Dear {!! $user['customer_name'] !!} @if($user['co_applicant_name'] != "")
& {!! $user['co_applicant_name'] !!} @endif,
@if(!empty($lender['id']) && $lender['id']== 3)
We are very happy to inform you that your application for an Easy EMI plan has been approved. You application will be processed by our lending partner, @if(!empty($lender['name'])) {{$lender['name']}} @endif.
@else
@if(!empty($lender['id']) && $lender['id']== \App\ABFL\Services\Services::$lender_id)
We are very happy to inform you that your application for an Easy EMI plan from Aditya Birla Finance Limited made from K.M.Global Credit Private Limited (Credit Fair) has been approved! Congratulations and welcome to the Credit Fair family!
@else
We are very happy to inform you that your application for an Easy EMI plan has been approved! Congratulations and
welcome to the Credit Fair family!
@endif
@endif
@if(!empty($lender['id']) && $lender['id'] != \App\ABFL\Services\Services::$lender_id)
The approved transaction amount of Rs.{!! money_format('%!i',$user['consumer_emi']->approved_amount) !!}/- at
additional cost of {!! $user['consumer_emi']->interest_rate !!}% p.a., to be paid
over {!! $user['consumer_emi']->tenure !!} EMIs of
which @if($user['merchant_offer']->advance_type == 'percentage') {!! $user['consumer_emi']->advance_emi !!}
% @else {!! $user['consumer_emi']->advance_emi !!} EMIs @endif are paid in advance and remaining amount will be
disbursed to {!! $user['merchant_name'] !!} by @if($lender['name'] == "K. M. Global Credit Private Limited")
us @else our lending partner - {{$lender['name']}} @endif.
@endif
Key terms of the offer are:
where('communication_id',1)->where('merchant_id',$user['merchant_id'])->count();
$communication = \App\CommunicationMapping::where('merchant_id',$user['merchant_id'])->count();
?>
- {!! $amount_label !!} - Rs {!! money_format('%!i',$user['consumer_emi']->approved_amount) !!} /-
(Rupees {!! \App\Http\Controllers\Admin\ConsumerDocument::convertAmountToWords($user['consumer_emi']->approved_amount) !!}
)
- Advance Payable - Rs.{!! money_format('%!i',$user['consumer_emi']->upfront_from_customer) !!}/-
(Rupee upfront_from_customer == 0) ? 'Zero' : ''; ?> {!! \App\Http\Controllers\Admin\ConsumerDocument::convertAmountToWords($user['consumer_emi']->upfront_from_customer) !!}
)
- Monthly installment amount- Rs.{!! money_format('%!i',$user['consumer_emi']->emi) !!}/-
(Rupee {!! \App\Http\Controllers\Admin\ConsumerDocument::convertAmountToWords($user['consumer_emi']->emi) !!}
)
- Tenure - {!! $user['consumer_emi']->remaining_emi !!} EMIs i.e. Tenure
of {!! $user['consumer_emi']->remaining_emi !!} months
@if($lender['id'] == \App\ABFL\Services\Services::$lender_id)
$user['application_id']]));
$interest_rate_ori = $avanseProcesses->flatBalanceToReducingById($user['application_id']);
?>
- Additional cost (Reducing) - {!! $interest_rate_ori !!}
@else
- Additional cost @if($user['consumer_emi']->interest_type_id == 1)
(Flat Balance Amount) @elseif($user['consumer_emi']->interest_type_id == 2)
(Reducing) @elseif($user['consumer_emi']->interest_type_id == 3) (Flat Fixed Amount) @else Flat
rate @endif - {!! $user['consumer_emi']->interest_rate !!}
% @if($user['consumer_emi']->interest_type_id != 4)
p.a. @endif @if($user['consumer_emi']->interest_type_id == 4 && $user['consumer_emi']->interest_rate > 0)
(Annualised Rate
- {!! round(($user['consumer_emi']->interest_rate/$user['consumer_emi']->remaining_emi)*12,2) !!}
%)@endif
@endif
- Processing Fee - Rs.{!! $user['consumer_emi']->processing_fee !!} (including GST)
@if(isset($user['proFormaInvoice']) && isset($user['proFormaInvoice']->insurance_premium_amount) && $user['proFormaInvoice']->insurance_premium_amount > 0)
- Insurance Premium - Rs.{!! $user['proFormaInvoice']->insurance_premium_amount !!} (including GST)
@endif
Please review the attached sanction letter. To finalise your Easy EMI plan, @if(isset($user['processing_fee_link']))
pay the processing fee and @endif sign off on the loan agreement by clicking below:
@if(isset($user['advance_amount_link']) || isset($user['insurance_fee_link']))
@endif
Please send us the below documents as well:
- KYC self attested
- 2 Completed Auto-Debit (NACH) Forms. Refer to Pre-filled forms emailed to you OR Attached.
- 3 Undated cheques made to {!! $lender['name'] !!}
- Duly signed loan agreement (If you are facing any issue in online signing)
@if(!empty($lender['id']) && $lender['id'] != 3)
- In addition to the above, you will be required to share your geolocation & perform a Video KYC using the
Credit Fair Mobile Application. Please make sure that you have enabled Camera & Location Permissions. If you
face any issues please call us on +919967235047 or email ops@creditfair.in.
@endif
@if(isset($docs_pending))
@foreach($docs_pending as $docName => $doc)
- {!! $docName !!}
@endforeach
@endif
@if(isset($creditLimit) && $creditLimit !== 'error')
You are Pre-Approved for a Loan upto ₹{!! $creditLimit or '' !!}. Contact us to know more
@endif
Let us know of a convenient time to send our executive to collect the above mentioned documents, else please courier
them to:
Credit Fair (K. M. Global Credit Private Limited)
6A, 6th Floor, Corporate Centre, Andheri Kurla Road,
Near JB Nagar Metro Station,
Andheri East, Mumbai 400059.
If you have faced any issues OR you are happy with our team’s service please feel free to contact me personally at
aditya@creditfair.in. I'd love to hear from you!
@if(!empty($lender['id']) && $lender['id'] == 3)
Alternatively, you can reach us at https://www.avanse.com/pdf/grievance-redressal-mechanism-2019.pdf
@endif
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