account_holder)){ if ($user['center_bank']->account_holder && empty($user['center_gst_number'])){ $bankDetail = 0; }else if(!empty($user['center_gst_number']) && !$user['center_bank']->account_holder){ $bankDetail = 1; }else if(!empty($user['center_gst_number']) && $user['center_bank']->account_holder){ $bankDetail = 0; }else if(empty($user['center_gst_number']) && !$user['center_bank']->account_holder){ $bankDetail = 1; } }else{ if (isset($user['center_bank']->account_holder) && $user['center_bank']->account_holder && empty($user['center_gst_number'])){ $bankDetail = 1; }else if(!empty($user['center_gst_number']) && (!isset($user['center_bank']->account_holder) || !$user['center_bank']->account_holder)){ $bankDetail = 1; }else if(!empty($user['center_gst_number']) && (isset($user['center_bank']->account_holder) && $user['center_bank']->account_holder)){ $bankDetail = 0; }else if(empty($user['center_gst_number']) && (!isset($user['center_bank']->account_holder) || !$user['center_bank']->account_holder)){ $bankDetail = 1; } }*/ if(isset($user['center_bank']->account_holder) && $user['center_bank']->account_holder){ $bankDetail = 0; }else{ $bankDetail = 1; } ?>
{{--@if($lender->name != "K. M. Global Credit Private Limited")
@endif--}}
@if(isset($lender['logo']) && !empty($lender['logo'])) @else @endif
+9199672 35047 | INFO@CREDITFAIR.IN
Disbursement Advice
@if(isset($user['center_gst_number']) && !empty($user['center_gst_number'])) @else @endif @if(isset($user['center_gst_number']) && !empty($user['center_gst_number'])) @else @endif @if($user['purpose_of_the_loan'] == "Healthcare") @else {{-- @if(isset($user['merchant_id']) && $user['merchant_id'] == 4696 )--}} @if(isset($user['merchant_id']) && $user['merchant_id'] == 4696 ) @else @endif @endif
{!! $user['center_name'] !!} GST No. {!! $user['official_merchant_name'] !!}GST No. {!! $user['merchant_gst_number_from_merchant'] or $user['proFormaInvoice']->gst_number !!}
{!! $user['official_merchant_name'] !!} Center {!! $user['center_name'] or $user['proFormaInvoice']->center_name !!}
Patient Name {!! $user['proFormaInvoice']->customer_name or '' !!}
Treatment Name {!! $user['proFormaInvoice']->treatment_name or $user['product_name'] !!}
Customer Reg. Date {!! $user['proFormaInvoice']->customer_registration_date or $user['loan_application_date'] !!}
Customer Reg. No. {!! $user['proFormaInvoice']->customer_registration_number or '' !!}
Customer customer_name ?>Customer Name {!! $user['proFormaInvoice']->customer_name or $user['customer_name'] !!}
Product Name {!! $user['proFormaInvoice']->treatment_name or $user['product_name'] !!}
Invoice Date {!! $user['proFormaInvoice']->customer_registration_date or $user['loan_application_date'] !!}
Invoice No. {!! $user['proFormaInvoice']->customer_registration_number or '' !!}
{{-- @if(isset($user['merchant_id']) && $user['merchant_id'] == 4696 )--}} @if(isset($user['merchant_id']) && $user['merchant_id'] == 4696 ) @else @endif
Loan Application No. {!! $user['application_id'] !!}
Applicant Name {!! $user['customer_name'] !!}
Co-Applicant Co-Applicant Name {!! $user['co_applicant_name'] !!}
Credit Fair Representative {!! $user['advisor']->name or 'Shraddha'!!}
Representative Contact No. 9967235047
Representative Email {!! $user['advisor']->email or 'shraddha@creditfair.in'!!}
@if(!empty($user['address'])) @if(!empty($user['customer_mobile']))@endif @if(!empty($user['co_applicant_mobile']))@endif
Applicant Address: @if($user['current_address']) {!! preg_replace('
','',$user['current_address']) !!} @else {!! preg_replace('
','',$user['address']) !!} @endif
Applicant Mobile: {!! $user['customer_mobile'] !!}Co-Applicant Mobile: {!! $user['co_applicant_mobile'] !!}
@endif
Loan Details
@if(in_array($user['consumer_emi']->advance_type, ['emi','percentage'])) @endif upfront_from_customer; } $subventionAmount = (($user['loan_amount'] - $downpayment) * $user['consumer_emi']->subvention) / 100; $subventionAmount = isset($user['consumer_emi']->partial_subvention_amount) ? $user['consumer_emi']->partial_subvention_amount : $subventionAmount; ?> @if($user['is_gst_applicable'] == 0 && $subventionAmount > 0) @else @endif @if($user['merchant_processing_collected'] != 1) @else @if(isset($user['merchant_offer']->processing_fee_first_emi) && $user['merchant_offer']->processing_fee_first_emi) @endif @endif @if((isset($user['phase_cycle']) && $user['phase_cycle'] == 1) || !isset($user['phase_cycle'])) @if(isset($user['legal_charges']) && (!isset($user['merchant_processing_collected']) || $user['merchant_processing_collected'] != 1)) @if(isset($user['cersai_hypothecation_charges']) && $user['cersai_hypothecation_charges'] > 0) @endif @endif @endif @if($cf_advance_amount) @if((isset($user['phase_cycle']) && $user['phase_cycle'] == 1) || !isset($user['phase_cycle'])) @if(isset($user['center_gst_number']) && !empty($user['center_gst_number'])) @else @endif @endif @endif @if(isset($user['proFormaInvoice']->insurance_premium_applicable) && $user['proFormaInvoice']->insurance_premium_applicable == 1 && (in_array($user['proFormaInvoice']->insurance_premium_by_merchant, [0, 2])) && (!isset($user['partial_disbursement']) || isset($user['partial_disbursement']) && $user['partial_disbursement']['phase'] == 1)) @if(isset($user['cf_insurance_processing_fees'])) @else @endif @endif @if($user['proFormaInvoice']->insurance_premium_amount && $user['proFormaInvoice']->insurance_premium_by_merchant == 2) @else @endif @if(isset($user['partial_disbursement'])) = 11 && ($user['partial_disbursement']['phase']%100) <= 13){ $_ends = $user['partial_disbursement']['phase']. 'th'; }else{ $_ends = $user['partial_disbursement']['phase']. ''.$ends[$user['partial_disbursement']['phase'] % 10].''; } ?> @endif @if($user['merchant_processing_collected'] == 1 && (!isset($user['phase_cycle']) || (isset($user['phase_cycle']) && ($user['phase_cycle'] < 2)))) @if((!isset($user['merchant_offer']->processing_fee_first_emi) || (isset($user['merchant_offer']->processing_fee_first_emi) && !$user['merchant_offer']->processing_fee_first_emi))) @endif @endif @if(!$cf_advance_amount) @if((isset($user['phase_cycle']) && $user['phase_cycle'] == 1) || !isset($user['phase_cycle'])) @if(isset($user['center_gst_number']) && !empty($user['center_gst_number'])) @else @endif @endif @endif @if((isset($user['phase_cycle']) && $user['phase_cycle'] == 1) || !isset($user['phase_cycle'])) @if(isset($user['legal_charges']) && isset($user['merchant_processing_collected']) && $user['merchant_processing_collected'] == 1) @if(isset($user['cersai_hypothecation_charges']) && $user['cersai_hypothecation_charges'] > 0) @endif @endif @endif @if(isset($user['proFormaInvoice']->insurance_premium_applicable) && $user['proFormaInvoice']->insurance_premium_applicable == 1 && isset($user['proFormaInvoice']->insurance_premium_by_merchant) && $user['proFormaInvoice']->insurance_premium_by_merchant == 1 && (!isset($user['partial_disbursement']) || isset($user['partial_disbursement']) && $user['partial_disbursement']['phase'] == 1) && $user['merchant_insurance'] == 1) @endif @if($user['is_gst_applicable'] == 0 ) @else @if(isset($user['center_gst_number']) && !empty($user['center_gst_number'])) @else @endif @endif @if($user['is_gst_applicable'] == 0) @else @if(isset($user['center_gst_number']) && !empty($user['center_gst_number'])) @else @endif @endif @if(!empty($user['consumer_emi']->subvention_igst)) subvention_igst; ?> @elseif(!empty($user['consumer_emi']->subvention_cgst) && !empty($user['consumer_emi']->subvention_sgst)) subvention_cgst; ?> subvention_sgst; ?> @endif @if(isset($withheld_percent->liability_percent) && $withheld_percent != null) @endif @if(isset($user['center_gst_number']) && !empty($user['center_gst_number'])) @else @endif insurance_premium_amount) && isset($user['proFormaInvoice']->insurance_premium_applicable) && $user['proFormaInvoice']->insurance_premium_applicable == 1 && $user['proFormaInvoice']->insurance_premium_by_merchant == 1 && $user['merchant_insurance'] == 1 ? $user['proFormaInvoice']->insurance_premium_amount : 0; if(isset($user['partial_disbursement']) && $user['partial_disbursement']['phase'] > 1){ $insurance_premium_amount = 0; } $withheld_amount = isset($withheld_percent->liability_amount) ? $withheld_percent->liability_amount : 0; ?> @if($user['merchant_processing_collected'] == 1) @else @endif
Particulars Amount
Tenure payment_frequency == 1 ? '(in months)' : '' ?> / Total Installments {!! $user['consumer_emi']->tenure !!}
@if($user['consumer_emi']->advance_type == 'emi') Advance Installments @elseif($user['consumer_emi']->advance_type == 'percentage') Advance (%) @endif {!! $user['consumer_emi']->advance_emi !!} @if($user['consumer_emi']->advance_type == 'emi') Installments @elseif($user['consumer_emi']->advance_type == 'percentage') % @endif
No. of Installments remaining {!! $user['consumer_emi']->remaining_emi !!}
Additional Cost Charged to CustomersInterest Rate Charged to Customers {!! $user['consumer_emi']->interest_rate !!}%
Processing Fees Charged (including GST) @if(isset($user['merchant_offer']->processing_fee_first_emi) && $user['merchant_offer']->processing_fee_first_emi)
To be paid along with the first EMI
@endif 		₹ {!! $user['consumer_emi']->processing_fee !!}
Processing Fees Charged (including GST)
To be paid along with the first EMI
 ₹ {!! $user['consumer_emi']->processing_fee !!}
Legal document charges
(To be collected by creditfair)
 ₹ {!! ($user['legal_charges'] - ($user['cersai_hypothecation_charges'] ?? 0)) !!}
Cersai Hypothecation charges
(To be collected by creditfair)
 ₹ {!! $user['cersai_hypothecation_charges'] !!}
CF Legal document processing fee charges (including GST)
(To be collected by creditfair)
 ₹ {!! $user['legal_charges_processing_fee'] !!}
Advance amount collected by Credit FairAdvance amount collected by Credit Fair ₹ {!! money_format('%!i',$user['consumer_emi']->upfront_from_customer) !!}x
Insurance Premium @if($user['proFormaInvoice']->insurance_premium_by_merchant == 2) (Added in loan) @endif ₹ {!! $user['vendor_insurnace_permium'] or '' !!}
CF Insurance Processing Fees + 18% GST @if($user['proFormaInvoice']->insurance_premium_by_merchant == 2) (Added in loan) @endif ₹ {!! $user['cf_insurance_processing_fees'] or '' !!}
Insurance Premium @if($user['proFormaInvoice']->insurance_premium_by_merchant == 2) (Added in loan) @endif ₹ {!! $user['proFormaInvoice']->insurance_premium_amount or '' !!}
Installment Amount ₹ {!! money_format('%!i',$user['consumer_emi']->emi) !!}
Amount of Loan Sanctioned for {!! $user['proFormaInvoice']->treatment_name or $user['product_name'] !!} and Insurance + ₹ {!! money_format('%!i',$user['consumer_emi']->approved_amount + $user['proFormaInvoice']->insurance_premium_amount) !!}
Amount of Loan Sanctioned for {!! $user['proFormaInvoice']->treatment_name or $user['product_name'] !!} ₹ {!! money_format('%!i',$user['consumer_emi']->approved_amount) !!}
Amount of Loan Sanctioned @if(!isset($user['partial_disbursement'])) + @endif ₹ {!! money_format('%!i',$user['consumer_emi']->approved_amount) !!}
Disbursement {!! $_ends !!} Phase ({!! $user['partial_disbursement']['percentage_amount'] !!}%) + ₹ {!! money_format('%!i',$user['partial_disbursement']['amount']) !!}
Processing Fees Charged (including GST)
To be collected by merchant		 - ₹ {!! $user['consumer_emi']->processing_fee !!}
Advance amount collected by {!! $user['center_name'] !!} ({!! $user['official_merchant_name'] !!})Advance amount collected by {!! $user['official_merchant_name'] !!}- ₹ {!! money_format('%!i',$user['consumer_emi']->upfront_from_customer) !!}x
Legal document charges
(To be collected by merchant)
 - ₹ {!! ($user['legal_charges'] - ($user['cersai_hypothecation_charges'] ?? 0)) !!}
Cersai Hypothecation charges
(To be collected by merchant)
 - ₹ {!! $user['cersai_hypothecation_charges'] !!}
CF Legal document processing fee charges (including GST)
(To be collected by merchant)
 - ₹ {!! $user['legal_charges_processing_fee'] !!}
Insurance Premium - ₹ {!! $user['proFormaInvoice']->insurance_premium_amount or '' !!}
Advance Interest ChargedSubvention Charged to {!! $user['center_name'] !!} ({!! $user['official_merchant_name'] !!})Subvention Charged to {!! $user['official_merchant_name'] !!} {!! $user['consumer_emi']->subvention !!}%
Amount of Interest ChargedAmount of Subvention Charged to {!! $user['center_name'] !!} ({!! $user['official_merchant_name'] !!})Amount of Subvention Charged to {!! $user['official_merchant_name'] !!}- ₹
IGST - ₹ {!! money_format('%!i',$user['consumer_emi']->subvention_igst) !!}
CGST - ₹ {!! money_format('%!i',$user['consumer_emi']->subvention_cgst) !!}
SGST - ₹ {!! money_format('%!i',$user['consumer_emi']->subvention_sgst) !!}
Money held as liability confirmation - {!! $withheld_percent->liability_percent !!}% - {!! money_format('%!i',$withheld_percent->liability_amount) !!}
Disbursement to the {!! $user['center_name'] !!} ({!! $user['official_merchant_name'] !!})Disbursement to the {!! $user['official_merchant_name'] !!}= ₹ upfront_from_credit_fair - ($user['consumer_emi']->processing_fee + ($igst + $cgst + $sgst) + $insurance_premium_amount); if(isset($user['merchant_offer']->processing_fee_first_emi) && $user['merchant_offer']->processing_fee_first_emi){ $net_disbursement = $net_disbursement + $user['consumer_emi']->processing_fee; } if($cf_advance_amount){ $net_disbursement += $user['consumer_emi']->upfront_from_customer; } $net_disbursement -= $user['legal_charges'] ?? 0; echo $user['consumer_emi']->partial_upfront_from_credit_fair ?? money_format('%!i', ($net_disbursement - $withheld_amount)); ?>x₹ upfront_from_credit_fair - ($igst + $cgst + $sgst + $insurance_premium_amount); if($cf_advance_amount){ $net_disbursement += $user['consumer_emi']->upfront_from_customer; } echo $user['consumer_emi']->partial_upfront_from_credit_fair ?? money_format('%!i', ($net_disbursement - $withheld_amount)); ?>x
@if(!$bankDetail) @else @endif
{!! $user['center_name'] !!} Bank Details{!! $user['official_merchant_name'] !!} Bank Details
@if(!$bankDetail && isset($user['center_bank']->account_holder)) @else @endif
Account Holder Name {!! $user['center_bank']->account_holder or "" !!}
Name of Bank {!! $user['center_bank']->bank_name or '' !!}
Branch {!! $user['center_bank']->branch_name or '' !!}
Account No. {!! $user['center_bank']->account_number or '' !!}
IFSC Code {!! $user['center_bank']->ifsc_code or '' !!}
Account Holder Name {!! $user['merchant_bank_details']->account_holder or '' !!}
Name of Bank {!! $user['merchant_bank_details']->bank_name or '' !!}
Branch {!! $user['merchant_bank_details']->branch_name or '' !!}
Account No. {!! $user['merchant_bank_details']->account_number or '' !!}
IFSC Code {!! $user['merchant_bank_details']->ifsc_code or '' !!}
Accepted by {!! $user['official_merchant_name'] !!}
Signature (Stamp if applicable) x
Name
Position
Date {!! date('Y-m-d') !!}
Please sign across all the 3 cross(x)
@if(isset($consent['position']))

@endif @if($lender['name'] == "K. M. Global Credit Private Limited") @elseif($lender['id'] == \App\BlackSoil::$lender_id) @else @endif
{!! $lender['name'] !!}
Non Banking Finance Company . CIN No. {!! $lender['cin'] !!}
Reg. Address
Office no. 501, B wing, Naman Midtown, Senapati Bapat Marg, Gokhale Road, Dadar West, Mumbai 400028
Corp. Address
6A, 6th Floor, Corporate Centre, Andheri Kurla Road, Near JB Nagar Metro Station, Andheri East, Mumbai 400059
{!! $lender['website'] !!} | {!! $lender['email'] !!}
BlackSoil Capital Private Limited
Non Banking Finance Company . CIN No. U67120MH1995PTC084946
Tower A, 502, Peninsula Corporate Park, Senapati Bapat Marg, Lower Parel (W), Mumbai – 400 013, Maharashtra
{!! $lender['name'] !!}
Non Banking Finance Company . CIN No. {!! $lender['cin'] !!}
{!! $lender['address'] !!}
{!! $lender['website'] !!} | {!! $lender['email'] !!}
CREDIT FAI₹
Credit Fair (BlackSoil Capital Private Limited)
Reg. Address
Office no. 501, B wing, Naman Midtown, Senapati Bapat Marg, Gokhale Road, Dadar West, Mumbai 400028
Corp. Address
6A, 6th Floor, Corporate Centre, Andheri Kurla Road, Near JB Nagar Metro Station, Andheri East, Mumbai 400059
www.creditfair.in | info@creditfair.in | 9967235047
@if(isset($lender['logo']) && !empty($lender['logo'])) @else @endif
@if($user['loan_schedule_new'] && $user['loan_schedule_new'] != "")
INDICATIVE REPAYMENT SCHEDULE
@foreach($user['loan_schedule_new'] as $key=>$loan_schedule) processing_fee_first_emi) && $user['merchant_offer']->processing_fee_first_emi && $key == 1 && $user['consumer_emi']->processing_fee){ $emi_amount += $user['consumer_emi']->processing_fee; } if(isset($loan_schedule['bpi_interest']) && $loan_schedule['bpi_interest'] > 0){ $total_repayable += $loan_schedule['bpi_interest']; } $total_repayable += $emi_amount; ?> @if(isset($loan_schedule['bpi_interest']) && $loan_schedule['bpi_interest'] > 0) @endif @endforeach
No. of EMI Repayment Date EMI Amount (₹) Foreclosure Amount(₹)
Down Payment ₹{!! money_format('%!i',$user['consumer_emi']->upfront_from_customer) !!} NA
Pre-EMI {!! date('d F, Y',strtotime($loan_schedule['emi_date'])) !!} ₹{!! money_format('%!i',round($loan_schedule['bpi_interest'])) !!} NA
@if($loan_schedule['installment_number'] >=4) {!! $loan_schedule['installment_number'] !!}th @elseif($loan_schedule['installment_number'] == 1) {!! $loan_schedule['installment_number'] !!}st @elseif($loan_schedule['installment_number'] == 2) {!! $loan_schedule['installment_number'] !!}nd @elseif($loan_schedule['installment_number'] == 3) {!! $loan_schedule['installment_number'] !!}rd @endif Installment {!! date('d F, Y',strtotime($loan_schedule['emi_date'])) !!} ₹{!! money_format('%!i',$emi_amount) !!} ₹{!! money_format('%!i',round($loan_schedule['foreclosure_amount'])) !!}
Total Repayable ₹ {!! money_format('%!i',round($total_repayable)) !!}

@else
INDICATIVE REPAYMENT SCHEDULE
@if(isset($user['loan_schedule']) && $user['loan_schedule'] != '') @if(isset($user['loan_schedule']['schedule'][0])) upfront_from_customer; $principal_amount = 0; $subvention = 0; $total_interest = 0;?> @foreach($user['loan_schedule']['schedule'] as $key=>$loan_schedule) 0){ $principal = ($principal_amount + $user['consumer_emi']->upfront_from_customer) - $subvention; }else{ $principal = $principal_amount + $user['consumer_emi']->upfront_from_customer; } ?> @endforeach @endif @endif @if(isset($user['loan_schedule']) && $user['loan_schedule'] != '') @if(isset($user['loan_schedule']['schedule'][0])) @foreach($user['loan_schedule']['schedule'] as $key=>$loan_schedule) @if(isset($user['merchant_offer']->processing_fee_first_emi) && $user['merchant_offer']->processing_fee_first_emi && $key == 1 && $user['consumer_emi']->processing_fee) @else @endif {{----}} @if($user['is_gst_applicable'] == 0) {{----}} @else {{----}} @endif @endforeach @endif @endif
No. of EMI Repayment Date EMI Amount (₹) Foreclosure Amount(₹)
Down Payment ₹{!! money_format('%!i',$user['consumer_emi']->upfront_from_customer) !!} NA
@if($key >=4) {!! $key !!}th @elseif($key == 1) {!! $key !!}st @elseif($key == 2) {!! $key !!}nd @elseif($key == 3) {!! $key !!}rd @endif Installment {!! date('d F, Y',strtotime($loan_schedule['emi_date'])) !!}₹{!! money_format('%!i',round($loan_schedule['amount'] + $user['consumer_emi']->processing_fee ,2)) !!}₹{!! money_format('%!i',round($loan_schedule['amount'],2)) !!}₹{!! money_format('%!i',round(($loan_schedule['amount'] - $interest_payable),2)) !!}₹{!! money_format('%!i',round(($interest_payable),2)) !!}₹{!! money_format('%!i',round(($interest_payable),2)) !!}₹{!! money_format('%!i',round($loan_schedule['fore_closure_amount'],2)) !!}
Total Repayable ₹ {!! money_format('%!i',($repayable + $user['consumer_emi']->upfront_from_customer)) !!}

@endif