<p><b>Dear {!! $user['customer_name'] !!} @if($user['co_applicant_name'] != "")
            & {!!  $user['co_applicant_name'] !!} @endif,</b></p>
<br/>

This is to inform you that, our company has sanctioned a loan of ₹{!! money_format('%!i', $user['loan_amount']) !!}. for your purchase from {!! $user['merchant_name'] !!}. We have found that you have failed in making
EMI payments despite repeated requests & various correspondences with you.<br/><br/>


We request you to pay the balance amount of Rs ₹{!! money_format('%!i', $user['total_due_amount_with_processing_fee']) !!} i.e. {!!  \App\Http\Controllers\Admin\ConsumerDocument::convertAmountToWords($user['total_due_amount_with_processing_fee']) !!} within 15 days of receipt of this notice.
<br/><br/>

Kindly refer the attached notice and revert us on payments@creditfair.in & legal@creditfair.in<br/>

If you want to discuss regarding notice, kindly call us on 8928769161<br/><br/>

Regards,<br/>
Imran Khan<br/>
Sr.Manager Operations & Collections