
37577,
37578,
37579,
37580,
37583,
37585,
37589,
37594,
37595,
37597,
37599,
37614,
37619,
37623,
37632,
37633,
37638,
37639,
37641,
37646,
37648,
37649,
37650,
37652,
37655,
37665,
37667,
37670,
37673,
37681,
37689,
37690,
37692,
37694,
37695,
37696,
37697,
37700,
37701,
37702,
37704,
37707,
37708,
37710,
37711,
37713,
37714,
37715,
37716,
37717,
37719,
37720,
37721,
37722,
37724,
37725,
37726,
37727,
37728,
37729,
37730,
37731,
37732,
37733,
37734,
37735,
37736,
37737,
37738,
37739,
37742,
37749,
37750,
37752,
37781,
37783,
37786,
37790,
37791,
37792,
37795,
37796,
37799,
37801,
37802,
37803,
37804,
37806,
37807,
37808,
37809,
37810,
37813,
37814,
37815,
37816,
37819,
37820,
37821,
37823,
37829,
37830,
37831,
37833,
37834,
37835,
37836,
37837,
37838,
37839,
37840,
37841,
37843,
37844,
37845,
37846,
37848,
37850,
37854,
37857,
37858,
37860,
37862,
37863,
37864,
37865,
37867,
37871,
37876,
37877,
37878,
37879,
37880,
37881,
37883,
37886,
37887,
37888,
37889,
37891,
37892,
37895,
37896,
37897,
37900,
37903,
37905,
37906,
37907,
37908,
37909,
37911,
37912,
37915,
37916,
37918,
37919,
37920,
37922,
37924,
37925,
37926,
37928,
37929,
37931,
37932,
37934,
37935,
37936,
37939,
37941,
37944,
37945,
37946,
37947,
37948,
37949,
37950,
37952,
37953,
37956,
37957,
37958,
37960,
37962,
37963,
37965,
37969,
37970,
37972,
37973,
37974,
37975,
37977,
37978,
37979,
37981,
37982,
37983,
37985,
37986,
37988,
37989,
37990,
37991,
37992,
37994,
37995,
37996,
37997,
37998,
37999,
38000,
38001,
38002,
38003,
38005,
38008,
38009,
38011,
38012,
38013,
38014,
38015,
38016,
38019,
38020,
38021,
38023,
38028,
38029,
38032,
38035,
38042,
38043,
38044,
38046,
38048,
38053,
38059,
38060,
38064,
38065,
38071,
38073,
38074,
38075,
38076,
38082,
38083,
38090,
38093,
38103,
38112,
38116,
38123,
38124,
38130,
38132,
38133,
38139,
38140,
38142,
38146,
38149,
38169,
38172,
38174,
38180,
38188,
38189,
38198,
38201,
38206,
38209,
38216,
38217,
38219,
38221,
38222,
38226,
38228,
38229,
38232,
38234,
38238,
38239,
38242,
38243,
38245,
38247,
38260,
38263,
38265,
38271,
38273,
38276,
38277,
38279,
38280,
38284,
38286,
38289,
38294,
38298,
38306,
38307,
38308,
38309,
38310,
38311,
38312,
38313,
38314,
38315,
38316,
38317,
38319,
38320,
38322,
38323,
38324,
38326];
$applications = [];
foreach ($users as $user) {
$applications[] = ['application_id' => $user, 'status' => 'aborted', 'user_id' => 107, 'reason' => "This case was auto-aborted because we haven\'t heard from the customer", 'created_at' => $date];
}
StatusLogs::insert($applications);
}
public function NetDisbursementIRRFixation(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$merchants = Merchant::where('charge_subvention_remaining_amount', 1)->get();
$ids = [];
foreach ($merchants as $merchant){
if (!in_array($merchant->id, $ids)) {
$ids[] = $merchant->id;
}
}
$applications = ConsumerApplication::with('emi','emi_payment')->whereIn('merchant_id', $ids)->whereIn('state',['disbursed','nach registered','closed'])->whereNull('is_deleted')->get();
$payment_frequency_offer = [1 => 12, 2 => 24, 3 => 52, 4 => 365, 5 => 4, 6 => 2, 7 => 1];
foreach ($applications as $application){
try {
$gross_exposure = [];
if ($application->emi) {
$frequecy_multiplier = isset($application->emi) ? $payment_frequency_offer[$application->emi->payment_frequency] : 12;
$emis = [];
foreach ($application->emi_payment as $emi_payments) {
$emiAmount = $emi_payments->emi_amount;
if ($emi_payments->moratorium_amount) {
$emiAmount -= $emi_payments->moratorium_amount;
}
$emis[] = $emiAmount;
}
$outflows_from_credit_fair = -($application->approved_amount - ((($application->approved_amount- $application->emi->upfront_from_customer)*$application->emi->subvention)) / 100);
array_push($gross_exposure, ($outflows_from_credit_fair + $emis[0]));
foreach ($emis as $key => $emi) {
if (!$key)
continue;
array_push($gross_exposure, $emi);
}
if ($gross_exposure) {
$irr_rate = (Finance::irr($gross_exposure)) * 100;
if ($irr_rate < 0) {
$irr_rate = 0;
}
//$annualised_interest = round((((($rate+1)*$frequecy_multiplier)-$frequecy_multiplier)*100)/100, 2);
$annualised_irr = round((((($irr_rate + 1) * $frequecy_multiplier) - $frequecy_multiplier) * 100) / 100, 2);
ApplicationEMICalculation::where('id', $application->emi->id)
->update(['irr_rate' => $irr_rate, 'annualised_irr' => $annualised_irr]);
}
} else {
$c[] = $application->id;
}
}catch (\Exception $e){
$d[] = $application->id;
}
}
return 4;
}
public function uploadExGratia(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/gratia.xlsx');
}
public function tallyRepaymentUpload(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/surbhi/razorpay/oct-2020/20-10-2020-razorpay.xlsx');
}
public function tallyImportData(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
return Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/tally/2019/apr/ACH-DR-HDFC-HDFCA22955-08042019-000749-RES.xlsx');
}
public function generateCustomerDocuments($type){
switch ($type){
case 'SanctionLetter':
$this->sendSanctionLetter();
break;
case 'WelcomeLetter':
$this->sendWelcomeLetter();
break;
}
}
public function removeUploadedZokoDocuments(){
$directory = "/Users/sunilkhorwal/Sites/zoko_backup/ceb767af-f50f-48db-a560-fc448c62b50b_2 copy/";
$files2 = scandir($directory, 1);
$deleted = 0;
$files = ConsumerApplicationFiles::where('created_at','>=','2021-04-12 00:00:00')->where('created_at','<=','2021-04-12 23:59:59')->where('m_generated', 1)->get(['id','file_type']);
$lists = [];
foreach ($files as $file){
$lists[] = $file->file_type;
}
foreach ($files2 as $item){
if (file_exists($directory.trim($item)) && in_array(trim($item), $lists)){
unlink($directory.trim($item));
$deleted++;
}
}
return $deleted;
}
public function uploadZokoDocuments(){
$directory = "/Users/sunilkhorwal/Sites/zoko_backup/ceb767af-f50f-48db-a560-fc448c62b50b_2/";
$files2 = scandir($directory, 1);
$name = [];
foreach ($files2 as $item){
$name[] = trim($item);
}
$data1 = WhatsappMessages::where('message','like','%BINARY%')->get(['payload','PlatformSenderId']);
$ids = [];
$ids1 = [];
$plt = [];
foreach($data1 as $item){
$plt[] = wall_encrypt(str_replace('91', '', str_replace('+91', '', $item->PlatformSenderId)));
}
//$app = ConsumerApplication::whereIn('mobile_number', $plt)->whereNull('is_deleted')->get(['id', 'mobile_number']);
//$app = ConsumerApplication::whereIn('co_applicant_mobile_number', $plt)->whereNull('is_deleted')->get(['id', 'co_applicant_mobile_number as mobile_number']);
$app = ConsumerApplication::whereIn('mobile_number', $plt)->whereNotNull('is_deleted')->get(['id', 'mobile_number']);
//$app = ConsumerApplication::whereIn('co_applicant_mobile_number', $plt)->whereNotNull('is_deleted')->get(['id', 'co_applicant_mobile_number as mobile_number']);
$idsMap = [];
foreach ($app as $kl){
$idsMap[$kl->mobile_number] = $kl->id;
}
foreach($data1 as $item){
$c = json_decode($item->payload);
$p = explode('.', $c->fileUrl);
$v = $p[count($p) - 2];
$ex = $p[count($p) - 1];
$g = explode('/',$v);
$ids[$item->PlatformSenderId][] = $g[count($g) - 1].'.'.$ex;
$ids1[] = $g[count($g) - 1].'.'.$ex;
}
$l = array_values($ids1);
$k = array_intersect($l, $name);
$request = new Request(['test_bot' => true]);
$document = new ConsumerDocument($request);
$processed = [];
$notProcessed = [];
foreach($k as $_item){
if (file_exists($directory.$_item)){
foreach ($ids as $m => $b){
if (in_array($_item, $b)){
$_m = str_replace('91', '', str_replace('+91', '', $m));
if (isset($idsMap[$_m])) {
$id = $idsMap[$_m];
$document->uploadToS3($_item, $id, file_get_contents($directory . $_item));
$processed[] = $_item;
}else{
$notProcessed[] = $_item;
}
}
}
}
}
$list = array_values($name);
$data = WhatsappMessages::whereIn('request_id', $list)->get();
$data = WhatsappMessages::Where(function ($query) use($name) {
for ($i = 0; $i < count($name); $i++){
$query->orwhere('request_id', 'like', '%' . trim($name[$i]) .'%');
}
})->get();
}
public function sendWelcomeLetter(){
$ids = StatusLogs::where('status','disbursed')->where('created_at','<=', '2021-04-03')->get(['application_id']);
$applicationIds = [];
/* For specific application ids */
// $data = file_get_contents(storage_path() . "/welcome_letter_generated.txt");
// $data = explode("\n", $data);
// $data = array_filter($data);
foreach ($ids as $_id){
// if(!in_array($_id->application_id, $data)) {
$applicationIds[] = $_id->application_id;
// }
}
/* For cases with no previous welcome letter docs uploaded */
// $ids = ConsumerApplicationFiles::whereIn('consumer_application_id',$applicationIds)->where('file_type','welcome_letter')->get(['consumer_application_id']);
// $id_file = [];
// foreach ($ids as $_id){
// $id_file[] = $_id->consumer_application_id;
// }
//
// $rem = array_diff($applicationIds, $id_file);
$applications = ConsumerApplication::whereNull('is_deleted')->whereIn('state',['disbursed', 'nach registered'])->whereIn('id',$applicationIds)->orderBy('created_at','desc')->get(['id']);
$controller = new ConsumerApplicationController();
$request = new Request(['test_bot' => true]);
$document = new ConsumerDocument($request);
$type = 'Welcome Letter';
$i = 0;
foreach ($applications as $application){
try {
$welcomeLetter = $controller->sendWelcomeLetter($application->id, true);
if($welcomeLetter) {
$document->uploadToS3(str_replace(' ', '_', strtolower($type)), $application->id, $welcomeLetter);
// file_put_contents(storage_path() . "/welcome_letter_generated.txt", $application->id . PHP_EOL, FILE_APPEND | LOCK_EX);
}
}catch (\Exception $e){
if($i == 0){
(new Slack(new Request(['title' => 'Welcome Script Error', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString(), 'application_id' => $application->id, 'id_type' => 'application_id']])))->send();
$i = 1;
}
// file_put_contents(storage_path()."/welcome_letter_not_generated.txt", $application->id.PHP_EOL , FILE_APPEND | LOCK_EX);
}
}
return 'true';
}
public function sendSanctionLetter(){
$ids = StatusLogs::where('status','nach registered')->where('created_at','<=', '2021-04-03')->get(['application_id']);
$applicationIds = [];
$data = file_get_contents(storage_path() . "/sanction_letter_generated.txt");
$data = explode("\n", $data);
$data = array_filter($data);
foreach ($ids as $_id){
if(!in_array($_id->application_id, $data)) {
$applicationIds[] = $_id->application_id;
}
}
$applications = ConsumerApplication::whereNull('is_deleted')->where('state','nach registered')->whereIn('id',$applicationIds)->orderBy('created_at','desc')->get(['id']);
$controller = new ConsumerApplicationController();
$request = new Request(['test_bot' => true]);
$document = new ConsumerDocument($request);
$i = 0;
$type = 'Sanction Letter';
foreach ($applications as $application){
try {
$sanctionLetter = $controller->sendSanctionLetter($application->id, true);
$document->uploadToS3(str_replace(' ', '_', strtolower($type)), $application->id, $sanctionLetter);
file_put_contents(storage_path() . "/sanction_letter_generated.txt", $application->id . PHP_EOL, FILE_APPEND | LOCK_EX);
}catch (\Exception $e){
if($i == 0){
(new Slack(new Request(['title' => 'Sanction Script Error', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString(), 'application_id' => $application->id, 'id_type' => 'application_id']])))->send();
$i = 1;
}
file_put_contents(storage_path()."/sanction_letter_not_generated.txt", $application->id.PHP_EOL , FILE_APPEND | LOCK_EX);
}
}
}
public function sendLoanAgreement(){
$ids = StatusLogs::where('status','disbursed')->where('created_at','<=', '2021-04-03')->get(['application_id']);
$applicationIds = [];
/* For specific application ids */
// $data = file_get_contents(storage_path() . "/loan_agreement_generated.txt");
// $data = explode("\n", $data);
// $data = array_filter($data);
foreach ($ids as $_id){
// if(!in_array($_id->application_id, $data)) {
$applicationIds[] = $_id->application_id;
// }
}
/* For cases with no previous welcome letter docs uploaded */
// $ids = ConsumerApplicationFiles::whereIn('consumer_application_id',$applicationIds)->where('file_type','welcome_letter')->get(['consumer_application_id']);
// $id_file = [];
// foreach ($ids as $_id){
// $id_file[] = $_id->consumer_application_id;
// }
// $rem = array_diff($applicationIds, $id_file);
$applications = ConsumerApplication::whereNull('is_deleted')->whereIn('state',['disbursed', 'nach registered'])->whereIn('id',$applicationIds)->orderBy('created_at','desc')->get(['id']);
$request = new Request(['test_bot' => true]);
$document = new ConsumerDocument($request);
$i = 0;
$type = 'Loan Agreement';
foreach ($applications as $application){
try {
$loanAgreement = $document->getLoanAgreement($application->id, 1, true);
if($loanAgreement){
$document->uploadToS3(str_replace(' ', '_', strtolower($type)), $application->id, $loanAgreement->pdf);
}
// file_put_contents(storage_path() . "/loan_agreement_generated.txt", $application->id . PHP_EOL, FILE_APPEND | LOCK_EX);
}catch (\Exception $e){
if($i == 0){
(new Slack(new Request(['title' => 'Loan Agreement Script Error', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString(), 'application_id' => $application->id, 'id_type' => 'application_id']])))->send();
$i = 1;
}
// file_put_contents(storage_path()."/loan_agreement_generated.txt", $application->id.PHP_EOL , FILE_APPEND | LOCK_EX);
}
}
}
public function generateSignedLoanAgreement(){
$ids = StatusLogs::where('status','disbursed')->where('created_at','<=', '2021-04-03')->get(['application_id']);
$applicationIds = [];
/* For specific application ids */
// $data = file_get_contents(storage_path() . "/loan_agreement_generated.txt");
// $data = explode("\n", $data);
// $data = array_filter($data);
foreach ($ids as $_id){
// if(!in_array($_id->application_id, $data)) {
$applicationIds[] = $_id->application_id;
// }
}
/* For cases with no previous welcome letter docs uploaded */
// $ids = ConsumerApplicationFiles::whereIn('consumer_application_id',$applicationIds)->where('file_type','welcome_letter')->get(['consumer_application_id']);
// $id_file = [];
// foreach ($ids as $_id){
// $id_file[] = $_id->consumer_application_id;
// }
// $rem = array_diff($applicationIds, $id_file);
$applications = ConsumerApplication::whereNull('is_deleted')->whereIn('state',['disbursed', 'nach registered'])->whereIn('id',$applicationIds)->orderBy('created_at','desc')->get(['id']);
$request = new Request(['test_bot' => true]);
$i = 0;
foreach ($applications as $application){
try {
$this->generateEsignLoanAgreement($application->id);
// file_put_contents(storage_path() . "/loan_agreement_generated.txt", $application->id . PHP_EOL, FILE_APPEND | LOCK_EX);
}catch (\Exception $e){
if($i == 0){
(new Slack(new Request(['title' => 'Signed Loan Agreement Script Error', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString(), 'application_id' => $application->id, 'id_type' => 'application_id']])))->send();
$i = 1;
}
// file_put_contents(storage_path()."/loan_agreement_generated.txt", $application->id.PHP_EOL , FILE_APPEND | LOCK_EX);
}
}
}
public function tallyEntriesOldDataFromSystem(){
$payment_date = '2019-04-01';
$payments = DB::select("select * from payment_transactions where payment_date >= '2019-04-01 00:00:00' and payment_date <= '2019-04-31 23:59:59' and payment_for = 'EMI' and status = 'success'");
$paymentReconcileData = [];
$totalAmountReceived = 0;
$ids = [];
foreach ($payments as $payment){
$ids[] = $payment->application_id;
}
$applications = ConsumerApplication::whereIn('id', $ids)->where('lender_id', 2)->get();
$ids = [];
foreach ($applications as $application){
$ids[] = $application->id;
}
$i = 0;
$v = 1;
foreach ($payments as $p => $payment){
if(in_array($payment->application_id, $ids)) {
if(isset($paymentReconcileData[$payment->application_id]) && $paymentReconcileData[$payment->application_id]['payment_reconciliation_date'] == $payment->payment_date){
$paymentReconcileData[$payment->application_id]['amount'] += $payment->amount;
}else {
$paymentReconcileData[$payment->application_id] = [
'mode' => $payment->mode,
'paid_by' => '',
'application_id' => $payment->application_id,
'bank_id' => $payment->bank_id,
'umrn' => $payment->umrn,
'collected_by' => 107,
'trasanction_id' => $payment->trasanction_id,
'wallet_name' => '',
'payment_date' => $payment->payment_date,
'payment_reconciliation_date' => $payment->payment_date,
'amount' => $payment->amount,
'status' => $payment->status,
'reason' => '',
'trasanction_acknowledgement' => '',
'online_payment_id' => ''
];
}
$totalAmountReceived += $payment->amount;
unset($v);
if (count($paymentReconcileData) == 50 || !isset($payments[$p + 1])) {
$paymentReconcileData = array_values($paymentReconcileData);
Settlement::import(['data' => $paymentReconcileData, 'settled_amount' => $totalAmountReceived, 'payment_date' => $payment_date, 'reconciliation_date' => $payment_date, 'type' => 'nach']);
$i = 0;
$paymentReconcileData = [];
$totalAmountReceived = 0;
$v = 1;
} else {
$i++;
}
}
}
if($paymentReconcileData && !isset($v)){
Settlement::import(['data' => $paymentReconcileData, 'settled_amount' => $totalAmountReceived, 'payment_date' => $payment_date, 'reconciliation_date' => $payment_date, 'type' => 'nach']);
}
}
public function bounce_panel_tally_entries(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
Excel::import(new TestImport(new Request(['from' => __FUNCTION__])), storage_path().'/Apr-21-BP.xlsx');
}
public function getOLDPrincipalOutstanding($id, $moratorium, $emi_date = null){
/*$applications = DB::select('select application_id from emi_payments where moratorium_amount > 0 group by application_id');
$dataResponse = [];
foreach ($applications as $applicationItem) {
$emi_payment = EmiPayment::where('application_id', $applicationItem->application_id)->get();
$data = (new LoanManagement())->getWithMoratoriumDetails($emi_payment);
if($data['emis']) {
$dataResponse = array_merge($dataResponse, $data['emis']);
}
}
$request = new Request(['data' => $dataResponse, 'sheet' => 'Sheet1']);
$file = time() . 'Moratorium_data_28' . '.xlsx';
Excel::store((new Exporter($request)), $file);
return 4;*/
if(!isset($id->id)){
$application = ConsumerApplication::on('mysql_readonly')->with('emi')->where('id',$id)->first();
}else{
$application = $id;
}
$id = $application->id;
$payment = new PaymentEmi();
$emi_dues = $payment->generateDues($id,1, true);
$loanamount = ((isset($application->approved_amount) && $application->approved_amount != 0) ? $application->approved_amount : $application->loan_amount) - $application->emi->upfront_from_customer;
$subvention_amount = (isset($application->emi->subvention) && $application->emi->subvention > 0) ? ((((isset($application->approved_amount) && $application->approved_amount != 0) ? $application->approved_amount : $application->loan_amount)* ($application->emi->subvention))/100) : 0;
$amount_disbursed = $loanamount - $subvention_amount;
$i = 0;
$emis_array = array();
$emi_irr_array = array();
array_push($emis_array, -$loanamount);
array_push($emi_irr_array, -($amount_disbursed));
if (isset($emi_dues['beforePayload'])) {
foreach ($emi_dues['beforePayload'] as $emis) {
array_push($emis_array, $emis['amount']);
array_push($emi_irr_array, $emis['amount']);
}
}
$rate = (Finance::irr($emis_array)) * 100;
if ($rate < 0) {
$rate = 0;
}
$irr_rate = (Finance::irr($emi_irr_array)) * 100;
if ($irr_rate < 0) {
$irr_rate = 0;
}
$loan_amount_subvention = $loanamount - $subvention_amount;
$principal_outstanding = 0;
$i = 0;
if(isset($emi_dues['beforePayload'])){
$principal_oustanding = $loanamount;
$principal_oustanding_subvention = $loan_amount_subvention;
$subvention_amount_balance = $subvention_amount;
foreach ($emi_dues['beforePayload'] as $emis){
//if($emis['emi_date'] <= Carbon::createFromFormat('Y-m-d', $moratorium->emi_date)->addMonth(1)->endOfMonth()->toDateString()) {
$emi_dues['beforePayload'][$i]['interest'] = $principal_oustanding * ($rate / 100);
$emi_dues['beforePayload'][$i]['principal'] = $emis['amount'] - $emi_dues['beforePayload'][$i]['interest'];
$emi_dues['beforePayload'][$i]['irr'] = $principal_oustanding_subvention * ($irr_rate / 100);
$emi_dues['beforePayload'][$i]['subvention'] = $emi_dues['beforePayload'][$i]['irr'] - $emi_dues['beforePayload'][$i]['interest'];
$subvention_amount_balance = $subvention_amount_balance - $emi_dues['beforePayload'][$i]['subvention'];
$emi_dues['beforePayload'][$i]['subvention_amount_balance'] = $subvention_amount_balance;
$principal_oustanding = $principal_oustanding - $emi_dues['beforePayload'][$i]['principal'];
$principal_oustanding_subvention = $principal_oustanding_subvention - $emi_dues['beforePayload'][$i]['principal'] + $emi_dues['beforePayload'][$i]['subvention'];
$emi_dues['beforePayload'][$i]['principal_outstanding'] = $principal_oustanding;
$emi_dues['beforePayload'][$i]['principal_outstanding_subvention'] = $principal_oustanding_subvention;
$i++;
//}
}
}
$moratoriumTable = Moratorium::on('mysql_readonly')->where('application_id',$id)->orderBy('emi_date','desc')->get();
$moratoriumTableExist = [];
foreach ($moratoriumTable as $moratoriumTableItem){
$moratoriumTableExist[] = $moratoriumTableItem->emi_date;
$moratoriumTableExistInterest[$moratoriumTableItem->emi_date] = $moratoriumTableItem->interest_rate;
}
foreach ($emi_dues['beforePayload'] as $lk => $emis){
if(isset($moratoriumTableExistInterest[$emis['emi_date']])) {
$principal_outstanding = isset($emis['principal_outstanding']) ? $emis['principal_outstanding'] + $emis['amount'] : 0;
$amount = ($principal_outstanding * $moratoriumTableExistInterest[$emis['emi_date']]) / 100;
$emi_dues['beforePayload'][$lk]['moratorium_amount'] = round($amount);
}
}
return $emi_dues;
/*$i = 0;
if(isset($emi_dues['payload'])){
$principal_oustanding = $loanamount;
$principal_oustanding_subvention = $loan_amount_subvention;
$subvention_amount_balance = $subvention_amount;
foreach ($emi_dues['payload'] as $emis){
//if($emis['emi_date'] <= Carbon::createFromFormat('Y-m-d', $moratorium->emi_date)->addMonth(1)->endOfMonth()->toDateString()) {
$emi_dues['payload'][$i]['interest'] = $principal_oustanding * ($rate / 100);
$emi_dues['payload'][$i]['principal'] = $emis['amount'] - $emi_dues['payload'][$i]['interest'];
$emi_dues['payload'][$i]['irr'] = $principal_oustanding_subvention * ($irr_rate / 100);
$emi_dues['payload'][$i]['subvention'] = $emi_dues['payload'][$i]['irr'] - $emi_dues['payload'][$i]['interest'];
$subvention_amount_balance = $subvention_amount_balance - $emi_dues['payload'][$i]['subvention'];
$emi_dues['payload'][$i]['subvention_amount_balance'] = $subvention_amount_balance;
$principal_oustanding = $principal_oustanding - $emi_dues['payload'][$i]['principal'];
$principal_oustanding_subvention = $principal_oustanding_subvention - $emi_dues['payload'][$i]['principal'] + $emi_dues['payload'][$i]['subvention'];
$emi_dues['payload'][$i]['principal_outstanding'] = $principal_oustanding;
$emi_dues['payload'][$i]['principal_outstanding_subvention'] = $principal_oustanding_subvention;
$i++;
//}
}
}*/
/*$moraAmount = [];
foreach ($emi_dues['payload'] as $c => $item){*/
/* --- if($item['emi_date'] <= $moratorium->emi_date){
$principal_outstanding = isset($emi_dues['beforePayload'][$c]['principal_outstanding']) ? $emi_dues['beforePayload'][$c]['principal_outstanding'] + $emi_dues['beforePayload'][$c]['amount'] : 0;
$moraAmount[$moratorium->emi_date] = round($principal_outstanding * $moratorium->interest_rate / 100);
} --- */
/*if(in_array($item['emi_date'], $moratoriumTableExist)) {
$principal_outstanding = isset($emi_dues['payload'][$c]['principal_outstanding']) ? $emi_dues['payload'][$c]['principal_outstanding'] + $emi_dues['payload'][$c]['amount'] : 0;
$moraAmount[$item['emi_date']] = round($principal_outstanding * $moratorium->interest_rate / 100);
}*/
/*}*/
/*$amount = 0;
$check = true;
$cc = 0;
$date = $moratorium->emi_date;
while ($check){
$cc++;
$date = Carbon::createFromFormat('Y-m-d', $date)->subMonth(1)->toDateString();
if(!in_array($date, $moratoriumTableExist)){
$check = false;
$date = Carbon::createFromFormat('Y-m-d', $date)->addMonth(1)->toDateString();
$amount = $moraAmount[$date] * $cc;
break;
}
}
return $amount;*/
}
// public function getDataForML(){
// $data = ConsumerApplication::whereNull('is_deleted')->get();
// $views = [];
// foreach($data as $item){
// if($item->loan_amount && $item->employee_status && $item->monthly_income && $item->tenure && $item->gender) {
// $views[] = array(
// 'id' => $item->id,
// 'gender' => $item->gender,
// 'employee_status' => $item->employee_status,
// 'loan_amount' => $item->loan_amount,
// 'monthly_income' => $item->monthly_income,
// 'tenure' => $item->tenure,
// 'status' => in_array($item->state, $this->statusreversearray['approved']) ? 0 : 1
// );
// }
// }
//
//
// $file = fopen(storage_path()."/customers.csv","w");
//
// foreach ($views as $line) {
// fputcsv($file, $line);
// }
//
// fclose($file);
// return 4;
// }
public function incompleteFormCommunication($userID, $send = false){
if($send){
$payload = [
'payload' => json_encode(['new_user_id' => $userID]),
'from' => 'incomplete_form_communication',
'application_id' => $userID,
'available_at' => Carbon::now()->addMinutes(30)->toDateTimeString(),
'created_at' => Carbon::now()->toDateTimeString(),
'is_available' => 0
];
JobProvider::insert($payload);
}else{
$user_status = ConsumerApplication::where('id',$userID->application_id)->whereNull('is_deleted')->first();
if(isset($user_status)){
if($user_status->state == 'incomplete form'){
if(isset($user_status->email) && $user_status->email){
$message = "Hello ".$user_status->name.",
Greetings from Credit Fair!
We noticed that you started applying for loan at Credit Fair but didn’t complete the application. We would love to help you complete your application and avail the loan.
You may complete your application by downloading our app here https://bit.ly/2HQO1EX.
If you are facing any issues, feel free to call us at +91-9967235047 or email us at ops@creditfair.in.
Best Regards,
Team Credit Fair";
$email = $user_status->email;
Mail::send('emails.reminders.basic_reminder',
['body'=> $message], function ($message) use ($email) {
$message->to($email)->subject('Credit Fair Detected Incomplete Form');
});
}
if(isset($user_status->mobile_number) && $user_status->mobile_number){
// sms notification
$msg = "Complete your application by downloading our app here https://lnk.creditfair.in/Wgmx. Call us at +919967235047 for help. - Team Credit Fair";
$entity = ['templateid' => '1307164931524623174', 'entityid' => Templates::$entityid];
$mobile_number = '91' . $user_status->mobile_number;
send_sms($mobile_number, ['message' => $msg, 'new_user_state' => 'Incomplete_form_communication', 'templateDetails' => $entity]);
}
}
}
}
}
public function incompleteFormAbort(){
$exceedtime = ConsumerApplication::whereIn('updated_by',['website','consumer_app','co-partner'])->whereNull('is_deleted')->where('state','incomplete form')->where('created_at','<=',Carbon::now()->subDay(1)->toDateTimeString())->get();
if(count($exceedtime) > 0){
foreach($exceedtime as $k => $v){
// check for new customer and abort it
if(!((new ConsumerApplicationController())->isExistingCustomer($v['id']))){
if($v['state'] == 'incomplete form'){
ConsumerApplication::where('id',$v['id'])->update(['state'=>'aborted']);
$statelog = [
'application_id' => $v['id'],
'user_id' => 107,
'status' => 'aborted',
'created_at' => Carbon::now()->toDateTimeString(),
'is_reversed' => 0
];
StatusLogs::insert($statelog);
}
}
}
}
JobProvider::where('from', 'auto_abort_incomplete_form')->update(['is_available' => 0, 'available_at' => Carbon::now()->addDay(1)->startOfDay()->addHours(20)->toDateTimeString()]);
}
public function getBureauReportAsJson(){
try {
// BNPL cases
// $applications = ConsumerApplication::with('application_element')->whereHas('application_element', function ($query) {
// return $query->where('is_bnpl', 1)->where('created_at', '<', Carbon::parse('2022-04-23')->startOfDay());
// })->get();
// ABFL cases
$applications = ConsumerApplication::where('lender_id', 4)->limit(60)->get();
$s3 = Storage::disk('s3');
// $zip = new \ZipArchive();
// $zipFileName = 'BNPL_bureau_report.zip';
// $res = $zip->open(storage_path($zipFileName), \ZipArchive::CREATE);
foreach ($applications as $application) {
// if($application->application_element && $application->application_element->is_bnpl) {
// $name = $application->id . '_' . $application->name . '_response.json';
$filename = '/' . $application->id . '/' . $application->id . '_response.json';
if (/*$res === TRUE &&*/ $s3->exists($filename)) {
$data = $s3->get($filename);
$filePath = storage_path().'/abfl/'.$application->id.'_'.$application->name.'.json';
file_put_contents($filePath, $data);
// $zip->addFile($data, $name);
}
// }
}
// $zip->close();
// return response()->download(storage_path($zipFileName), $zipFileName)->deleteFileAfterSend(true);
return 'success';
}catch (\Exception $e){
(new \App\Slack(new Request(['title' => 'Error in downloading reports json', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
return 'failed';
}
return true;
}
public function delinquencyReport(){
try{
(new Slack(new Request(['title' => 'Delinquency Report: Started' , 'fields' => ['Date' => date('y-m-d H:i:s')], 'group' => Slack::$STAGE_TESTING])))->send();
$reports = (new AccountingController())->getDPDReport(new Request(['report' => true]));
(new Slack(new Request(['title' => 'Delinquency Report: Data Prepared' , 'fields' => ['Date' => date('y-m-d H:i:s'), 'count' => count($reports)], 'group' => Slack::$STAGE_TESTING])))->send();
if($reports){
// Initializing all variables
$offBC_principal_outstanding = $offBC_count = $offBC_current_amount = $offBC_current_count
= $offBC_thirty_amount = $offBC_thirty_count = $offBC_sixty_amount = $offBC_sixty_count
= $offBC_ninety_amount = $offBC_ninety_count = $offBC_oneTwenty_amount = $offBC_oneTwenty_count
= $offBC_oneFifty_amount = $offBC_oneFifty_count = $offBC_oneEighty_amount = $offBC_oneEighty_count
= $offBC_threeSixtyFive_amount = $offBC_threeSixtyFive_count = $offBC_writeOff_amount = $offBC_writeOff_count = null;
$offBNC_principal_outstanding = $offBNC_count = $offBNC_current_amount = $offBNC_current_count
= $offBNC_thirty_amount = $offBNC_thirty_count = $offBNC_sixty_amount = $offBNC_sixty_count
= $offBNC_ninety_amount = $offBNC_ninety_count = $offBNC_oneTwenty_amount = $offBNC_oneTwenty_count
= $offBNC_oneFifty_amount = $offBNC_oneFifty_count = $offBNC_oneEighty_amount = $offBNC_oneEighty_count
= $offBNC_threeSixtyFive_amount = $offBNC_threeSixtyFive_count = $offBNC_writeOff_amount = $offBNC_writeOff_count = null;
$onBC_principal_outstanding = $onBC_count = $onBC_current_amount = $onBC_current_count
= $onBC_thirty_amount = $onBC_thirty_count = $onBC_sixty_amount = $onBC_sixty_count
= $onBC_ninety_amount = $onBC_ninety_count = $onBC_oneTwenty_amount = $onBC_oneTwenty_count
= $onBC_oneFifty_amount = $onBC_oneFifty_count = $onBC_oneEighty_amount = $onBC_oneEighty_count
= $onBC_threeSixtyFive_amount = $onBC_threeSixtyFive_count = $onBC_writeOff_amount = $onBC_writeOff_count = null;
$onBNC_principal_outstanding = $onBNC_count = $onBNC_current_amount = $onBNC_current_count
= $onBNC_thirty_amount = $onBNC_thirty_count = $onBNC_sixty_amount = $onBNC_sixty_count
= $onBNC_ninety_amount = $onBNC_ninety_count = $onBNC_oneTwenty_amount = $onBNC_oneTwenty_count
= $onBNC_oneFifty_amount = $onBNC_oneFifty_count = $onBNC_oneEighty_amount = $onBNC_oneEighty_count
= $onBNC_threeSixtyFive_amount = $onBNC_threeSixtyFive_count = $onBNC_writeOff_amount = $onBNC_writeOff_count = null;
// Running loop to find the cumulative data
foreach($reports as $data){
if($data['lender_id'] > 2) {
if (in_array($data['category_id'], static::$coreSectors)) {
$offBC_principal_outstanding += $data['principal_outstanding'];
$offBC_count++;
}else{
$offBNC_principal_outstanding += $data['principal_outstanding'];
$offBNC_count++;
}
}
else{
if (in_array($data['category_id'], static::$coreSectors)) {
$onBC_principal_outstanding += $data['principal_outstanding'];
$onBC_count++;
}else{
$onBNC_principal_outstanding += $data['principal_outstanding'];
$onBNC_count++;
}
}
switch (true){
case ($data['dpd_days'] < 15):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_current_amount += $data['principal_outstanding'];
$offBC_current_count++;
}else{
$offBNC_current_amount += $data['principal_outstanding'];
$offBNC_current_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_current_amount += $data['principal_outstanding'];
$onBC_current_count++;
}else{
$onBNC_current_amount += $data['principal_outstanding'];
$onBNC_current_count++;
}
}
break;
case ($data['dpd_days'] < 30):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_thirty_amount += $data['principal_outstanding'];
$offBC_thirty_count++;
}else{
$offBNC_thirty_amount += $data['principal_outstanding'];
$offBNC_thirty_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_thirty_amount += $data['principal_outstanding'];
$onBC_thirty_count++;
}else{
$onBNC_thirty_amount += $data['principal_outstanding'];
$onBNC_thirty_count++;
}
}
break;
case ($data['dpd_days'] < 60):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_sixty_amount += $data['principal_outstanding'];
$offBC_sixty_count++;
}else{
$offBNC_sixty_amount += $data['principal_outstanding'];
$offBNC_sixty_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_sixty_amount += $data['principal_outstanding'];
$onBC_sixty_count++;
}else{
$onBNC_sixty_amount += $data['principal_outstanding'];
$onBNC_sixty_count++;
}
}
break;
case ($data['dpd_days'] < 90):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_ninety_amount += $data['principal_outstanding'];
$offBC_ninety_count++;
}else{
$offBNC_ninety_amount += $data['principal_outstanding'];
$offBNC_ninety_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_ninety_amount += $data['principal_outstanding'];
$onBC_ninety_count++;
}else{
$onBNC_ninety_amount += $data['principal_outstanding'];
$onBNC_ninety_count++;
}
}
break;
case ($data['dpd_days'] < 120):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_oneTwenty_amount += $data['principal_outstanding'];
$offBC_oneTwenty_count++;
}else{
$offBNC_oneTwenty_amount += $data['principal_outstanding'];
$offBNC_oneTwenty_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_oneTwenty_amount += $data['principal_outstanding'];
$onBC_oneTwenty_count++;
}else{
$onBNC_oneTwenty_amount += $data['principal_outstanding'];
$onBNC_oneTwenty_count++;
}
}
break;
case ($data['dpd_days'] < 150):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_oneFifty_amount += $data['principal_outstanding'];
$offBC_oneFifty_count++;
}else{
$offBNC_oneFifty_amount += $data['principal_outstanding'];
$offBNC_oneFifty_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_oneFifty_amount += $data['principal_outstanding'];
$onBC_oneFifty_count++;
}else{
$onBNC_oneFifty_amount += $data['principal_outstanding'];
$onBNC_oneFifty_count++;
}
}
break;
case ($data['dpd_days'] < 180):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_oneEighty_amount += $data['principal_outstanding'];
$offBC_oneEighty_count++;
}else{
$offBNC_oneEighty_amount += $data['principal_outstanding'];
$offBNC_oneEighty_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_oneEighty_amount += $data['principal_outstanding'];
$onBC_oneEighty_count++;
}else{
$onBNC_oneEighty_amount += $data['principal_outstanding'];
$onBNC_oneEighty_count++;
}
}
break;
case ($data['dpd_days'] < 365):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_threeSixtyFive_amount += $data['principal_outstanding'];
$offBC_threeSixtyFive_count++;
}else{
$offBNC_threeSixtyFive_amount += $data['principal_outstanding'];
$offBNC_threeSixtyFive_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_threeSixtyFive_amount += $data['principal_outstanding'];
$onBC_threeSixtyFive_count++;
}else{
$onBNC_threeSixtyFive_amount += $data['principal_outstanding'];
$onBNC_threeSixtyFive_count++;
}
}
break;
case ($data['dpd_days'] > 365):
if($data['lender_id'] > 2){
if(in_array($data['category_id'], static::$coreSectors)) {
$offBC_writeOff_amount += $data['principal_outstanding'];
$offBC_writeOff_count++;
}else{
$offBNC_writeOff_amount += $data['principal_outstanding'];
$offBNC_writeOff_count++;
}
}else{
if(in_array($data['category_id'], static::$coreSectors)) {
$onBC_writeOff_amount += $data['principal_outstanding'];
$onBC_writeOff_count++;
}else{
$onBNC_writeOff_amount += $data['principal_outstanding'];
$onBNC_writeOff_count++;
}
}
break;
}
}
// Pull old data
// $old_logs = DelinquencyLogs::whereNull('deleted_at')->orderBy('created_at', 'desc')->get();
$offBookCoreLogs = $offBookNonCoreLogs = $onBookCorLogs = $onBookNonCoreLogs = [];
// foreach($old_logs as $key => $value){
// $period[$key] = $value->period;
// $offBookCoreLogs[$key] = json_decode($value->offBookCore, true);
// $offBookNonCoreLogs[$key] = json_decode($value->offBookNonCore, true);
// $onBookCorLogs[$key] = json_decode($value->onBookCore, true);
// $onBookNonCoreLogs[$key] = json_decode($value->onBookNonCore, true);
// }
// Marking the header for all sheets
$header = ['Moving Delinquency as on', 'Total Principal Outstanding', 'No. of loans', 'Current (Rs)', 'No. of loans', '0 TO 30 (Rs)', 'No. of loans', '31TO60 (Rs )', 'No. of loans', '61TO90 (Rs)', 'No. of loans', '90 TO120 (Rs)', 'No. of loans', '121TO150 (Rs)', 'No. of loans', '151TO180 (Rs)', 'No. of loans', '181 - 364 (Rs)', 'No. of loans', '>364 (Rs)', 'No. of loans', 'Write Off for the month (Rs)', 'No. of loans'];
$month = Carbon::now()->format('M');
$year = Carbon::now()->format('Y');
// Setting the variables back in an array
$offBookCore = [
'delinquency' => $month.' '.$year,
'principal_outstanding' => $offBC_principal_outstanding,
'count' => $offBC_count,
'current_amount' => $offBC_current_amount,
'current_count' => $offBC_current_count,
'thirty_amount' => $offBC_thirty_amount,
'thirty_count' => $offBC_thirty_count,
'sixty_amount' => $offBC_sixty_amount,
'sixty_count' => $offBC_sixty_count,
'ninety_amount' => $offBC_ninety_amount,
'ninety_count' => $offBC_ninety_count,
'oneTwenty_amount' => $offBC_oneTwenty_amount,
'oneTwenty_count' => $offBC_oneTwenty_count,
'oneFifty_amount' => $offBC_oneFifty_amount,
'oneFifty_count' => $offBC_oneFifty_count,
'oneEighty_amount' => $offBC_oneEighty_amount,
'oneEighty_count' => $offBC_oneEighty_count,
'threeSixtyFive_amount' => $offBC_threeSixtyFive_amount,
'threeSixtyFive_count' => $offBC_threeSixtyFive_count,
'writeOff_amount' => $offBC_writeOff_amount,
'writeOff_coun' => $offBC_writeOff_count
];
$offBookNonCore = [
'delinquency' => $month.' '.$year,
'principal_outstanding' => $offBNC_principal_outstanding,
'count' => $offBNC_count,
'current_amount' => $offBNC_current_amount,
'current_count' => $offBNC_current_count,
'thirty_amount' => $offBNC_thirty_amount,
'thirty_count' => $offBNC_thirty_count,
'sixty_amount' => $offBNC_sixty_amount,
'sixty_count' => $offBNC_sixty_count,
'ninety_amount' => $offBNC_ninety_amount,
'ninety_count' => $offBNC_ninety_count,
'oneTwenty_amount' => $offBNC_oneTwenty_amount,
'oneTwenty_count' => $offBNC_oneTwenty_count,
'oneFifty_amount' => $offBNC_oneFifty_amount,
'oneFifty_count' => $offBNC_oneFifty_count,
'oneEighty_amount' => $offBNC_oneEighty_amount,
'oneEighty_count' => $offBNC_oneEighty_count,
'threeSixtyFive_amount' => $offBNC_threeSixtyFive_amount,
'threeSixtyFive_count' => $offBNC_threeSixtyFive_count,
'writeOff_amount' => $offBNC_writeOff_amount,
'writeOff_count' => $offBNC_writeOff_count
];
$onBookCore = [
'delinquency' => $month.' '.$year,
'principal_outstanding' => $onBC_principal_outstanding,
'count' => $onBC_count,
'current_amount' => $onBC_current_amount,
'current_count' => $onBC_current_count,
'thirty_amount' => $onBC_thirty_amount,
'thirty_count' => $onBC_thirty_count,
'sixty_amount' => $onBC_sixty_amount,
'sixty_count' => $onBC_sixty_count,
'ninety_amount' => $onBC_ninety_amount,
'ninety_count' => $onBC_ninety_count,
'oneTwenty_amount' => $onBC_oneTwenty_amount,
'oneTwenty_count' => $onBC_oneTwenty_count,
'oneFifty_amount' => $onBC_oneFifty_amount,
'oneFifty_count' => $onBC_oneFifty_count,
'oneEighty_amount' => $onBC_oneEighty_amount,
'oneEighty_count' => $onBC_oneEighty_count,
'threeSixtyFive_amount' => $onBC_threeSixtyFive_amount,
'threeSixtyFive_count' => $onBC_threeSixtyFive_count,
'writeOff_amount' => $onBC_writeOff_amount,
'writeOff_count' => $onBC_writeOff_count
];
$onBookNonCore = [
'delinquency' => $month.' '.$year,
'principal_outstanding' => $onBNC_principal_outstanding,
'count' => $onBNC_count,
'current_amount' => $onBNC_current_amount,
'current_count' => $onBNC_current_count,
'thirty_amount' => $onBNC_thirty_amount,
'thirty_count' => $onBNC_thirty_count,
'sixty_amount' => $onBNC_sixty_amount,
'sixty_count' => $onBNC_sixty_count,
'ninety_amount' => $onBNC_ninety_amount,
'ninety_count' => $onBNC_ninety_count,
'oneTwenty_amount' => $onBNC_oneTwenty_amount,
'oneTwenty_count' => $onBNC_oneTwenty_count,
'oneFifty_amount' => $onBNC_oneFifty_amount,
'oneFifty_count' => $onBNC_oneFifty_count,
'oneEighty_amount' => $onBNC_oneEighty_amount,
'oneEighty_count' => $onBNC_oneEighty_count,
'threeSixtyFive_amount' => $onBNC_threeSixtyFive_amount,
'threeSixtyFive_count' => $onBNC_threeSixtyFive_count,
'writeOff_amount' => $onBNC_writeOff_amount,
'writeOff_count' => $onBNC_writeOff_count
];
// DelinquencyLogs::insert([
// 'period' => $month.' '.$year,
// 'offBookCore' => json_encode($offBookCore),
// 'offBookNonCore' => json_encode($offBookNonCore),
// 'onBookCore' => json_encode($onBookCore),
// 'onBookNonCore' => json_encode($onBookNonCore)
// ]);
// Merging the header with data
$offBookCore = [$header, $offBookCore];
$offBookNonCore = [$header, $offBookNonCore];
$onBookCore = [$header, $onBookCore];
$onBookNonCore = [$header, $onBookNonCore];
// Putting it all in a request to print on multiple sheets
$request = new Request([
'sheet' => ['Core-Off Book','Non Core-Off Book','Core-On Book','Non Core-On Book'],
// 'data' => [array_merge($offBookCore, $offBookCoreLogs), array_merge($offBookNonCore, $offBookNonCoreLogs), array_merge($onBookCore, $onBookCorLogs), array_merge($onBookNonCore, $onBookNonCoreLogs)]
'data' => [$offBookCore,$offBookNonCore,$onBookCore,$onBookNonCore]
]);
$month = Carbon::now()->format('M');
$year = Carbon::now()->format('Y');
$file = 'Monthly_Delinquency_Report_'.$month.'_'.$year.'.xlsx';
Excel::store((new Exporter($request)), $file);
// return Excel::download((new ExporterMultipleSheet($request)), $file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Monthly Delinquency Report of month ' . $month . '-' . $year]
, function ($message) use ($file, $month, $year) {
$message->to(_env('NOTIFY_EMAIL', ''))->subject('Monthly Delinquency Report of month '.$month.'-'.$year);
$message->cc(['sarah@creditfair.in','sunil@creditfair.in']);
$message->attachData(file_get_contents(storage_path() . '/app/' . $file), 'Monthly_Delinquency_Report_'.$month.'_'.$year.'.xlsx');
});
}
(new Slack(new Request(['title' => 'Delinquency Report Sent' ,'fields' => ['Report' => $file ?? 'No Data Found'], 'group' => Slack::$STAGE_TESTING])))->send();
}catch (\Exception $exception){
(new Slack(new Request(['title' => 'Delinquency Report failed' , 'fields' => ['e' => $exception->getMessage(),'l' => $exception->getLine(),'t' => $exception->getTraceAsString()], 'group' => Slack::$STAGE_TESTING])))->send();
}
}
public function getTransactions(){
$res = json_decode('{"mode":7,"paid_by":"","application_id":115886,"bank_id":4,"umrn":"ICIC7023006220017462","collected_by":107,"trasanction_id":"ND0012J89ONDAU","wallet_name":"","payment_date":"2023-04-21 00:00:00","payment_reconciliation_date":"2023-04-22 00:00:00","amount":4425,"status":"success","reason":"","trasanction_acknowledgement":"","online_payment_id":""}', 1);
$PaymentEmi = new LoanManagement();
$PaymentEmi->paymentReconcile($res);
return 0;
$transactions = PaymentTransaction::where('application_id', 115886)->get();
$amount = [];
foreach($transactions as $transaction){
if(isset($amount[$transaction->cf_transaction_id]['amount'])){
$amount[$transaction->cf_transaction_id]['amount'] += $transaction->amount;
}else{
$amount[$transaction->cf_transaction_id]['amount'] = $transaction->amount;
$amount[$transaction->cf_transaction_id]['tr'] = $transaction;
}
}
foreach($amount as $tx => $item){
$res[$tx][] = json_encode([
'mode' => 7,
'paid_by' => '',
'application_id' => $item['tr']->application_id,
'bank_id' => $item['tr']->bank_id,
'umrn' => $item['tr']->umrn,
'collected_by' => 107,
'trasanction_id' => $item['tr']->trasanction_id,
'wallet_name' => '',
'payment_date' => $item['tr']->payment_date,
'payment_reconciliation_date' => $item['tr']->payment_reconciliation_date,
'amount' => $item['amount'],
'status' => 'success',
'reason' => $item['tr']->reason,
'trasanction_acknowledgement' => '',
'online_payment_id' => ''
]);
}
return $res;
}
public function documentGeneration(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
try {
$data = ConsumerApplicationFiles::whereIn('consumer_application_id', [67403, 70484, 73921, 74083, 61371, 74115, 70746, 70274, 71519, 71797, 71837, 72243, 72095, 70699, 70139, 71743, 69355, 68548, 69985, 70836, 70363, 71314, 71524, 72032, 71882, 72215, 72104, 72221, 72089, 73407, 67346, 67135, 58877, 67329, 67134, 67164, 68073, 66981, 69401, 70373, 68575, 66010, 73137, 74236, 58432, 67358, 73567, 48211, 65380, 67324, 67095, 65384, 54460])->orderBy('consumer_application_id', 'ASC')->get(['consumer_application_id', 'file_path', 'file_type'])->toArray();
$data_array = [];
$zipFileName = storage_path() . '/ApplicationDoc.zip';
$zip = new \ZipArchive();
$res = $zip->open($zipFileName, \ZipArchive::CREATE);
$ex = 'pdf';
if ($res !== TRUE) {
die ("An error occurred creating your ZIP file.");
}
foreach ($data as $key => $value) {
$data_array[$value['consumer_application_id']][$value['file_type']] = $value['file_path'];
}
foreach ($data_array as $key => $value) {
// $FileName = $zipFileName.'/'.'ApplicationID_'.$key.'_' . Carbon::now()->toDateTimeString() . '.zip';
foreach ($value as $k => $v) {
$s3 = Storage::disk('s3');
if ($s3->exists($v)) {
$path = storage_path() . '/ApplicationTempDoc/' . time() . '_' . uniqid();
$paths = explode('/', $v);
$lPath = $paths[count($paths) - 1];
if (isset(explode('.', $lPath)[1])) {
$ex = explode('.', $lPath)[1];
} else {
$lPathLastChar = substr($lPath, -3);
if ($lPathLastChar == 'png') {
$ex = 'png';
} elseif ($lPathLastChar == 'jpg') {
$ex = 'jpg';
} elseif ($lPathLastChar == 'pdf') {
$ex = 'pdf';
} elseif (substr($lPath, -4) == 'jpeg') {
$ex = 'jpeg';
}
}
$doc = $s3->get($v);
$file = fopen($path, "w");
fwrite($file, $doc);
fclose($file);
$zip->addFile($path, 'AppID_' . $key . '_' . $k . '.' . $ex);
}
}
}
if (true) {
$zip->close();
Mail::send('emails.reminders.basic_reminder', ['body' => 'Uploaded document']
, function ($message) use ($file) {
$message->to(['sarah@creditfair.in'])->subject('Document Upload');
$message->attachData(file_get_contents(storage_path() . '/ApplicationDoc.zip'), 'ApplicationDoc.zip');
});
// return response()->download($zipFileName)->deleteFileAfterSend(true);
}
echo "Success";
}catch (\Exception $e){
(new \App\Slack(new Request(['title' => 'Document export failed', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
}
}
public function bureauDocumentGeneration(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
try {
$app_ids = [67403, 70484, 73921, 74083, 61371, 74115, 70746, 70274, 71519, 71797, 71837, 72243, 72095, 70699, 70139, 71743, 69355, 68548, 69985, 70836, 70363, 71314, 71524, 72032, 71882, 72215, 72104, 72221, 72089, 73407, 67346, 67135, 58877, 67329, 67134, 67164, 68073, 66981, 69401, 70373, 68575, 66010, 73137, 74236, 58432, 67358, 73567, 48211, 65380, 67324, 67095, 65384, 54460];
$data_array = [];
$zipFileName = storage_path() . '/ApplicationDoc.zip';
$zip = new \ZipArchive();
$res = $zip->open($zipFileName, \ZipArchive::CREATE);
$ex = 'pdf';
if ($res !== TRUE) {
die ("An error occurred creating your ZIP file.");
}
foreach ($app_ids as $id) {
$data = array();
$data['is_home'] = true;
try {
for($i=1; $i<3; $i++) {
$applicant_type = (empty($i) || $i == 1) ? '' : '_'.$i;
$path = storage_path() . '/ApplicationTempDoc/' . time() . '_' . uniqid();
$file_path = $id . '/' . $id . '_response' . $applicant_type . '.json';
if (false !== $file = Equifax::readFile($file_path)) {
$report_data = json_decode($file, true);
if (isset($report_data['soapenv:Envelope'])) {
$data['report_data'] = $report_data['soapenv:Envelope']['soapenv:Body']['sch:InquiryResponse'];
$view = view('front.cibil-report', $data);
} else {
$report_data = json_decode($file);
$report = $report_data->Body->ProcessResponse->Out->INProfileResponse;
$data = [
'id' => $report_data->ID ?? '',
'user_id' => $report_data->UserID ?? '',
'applicant_type' => $report_data->ApplicantType ?? 1,
'header' => $report->Header ?? '',
'applicant_details' => $report->CurrentApplication->Current_Application_Details ?? '',
'account_details' => $report->CAIS_Account ?? '',
'credit_caps' => $report->CAPS->CAPS_Summary ?? '',
'credit_caps_details' => $report->CAPS->CAPS_Application_Details ?? '',
'non_credit_caps' => $report->NonCreditCAPS->NonCreditCAPS_Summary ?? '',
'non_credit_caps_details' => $report->NonCreditCAPS->CAPS_Application_Details ?? '',
'score' => $report->SCORE ?? '',
'error' => $report_data->Body->ProcessResponse->Out->INProfileResponse->UserMessage->UserMessageText ?? '',
];
$view = view('front.experian-report', $data);
}
$pdf = App::make('snappy.pdf.wrapper');
$pdf->loadHTML($view)->setOption('encoding', 'UTF-8')->setPaper('a4')->setOrientation('portrait');
$pdf->setOption('margin-bottom', 25);
$pdf->save($path);
$zip->addFile($path, 'AppID_' . $id . '_' . $applicant_type . '.pdf');
}
}
} catch (\Exception $e) {
(new Slack(new Request(['title'=>'Bureau script error','fields'=>['Application ID'=>$id,'error'=>$e->getMessage(),'line'=>$e->getLine(),'trace'=>$e->getTraceAsString(),'application_id'=>$id], 'group' => Slack::$STAGE_TESTING])))->send();
}
// $doc = $s3->get($v);
// $file = fopen($path, "w");
// fwrite($file, $doc);
// fclose($file);
}
if (true) {
$zip->close();
Mail::send('emails.reminders.basic_reminder', ['body' => 'Uploaded document']
, function ($message) use ($file) {
$message->to(['sarah@creditfair.in'])->subject('Document Upload');
$message->attachData(file_get_contents(storage_path() . '/ApplicationDoc.zip'), 'ApplicationDoc.zip');
});
// return response()->download($zipFileName)->deleteFileAfterSend(true);
}
echo "Success";
}catch (\Exception $e){
(new \App\Slack(new Request(['title' => 'Document export failed', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
}
}
public function getDPDReport($id, $date){
//$date = '2022-07-31';
$data = EmiPayment::with('transaction')->where('application_id',$id)->get(['id', 'application_id', 'emi_date','emi_amount', 'bounce_charges', 'delay_penalty', 'charges_waived']);
$dpdAsOn = 0;
foreach($data as $key => $item){
$dpdData1[$item->application_id][$item->id]['charges_waived'] = $item->charges_waived;
$dpdData[$item->application_id][$item->emi_date] = [
'dpd_days' => 0,
'emi_amount' => $item->emi_amount,
'bounce_charges' => $item->bounce_charges,
'delay_penalty' => $item->delay_penalty,
'charges_waived' => $item->charges_waived,
'amount_received' => 0
];
$amountReceived = 0;
foreach($item->transaction as $transaction){
if($transaction->refunded_at == null && strtotime($transaction->payment_date) <= strtotime($date)){
$amountReceived += $transaction->amount;
if ($dpdData1[$item->application_id][$transaction->emi_payment_id]['charges_waived']){
$amountReceived += $dpdData1[$item->application_id][$transaction->emi_payment_id]['charges_waived'];
}
}
}
$overpayments = PaymentTransaction::where('application_id', $item->application_id)->whereIn('payment_for', ['Over Payment', 'Advance Payment', 'rejected', 'Foreclosure'])->get();
if(count($overpayments)){
foreach($overpayments as $overpayment){
if($overpayment->refunded_at == null && strtotime($overpayment->payment_date) <= strtotime($date)){
$amountReceived += $overpayment->amount;
}
}
}
if ($amountReceived < $item->emi_amount){
$nextDate = ($data[$key + 1]->emi_date ?? $date);
if (strtotime($nextDate) > strtotime($date)){
$nextDate = $date;
}
$dpdDaysValue = $this->calculateDays($item->emi_date, date('Y-m-d', strtotime($nextDate)));
$dpdData[$item->application_id][$item->emi_date]['dpd_days'] = $dpdDaysValue;
if(strtotime($item->emi_date) <= strtotime($date)){
$dpdAsOn += $dpdDaysValue;
}
}
$dpdData[$item->application_id][$item->emi_date]['amount_received'] = $amountReceived;
}
return $dpdAsOn;
// $file = fopen(storage_path('dpd_file'),"w");
//
// foreach ($response as $line) {
// fputcsv($file, $line);
// }
//
// fclose($file);
//return (new LoanManagement())->paymentCalculateV3($id,$date,'all');
}
public function calculateDays($due_date, $payment_date){
$now = strtotime($payment_date); // or your date as well
$your_date = strtotime($due_date);
$datediff = $now - $your_date;
return round($datediff / (60 * 60 * 24),0);
}
public function replaceRepaymentType(){
$data = ConsumerApplication::with(['emi' =>function($query){
return $query->select('application_id','remaining_emi','emi_date','subvention','upfront_from_customer','emi');
}])->whereIn('state',['disbursed','nach registered'])->get(['id','approved_amount', 'loan_amount']);
foreach($data as $val){
//$remaining_emi = ApplicationEMICalculation::where('application_id', $val->id)->first();
if($val->emi->remaining_emi == 1){
ConsumerApplicationElement::where('application_id', $val->id)->update(['repayment_type' => 2]);
$disb_date = StatusLogs::where('application_id', $val->id)->where('status','disbursed')->orderBy('created_at','DESC')->first();
$disb_date_f = Carbon::parse($disb_date->created_at);
$repay_date = Carbon::parse($val->emi->emi_date);
$p_days = $disb_date_f->diffInDays($repay_date);
$loanamount = ((isset($val->approved_amount) && $val->approved_amount != 0) ? $val->approved_amount : $val->loan_amount) - $val->emi->upfront_from_customer;
$subvention_amount = (isset($val->emi->subvention) && $val->emi->subvention > 0) ? ((((isset($val->approved_amount) && $val->approved_amount != 0) ? $val->approved_amount : $val->loan_amount) * ($val->emi->subvention)) / 100) : 0;
$amount_disbursed = $loanamount - $subvention_amount;
$c = (1/$p_days);
$d = $c;
$v = $val->emi->emi/(-$amount_disbursed);
$irr_data = (pow(-$v, $d) - 1);
$irr_data_anuualize = $irr_data*365;
$irr_data_percent = round($irr_data * 100, 2);
$irr_data_anuualize_percent = round($irr_data_anuualize * 100, 2);
ApplicationEMICalculation::where('application_id', $val->id)->update(["irr_rate"=>$irr_data_percent, "annualised_irr"=>$irr_data_anuualize_percent]);
}
}
echo "done";
}
public function creditReportEntries(){
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$data = array(array());
$applications = CreditReport::whereNull('deleted_at')->whereNull('ml_loan_amount')->get(['application_id', 'id']);
$path = storage_path()."/credit_report.csv";
$file = fopen($path,"a");
// dd($applications);
foreach($applications as $application){
$id = $application->application_id;
try{
$creditLine = new CreditLine(new Request(['id' => $id]));
$creditDatainsert = $creditLine->getCreditData();
$data[$id]['ml_loan_amount'] = $creditDatainsert['max_loan_amount_to_sanction_basis_ml'] ;
$data[$id]['ml_eligible_emi_amount'] = $creditDatainsert['eligible_emi_amount_ml'] ;
$data[$id]['foir_loan_amount'] = $creditDatainsert['max_loan_amount_to_sanction_basis_foir'] ;
$data[$id]['foir_eligible_emi_amount'] = $creditDatainsert['eligible_emi_amount_basis_foir'] ;
$line = "UPDATE credit_report SET ml_loan_amount = ".$data[$id]['ml_loan_amount']." , ml_eligible_emi_amount = ".$data[$id]['ml_eligible_emi_amount'].", foir_loan_amount = ".$data[$id]['foir_loan_amount'].", foir_eligible_emi_amount = ". $data[$id]['foir_eligible_emi_amount']." WHERE id = ".$application->id."\n";
fwrite($file, $line);
}catch(\Exception $e){
//dd($e->getMessage().$e->getLine());
// continue;
}
}
fclose($file);
return true;
}
public function accruedRevenueSinceInception() {
try{
ini_set('max_execution_time', -1);
set_time_limit(0);
ini_set('memory_limit', '-1');
$idsData = [];
// if (isset($event['year']) && isset($event['month'])){
$from_date = Carbon::parse('2023-07-01')->startOfMonth()->toDateTimeString();
$to_date = Carbon::parse('2023-09-30')->startOfMonth()->toDateTimeString();
// $to_date = Carbon::now()->toDateTimeString();
$emisPayemetnsData = EmiPayment::where('emi_date', '>=', $from_date)->where('emi_date', '<=', $to_date)->get(['application_id']);
foreach($emisPayemetnsData as $emisPayemetnsDatum){
$idsData[] = $emisPayemetnsDatum->application_id;
}
// }
$status = ['disbursed'];
$consumerApplications1 = ConsumerApplicationRelation::with( 'emi', 'emi_payment')->wherein('state', $status)->whereNotNull('merchant_id')->whereNull('is_deleted');
if (isset($event['lender_id'])){
$consumerApplications1 = $consumerApplications1->where('lender_id', $event['lender_id']);
}else{
$consumerApplications1 = $consumerApplications1->whereIn('lender_id', [1, 2]);
}
if ($idsData){
$consumerApplications1 = $consumerApplications1->whereIn('id', $idsData);
}
$consumerApplications1 = $consumerApplications1->get();
$status = ['nach registered', 'closed'];
$consumerApplications = ConsumerApplicationRelation::with( 'emi', 'emi_payment')->wherein('state', $status)->whereNotNull('merchant_id')->whereNull('is_deleted')->whereIn('lender_id', [1, 2]);
if ($idsData){
$consumerApplications = $consumerApplications->whereIn('id', $idsData);
}
if (isset($event['lender_id'])){
$consumerApplications = $consumerApplications->where('lender_id', $event['lender_id']);
}else{
$consumerApplications = $consumerApplications->whereIn('lender_id', [1, 2]);
}
$consumerApplications = $consumerApplications->get();
$consumerApplications = $consumerApplications1->merge($consumerApplications);
$dataItems = [];
$response = [];
foreach($consumerApplications as $application) {
$loanamount = ((isset($application->approved_amount) && $application->approved_amount != 0) ? $application->approved_amount : $application->loan_amount) - ($application->emi ? $application->emi->upfront_from_customer : 0);
$subvention_amount = (isset($application->emi->subvention) && $application->emi->subvention > 0) ? ((((isset($application->approved_amount) && $application->approved_amount != 0) ? $application->approved_amount : $application->loan_amount) * ($application->emi->subvention)) / 100) : 0;
$amount_disbursed = $loanamount - $subvention_amount;
$emis_array = array();
$emi_irr_array = array();
array_push($emis_array, -$loanamount);
array_push($emi_irr_array, -($amount_disbursed));
$emi_dues = [];
$payload = [];
foreach($application->emi_payment as $emi_payment){
//$emimonth = date('Y-m', strtotime($emi_payment->emi_date));
if (1) { //$emi_payment->payment_status == "success"
$penal_interest = ($emi_payment->charges_waived > $emi_payment->delay_penalty) ? $emi_payment->delay_penalty : ($emi_payment->delay_penalty - $emi_payment->charges_waived);
if ($penal_interest > 0) {
$response[$emi_payment->application_id][$emi_payment->emi_date]['penal_interest'] = round($penal_interest, 2);
/*if (isset($response[$emimonth]['penal_interest'])) {
$response[$emimonth]['penal_interest'] = round($response[$emimonth]['penal_interest'] + $penal_interest, 2);
} else {
$response[$emimonth]['penal_interest'] = round($penal_interest, 2);
}*/
}
$bounce_charge = $emi_payment->bounce_charges;
if ($emi_payment->charges_waived > 0) {
if ($emi_payment->charges_waived > ($emi_payment->delay_penalty + $emi_payment->bounce_charges)) {
$bounce_charge = 0;
} elseif ($emi_payment->charges_waived <= ($emi_payment->delay_penalty)) {
$bounce_charge = $emi_payment->bounce_charges;
} else {
$charges_waived_bounce_charges = $emi_payment->charges_waived - $emi_payment->delay_penalty;
$bounce_charge = $emi_payment->bounce_charges - $charges_waived_bounce_charges;
}
}
if ($bounce_charge > 0) {
$response[$emi_payment->application_id][$emi_payment->emi_date]['bounce_charges'] = round($bounce_charge, 2);
/*if (isset($response[$emimonth]['bounce_charges'])) {
$response[$emimonth]['bounce_charges'] = round($response[$emimonth]['bounce_charges'] + $bounce_charge, 2);
} else {
$response[$emimonth]['bounce_charges'] = round($bounce_charge, 2);
}*/
}
}
$payload[] = ['emi_date' => $emi_payment->emi_date, 'emi_amount' => $emi_payment->emi_amount, 'moratorium_amount' => $emi_payment->moratorium_amount, 'bounce_charges' => $response[$emi_payment->application_id][$emi_payment->emi_date]['bounce_charges'] ?? 0, 'penal_interest' => $response[$emi_payment->application_id][$emi_payment->emi_date]['penal_interest'] ?? 0];
}
usort($payload, function($a, $b){
return strtotime($a['emi_date']) - strtotime($b['emi_date']);
});
foreach($payload as $k => $item){
$emi_dues['payload'][$k]['emi_date'] = $item['emi_date'];
$emi_dues['payload'][$k]['amount'] = $item['emi_amount'];
$emi_dues['payload'][$k]['moratorium_amount'] = $item['moratorium_amount'];
$emi_dues['payload'][$k]['bounce_charges'] = $item['bounce_charges'];
$emi_dues['payload'][$k]['penal_interest'] = $item['penal_interest'];
}
if (isset($emi_dues['payload'])) {
foreach ($emi_dues['payload'] as $emis) {
array_push($emis_array, $emis['amount'] - $emis['moratorium_amount']);
array_push($emi_irr_array, $emis['amount'] - $emis['moratorium_amount']);
}
}
$rate = (Finance::irr($emis_array)) * 100;
if ($rate < 0) {
$rate = 0;
}
$irr_rate = (Finance::irr($emi_irr_array)) * 100;
if ($irr_rate < 0) {
$irr_rate = 0;
}
$principal_oustanding = $loanamount;
$principal_oustanding_subvention = $amount_disbursed;
if(isset($emi_dues['payload'])){
foreach($emi_dues['payload'] as $i => $payloadItem) {
$emi_dues['payload'][$i]['interest'] = $principal_oustanding * ($rate / 100);
$emi_dues['payload'][$i]['principal'] = ($emi_dues['payload'][$i]['amount'] - $emi_dues['payload'][$i]['moratorium_amount']) - $emi_dues['payload'][$i]['interest'];
$emi_dues['payload'][$i]['irr'] = $principal_oustanding_subvention * ($irr_rate / 100);
$emi_dues['payload'][$i]['subvention'] = $emi_dues['payload'][$i]['irr'] - $emi_dues['payload'][$i]['interest'];
$principal_oustanding = $principal_oustanding - $emi_dues['payload'][$i]['principal'];
$principal_oustanding_subvention = $principal_oustanding_subvention - $emi_dues['payload'][$i]['principal'] + $emi_dues['payload'][$i]['subvention'];
}
foreach($emi_dues['payload'] as $i => $payloadItem) {
if (strtotime($payloadItem['emi_date']) >= strtotime(date('Y-m-d', strtotime($from_date))) && strtotime($payloadItem['emi_date']) <= strtotime(date('Y-m-d', strtotime($to_date)))) {
$dataItems[$application->id] = ['id' => $application->id, 'interest' => $emi_dues['payload'][$i]['interest'], 'subvention' => $emi_dues['payload'][$i]['subvention'], 'emi_date' => $payloadItem['emi_date'], 'Penal Interest' => $payloadItem['penal_interest'] ?? 0, 'Bounce Charges' => $payloadItem['bounce_charges'] ?? 0];
}
}
}
//$applicationData[$application->id] = $emi_dues;
}
$path1 = storage_path().'/app/Accrued_Revenue.csv';
$file = fopen($path1,"w");
foreach ($dataItems as $line) {
fputcsv($file, $line);
}
fclose($file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Accrued Revenue Profits on mail']
, function ($message) use ($path1) {
$message->to(['sunil@creditfair.in','sarah@creditfair.in', 'accounts@creditfair.in'])->subject('Accrued Revenue');
$message->attach($path1, ['as' => 'Accrued_Revenue.csv']);
//$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink($path1);
return true;
} catch (\Exception $e) {
(new \App\Slack(new Request(['title' => 'Error in sending entire accrued report', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
}
}
public function uploadCreditReportFileToS3(){
try{
$file = storage_path().'/credit_report.csv';
$file_path = '/credit_report/credit_report.csv';
$s3 = Storage::disk('s3');
$s3->put($file_path, file_get_contents($file));
return true;
} catch (\Exception $e) {
(new \App\Slack(new Request(['title' => 'File uploading fsailed here', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
}
}
public function getBureauJsonForABFL(){
$application_id = 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$report = [];
foreach($application_id as $app_id){
$file_path = $app_id.'/'.$app_id.'_response_experian.json';
if (false !== $file = Equifax::readFile($file_path)) {
$report_data = json_decode($file, true);
$report[$app_id] = $report_data;
}else{
$report[$app_id] = "";
}
}
$report = json_encode($report);
Storage::disk('storage')->put('ABFL_Bureau_reports.json', $report);
$time = Carbon::now()->toDateTimeString();
Mail::send('emails.reminders.basic_reminder', [
'body' => 'Bureau Report in JSON Format'], function ($message) use ($file_path, $time){
$message->to('sarah@creditfair.in')->subject('Bureau Report');
$message->attachData(Storage::disk('storage')->get('ABFL_Bureau_reports.json'), 'Bureau Report'.$time.'.json');
});
}
public function put_bureau_report(){
$s3 = Storage::disk('s3');
$s3->put('1/1_response.json', file_get_contents(storage_path().'/app/1_response.json'));
return 'done';
}
public function OLDBureauDataSave(){
try {
$date = Carbon::now()->toDateTimeString();
$bureauData = BureauLog::get(['application_id']);
$ids = [];
foreach($bureauData as $ach){
$ids[] = $ach->application_id;
}
$data = ConsumerApplication::with('creditReport')->whereNotIn('id', $ids)->limit(100)->orderBy('created_at','desc')->get();
foreach($data as $val){
if(isset($val->creditReport[0])){
if($val->creditReport[0]->applicant_type == 2){
$app_type = 2;
}else{
$app_type = '';
}
$file_path = $val->id. '/'.$val->id. '_response'.$app_type.'.json';
$fileRaw = '';
//(new Slack(new Request(['title' => 'readFile checking', 'fields' => ['file_path' => $file_path], 'group' => Slack::$STAGE_TESTING])))->send();
if (false !== $file = Equifax::readFile($file_path)) {
if($val->creditReport[0]->bureau == "equifax"){
$bureau_array = json_decode(str_replace('sch:', '', str_replace('soapenv:', '', $file)), 1);
$unique_id = $bureau_array['Envelope']['Body']['InquiryResponse']['InquiryResponseHeader']['ReportOrderNO'];
$bureau_array = json_encode($bureau_array, true);
}else{
$unique_id = '';
$s3 = Storage::disk('s3');
$file_path = $val->id.'/'.$val->id.'_response_experian.xml';
if($s3->exists($file_path)){
$fileRaw = $s3->get($file_path);
}
$bureau_array = $file;
if(empty($file)) {
$file_path = $val->id . '/' . $val->id . '_response_experian.json';
if ($s3->exists($file_path)) {
$bureau_array = $s3->get($file_path);
}
}
}
//echo "";print_r(json_decode($bureau_array,true));die;
BureauLog::insert([
'unique_id' => $unique_id,
'application_id' => $val->id,
'bureau_name' => $val->creditReport[0]->bureau,
'raw_bureau_data' => $fileRaw,
'converted_bureau_data' => $bureau_array,
'applicant_type' =>$val->creditReport[0]->applicant_type,
'created_at' => $date,
'updated_at' => $date
]);
}
}
}
return 'done';
} catch (\Exception $e) {
//@todo: report if file do not exist on S3
(new \App\Slack(new Request(['title' => 'Old Bureau Data Upload Exception', 'fields' => ['error' => $e->getMessage(), 'line' => $e->getLine(), 'trace' => $e->getTraceAsString()]])))->send();
return false;
}
}
public function create(Request $request)
{
$first_name = $request->get('first_name');
if($first_name != null){
// Status OK
return response('{
"status": "OK",
"data": {
"id": "CFLD98745",
"product_name": "Master Digital Product Design: UX Research & UI Design",
"amount": 58000,
"tennure": "2 Months"
}
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to create the Customer",
"code": "CF400220"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function generateOtp(Request $request)
{
$number = $request->get('phone');
if($number != null){
// Status OK
return response('{
"status": "OK",
"message": "OTP sent successfully"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to generate the OTP",
"code": "CF400219"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function verifyOtp(Request $request)
{
$otp = $request->get('otp');
if($otp != null){
// Status OK
return response('{
"status": "OK",
"message": "OTP validate successfully",
"token": "eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJleHAiOjE2Nzc4NDYxMjUsImlhdCI6MTY3Nzc1OTcyNSwiaWQiOjU4NiwibmJmIjoxNjc3NzU5MTI1fQ.XBinEZqrMWUYF_SreBqVXCm1FrAjacHmMY-nT6coNuk"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to verify the OTP",
"code": "CF400218"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function customerDetails(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"message": "Details updated"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to update the details",
"code": "CF400217"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function uploadDocuments(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"message": "Document uploaded"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to upload the document",
"code": "CF400216"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function updateDetails(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"message": "Address details updated"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to update the details",
"code": "CF400215"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function updateEmployement(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"message": "Employment details updated"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to update the details",
"code": "CF400214"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function getEmiDetails(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"data": {
"amount": 58850,
"emi_summary": [
{
"tenure": 3,
"emi": 18335,
"interest_rate": "No COST",
"total": "55000"
},
{
"tenure": 6,
"emi": 9166,
"interest_rate": "No COST",
"total": "55000"
},
{
"tenure": 9,
"emi": 6100,
"interest_rate": "No COST",
"total": "55000"
},{
"tenure": 12,
"emi": 4583,
"interest_rate": "No COST",
"total": "55000"
}
]
}
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to get the details",
"code": "CF400214"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function getEmiSummary(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"data": {
"emi_summary": {
"tenure": 3,
"emi": 18335,
"interest_rate": "No COST",
"total": "55000"
},
"fees": [
{
"type": "processing_fee",
"amount": 350,
"payment_link": "https://rzp.link"
},
{
"type": "advance_fee",
"amount": 350,
"payment_link": "https://rzp.link"
}
],
"product_details": {
"product_name": "Master Digital Product Design: UX Research & UI Design",
"amount": 58000,
"tennure": "2 Months"
}
}
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to get the details",
"code": "CF400213"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function getAgreement(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"agreement_link": "/9j/4QAYRXhpZgAASUkqAAgAAAAAAAAAAAAAAP/sABFEdWNreQABAAQAAABkAAD/4QMpaHR0cDovL25zLmFkb2JlLmNvbS94YXAvMS4wLwA8P3hwYWNrZXQgYmVnaW49Iu+7vyIgaWQ9Ilc1TTBNcENlaGlIenJlU3pOVGN6a2M5ZCI/PiA8eDp4bXBtZXRhIHhtbG5zOng9ImFkb2JlOm5zOm1ldGEvIiB4OnhtcHRrPSJBZG9iZSBYTVAgQ29yZSA1LjAtYzA2MCA2MS4xMzQ3NzcsIDIwMTAvMDIvMTItMTc6MzI6MDAgICAgICAgICI+IDxyZGY6UkRGIHhtbG5zOnJkZj0iaHR0cDovL3d3dy53My5vcmcvMTk5OS8wMi8yMi1yZGYtc3ludGF4LW5zIyI+IDxyZGY6RGVzY3JpcHRpb24gcmRmOmFib3V0PSIiIHhtbG5zOnhtcD0iaHR0cDovL25zLmFkb2JlLmNvbS94YXAvMS4wLyIgeG1sbnM6eG1wTU09Imh0dHA6Ly9ucy5hZG9iZS5jb20veGFwLzEuMC9tbS8iIHhtbG5zOnN0UmVmPSJodHRwOi8vbnMuYWRvYmUuY29tL3hhcC8xLjAvc1R5cGUvUmVzb3VyY2VSZWYjIiB4bXA6Q3JlYXRvclRvb2w9IkFkb2JlIFBob3Rvc2hvcCBDUzUgV2luZG93cyIgeG1wTU06SW5zdGFuY2VJRD0ieG1wLmlpZDpFNUI4Qjk3ODQzRTExMUU4ODU5RkQ5RDcwRTQ0MzNBRCIgeG1wTU06RG9jdW1lbnRJRD0ieG1wLmRpZDpFNUI4Qjk3OTQzRTExMUU4ODU5RkQ5RDcwRTQ0MzNBRCI+IDx4bXBNTTpEZXJpdmVkRnJvbSBzdFJlZjppbnN0YW5jZUlEPSJ4bXAuaWlkOkU1QjhCOTc2NDNFMTExRTg4NTlGRDlENzBFNDQzM0FEIiBzdFJlZjpkb2N1bWVudElEPSJ4bXAuZGlkOkU1QjhCOTc3NDNFMTExRTg4NTlGRDlENzBFNDQzM0FEIi8+IDwvcmRmOkRlc2NyaXB0aW9uPiA8L3JkZjpSREY+IDwveDp4bXBtZXRhPiA8P3hwYWNrZXQgZW5kPSJyIj8+/+4AJkFkb2JlAGTAAAAAAQMAFQQDBgoNAAANQwAAHkwAAClTAAA3SP/bAIQAAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQEBAQICAgICAgICAgICAwMDAwMDAwMDAwEBAQEBAQECAQECAgIBAgIDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMDAwMD/8IAEQgAWwCVAwERAAIRAQMRAf/EAR4AAAEEAwEBAQAAAAAAAAAAAAAEBQcIAgYJCgEDAQABBAMBAQAAAAAAAAAAAAAABAUGBwIDCAEJEAABBAEBBQYEBgMAAAAAAAADAQIEBQYAIBESEwchMTMUFQhAIjUWEDIjJDQlJhcYEQABAwIEAgUFDAQJDQAAAAACAQMEEQUAIRIGMRNBUWEiFHGRMkIVIIGhUnKyIzNzJBYHQLFi0xDwQ1Njs7QldsHRgpKiozR01IWVZpYSAAECAwMGCgcGBQUAAAAAAAEAAhESAyExE0FRYSIyBBAwcYGRwdGS0hTwobFCciMzQOFSYoIFIPGiQzTCU2ODJBMBAAICAgECBgMBAQEAAAAAAREhADFBUWFxgSDwkaGxwTBA0RDh8f/aAAwDAQACEQMRAAAB7+AAAAAAAAAAAAAAAAAAAAABz1Y7I4yQnpW+lWt8rxxwy98T789TckSpvkfz1M3bMq7TnOEpSn9QFq8MKvcQAAAAOZTBa3BODdabc3NHUyg3NW15VNt2z7cwXlxc0z2K3CSxxI1lMrWQ4bsfXRbnzvVe4gAAAAc2GC1uCMF68atiK8lcMUmx2w6xWVPOglLcpWsjFdUqknQ9JLedoLkulx92eu+2/niq9xAAAAA5oMFscL4B2Mjz07qzN1pmuTx5vlV8Ka5Wn1ogMJK7A5M9E2zpi5Vnmi9f9r/PpV7iAAAABzXjlrcJoJ2I+IvLvVI76xJ0tna6i/N+5UzMq0dBque4Hc3ulNstrzi3+vC2/n+p9xAAAAApDALXoxzF1RsTzFq1vt4QrNJHdSuqPpBOR8UStw1TCzFVVSxrI00r5l6Eus/nsoyxAAAAAo3BLejjkW15+jlYeezq3qDZE0yeUq5OmgShyeoMdUtvK1qrrLRdV0WtW8O23Y/EKjLEAAAACPWh1jmIOyTZhAcqfVmHv647f1172dQmyDZ0aKV2NtS5brMT6IZ++AAAUXZLQ1HWp3BQ1a5qXJtaqwrhEqYNFg7XvbmPWpvE7162ebK0tsvjjQ7zstjEaJ3dy2aZyVxq1jnCgIYSvjJrVyapZsw0jUv2/YijhO7vexImx2/DzeN7doyd0d9qRo1qnPLQ147pwWR7IAAAAAAAAAAAAAAAAAAAP//aAAgBAQABBQL4b3H31tj2JF6p521cO6p2ORVLsxuW6dmVvwOzua0ddmmR2tOzMr3S51coi5vkLtZX1RycT5PUTMXQg+Dte6dOLB5bOLWKXTsdtguQwAC+XJrYcuR0rA30bJce9GNyk4Liy9NjSDPKWSv7EHg7Xue7cNIxH6eJqN6XZW2XEya23MIJW66ZkVK+wZHmx7GEauJlNhzDqvHojv2gPB2vdGu7ClE1qH7WYfUzpNmRiSwFFvJ0vdGHBnuXiyAXq0G9eZs5neVFQAPB2vc/FkS8NkfK6lri3UyJBh1sWJa1j7xtcCG3qI3/ADChy/LqiSTIWS0yvGnXEdvE9xEdJih8Ha65/RrDHazKNRekEjGoeUyzjK3WF3K3EDqE1fvDDaxsRpjldLqJZ7wF10p4yTYsaHSi8La67tV1DitKaqRXtCKRdHubbkS2pUWRqydlrA3GZ2uSVscc6fZSWe3+0IC+KJz2Z5RLUxBeFtZDjNZk4CdNKUil6XURgp7Yumiab7a+nrNf83dPuOV7cOnkxE9sPTJuv+Yumeqf29YHRTP9X0mj9KMclx2pwpsZR1LfT9TrKflJLCnt7rMMqw+vy7JMLrM/uzYx0syc+T4nkWXZZX5DlWV5HFCTLsmTEuoeS/amJdM8mJlOIHvLi8bmOeTEnRp2V5TkszLcohMzXJ8hgF6cSMkNM/CR0/xOXDldMMPnWQceqo97RUNZjkIXT/Fg19bjdPT2EzpjiNhZzMBxifqy6eYtauB09xsSVWOVFJLt+nWK3U/7GxbmS+neLzIf2HiiY8Ppzig6ZE3J8J//2gAIAQIAAQUC+GnqqA4yLqxNZwzNuLDf63Y70tLdyyLGdFlOtZ+vUbHXqE7Vc+W9GFNzNux/jpqbHSUA4uWQi9tXEeEV6RW2ojKTXEvFEj+YI1qNaPxtux8BNb9XMDetbC3uRdZA3+zGjm6buVa8HKFpnibdj/H36TVhJGEa8KaR3ZkHG6yEVEZBc5ksCtezTPz7do9rIze1JUhsURClO9BygQjPK99N9Pl10CQx8NYrK6wSMTTFRhdvJfpUWdJiONYNnurIyN07U6Ig30/8CUTjdwNVksA4JImQrww3vNYJ3bWRLurZXC9ib1Vo0EHe3Rx81tY5zYTI7lVrGN1lcdr4o93HUl45Sd21NhBnhTFqhukxipa7yMfXp8TS10RUHWQx68jH15CPo9TCkj+2KnTcaq2P2SSOGS/j3tVxCCaR4WmfyoxOYIhCNeUj0TmP5cgnKFHJzBcTn6MZd/6hC8wiaMR6aj8zf+HJGqLHEruBvE1jWJyR7kY1qrHErlENdOAN2kANNNY1quAJ68oelAJU5IuWgBIz4X//2gAIAQMAAQUC+GxcI5FitPXtQVPDI9KCvdpMfgb0xuLvHX1SWLqCs0uP1+koqxNPpKpFlUtUKEvftYd9WMm/T0Vumva7RH9tfGcNmQKrLSpt/UBKRVf2Na1dWPbWL37WHfVnt36VqJpv6Z68HzNKu/JW/wBiIpYxYUoU0cpyo5O3U1f69e/aw3tt+BNE/K2Mh9RjdqaypXLZDXsoOcGZuXe3U5q+SXv2sO+ruci6H8+kbwtmRDgB5lTLE/KasjzHw6xsVpUauk3uW0lBSvXv2sOTfbF5YWwcnht1WoKQJe1J0f06VD7UYJWMGNGis7SNWFgWseyl2gmtrV79rCuy5vLJs527e6ON0JobUmp0cFpEqhb0825SGfKIl9Ha6OP5XDtPP1K9+1EmGhP9Yl69Xlov3Tca+6rrQ8tuxONmN4fSZXcpr7suV0XJLMzfWJWmXk0a7MKlQ9IAcTgOEEGFYHhxbItVF9Qu4TYc6HCgliQYUR7/ACMTztPC8/YXMNIM9AAjLW1jFG5kOHCSFDJqthxiatvKcv8ABtlNaRlxYDCskzo8iQaURbKapCyjmEy4sBAZYzB6DaTgafaTH6LJOdke2nxhefmbmWs4ZPUp3m3Ws50j4X//2gAIAQICBj8C+zRBIMVCd8PiKgx7sA/md4lCc95/iUJvW/xKWm6Ljda7xIbo6o4vw2m915vF/Qtt8Pid2rbd3ndqtqv7zu1Y1So+GTWd2oAvdCOc8Rz8Bp+8pSrFi1/rH1DtX/U1QyjgDTd1KDdlN5eI5+HHYF5iqNQbI6+CY/7bUHhRCt2z6Q4By8Rz8OG8TOdk60HU/pG7s5uAERNPDbyKXKg+GoL/AE9iD2bJ4By8RF5gIqIuWK/mGcovqfUKIsjGPIvmElN+IoursA0iwowtpk3+wLDqH/zuPQc/bwNxCBb08Q9FzHEM9Si45Lh2LzD/ANPbwWbKHxOWELhepHXFHHeG0/dyuPMvLU7MzjfydiZUeYmPEOWpcoNvim0sjWgLMpSi2GuKrx61F1nBT3j3mPhzH7xwU7p48R5evHD0WLZd0qYMMfTQrlsqEqJa29XK5YVUai2D6uxCoxrg8af4gyOpl5Td6aVVeHkSdFylJIGGCiQ909vqKdvL7MgHppVtrxYU5wLoB45IWKrabHN6k4gulnAEb9KLsqBO1cU97nPsdCDcnKogvlw42Z9KwnuhBgNmUqSaMtUCPUqsCbJU6M2Hkmv08JaRYVMRap/egoNuQbCwGKLheVMRajEXn2IxG1fzLkMUS3KpiLVdkhzIAi67+awoaiLIWH7N/9oACAEDAgY/Avs2FVaHNLcoByjOvps7rfCi0sZ3WeFQlHdZ4VCH9NPwKVjYuN2rT8Cd+216bcSGqZWW5xs9C+mIfCzwr6be6zwrWps7rfCpBSZ3W9iqVmUmThv4W+HiP09Y4MRt6itW5CpW+ofV96dCwwBj0rDqf5LL9I/F28E7lE3qtnl6+I/T/qbwQKh/bKxqmyLh1qKmOWkzrTa9H6jShXp2HKMx9LkKWUX9nBUB/DxEPy9Y4LFrDUWC/ab6xkPUdPBBsZBSZaoZVi09i6GRxyd2/wDmou28qtVX4eIByS9YVilClC803aBt0BRJsTviKDA0YpyixfLM1HIevn9kFEX8FWnT1qsuS4W5TxEPydYT69Uy0W3o094Y5jSdq/pQ3uiQ6kblK61pUP7TrkeVf8tT1Myn9V3IpTsrDcYuvCwd5i0O2bbCdOnMqoZCEOviP0dYWBu/+Kw945+TN0qAvPWmjdSWSgCy6xQ3thhnb2ItokOeLs6ONsM2ubJym5GrD5h9WYcyi93p6ZkytDWa6HTwVaVSHm2st/MM/bxBfRhFzYW5l7ndUwkjyLb9OlQxPTpU9OoA7kRDntAJiYNhE5zBQDx0fetsenOpKjmlvIrmd1TNw4/D/FU3ktcd6dF1MwslpbcdLomHwrcN2du7KnmRrG2e2oWxBByDQm1mMZUe3fKrIutma0CEfaqVN+7UfKBtNzgAYmdgLrY6YtVD9l3UTujPUqQtlOsBzU+lxRwmlu7VAHsBvDXZDpbdzLdqTmUMSru9Qw1sVzwXyyu2RcL1uE1NhxKFYujcS2eBdyQC3enVp0sZ+7VHvDI4Z1XGmW26LYGEUyiQTSGs6H4W2npuGkp1NgLaDoPZG+V1oHNceRbvu1Klu78Wg2oX1jCcu91hiJYXWWxRovpbvj+eNNwfHZDYlrLYki2GVHf93pCrPvL2NxIkMa21oIs1nA5cybvOEGmruFWpJka5sQHNywMIhft2IxpxTXmj70uzHQFRwsHzsHYmFsX6uiMIxho4adVryH0mgN0AaLsvPlQ3em+VjQQIBswBtIDoTC/IUN1J+QHF0NJsPsWLXMXwA5miA9SfVn+ZUpyE2bNlmi4JlGq6LKcZdEbTam7vTeAxrS0arZgDeA6EwvzqnI76TXNbYLA6M3TEqnhv+jNJYDCbaFuQ5k61rZ2SmVrW2RjDVAyplOqYtpghvITH2oUaT/lt2YhrpfhmBl5lCc/VxNM/4o3xVSq1wjVMXCVpaTnlIljzLz2IfNZ9F0IXQhZC5N3mf5tMQbAABoOZsIZTk+zf/9oACAEBAQY/Av0axTbPPkwHz3VEjulHffY50c7ZdSJh5Y7jThNKYCtK8UTAOJuG4MqCiY0uF1VFIFRU1Cc9RIVXii8cc92a/wC0WS0yW0kzRFV+MjYyshr8CphD5rlOBapdx+Ck3GrmcM/+LumdPLOwTj8jkNtCpul4y5dwESqlq8dRfJh+9x5Lox2bjNimysqerrUdl1BjyS++VVCRe/8AFXC1mu6kSqp4q40/tmMpr9f+Ynf9ZhdE6T8rxcynm8VjwMa7zm1ChyibmzhXUv1McSCUJD8c+yidOHyb3DemXRRvS6F3uyGOp5sVVNU4h9EurDVc/owz/wBFPd2BP/cIPwWu7riiLVUp3fgywzMUl8M8Qsymq0HSvdE16tNaL2L2YB5nvtONo42XHUh8PN09uF5i5r0ZZda4OJCX7kwXfcFcpTw+sn9C2vDrXPEgFRDRy6XASaVEVCFSRFr1iqLngnmRXwElfolVVXkOdMU17OIdaeTFerLPp7fJhx0RRT+rYb4a3z9AfJ0r2JgzdLmOEREbi+u4a6jP31+DD+WdGv7Qzhn7Jv5qe72//i2N8FnvWMsutfLhRLNOtf454e27KdrKiCrkAj4usesHaSJ8KduFgRTXnGFJbor6DZJ9QKp6ziel1Jhf1YebFFqN0mqRJ0IRjlh6FK7zTzdD66p6JgvQQFmi4djPEhjmTLyJRHma0E+wk9ZOhcJoL6MEMY6fsrk5I8ryppH9hO3GrVn1YeFepv8Ar2sM/ZN/NT3e3v8AGENPPabwmB6a/wAaJjuotf1eXAXKG6UIbaupZelF1PKP0bACuR55l1J72CmIPLf5hNTmePImjm6idPKerzG1+IXZiiIq9iIqr5kxL5rjISPacz7u64229p1JpJGnCE6L0ZZ4U/RTjxrTqVE4UxJjuOctGxU0fFRQ2iLLlinVI9EuzPow+zIa5TzZ6Db6ApkKB1taPR7MZ07MPdX0X9e1hn7Jv5qe7263FYOQ5+MrevKbzcJPZt2TuD6658MK2dQcbyVtwSbcBa+uBUIVwMFhaevIe9VhlF77h9vQKdK4aixG+XFjhlqyLrcdcLpI1zVcUPX4SS0kWSaLRqQ4BVYdUaaqs1VBLLUi0wiMsgFaEJgAprFaU73rIqdOJxV73hoaV4U7hcFTqxGj2i6SpAm4IDbZpnNhO16FaeUiaSnSCiqYCGQgzcAEXZjAFVs5Gj6TkmWZtMcNPFM8eLih/ecUFIaUTxTKVVY6/tj/ACfm6caaaVFc9SKi5LQkVOKKmH2obTspweRzSYBTZjp4hrN9/wCrDyVrhr7MPmp7vaq/F3lby81vumI8CZbWpkx/uMPs/QzGyXhpkN6TRB4rXu40WJ8LkTh82SkjQ1NNxE9EHcmXmmkyBO4vT04dtJCUd+OWm4NEig6J5EMdwfVoKoS9eWOlO3pRehU8mPZkhz77ARVbrxejdNOtWq1+T5MXAepmIKf6pYdvkge8NQhIXX0uZ+fzdePENKSOAetDT1SRclrgUt8NyXKDS1M5dG4kZ6n8pI/bTvIiZ0XDl7mDrFaHOtsVSZi6umUemjz1fXzROmnHEuLGYbYaRoaA0KCCUeaWqIKImG/kB81Pd7ZRKqq7vgUQUqSr4C50RE6Vx4mYBJOkBTlrxjMLwaRf54+J+bBOuKggy2b56uGhgFdL/ZHFwuc8iN+4zZErnh3JA890jFFNE0vAAKiIhoWSY1CHjmlT04/ckgn9JFVaH5QXDFwhnpfiuISgqKJKKL323GyotFTJexcHIA0ZiTYNrmmbq0CM1IAiVs3OlQKo+9gYNtE5YMDywVB0AtOJqmS95c89OFq74dv+bj5FT5eVPepi72bUvKuNtScI0U1KTb3hEjTj3yYkrXyYrpyVNJVGtehRWuSoqYnSGRcW3vinKyX7q8TzVY5r8Rc1BerLDf2YfNT3cNi5eJRLfObuMQ4sgozrUtpp5lt1HBzqIvl7+FUrnuiq8VTcE1P8uHI53XdatOtOMmn4im5g6Cgae+JYyc3Snk3C/wDusdyZvAfk7mlJ+pvHNWZu4z+M7uJ91f8AeMlgRed3NQQEKBfDb1CFdOvSwmrTqxRF3Mn/AH579zj0tz/+fe/c4SfbZO6WJItuMoabhkJQHkoad1sVzxT2tuz/AOjn/wCfDkWXO3LLjPU5rEm+ynmnNJIQ6gOqLQkrhBTgKIie9l7mw2IJcYLFESNbtxgclgH1uW59Q2dxtgi5zrVuWKKvEOTYyO90Y/Ny8Q943G1/gaUw9abe6EGRYnGW9uxro9Emx34yvEMp6o6hdEh1ZYk2527Xaxw7l+Wm0twBHtrrTL1suNwnyHJTkYn2H0Q3G20bXUi9zF9ucfe+4l3D7R3BbbQUqRDWAy9Yr4+zBVxhuG3r8Y1ERp/UqppMlREWmN0/mbeHjt8BiEFg25ttHm0je245JCnT5BUTW5Jvxq03UqNx2lXpxGcuEliVe7Q/Isl8ejvMvsvXG3loWU08wqtOszWVB0SHurqyxvebGu+5m4e3N3WKK24DVvkbQtdokjbCuIXts21uS1afNRVqumqZpj82ljXu4x/Y+6tjwrUcbQbtvhXJLd49qCHKPUUlHyyVCqS43lNt9/vb1rtu79r2ew3O7sxoe5AMrhCY3JAuDAR2XAbade5Yc1oHFRV7MXa6g42E1WxgWvmGDYLdbiaRIOo3O4INPO8wlXJABVxb5kp9p+6wSes16cZcB5o7raz8NJfbda+jdamIIvgQ5ELiUxu6/TNy7tssexboum2rZadn2pu4ram7S3r9r7gi+DlSJrcuiuLrUGRboica4iz4u6t1sWpz8soF+tr9lgMC3KvcmccWHPvUR2LIjwIExwhFxCIGxUkSuIe0bpfZO2itOybHfryu31iNzb1eLmrjMrwk51mSDVqt7rNF5Sd8zTOmJlhcvj8xzbn5q7P26N/AWWJN0tF3AZL9tuPJbGOcqMh8t5RQdWXBcfnKkO8zoo2KL+X5WjkkP92rc5AjcCiIrZd+UHFF1VxuNJ724pW2AK2fhyXu2EEG+uvkw6t3RWkjxXjgA7y+UTgIta0qn8N8hyrUEgdxzX7hdX3XXinOy3uT9IzOU/FROQkcOULRCLenu0xLuc2FMluT3osmfEfu1zK2T5EJhiNGdm2xJSQpZA1HH6wCRVTNMSdxtMKF1lWyLZ3nkdc5XgIbzsiOyMfVyA0OPLmg1wVvtLJMRTmzrgQG86+virjKcmSz1vEZ0N95VpwToxbLUkFw7daby7f4sN2XJeZW6PPSJCvSQcdLxYA/KIxbc1AK0yyTF1udsiJDkXrwa3AGCIIjrkFlY7DwQ0Xw7D3JXSRAKKdErWmJ10mRJz7lzms3C4wyu9zG1T5cYWhYcl2sJQwpCN8ge6QKOXDF98TCdP8AEdxtV1u1JksOfNsqsLb3A0upyBa8MNRCiF04vpSob4/iR22yLuEadMityJdoMThTRbYeAWJgaEQnA0kaImquIYvDc7mEC6e2YwXm83O7NjPSIcIHSCfKfFwGmHS0AVQE11U1Z4u021xUhuXt+PKuDbRmkU5EeOMUHmourw8YzZBEPQI66VXPEm5yYsyPLngDVzK13a52kLs02OgAubVulxmptG+7U01acq0w4fsljQ5tpNoFGQnUh/h4T5iW8YiHyBFC9ZE19uLPEcjzgOwxfA2m5Rrtc415iwqIKxPazEoJz0dRFE0OGSZYc2sloa9jOveKcZ5sjxDk7mjI9onP5vjyuXPBD5/M5tU44uliWDIfiXt+NJu78q4z5NyuL8Nxl2Kcq5vSDnHyFjigpr0iKUpmuEROCJT9F//aAAgBAQMBPyH+to9HfaQa63uMp2lLgacUkFOAZrTXIQiL75zl6Gooe2JEYJSbUDwaJjHSK9LTDIqoWobwmU1ZSReq0OJzbKBKhaivjOLBILgerZMFAW2Eg8SRWAqBctmpnoZyHIpJyHZpQtRONVSl1MqsyravxqXy9/YvTBjGnAwbbERjxzosTB194HDIUolCC12Tp0GOyCTCeWydVzrLuoLSmYImh+sxptLI/SGkB7wBkpkCF3ZGxuvawWei6Ase2pOKv2AsJh3tJ+Gcl5i+GsH0+iGTP+yH+ARkGsX35R9zGkOhCwptdzeSZzEAtPcmGVJfko2voX3Mof5niMjznW0jbVEINHs4wmymA2l5S/GU6G7HO20MLkwe8EylA1p/o8RFvWWVVfqBHEuEnuoVyd4UgIuHiX7fwIyQoTb7/d4pTTbN9+KMJBCFO0NOGzpAhDs6OM+3FLg3KiKNzPKA2sUmHP0CFvJ8pcpOcAdqcMHEPOKVUkj64JBFGJEApHRYoXh/i3AyKaCEimLkKLTgG8eOQPsfwIz+OLk4ScektyR6s4ywHxCZ3A745C2/Lr7wwTEEI7+Fy78RhEzx1w8hiFK0TDI6MCWQCYBJOOS5RFQ64jiWq9Ol7KBPMfFsxIHhIqyTO8ezQgdHaRyvvqIpJXgQmQWpCOkxgbC1B1j9Tw/gvRH1pK4d4TA/VbtGdMtAKiY6RSkWFqeTJcFWFNvCHr9kB4vDJyzIWFgFo4VnO7ymaRn0Q7ZMSNonUc3rBvMfJh6fkjC1XvwyEtgvc1jLqkrUualA3BdWOgh5DSL62xJ5T3ApIVtv+AwSRWgwQdqtGCZgA0o8JsOI6smdIqOwQbwUoCaPTYyIgBMhLsJzB4oOX6YmmD33AZWkmwzbX+6nUaEtkhgO7IHC8fPKCggyx1uj10R7K85fsFpAiaNUzA6ylAgIBREEihHDxi61Cqhkt9hfx0IhSLHArRnUHjOXCCV7rbOU0I1MV3DAQPACBAaCKxkFQ2fozCCIwUQaOLlTtldTlrEGidYRDjgI+2FOvqr6YQ/26EOlhO8BERu8sQ85sQKQeORMHlhVsAEvNHwuC1ZpBU5jyLFKvlpmmpKpemQmg0jRs4e8RvBBCBCip31SUoNiDDpEw7cxJscvILCv3yE9DI18UZpPK1veYLoZM06GijJQ4MP5kcE+W1qHgWWbJuo6gytUqHJl2K8ETcQrUw2T0MAPfYlsGCFkr/2eBIousaviVqk6w1o1jpr1XwNBd9abJbEU2OhLmJ0GVcEE2vGxeRYT/wB4lhVEfYsmmFprxDIojvXIxFckD3Br4fVjMQWAxXkoLCyh1ONgAYZc/VjYWqijQicL7Cq4kIt0HBqC8oT3Y1KZWeuqphd90jsWXD+zdvDrxnJSBkz+RdvQUCQnBZZINuHESZEtsiZ5M43huRW6MXi0qQk4rqKCsyltxUAduEcGJJwEDabEjWApsFqRlFIrE2fPsgASBqQHNBBbev6v/9oACAECAwE/If63iyBTvrIapHybyevoX8vymc2gcIl7LKoiOS+j92OGqUjQo8fqzYLsYx+rPfka1N1942vQxri8Rr4/me+POEAk/eMlLOQ9OCtXR9r1c9Fd5GdBf9fv1kK2fvec1MlB2Xob+e8KHAIDx/yDXx/O9HEmFpMHVHf7P2e+FshZy9vBx23gpgSYhIPSchHp+TEMEevPzrLU87469m3zgRWG/Br4+b5byTm94NkKugNp46O/TDwLnxPkMgm5EPYAWVzZWcw/KpwfJuLMJ69j9XicQqSk+e+8fGRzGvjTk5TrTvOBL5LH3xvdxycB/rwYpMvxrwB9gw6PARKeY49TjGEp5c1uP24k2DXH7m/ecOm8J12dQc8s58ugvY/64yonjEsFoLfoNuGvjlTv/wAcEGXTa9Rr9+cjPkgaPPaV23j+weX3/Q6vIRihNrP89tfTKfLXiB23k8Ht+ckzEojvFBjY0fHhqXKHQVdj9h/8Yvufb6OaPjmfn9OLUQ58/wCYRtDAerrBRdg8H7zgGXT/ALhQ98ev/uKyBc9NvpeSrh88/wCY1RL5yNJudU/iDIBOCeeReyGz95o+NHbsspPiesMgg8/+MKQBnZxeJ95W2ft/mShTxX4xVKVNs27/ABi/L/imBZD9PbFN4D/lkQCfb4qaQg7f4ovCuDVrhYR7cfIFKoVZjLViCWiSPxDktYRboSp9/sMQliJDlOffeQWOTUdkm+eMgihEbBtHrOFPzhGwL/7kIManq0f7k2hH1Cn6798QAJhwDkczu6yIqkPY08AfpggRMNFNs9HjvIrIO3I7XppyhjXHE7j1zyEPafZ1P/W1hl9fX5jF85ItsKakmMAZLA9jInRJfqy4BxGF7v8A3DpiGfbF8xMtsKakmM6US73CPxng82SeD6+cgKWhKtxHLgZQuX8Y7tdwpPrDfvlkwv0/CM1vMKWQ905wHx/fc+d4AbUtsr5d8f1v/9oACAEDAwE/If63jqqHIQScvnv5iww+l74lLvj/AJzQojZHKfTFKDQQO/XyT3K3m0Z2J4cLml1iJ9u49Rtp7w/LKI8/HpM8qDfWQrQfxg4Wn7d4WLxQx1/1z1rHhIG6Mr69ZELV+kPX6Hw5AO8ZtjnrvFKj/wCLN/r/AAEJ1hvBgobfo8P6fbBoXesnL04z3DgS8A84eOJB+x8JSYJvBz856crkwOap8XZ+z7ZXM3gfLLM3+vxgBc50Ae8IwGN2Q358T5xyVqv5B+wezIUzWJJVEsmGSTCZLwuipKeRL8vthnyqZTtXbgNQyYcf6M3+vx7zS2ZcrNtjzkJX6fO3BsOk5Tf3iet94ShYanLdEGSlTBY9VOts8ZfkVI4Um0cLufBgvB++OAQR3i8e4UPB+c3+v8EHUiZT180HOsWpGchxEsY6kzaRSMnl/WAQoEJ2OKseRfP09fXBO7eTsOM+Q6PVkDilzrGdS9U9PGrgzqBmnSjFuEw63gsgGgjhm/1+NgLEC3rOenY6fx6/2ycVKR+GOl4zZDk8uUGvlT/iPTAIwvGXSNk/mMMMi/8AU8tDcz1jDFajYT2IFW+2SPB4/wB0ewxmcq8Hl9TD2SWePOTKBvQJXzwe705v9fjtnRwklCn2zjAnowBCFnXjPF+jirh98eVAf+nBqORVo0Jfnlw2h9WHa+k4k+bMNK98/wDisgKI7hiyz8MDG8SNRaKTy1wh+cKMx4YJCShi8jpXiAOISS0RF5BwEoO2GlwRCGzNwBmJlFOAhatnBhMW2pYBNiSzCpk8AEGXIHFhpzmalZbea8CjGHKTBdkoWJUgDc5YcEKWOMOwegYZsQCAcg4b+ZZOtqjkYpLXaFXjGByopjKghqJfGVf7iDpDKYnUUEy44C2XYOSopSsXFYvxZFfkT0wGMNhWMKyvaccr/wCwfxOIkQUltMjZtg+1CJVoAVaN5MPGQNYk7sHMZyg/gKBVGgGOukEBQAEHAlIU224iDeImWDkk3CsXG8cAIlj8gJTHJzWn0WM1falJrBDwEoXqGZG0hLAS4w5gXqR6QEpbELFY5+cGxCJ2klJWJrAQSKJw7Uhc6Xe8q69/yh6xl5EdsKTLLkDlCiorw4XomlRibgmEoRCBmzks7/rf/9oADAMBAAIRAxEAABAAAAAAAAAAADPGF5J7AAAf8NCDqkAAC36UX2QgAAB77HzBEAAB48jDa4gAAN4+wEgcAADArTH4NAAARMGaGgoAAmnJkmbbQgVhXJbhA/gAAAAAAAAAD//aAAgBAQMBPxD+tLc1UTS0QxisjGTZDUFsoIKCOL+zy+BXbCpHbKN/cAWaGG3aT74GWIEqELIQkMpE49LqJzBVcFIhYMpEZa+dvSENkzBkzN3ZIRBwAL4xoRLlsCVcybJcYSwamKDgXQmckX9Op+4BXOBsQL0RtJxC5gExiZS1PmXIMq2vxmWLeEAUZC6xFBLJg0QNp7uOC8nCUoWbajXcgzQPKGQZPPi+nCdNRyBOxouEDbGGgINJbTCUbAdamKS0VURqFCZButrH2YyUge0hQMloHKgx4QkTKKTfkGSjLlaycGsKQKO6StX0ZAwC40DS4d/f+AENIcVEyKaoHJfmeKLLlAN6uXCcCbApKCGAttM5AdaY0NxBkBKe8XjSQDBEJEF5K4bAoMDgQA2QEZHwY+IkyiVlIJMkAHwDE8JNciyRRn8SyYRMYO+CNKTYTegQ+SJb4J3OAOlYMLkLX7xhEorSURHf1fr+AEKAIUFMDy5klTzAKCBgDKd7x6QFgDESb9t1iNkH3p0O7iK5BRqoAcu1XGLpDoAMRTNEpt1lLoqzT/WtALROQfuAEyivgkEL6hw2F7qTDSLSlE4VrvnVghzzDJnIZqAWIkBahOyryYC3OaZiQ9RdfwAgoUlDcIVMSloXE2mT44NJhId4fIIzqWgkTbss0keTDgNB9HhcUAGdjy9xwxiJyqbnYli1v7yGZnImIafAWC4pEwJadFOKakOBRdYClqMqRAFuegZSHAHzXCrZBWawFdIfMZgSBBQMRkxQY1mscIExQNsCA7BfUF+/xpXRPKUoBwld4xkjcYMBVAPzIyTZwz+DPiJGBJZLjCaQwh5LewoC5fpiKI8JkKSlhEA2rtxEZtgDIlCUFIAwjUcYJhYXDEYISAQUBpY+KpGsMF5hIkZFx3mZGIBoOoblE5UbHNk1qsuLdGGlr+UIiNpF2/wSJDwHB+02AtcnMyAxo1TgNKBWAix7K/UkCQyN+uBAD6rMwPcEUHEDmxMqQ4+6R3GYyQTlsAB4mh5rD9RrCAhClCUwIyAGxraGl6mgSGMtsnIVxBEMPqlvHFcMs0qrelKaZBFgNpFgBiJI1ib0cRyQjMkgFMP8BtGPt6uF6w1ILIyDOyABO5Q5twno0mEMcVCjvCQSZ8UgEAUcYMJHIyPYoIwRhw7umh66xahk8CdJk2Y1AlkboEMPYCTgiLL/AAtEYHmdWUqByBJBRgyZwRkzIyMu84e2AGxmE2pDoiZL/YTZyWtjz8JcyfAcSNttYSYYsdQHebTwdpJRMWauKX8tE1xDb8FO3bFPgZUyQx8vsUBM68gPtfyPJOkyoE1DENurdzWREW0pHq1dpQdGVZb+pRwQIhF2fXQlAiw0RwgRac9G1AVSQAi5jUBZhap05SZtcZbJrG7CSYK3u0HrWjg5B67INxP0vJ1XEAcEzkpNpNgKYd2n030seK6H/wCR5qL9iMc424gE/wDEINXa/E6NwOSFuZ+Z5CA7+Hu5HS4jEQVbw90aJLATcjUIRcboqn6sA09OgTpVY6KSIQ9Lysgy/wAVmNFC2RYDKHpsO7aMi4yiBJwEld5IuFBRx0sSiTHSJhDM7JjkIFr7qkjqUAAMXq4AooeFOrIxWeIgcOUCHIgKQpHzoklGDLkqIFVUGBRUDbf9X//aAAgBAgMBPxD+tCEDbOqShjxrJgoIwFJDCSK0iI4EGko0juCZPsHWDSbKn8MN4DhSxsieflOBB6iCVgJKeeEK1kwkiKKzUW00GYYynKIFmnpA4/YyiSX7/rgIRkwhJ9cUkgNneCTwbl4wb8JKE6b8frLB8fGol4/jDRLiSCQsS+B55PJHOIvDFjUd+js8VgSkD1z9P/s5M0y1LcpTw34m+LkHg5QYURPS3jPSZgCOp507B9cajm60ePXJDOinkPHR2gyNZQNAID6b7ZcMSNR/Dmj0+PT6cAJbxkbME7Ug7381UeDB4maDW6nl110AmXLcby5ZI5Rb2GnU041tiA67dTDI6yrGJVorjyPLkxAjQ8MD5BteM4isSNsP7zR6fGkg4P4wITrEllZByJkSAQL0e0vBwOIngo0MCiWnGA6gdqB9WsgNvFggiZkEkyTePRLzBACXKszFjWUTXJBaZcw86OB8Zo/T0Gg2IzgrtiXfDNHp8YVmJoFluDy1kCW1EAeBI+zh6qKGwUdHPcPQ9beU9DliCAX7zkBhJcnIamywxIJZmcrQEQjHoTBzo+2KYFpzY04e8Zk1SQNQJLgCFYjJSB5W2CjtPR1VBwBBlWSAPOgOojdSotlFJYzYjpHhOMqADoaGvfJiDvLl8HxqM4Yg9c2XgeVSe0vUDpLD0Q5AHMFIsBoBMBgALJQhsF5VnwFuwKBCNIwiNI+E365VV5fHbyrdkucp3YD7HHCuPkRN3/GCpPSuDsT5hs1ikwYii6DtdIknIvUdG9TXbAUKNGFJiSq9Vr7BWfYH4+MHYg5Ued6xzNOKNPJjpoCdy5XNIMMgQixlrDvOaCpCruUKu1ZxVrj2nsNe+PbS3MhDs4FfR4xnHKgpx6JC4uOcsnGatb5sS7YN85DPPfJX3Y8YD5MpAHoM8EB2veFSMBNPVz35OchG0kC90TVHl4a+wPx8b0RYVgSUGULJzhB8TELv1zGM89iB9QYqmT6f5ist9TCHU836DBZGuXQkDITCXbG8Vlk9T/MB5z6n+YzWmAm9No56xMaHnEkBlwHScyk0imBBBo+FhRjagtoOSKXEJxS1BMqJBBkSKRushdanJ4pDCwD4yelugoKsFIO0XWGkSIiSmnlVvjJ6ImBFwhNggPnDsY0W4Re9LTksyAveXA1dye7h3JYiUYgISwAmF4jIHFh1gnkXoWXgcWYBQZF5B5KB6GRxVyPFiLBZ0IGBD3HoSAaKCTMDCw5xklCg3kRC7MRkgjBUg1IAqZKmpvAK4tXOegj65I7eqBu0gbRybiv+mBVyrKou0kQRCUIjGznBcAFaoBsdTljDLLsUI1SvE5xDIlbZLnarg6sUKBqVlu0gyDoowmeg6UQMaGKkCYJ1jJhya4laxBEnBm8m72sd1EKIGLxJ7DhIdBIEFIWCVgwsw0o9KV2hYGiZCcEyJDMKAGNDADATF49aEHBzQSDFbVWsWS3I6b6ovqcRJEQOJEAEYpFZy5ZW23M2nZdrXOUgNKgkRVUkIl0Rr+t//9oACAEDAwE/EP6y9BxLAcAQFBiYU5yQRUYlv4fTFAg6KnJJ675yqTcgvvLxxilq3ifTAkE6BGAlIO2ahdYXsFFxRIgJiHNCBJgFTAs/p78nDMeP00MHKBW2e+W1KlvDgnm4KFPbAWREGhRcjCYQTQvz8YFnLyGbkfKMXp0JsTuTiPqinWQPVKHhopyM114wBQAiwb6CPPEzlcRkha6HwXyDynDyPZRQqJYEFGkyBnWkETA9PAhF+nIivYiQDqO4wMCQoO14nwf+GPccsr+A9McSED6mP3L8/GGKMQHJGV7cUysqX/5eAbqWZ5EPQWOqXocGBs1Da0dKjyk8XdIhG+b5/wByV5Cj0E/Zric9O9IjQ+Zytj3DjcKVMwJXlXsPkQcAAFGwFRyEdajY5Q9aaMI8ImDmM/vX5+OAA/1/1kmFJTd+hkiUx6xPeMDUWSaajUNvB5jAkAQM7z2RAaVrCakTtWpwgQmFG0AgjsmTkwUzo1E9i94GKTB1EQX2HAaowkwKwSlPKq/YrDtzrBEWreX3r8/HANlL2iCjneQNoaNJfN78Yth0OpiX8GQOEUFhXxt+pOskkTxGLiwxEEIRBKsa4EZGE5jh3UfbCKKSB0k/m/vgJYSAp4oEMoEAqYuEI+4BlsxLSiIwG4UnY/3y+mQDkzNKN5NHAKaKrodQKuIz71+fjSNarOeZRBoPCWqxCVIC8e3RFuusBQmIM65DutcWyU0zImEhqcloo6wEMnSMYMkv04uBe6l4eGIFyPrDhtEL3yR2CjhozZkXWqgj1LH2vrJDlEBV9RtYU2CZhxAIRStZKoeSgpUSUEMAIjSD57z7l+fjcMNKoAOqugCV6xiFkR0yFHqhzKtIDlAFNyofdw2gVFgBXpsVNyyOEohZQnnQ+ZLEOsCYAXGNAhSAqchqGUEUAIdfhktJwplANKAQQDBa2yVxV1Y7DxADx6hyOg5ShWMputtWXziFDIEGFDIEsRJEsbM3jmG42fJYFpB4PuX5+NgTAaywCm0T4k05EAZoBPSnWHUjCVKEd8IRna73b9cVRQ9ffgqEsliPZJHnvnIKwerVqlC7CVYmQXBMFQ06q+mGoiJrKwwskxe2U+TeEDtAJASEmdJSaecRltZ+GgedFMKUE1tNnCV49DM6ICVYpKTxBJHJE1mEFMpWNklFbmTDzIayC2JHJ17qNAMogML71V/QAXpRk7xZX1nAARKCANkJ4jk5MsBFsjC3nGLidEo8bTmoByQZjorBFsXFoS3HsTWm7VyxNhnEJgFyEA1RFo6MBaRSyD0EtIQVxhEiFYhmZIY6qTp3Y8BUaPO8xhsfHOiLZJItlAZWMmgiEfQrbSRFgJ/9hYiQ9fZZWxMpYfAcIOualIAggrOCg7FWU4WFCJAVwVAicAaA3SJYlVlxGQ70toYMSQRCSi8kUR0EwwATASmaC0yDbYOlMEIOSHl8O/X2HIBBAqiLHBoLaxekZIGPBKrUpRAEIGIWKwGkLqAuRAYx11KK6VkG0xwbYGKdjMtAXGSA2pExN4/FacdAkCQQVhBR4LvQBwUZmG+0sZUfzICyZaEkJYJ/V//Z"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to get the details",
"code": "CF400212"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function addBank(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"message": "Bank details updated"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to update the details",
"code": "CF400211"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function addReference(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"message": "Reference details updated"
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to update the details",
"code": "CF400210"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function getMandateLink(Request $request)
{
$id = $request->get('id');
if($id != null){
// Status OK
return response('{
"status": "OK",
"data": {
"link" : "https://testapp.lotuspay.com/rssjped"
}
}', 200)->header('Content-Type', 'application/json');
}else{
//Status Bad Request
return response('{
"status": "FAIL",
"error": {
"message": "Failed to get the details",
"code": "CF400209"
}
}', 400)->header('Content-Type', 'application/json');
}
}
public function updatePFinvoices(){
$invoices = Invoices::with('application')->where('type', 'processing_invoice')
->where('merchant_id', 0)->where('lender_id',5)
->where('created_at', '>=', '2023-04-01 00:00:00')->get();
$now = Carbon::now()->toDateTimeString();
foreach ($invoices as $invoice){
$invoice_id = (new ConsumerApplicationController())->getInvoiceID($invoice->application, $invoice->type);
Invoices::where('id', $invoice->id)->update([
'invoice_id' => $invoice_id,
'updated_at' => $now
]);
}
return true;
}
public function updateBPinvoices(){
$invoices = ChargedInvoices::with('application')->where('type', 'bounce')
/*->where('deleted_at', '>=', '2023-05-01 00:00:00')*/->where('lender_id',2)
/*->where('invoice_date', '>=', '2023-04-01 00:00:00')*/->where('invoice_id', 'like', '%-2325%')->get();
$now = Carbon::now()->toDateTimeString();
foreach ($invoices as $invoice){
$invoice_id = (new LoanManagement())->getInvoiceNumberV1(new ConsumerApplicationController(), $invoice->application, $invoice->type);
ChargedInvoices::where('id', $invoice->id)->update([
'invoice_id' => $invoice_id,
'updated_at' => $now
]);
}
return true;
}
public function updateLANinProformaTable(){
$users = ConsumerApplication::with('merchant', 'proFormaInvoice')
->whereHas('proFormaInvoice', function($q){
$q->whereNull('loan_application_no');
})->get();
foreach($users as $user){
$type = 7;
if($user->merchant_id == 5026){
$type = 8;
}
if (strlen($user->id) < $type) {
$diff = $type - strlen($user->id);
$concatstring = "";
for ($i = 0; $i < $diff; $i++) {
$concatstring = $concatstring . "0";
}
}
$application_id = $user->merchant->slug.$concatstring.$user->id;
ProFormaInvoice::where('application_id', $user->id)->update(['loan_application_no'=> $application_id]);
}
}
public function calculatorTata(){
return view('admin.reports.calculator_v1');
}
public function calculatorPraveg(){
return view('admin.reports.praveg_calculator');
}
public function calculatorHeavenSolar(){
return view('admin.reports.calculator_heaven');
}
public function calculatorTataRajasthan(){
return view('admin.reports.calculator_rajastan');
}
public function calculatorNew(){
return view('admin.reports.calculator_new');
}
public function getCollectionPanel($ids){
if ($ids != "" ){
$id = intval($ids);
$data = [];
(new LoanManagement())->paymentCalculate($id,'','all');
$data['paymentsData'] = EmiPayment::with('transaction.bank','moratoriums')->where('application_id', $id)->orderBy('emi_date','asc')->get();
$data['application'] = ConsumerApplication::with('application_element','proFormaInvoice','emi')->where('id', $id)->first(['id','name','lender_id']);
$overPayments = PaymentTransaction::with('refundPayment')->where('application_id',$id)->whereIn('payment_for',['processing_fee','Over Payment','Advance Payment','rejected','Foreclosure','refund','collection_charges','insurance_fee','adhoc_transaction','advance_amount', 'cancellation_charges', 'Write-off'])->whereNull('is_deleted_at')->get();
$amount_paid = 0;
$max_payable = $data['application']->application_element->amount_over_due;
foreach ($data['paymentsData'] as $i => $emi_payments){
$amount_paid = $amount_paid + ($emi_payments->total_payable - $emi_payments->amount_due);
$check_date = date('Y-m-d',strtotime("+11 days",time()));
if($check_date >= $emi_payments->emi_date && $emi_payments->emi_date > date('Y-m-d') && $emi_payments->payment_status != 'success') {
if($emi_payments->payment_status == 'pending') {
$max_payable = $max_payable + $emi_payments->emi_amount;
}else{
$max_payable = $max_payable + $emi_payments->amount_due;
}
}
$data['paymentsData'][$i]->pending_amount = $emi_payments->amount_due;
// adding checker/verifier name and time in transaction
foreach($emi_payments->transaction as $pay){
// $checkerInfo = PaymentMakerChecker::where(DB::raw("json_extract(data, '$.trasanction_id')"), str_replace("'","",$pay->trasanction_id))->get();
$checkerInfo = PaymentMakerChecker::where('trasanction_id_virtual', $pay->trasanction_id)->get();
//$checkerInfo = DB::select("select * from payments_maker_checker where json_extract(data, '$.trasanction_id') = $pay->trasanction_id");
foreach($checkerInfo as $transaction){
$userData = User::find($transaction->checker_id);
if($userData){
$pay->verifier_name = $userData->name;
$pay->verify_date = $transaction->verify_date;
}
}
}
}
$over_payment = 0;
$adhoc_payment = 0;
$advance_amount = 0;
$processing_fee = 0;
$foreclosure_amount_cals = 0;
$isForeclosed = 0;
if($overPayments) {
foreach ($overPayments as $overpayment) {
if ($overpayment->amount > 0 && ($overpayment->payment_for == "Over Payment") && $overpayment->status != "rejected"){
$over_payment = $over_payment + $overpayment->amount;
if($overpayment->refunded_at && $overpayment->refunded_by && $overpayment->refund_maker_id && $overpayment->refund_maker_at){
$over_payment = $over_payment - $overpayment->amount;
}
}
if ($overpayment->amount > 0 && ($overpayment->payment_for == "processing_fee" )){
$processing_fee = $processing_fee + $overpayment->amount;
}
if($overpayment->amount > 0 && $overpayment->payment_for == "refund"){
$over_payment = $over_payment - $overpayment->amount;
}
if ($overpayment->amount > 0 && ($overpayment->payment_for == "Over Payment" || $overpayment->payment_for == "Advance Payment" || $overpayment->payment_for == "Foreclosure") && $overpayment->status != "rejected"){
$adhoc_payment = $adhoc_payment + $overpayment->amount;
}
if ($overpayment->amount > 0 && ($overpayment->payment_for == "advance_amount" )){
$advance_amount = $advance_amount + $overpayment->amount;
}
if ($overpayment->amount > 0 && ($overpayment->payment_for == "Foreclosure") && $overpayment->status != "rejected"){
$isForeclosed = 1;
}
if ($overpayment->payment_for == "Foreclosure"){
$foreclosure_amount_cals = $foreclosure_amount_cals + $overpayment->amount;
$foreclosure_payment_date = $overpayment->payment_date;
$foreclosure_payment_reconcile_date = $overpayment->payment_reconciliation_date;
$payment_mode = $overpayment->payment_mode;
$forecloser_transaction_id = $overpayment->transaction_id;
$forecloser_id = $overpayment->id;
}
}
$data['over_payment'] = $over_payment;
}else{
$data['over_payment'] = 0;
}
if($data['application']->application_element->total_amount_due == 0){
$max_payable = 0;
}
$data['adhoc_transactions'] = $overPayments;
$data['amount_paid'] = $amount_paid + $adhoc_payment;
$data['max_payable'] = $max_payable;
$data['processing_fee_due'] = (isset($data['application']->emi->processing_fee)) ? ($data['application']->emi->processing_fee - $processing_fee) : 0;
$data['advance_amount_due'] = (isset($data['application']->proFormaInvoice->merchant_collected_advance_amount) && $data['application']->proFormaInvoice->merchant_collected_advance_amount && $data['application']->emi) ? ($data['application']->emi->upfront_from_customer - $advance_amount) : 0;
$paymentsData = (new LoanManagement())->getWithMoratoriumDetails($data['paymentsData']);
$scheduleData = (new Moratorium())->getSchedule($id);
$schedule['schedule'] = $scheduleData['payload'];
$foreclosure_date = '';
if($foreclosure_date == ""){
$foreclosure_date = date('Y-m-d',(strtotime ('29 day',time())));
}
$response['previous_pending'] = 0;
$response['future_emi'] = 0;
$response['due_emi'] = 0;
$response['bounce_charges'] = 0;
$response['penal_interest'] = 0;
$response['gst'] = 0;
$response['advance_payment'] = 0;
//$moratorium = new Moratorium();
foreach ($paymentsData as $c => $payments){
if($payments->emi_date <= $foreclosure_date) {
if($payments['amount_due'] > 0) {
$response['previous_pending'] = $response['previous_pending'] + $payments['pending_amount'];
$response['bounce_charges'] = $response['bounce_charges'] + (isset($payments['bounce_charges']) ? $payments['bounce_charges'] : 0);
$response['penal_interest'] = $response['penal_interest'] + (isset($payments['delay_penalty']) ? $payments['delay_penalty'] : 0);
}
$response['foreclosure_date'] = $payments->emi_date;
}else{
$response['advance_payment'] = $response['advance_payment'] + ($payments['total_payable'] - $payments['amount_due']);
}
if(isset($payments->moratoriums) && count($payments->moratoriums)){
foreach ($payments->moratoriums as $moratoriumItem){
if($moratoriumItem->emi_date == Carbon::createFromFormat('Y-m-d', $payments->emi_date)->subMonth(1)->toDateString()) {
//$moratoriumAmount = $moratorium->getPrincipalOutstanding($id, $moratoriumItem);
$moratoriumItem['moratoriumAmount'] = $payments->moratorium_amount;//$moratoriumAmount;
$paymentHistory['moratorium'] = $moratoriumItem;
$paymentsData[$c]->moratorium = $moratoriumItem;
}
}
unset($payments->moratoriums);
}
}
foreach ($schedule['schedule'] as $loan_schedule){
if($loan_schedule['emi_date'] > $foreclosure_date){
$response['future_emi'] = $response['future_emi'] + $loan_schedule['principal'];
}
}
$response['future_emi'] = round(($response['future_emi']-$response['advance_payment']),0);
$response['total_outstanding'] = $response['previous_pending'] + $response['future_emi'];
$data['foreclosure_amount'] = $response['total_outstanding'];
$data['foreclosure_date'] = isset($response['foreclosure_date']) ? $response['foreclosure_date'] : '';
if(isset($payment['processing_fee_due']) && $processing_fee > 0){
$data['foreclosure_amount'] = $data['foreclosure_amount'] + $processing_fee;
}
$foreclosedAmount = DB::select("select sum(amount) as 'amount' from payment_transactions where trasanction_id=(select trasanction_id from payment_transactions where application_id=".$id." and payment_for='Foreclosure');");
if(isset($foreclosedAmount[0]->amount) && isset($data['foreclosure_amount']) && $foreclosedAmount[0]->amount < $data['foreclosure_amount']){
$isForeclosed = 0;
}
return response()->json($data,200);
}
return response()->json(['status' => 'FAIL', 'error' => "Can't find the application"]);
}
public function getAgencyReport(Request $request){
$ids = json_decode($request->get('ids')) ?? 0;
$_data = [];
$_data [] = ['App id', 'LAN', 'Name', 'Merchant Name', 'Mobile Number', 'Alternate Contact', 'Bucket', 'DPD', 'Email', 'DOB', 'PAN', 'Product', 'EMI Date', 'Last EMI', 'EMI', 'EMI Pending', 'Total Amount due', 'Max payable', 'Outstanding', 'Emp Status', 'Company name', 'Address', 'City', 'Pincode', 'State', 'Ref name', 'Ref contact', 'Ref name', 'Ref contact', 'Principal due', 'Last paid amount', 'Last paid date', 'Agency'];
if($ids > 0) {
$appl = ConsumerApplication::with('proFormaInvoice', 'emi', 'application_element', 'merchant', 'last_payment_date')->whereIn('id', $ids)->get();
foreach ($appl as $app) {
$data['paymentsData'] = EmiPayment::with('transaction.bank', 'moratoriums')->where('application_id', $app->id)->orderBy('emi_date', 'asc')->get();
if (isset($app->permanent_address_line_1) && $app->permanent_address_line_1 != "") {
$address_line1 = $app->permanent_address_line_1;
$address_state = $app->permanent_address_state;
$address_city = $app->permanent_address_city;
$address_pincode = $app->permanent_address_pincode;
} else {
$address_line1 = $app->current_address_line_1;
$address_state = $app->current_address_state;
$address_city = $app->current_address_city;
$address_pincode = $app->current_address_pincode;
}
$max_payable = $app->application_element->amount_over_due;
foreach ($data['paymentsData'] as $i => $emi_payments) {
$amount_paid = 0;
$amount_paid = $amount_paid + ($emi_payments->total_payable - $emi_payments->amount_due);
$check_date = date('Y-m-d', strtotime("+11 days", time()));
if ($check_date >= $emi_payments->emi_date && $emi_payments->emi_date > date('Y-m-d') && $emi_payments->payment_status != 'success') {
if ($emi_payments->payment_status == 'pending') {
$max_payable = $max_payable + $emi_payments->emi_amount;
} else {
$max_payable = $max_payable + $emi_payments->amount_due;
}
}
}
$_data [] = [
'id' => $app->id ?? '',
'agreement_id' => $app->proFormaInvoice->loan_application_no ?? '',
'name' => $app->name ?? '',
'merchant' => $app->merchant->merchant_name ?? '',
'contact' => $app->mobile_number ?? '',
'alternate_contact' => '',
'bucket' => 30,
'dpd' => '',
'email' => $app->email ?? '',
'dob' => $app->dob ?? '',
'pan' => $app->pan_card ?? '',
'product' => $app->application_element->product_name ?? '',
'emi_date' => $app->emi->emi_date ?? '',
'last_emi' => $app->application_element->last_emi_date ?? '',
'emi' => $app->emi->emi ?? '',
'no_due' => $app->emi->emi_pending ?? '',
'total_due' => $app->application_element->total_amount_due ?? '',
'max_payable' => $max_payable ?? '',
'outstanding' => $app->application_element->total_amount_due ?? '',
'emp_status' => $app->employee_status ?? '',
'company_name' => $app->company->company ?? '',
'address' => $address_line1 . ', ' . $address_state . ', ' . $address_city . ' ' . $address_pincode,
'city' => $address_city ?? '',
'pin code' => $address_pincode ?? '',
'state' => $address_state ?? '',
'ref_name' => $app->application_element->reference_name_1,
'ref_num' => $app->application_element->reference_contact_1,
'ref_name2' => $app->application_element->reference_name_2,
'ref_num2' => $app->application_element->reference_contact_2,
'principal_due' => $app->application_element->total_principLAal_due ?? '',
'last_payment_amt' => $app->last_payment_date->amount ?? '',
'last_payment_date' => $app->last_payment_date->payment_date ?? '',
'agency' => 'PAMAC'
];
}
$request = new Request(['data' => $_data, 'sheet' => 'Sheet1']);
$file = 'imran_data.xlsx';
Excel::store((new Exporter($request)), $file);
Mail::send('emails.reminders.basic_reminder',
['body' => 'Agency Report']
, function ($message) use ($file) {
$message->to(['sarah@creditfair.in', 'imran@creditfair.in'])->subject('Agency Report');
$message->attachData(file_get_contents(storage_path() . '/app/' . $file), $file);
});
unlink(storage_path() . '/app/' . $file);
}
return true;
}
public function runEmiDueReminderById($id){
if (!_env('APP_CONNECTION')){
$_this = new \stdClass();
$_this->job_id = $id ?? 0;
try{
(new Jobs())->start($_this);
return response()->json(['status' => 'OK', 'message' => 'success']);
}catch (\Exception $e){
return response()->json(['status' => 'FAIL', 'error' => $e->getMessage()]);
}
return response()->json(['status' => 'FAIL', 'error' => "Failed to run job"]);
}
abort(404);
}
public function runQueueLogById($id){
if (!_env('APP_CONNECTION')){
try{
$automation = true;
$result = (new RQConsumerListener())->handle($id, $automation);
if ($result){
return response()->json(['status' => 'OK', 'message' => 'success']);
}
return response()->json(['status' => 'FAIL', 'error' => "Failed to run job"]);
}catch (\Exception $e){
return response()->json(['status' => 'FAIL', 'error' => $e->getMessage()]);
}
return response()->json(['status' => 'FAIL', 'error' => "Failed to run job"]);
}
abort(404);
}
public function runCampaignJobById($id){
if (!_env('APP_CONNECTION')){
$_this = new \stdClass();
$_this->job_id = $id ?? 0;
try{
(new CampaignsJobProvider())->start($_this);
return response()->json(['status' => 'OK', 'message' => 'success']);
}catch (\Exception $e){
return response()->json(['status' => 'FAIL', 'error' => $e->getMessage()]);
}
return response()->json(['status' => 'FAIL', 'error' => "Failed to run job"]);
}
abort(404);
}
public function jifyAadhaarPDFToCSV(){
$data = [
['id' => 28393, 'file' => 'emp-application/jiffy/28393/aadhaar_card_full.pdf']
];
$csvFile = fopen(storage_path('output.csv'), 'a');
foreach($data as $item) {
$s3 = Storage::disk('s3');
$d = $s3->get($item['file']);
$parner = new Parser();
$pdf = $parner->parseFile($d);
$text = $pdf->getText();
$lines = explode("\n", $text);
// Open a file for writing CSV
//$csvFile = fopen(storage_path('output.csv'), 'w');
// Parse lines and save them into CSV format
foreach ($lines as $line) {
if (strpos($line, 'Masked Aadhaar Number') !== false) {
$columns = preg_split("/\t+/", $line);
fputcsv($csvFile, ['id' => $item['id'], 'number' => $columns[1]]);
} else if (strpos($line, 'xxxxxxxx') !== false) {
$pattern = '/x{8}\d{4}/';
preg_match($pattern, $line, $matches);
fputcsv($csvFile, ['id' => $item['id'], 'number' => $matches[0]]);
}
}
}
fclose($csvFile);
}
public function newRPSScript(){
try {
// $application_list = 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// $application_list = [234993,242138,246036,247202,247930,248492,250777,251202,251495,252223,254599,255133,255265,255306,255748,255826,255868,256126,256372,256804,256922,257454,257517,257519,257804,258312,258487,258757,258765,258934,259329,259416,259479,259537,259587,259610,259679,259779,259788,259850,260048,260118,260133,260208,260281,260321,260335,260461,260530,260590,260726,260752,260849,260861,260871,260916,260922,260977,261018,261207,261210,261229,261237,261261,261262,261365,261413,261463,261482,261493,261498,261538,261559,261563,261579,261585,261611,261643,261651,261671,261780,261821,261823,261827,261861,261871,261874,261897,261900,261925,261932,261948,261959,261970,261976,261979,261982,261997,262001,262090,262096,262109,262126,262130,262137,262152,262168,262171,262181,262184,262185,262197,262213,262224,262225,262241,262287,262308,262324,262332,262345,262373,262399,262406,262414,262429,262431,262495,262506,262507,262513,262534,262565,262579,262589,262647,262658,262678,262685,262688,262702,262715,262716,262717,262737,262763,262795,262828,262833,262846,262850,262852,262860,262865,262884,262934,262957,262958,262979,262985,262995,262997,262999,263050,263077,263080,263106,263108,263118,263144,263148,263152,263153,263158,263161,263162,263195,263196,263213,263215,263219,263229,263230,263263,263286,263315,263324,263342,263346,263350,263385,263395,263433,263459,263483,263487,263511,263522,263527,263534,263537,263556,263570,263575,263580,263592,263593,263594,263595,263612,263624,263633,263646,263647,263655,263656,263664,263666,263668,263672,263675,263685,263699,263705,263706,263710,263712,263717,263719,263720,263727,263733,263747,263751,263762,263775,263776,263792,263797,263821,263829,263836,263850,263899,263926,263935,263942,263959,263969,263971,263985,264192,264198,264210,264213,264224,264238,264252,264265,264272,264283,264311,264336,264339,264341,264351,264353,264376,264395,264398,264401,264407,264410,264419,264421,264424,264430,264447,264454,264462,264495,264530,264550,264562,264569,264577,264585,264594,264601,264608,264611,264623,264643,264645,264654,264660,264665,264670,264717,264733,264742,264754,264785,264788,264807,264808,264819,264829,264830,264849,264862,264870,264891,264893,264898,264909,264918,264928,264937,264944,264945,264953,264954,264955,264957,264961,264964,264968,264991,265003,265004,265006,265013,265030,265032,265065,265090,265091,265095,265105,265106,265115,265117,265139,265151,265152,265161,265163,265165,265173,265197,265201,265210,265213,265223,265235,265240,265248,265250,265253,265280,265302,265306,265319,265325,265339,265361,265384,265385,265396,265419,265423,265426,265438,265451,265460,265468,265478,265500,265505,265511,265512,265517,265518,265521,265529,265538,265539,265541,265555,265561,265574,265575,265587,265610,265612,265627,265630,265656,265658,265668,265679,265695,265696,265702,265705,265719,265723,265726,265728,265729,265755,265756,265759,265769,265790,265797,265799,265802,265808,265809,265814,265840,265843,265856,265861,265883,265885,265889,265895,265928,265930,265942,265945,265946,265948,265954,265955,265965,265969,265973,265990,265997,266007,266008,266009,266013,266016,266021,266022,266034,266047,266049,266055,266062,266069,266070,266076,266089,266090,266096,266116,266117,266121,266140,266144,266146,266154,266165,266166,266169,266184,266191,266195,266201,266239,266241,266257,266267,266283,266301,266303,266316,266330,266331,266333,266344,266345,266380,266382,266389,266408,266417,266419,266425,266426,266427,266433,266434,266447,266462,266474,266487,266489,266509,266515,266575,266583,266590,266600,266611,266633,266634,266646,266661,266668,266677,266680,266704,266709,266728,266731,266732,266733,266751,266754,266760,266766,266773,266775,266777,266784,266785,266793,266807,266813,266837,266844,266845,266885,266889,266897,266899,266919,266926,266929,266957,266960,266968,266977,266991,266993,266998,267018,267021,267025,267054,267063,267067,267075,267080,267084,267093,267094,267105,267112,267123,267127,267136,267141,267155,267156,267158,267160,267164,267173,267174,267179,267188,267195,267200,267201,267219,267220,267227,267250,267271,267273,267283,267302,267308,267318,267326,267334,267336,267351,267379,267382,267383,267384,267387,267395,267417,267419,267425,267430,267441,267455,267457,267470,267482,267491,267516,267520,267564,267571,267581,267585,267593,267601,267609,267611,267634,267641,267651,267669,267687,267710,267714,267722,267742,267754,267767,267793,267804,267834,267882,267885,267888,267892,267900,267938,267941,267947,267953,267965,267969,267978,268002,268003,268005,268018,268020,268048,268090,268105,268109,268118,268133,268146,268147,268151,268160,268162,268166,268180,268199,268200,268202,268204,268206,268212,268213,268214,268222,268232,268237,268259,268261,268270,268272,268282,268291,268299,268308,268315,268320,268342,268347,268380,268387,268404,268411,268415,268436,268445,268447,268473,268478,268505,268511,268531,268542,268548,268554,268555,268558,268583,268614,268631,268634,268653,268658,268660,268663,268697,268698,268703,268721,268724,268739,268773,268776,268780,268782,268788,268804,268805,268812,268823,268832,268844,268853,268863,268865,268871,268889,268893,268894,268899,268902,268905,268906,268914,268916,268918,268919,268949,268950,268970,268975,268985,269003,269006,269030,269040,269073,269100,269103,269107,269111,269121,269135,269142,269144,269149,269166,269173,269187,269196,269200,269208,269219,269226,269230,269231,269232,269250,269271,269272,269305,269308,269311,269313,269317,269319,269325,269347,269349,269368,269370,269371,269381,269394,269397,269410,269412,269419,269440,269444,269448,269474,269477,269490,269512,269517,269520,269527,269528,269530,269534,269549,269552,269558,269566,269569,269571,269581,269591,269600,269603,269615,269619,269630,269634,269640,269642,269648,269649,269651,269652,269654,269656,269669,269670,269677,269686,269688,269705,269708,269730,269743,269753,269754,269758,269759,269760,269763,269768,269778,269787,269792,269794,269796,269799,269803,269813,269816,269818,269829,269847,269850,269854,269858,269860,269866,269869,269883,269891,269893,269897,269898,269899,269901,269914,269920,269927,269932,269946,269949,269950,269957,269965,269969,269990,270008,270009,270016,270018,270027,270047,270050,270061,270066,270092,270102,270108,270120,270127,270131,270136,270137,270139,270142,270144,270145,270150,270166,270176,270213,270225,270227,270234,270251,270252,270253,270262,270265,270275,270281,270282,270308,270311,270314,270320,270322,270326,270333,270334,270339,270342,270346,270348,270357,270363,270377,270383,270388,270409,270458,270464,270507,270522,270529,270535,270540,270544,270547,270557,270562,270580,270588,270592,270600,270608,270609,270632,270644,270661,270667,270682,270684,270709,270710,270713,270714,270718,270721,270725,270739,270746,270751,270760,270764,270772,270778,270792,270795,270796,270803,270805,270807,270809,270824,270826,270861,270872,270876,270883,270891,270893,270894,270899,270901,270909,270911,270919,270924,270926,270936,270941,270954,270957,270966,270983,270984,270997,270998,271000,271005,271017,271042,271067,271068,271077,271094,271116,271121,271131,271138,271142,271147,271162,271177,271180,271194,271204,271208,271216,271217,271222,271226,271228,271235,271239,271250,271254,271258,271261,271275,271279,271281,271283,271289,271290,271303,271310,271322,271345,271352,271356,271362,271371,271382,271394,271400,271403,271412,271414,271421,271436,271447,271449,271481,271482,271484,271486,271498,271529,271537,271538,271550,271551,271557,271570,271572,271579,271599,271605,271612,271615,271668,271671,271673,271676,271691,271700,271702,271721,271726,271728,271748,271749,271759,271766,271772,271803,271809,271812,271817,271819,271824,271834,271838,271864,271869,271895,271916,271931,271936,271953,271960,271967,271974,271980,271984,271988,271997,272000,272001,272014,272068,272072,272078,272086,272089,272098,272113,272115,272116,272128,272135,272136,272141,272143,272166,272179,272181,272206,272208,272237,272239,272240,272265,272276,272278,272324,272337,272349,272357,272360,272364,272365,272368,272381,272386,272393,272394,272403,272407,272411,272417,272421,272429,272455,272459,272468,272476,272479,272485,272490,272492,272495,272503,272516,272537,272559,272561,272584,272593,272605,272609,272610,272616,272622,272627,272648,272669,272673,272674,272676,272684,272702,272705,272720,272724,272746,272755,272769,272781,272785,272789,272800,272807,272835,272838,272843,272865,272883,272891,272897,272914,272916,272917,272920,272955,272965,272974,272984,272985,272986,272987,272989,272994,272995,273003,273009,273013,273027,273029,273038,273045,273046,273054,273083,273084,273085,273097,273108,273116,273125,273128,273129,273139,273152,273167,273191,273193,273216,273224,273240,273248,273252,273273,273275,273282,273283,273284,273304,273321,273326,273334,273343,273345,273347,273358,273365,273392,273397,273425,273463,273488,273492,273494,273515,273516,273521,273534,273535,273541,273552,273558,273566,273599,273610,273623,273641,273675,273686,273689,273690,273721,273729,273742,273744,273763,273765,273772,273797,273819,273877,273878,273964,273968,273972,274000,274014,274025,274057,274110,274213,274217,274308,274320,274387,274463,274483];
$application_list = [260473,262055,262108,262478,262639,262999,264194,264418,265626,265651,266112,266123,266571,266586,267554,267556,267598,267600,268648,268712,269632,270084,270268,270925,271331,271991,273853];
foreach(array_chunk($application_list, 200) as $app_ids) {
foreach($app_ids as $app_id) {
$exceptionList = [262979, 262999, 263304, 258629, 253121, 258629, 270925];
$application = ConsumerApplication::with('emi', 'emi.offer')->where('id', $app_id)->whereNotIn('id', $exceptionList)->first(['id', 'state']);
if (strtotime(Carbon::now()->format('d-m-Y')) >= strtotime(_env('CF_RPS_START_DATE')) && isset($application->state)) {
(new Slack(new Request(['title' => 'New RPS log script - 1', 'fields' => ['id' => $app_id], 'group' => Slack::$STAGE_TESTING])))->send();
$application_details = ConsumerApplication::with(['offer' => function ($query) {
$query->select('id', 'tenure', 'advance_emi', 'interest_rate', 'annualised_irr');
}, 'emi' => function ($query) {
$query->select('application_id', 'offer_id', 'tenure', 'remaining_emi', 'advance_emi', 'emi_date',
'subvention', 'processing_fee',
'annualised_interest', 'annualised_irr', 'upfront_from_customer');
}, 'proFormaInvoice' => function ($query) {
$query->select('application_id', 'insurance_premium_amount');
}, 'application_element' => function ($query) {
$query->select('application_id', 'payment_transfer_date');
}, 'disbursed' => function ($query) {
$query->select('application_id', 'created_at');
},
])->where('id', $app_id)->first(['id', 'loan_amount', 'approved_amount', 'offer_id']);
$payload = [
'loan_principal' => $application_details->approved_amount - $application_details->emi->upfront_from_customer ?? $application_details->loan_amount - $application_details->emi->upfront_from_customer ?? 0,
'annualised_interest' => (float)$application_details->emi->annualised_interest ?? (int)$application_details->offer->annualised_irr ?? 0,
'annualised_irr' => (float)$application_details->emi->annualised_irr ?? (int)$application_details->offer->annualised_irr ?? 0,
'remaining_emi' => $application_details->emi->remaining_emi ?? $application_details->offer->tenure - $application_details->offer->advance_emi ?? 0,
// 'disbursal_date_str' => $payment_transfer_date != null ? Carbon::parse($payment_transfer_date)->format('d-m-Y') : Carbon::now()->toDate()->format('d-m-Y'),
'disbursal_date_str' => Carbon::parse($application_details->disbursed->created_at)->format('d-m-Y'),
'first_emi_date_str' => Carbon::parse($application_details->emi->emi_date)->format('d-m-Y'),
'morat_months' => 0,
'morat_start_date_str' => '',
'subvention' => $application_details->emi->subvention ?? 0,
'insurance_amount' => $application_details->pro_forma_invoice->insurance_premium_amount ?? 0,
'processing_fee' => $application_details->emi->processing_fee ?? 0,
];
$payload = json_encode($payload);
(new Slack(new Request(['title' => 'New RPS log script - 2', 'fields' => ['id' => $app_id, 'payload' => json_encode($payload)], 'group' => Slack::$STAGE_TESTING])))->send();
$curl = curl_init();
curl_setopt_array($curl, array(
CURLOPT_URL => _env('CF_RPS_ENDPOINT', 'http://65.1.61.53:8000/api/5th_emi_date'),
CURLOPT_RETURNTRANSFER => true,
CURLOPT_ENCODING => '',
CURLOPT_MAXREDIRS => 10,
CURLOPT_TIMEOUT => 30,
CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
CURLOPT_CUSTOMREQUEST => 'POST',
CURLOPT_POSTFIELDS => $payload,
CURLOPT_HTTPHEADER => array(
'Content-Type: application/json',
),
));
$curl1 = $curl;
$response = curl_exec($curl1);
(new Slack(new Request(['title' => 'New RPS log script - 3', 'fields' => ['id' => $app_id, 'response' => json_encode($response)], 'group' => Slack::$STAGE_TESTING])))->send();
if (curl_error($curl1)) {
$error = curl_error($curl1);
(new Slack(new Request(['title' => 'New RPS log script Error', 'fields' => [$error]])))->send();
}
curl_close($curl1);
$response = json_decode($response, 1);
if (isset($response['rps_json'])) {
$rps_summary = $response;
$rps_json = $response['rps_json'];
unset($rps_summary['rps_json']);
foreach ($rps_json as $index => $resp) {
$rps_json[$index]['application_id'] = (int)$app_id ?? 0;
$rps_json[$index]['created_at'] = Carbon::now()->toDateTimeString();
$rps_json[$index]['loan_summary'] = $index == 0 ? json_encode($rps_summary) : null;
}
$is_update = RPS_Logs_new::where('application_id', $app_id)->exists();
if ($is_update) {
RPS_Logs_new::where('application_id', $app_id)->delete();
}
RPS_Logs_new::insert($rps_json);
(new Slack(new Request(['title' => 'New RPS log script completed - 4', 'fields' => ['id' => $app_id], 'group' => Slack::$STAGE_TESTING])))->send();
}
}
}
}
(new Slack(new Request(['title' => 'New RPS log script complete! - 5', 'group' => Slack::$STAGE_TESTING])))->send();
} catch (\Exception $e) {
$cwFactory = new CloudWatchLoggerFactory();
$_data = array(
'exception' => 'Error while calling New RPS Script',
'message' => $e->getMessage(),
'line' => $e->getLine(),
'trace' => $e->getTraceAsString()
);
$cwFactory->logger(json_encode($_data));
}
return false;
}
// Script to create entries in emi_payments table from rps_logs
public function saveRPSInEmiPayments(){
$application_list = [];
$repaymentController = new RepaymentController();
foreach(array_chunk($application_list, 10) as $app_ids) {
foreach ($app_ids as $app_id) {
$exceptionList = [262979, 262999, 263304, 258629, 253121, 258629, 270925];
if(!in_array($app_id, $exceptionList)){
$exists = $repaymentController->checkRPSExists($app_id);
if ($exists) {
$repaymentController->setEMIdetails($app_id);
}
}
}
}
}
// Script to re-run allocation of payments
public function runAllocationScriptBPI(){
$repaymentController = new RepaymentController();
$application_list = [258487,258757,259537,259779,260118,260133,260461,260977,261493,261807,261871,261874,262096,262181,262181,262181,262181,262181,262185,262333,262394,262810,262899,262904,262904,262954,262985,263077,263100,263112,263112,263112,263112,263144,263144,263144,263158,263215,263219,263267,263385,263433,263444,263486,263487,263534,263537,263580,263592,263594,263624,263655,263668,263675,263675,263675,263706,263727,263791,263791,263791,263791,264376,264395,264495,264594,264608,264645,264665,264754,264754,264829,264891,264967,264967,265030,265095,265106,265117,265117,265117,265197,265201,265213,265257,265257,265399,265399,265399,265518,265541,265555,265575,265695,265790,265843,265885,265895,266012,266055,266089,266121,266201,266239,266239,266239,266283,266316,266345,266425,266509,266602,266609,266609,266731,266751,266751,266751,266754,266754,266760,266775,266775,266777,266777,266777,266807,266837,266837,266837,266885,266885,266885,266885,266929,266929,266998,266998,266998,266998,267053,267063,267063,267067,267067,267080,267080,267093,267093,267093,267094,267094,267094,267123,267123,267123,267141,267141,267141,267160,267160,267160,267188,267201,267201,267227,267227,267227,267302,267308,267308,267326,267326,267326,267334,267376,267382,267382,267382,267383,267383,267383,267383,267417,267417,267417,267430,267457,267457,267457,267467,267467,267499,267499,267544,267544,267549,267564,267564,267564,267578,267585,267585,267585,267609,267634,267651,267651,267651,267669,267669,267710,267722,267722,267722,267742,267754,267754,267793,267813,267938,267941,267953,267965,267965,267965,268005,268005,268090,268183,268213,268222,268222,268237,268259,268277,268291,268315,268355,268505,268546,268548,268554,268660,268721,268788,268844,268906,268950,269135,269173,269271,269272,269272,269305,269308,269313,269490,269517,269534,269549,269566,269630,269642,269651,269743,269758,269869,269883,269899,270050,270108,270110,270127,270137,270210,270231,270348,270522,270529,270778,271362,271529,271819,274110];
foreach(array_chunk($application_list, 10) as $app_ids) {
foreach ($app_ids as $app_id) {
$exceptionList = [262979, 262999, 263304, 258629, 253121, 258629, 270925];
if(!in_array($app_id, $exceptionList)){
$rows = PaymentTransaction::where('application_id', $app_id)
->whereIn('payment_for', ['EMI', 'Pre-EMI'])
->whereNull('deleted_at')
->whereNull('is_deleted_at')->get();
$payments = $rows->groupBy('cf_transaction_id')->map(function ($group) {
$total = $group->sum('amount');
return $group->first()->toArray() + ['total_score' => $total];
})->values();
// $payments = PaymentTransaction::select('cf_transaction_id', 'payment_date', 'payment_for', 'mode', 'paid_by',
// 'collected_by', 'collected_by_type', 'trasanction_id', 'trasanction_acknowledgement', 'status',
// 'payment_reconciliation_date', 'wallet_name', 'bank_id', 'cf_transaction_id', 'reason', 'umrn', 'status', 'adjust_with_disbursement'
// )
// ->selectRaw('SUM(amount) as total_paid')
// ->where('application_id', $app_id)
// ->whereIn('payment_for', ['EMI', 'Pre-EMI'])
// ->whereNull('deleted_at')
// ->whereNull('is_deleted_at')
// ->groupBy('cf_transaction_id')
// ->get();
PaymentTransaction::where('application_id', $app_id)->whereIn('payment_for', ['EMI', 'Pre-EMI'])
->whereNull('deleted_at')->whereNull('is_deleted_at')->update([
'deleted_at' => Carbon::now()->endOfDay()->toDateTimeString(),
'is_deleted_at' => Carbon::now()->endOfDay()->toDateTimeString(),
'deleted_by' => 107,
]);
foreach($payments as $payment) {
$_data = [
'amount' => (int)$payment['total_score'],
'payment_date' => Carbon::parse($payment['payment_date'])->format('d-m-Y'),
'payment_for' => $payment['payment_for'],
'payment_mode' => $payment['mode'],
'paid_by' => $payment['paid_by'],
'collected_by' => $payment['collected_by'],
'collected_by_type' => $payment['collected_by_type'],
'trasanction_id' => $payment['trasanction_id'],
// 'online_payment_id' => $payment->online_payment_id,
'trasanction_acknowledgement' => $payment['trasanction_acknowledgement'],
'payment_status' => $payment['status'],
'payment_reconciliation_date' => Carbon::parse($payment['payment_reconciliation_date'])->format('d-m-Y'),
'wallet_name' => $payment['wallet_name'],
'bank_id' => $payment['bank_id'],
'cf_transaction_id' => $payment['cf_transaction_id'],
'reason' => $payment['reason'],
'umrn' => $payment['umrn'],
'status' => $payment['status'],
'adjust_with_disbursement' => $payment['adjust_with_disbursement'],
];
$repaymentController->reconcilePayment($app_id, $_data);
}
}
}
}
return true;
}
//This function is to adjust the pending interest or principal in the older EMIs to avoid the wrong dpd bucket calculation
public function adjustPaymentTransactionsInEMI(){
$ids = [];
foreach($ids as $id) {
(new LoanManagement())->paymentCalculate($id);
$emi_payments = EmiPayment::with('transaction')->where('application_id', $id)->get();
$response = [];
$transactions_data = [];
foreach ($emi_payments as $emi_payment) {
if ($emi_payment->pre_emi_amount == 0) {
$emi_date = $emi_payment->emi_date;
$emi_amount = $emi_payment->emi_amount - $emi_payment->moratorium_amount;
$payable = $emi_payment->total_payable;
$bp = ($emi_payment->bounce_charges + $emi_payment->delay_penalty);
$cp = $emi_payment->moratorium_amount;
$pending_amount = $emi_payment->total_payable - ($bp + $cp);
$emi_received = 0;
foreach ($emi_payment->transaction as $transaction) {
$emi_received += $transaction->amount;
$transactions_data[$emi_date][] = ['amount_received' => $transaction->amount, 'transaction' => $transaction];
}
if ($emi_received > $emi_amount) {
$emi_received = $emi_amount;
}
$emi_pending = $emi_payment->total_payable > $emi_amount ? ($pending_amount < $emi_amount ? $pending_amount : 0) : 0;
$expected_emi = $pending_amount - $emi_received;
$response[$emi_payment->emi_date] = ['expected_emi' => $expected_emi, 'emi_amount' => $emi_amount, 'id' => $emi_payment->id];
}
}
$updated_response = [];
$adjusted_emis = [];
foreach (array_reverse($transactions_data) as $key => $tr_data) {
if (!in_array($key, $adjusted_emis)) {
foreach ($tr_data as $key1 => $reversed) {
$pending_to_allocate = $transactions_data[$key][$key1]['amount_received'];
if ($pending_to_allocate) {
foreach ($response as $emi_date => $item) {
if ($item['expected_emi'] > 0 && $pending_to_allocate && $key > $emi_date) {
$adjusted_emi_from_transaction = 0;
if ($pending_to_allocate <= $item['expected_emi']) {
$adjusted_emi_from_transaction = $item['expected_emi'] - $pending_to_allocate;
$response[$emi_date]['expected_emi'] = $adjusted_emi_from_transaction;
$adjusted_emi = $pending_to_allocate;
$pending_to_allocate = 0;
} else {
$adjusted_emi = $item['expected_emi'];
$pending_to_allocate -= $item['expected_emi'];
$response[$emi_date]['expected_emi'] = 0;
}
if ($pending_to_allocate < 0) {
$pending_to_allocate += $item['expected_emi'];
$adjusted_emi = 0;
continue;
}
$trDataEntry = [];
$trDataEntry['id'] = $transactions_data[$key][$key1]['transaction']['id'];
$trDataEntry['amount'] = $adjusted_emi;
$trDataEntry['adjusted_from_emi_date'] = $key;
$trDataEntry['emi_payment_id'] = $item['id'];
$updated_response[$emi_date][] = ['id' => $item['id'], 'emi_date' => $emi_date, 'expected_emi' => $item['expected_emi'], 'revised_expected_emi' => $adjusted_emi_from_transaction, 'adjusted_emi' => $adjusted_emi, 'transaction' => $trDataEntry, 'paymentTransaction' => $transactions_data[$key][$key1]['transaction']];
$transactions_data[$key][$key1]['amount_received'] = $pending_to_allocate;
$transactions_data[$key][$key1]['is_change'] = 1;
$adjusted_emis[] = $emi_date;
}
}
}
}
}
}
$transaction_to_be_updated = [];
foreach ($transactions_data as $t => $_transactions_data) {
foreach ($_transactions_data as $c => $new_item) {
if (isset($new_item['is_change'])) {
//$transactions_data[$t][$c]['transaction']['amount'] = $new_item['amount_received'];
$transaction_to_be_updated[] = $new_item;
}
}
}
return [
'updated_response' => $updated_response,
'transaction_to_be_updated' => $transaction_to_be_updated
];
if($updated_response) {
foreach ($updated_response as $__updated_response) {
foreach ($__updated_response as $_updated_response) {
try {
$columns = ['mode', 'trasanction_id', 'trasanction_acknowledgement', 'payment_date', 'status', 'created_at', 'updated_at', 'paid_by', 'collected_by', 'wallet_name', 'reason', 'umrn', 'application_id', 'payment_for', 'payment_reconciliation_date', 'cf_transaction_id', 'bank_name', 'bank_id', 'deleted_at', 'is_deleted_at', 'deleted_by', 'refunded_at', 'refunded_by', 'collected_by_type', 'adjust_with_disbursement', 'adjusted_to', 'adjusted_by', 'differ_id', 'refund_maker_id', 'refund_maker_at', 'settlement_date'];
$to_be_update_columns = [];
foreach ($columns as $_c) {
$to_be_update_columns[$_c] = $_updated_response['paymentTransaction']->$_c;
}
$paymentTransaction = new PaymentTransaction();
$paymentTransaction->fill($to_be_update_columns);
$paymentTransaction->amount = $_updated_response['adjusted_emi'];
$paymentTransaction->emi_payment_id = $_updated_response['transaction']['emi_payment_id'];
$paymentTransaction->save();
}catch (\Exception $e){
$error = $e;
}
}
}
}
if($transaction_to_be_updated) {
foreach ($transaction_to_be_updated as $_transaction_to_be_updated) {
PaymentTransaction::where('id', $_transaction_to_be_updated['transaction']->id)->update(['amount' => $_transaction_to_be_updated['amount_received']]);
}
}
// return [
// 'updated_response' => $updated_response,
// 'transaction_to_be_updated' => $transaction_to_be_updated
// ];
}
}
}