Dear {!! $user['customer_name'] !!} @if($user['co_applicant_name'] != "") & {!! $user['co_applicant_name'] !!} @endif,

@if($user['purpose_of_the_loan'] == "Personal Loan") Congrats on being approved by Credit Fair! To finalise your Easy EMI plan, please review and sign off on the loan agreement by clicking below: @else Congrats on being approved by Credit Fair! To finalise your Easy EMI plan at {!! $user['merchant_name'] !!}, please review and sign off on the loan agreement by clicking below: @endif