Date: {!! $letter_date or date('d F Y') !!}

To,

Dear {!! $user['customer_name'] !!},

{!! $user['address'] !!}

Dear {!! $user['customer_name'] !!},

Greetings from Blacksoil Capital Private Limited!

It is our privilege to welcome you to Blacksoil Capital Private Limited, and we thank you for choosing us as your financing partner. It gives us immense pleasure in welcoming you to a world of financing options with us.

Please find your loan details mentioned hereunder:

@if($user['lender_id'] == 2) @if(in_array($user['purpose_id'],[4,33,34,35,36])) @else @endif @else @if($user['purpose_of_the_loan'] != "Personal Loan") @else @endif @endif

Product	Education Loan	Product	Personal Loan	Product	Personal Loan	Merchant	{!! $user['merchant_name'] !!}
Agreement Number	{{$user['application_id']}}
Agreement Date	{{$user['agreement_date']}}
Loan Amount (INR)	₹ {!! money_format('%!i',$user['consumer_emi']->approved_amount) !!}
Number of Pending EMI	{!! $user['consumer_emi']->remaining_emi !!}
EMI (INR)	₹ {!! $user['consumer_emi']->emi !!}
Interest Rate*	{!! $user['consumer_emi']->interest_rate !!}%
First EMI due on	{!! date('d-m-Y',strtotime($user['consumer_emi']->emi_date)) !!}

@if($user['consumer_emi']->interest_rate > 0)

*This interest rate is used to calculate the monthly repayment amount. The above rate of interest translates to a @if($user['consumer_emi']->interest_type_id == 1) Flat Balance Amount @elseif($user['consumer_emi']->interest_type_id == 2) Reducing @elseif($user['consumer_emi']->interest_type_id == 3) Flat Fixed Amount @else Flat rate @endif of {!! $user['consumer_emi']->interest_rate !!}% p.a.

@endif

We are pleased to inform you that the solar panel you have purchased from our partner merchant is covered under insurance. In case of any damage, malfunction, or insurance-related concerns, please feel free to reach out to our support team for assistance

Blacksoil Capital Private Limited is one of India’s leading providers of financial products and services to suit your every financing need including loans for Education, Home Renovation & Healthcare.

For any further query on your existing loan or to avail a new financial product or services from us, please email us at ops@creditfair.in or call us on our helpline number +91-9967235047. We trust you will have a rewarding experience with us and look forward to your feedback to help us serve you better in the future.

Best Regards,
Team Blacksoil Capital Private Limited

[This is a system generated letter and does not require any signature]